Heartland Interest Expense from 2010 to 2024

HTLF Stock  USD 43.07  0.14  0.33%   
Heartland Financial's Interest Expense is increasing over the last several years with slightly volatile swings. Interest Expense is estimated to finish at about 39.4 M this year. Interest Expense is the cost incurred by an entity for borrowed funds, including loans, bonds, or lines of credit. View All Fundamentals
 
Interest Expense  
First Reported
1997-03-31
Previous Quarter
11.7 M
Current Value
13.4 M
Quarterly Volatility
13.3 M
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
Check Heartland Financial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Heartland Financial's main balance sheet or income statement drivers, such as Depreciation And Amortization of 31.6 M, Interest Expense of 39.4 M or Selling And Marketing Expenses of 4.7 M, as well as many indicators such as Price To Sales Ratio of 1.64, Dividend Yield of 0.0387 or PTB Ratio of 1.5. Heartland financial statements analysis is a perfect complement when working with Heartland Financial Valuation or Volatility modules.
  
Check out the analysis of Heartland Financial Correlation against competitors.

Latest Heartland Financial's Interest Expense Growth Pattern

Below is the plot of the Interest Expense of Heartland Financial USA over the last few years. It is the cost incurred by an entity for borrowed funds, including loans, bonds, or lines of credit. Heartland Financial's Interest Expense historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Heartland Financial's overall financial position and show how it may be relating to other accounts over time.
Interest Expense10 Years Trend
Slightly volatile
   Interest Expense   
       Timeline  

Heartland Interest Expense Regression Statistics

Arithmetic Mean39,910,166
Geometric Mean36,311,938
Coefficient Of Variation45.26
Mean Deviation12,550,445
Median33,969,000
Standard Deviation18,061,996
Sample Variance326.2T
Range69.8M
R-Value0.46
Mean Square Error276.7T
R-Squared0.21
Significance0.08
Slope1,861,559
Total Sum of Squares4567.3T

Heartland Interest Expense History

202439.4 M
202332.9 M
202276.4 M
202128.2 M
202044.9 M
201980.6 M
201851.9 M

About Heartland Financial Financial Statements

There are typically three primary documents that fall into the category of financial statements. These documents include Heartland Financial income statement, its balance sheet, and the statement of cash flows. Heartland Financial investors use historical funamental indicators, such as Heartland Financial's Interest Expense, to determine how well the company is positioned to perform in the future. Although Heartland Financial investors may use each financial statement separately, they are all related. The changes in Heartland Financial's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on Heartland Financial's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet, but not equivalent to net income shown on the income statement. We offer a historical overview of the basic patterns found on Heartland Financial Financial Statements. Understanding these patterns can help to make the right decision on long term investment in Heartland Financial. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Interest Expense32.9 M39.4 M

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Additional Information and Resources on Investing in Heartland Stock

When determining whether Heartland Financial USA is a strong investment it is important to analyze Heartland Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Heartland Financial's future performance. For an informed investment choice regarding Heartland Stock, refer to the following important reports:
Check out the analysis of Heartland Financial Correlation against competitors.
You can also try the My Watchlist Analysis module to analyze my current watchlist and to refresh optimization strategy. Macroaxis watchlist is based on self-learning algorithm to remember stocks you like.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Heartland Financial. If investors know Heartland will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Heartland Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.03)
Dividend Share
1.2
Earnings Share
1.65
Revenue Per Share
13.006
Quarterly Revenue Growth
0.015
The market value of Heartland Financial USA is measured differently than its book value, which is the value of Heartland that is recorded on the company's balance sheet. Investors also form their own opinion of Heartland Financial's value that differs from its market value or its book value, called intrinsic value, which is Heartland Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Heartland Financial's market value can be influenced by many factors that don't directly affect Heartland Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Heartland Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Heartland Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Heartland Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.