OFG Gross Margin from 2010 to 2024

OFG Stock  USD 35.70  0.88  2.53%   
Check OFG Bancorp financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among OFG main balance sheet or income statement drivers, such as Interest Expense of 8.3 M, Other Operating Expenses of 538 M or Operating Income of 660.4 M, as well as many exotic indicators such as Price To Sales Ratio of 3.17, Dividend Yield of 0.0271 or PTB Ratio of 1.72. OFG financial statements analysis is a perfect complement when working with OFG Bancorp Valuation or Volatility modules.
  
This module can also supplement OFG Bancorp's financial leverage analysis and stock options assessment as well as various OFG Bancorp Technical models . Check out the analysis of OFG Bancorp Correlation against competitors.
For more detail on how to invest in OFG Stock please use our How to Invest in OFG Bancorp guide.

About OFG Bancorp Financial Statements

There are typically three primary documents that fall into the category of financial statements. These documents include OFG Bancorp income statement, its balance sheet, and the statement of cash flows. OFG Bancorp investors use historical funamental indicators, such as OFG Bancorp's Gross Margin, to determine how well the company is positioned to perform in the future. Although OFG Bancorp investors may use each financial statement separately, they are all related. The changes in OFG Bancorp's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on OFG Bancorp's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet, but not equivalent to net income shown on the income statement. We offer a historical overview of the basic patterns found on OFG Bancorp Financial Statements. Understanding these patterns can help to make the right decision on long term investment in OFG Bancorp. Please read more on our technical analysis and fundamental analysis pages.
OFG Bancorp, a financial holding company, provides a range of banking and financial services. OFG Bancorp was founded in 1964 and is headquartered in San Juan, Puerto Rico. OFG Bancorp operates under BanksRegional classification in the United States and is traded on New York Stock Exchange. It employs 2247 people.

OFG Bancorp Investors Sentiment

The influence of OFG Bancorp's investor sentiment on the probability of its price appreciation or decline could be a good factor in your decision-making process regarding taking a position in OFG. The overall investor sentiment generally increases the direction of a stock movement in a one-year investment horizon. However, the impact of investor sentiment on the entire stock market does not have solid backing from leading economists and market statisticians.
Investor biases related to OFG Bancorp's public news can be used to forecast risks associated with an investment in OFG. The trend in average sentiment can be used to explain how an investor holding OFG can time the market purely based on public headlines and social activities around OFG Bancorp. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
OFG Bancorp's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for OFG Bancorp's and other traded tickers. The bigger the bubble, the more accurate is the estimated score. Higher bars for a given day show more participation in the average OFG Bancorp's news discussions. The higher the estimated score, the more favorable is the investor's outlook on OFG Bancorp.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards OFG Bancorp in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, OFG Bancorp's short interest history, or implied volatility extrapolated from OFG Bancorp options trading.

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When determining whether OFG Bancorp is a strong investment it is important to analyze OFG Bancorp's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact OFG Bancorp's future performance. For an informed investment choice regarding OFG Stock, refer to the following important reports:
Check out the analysis of OFG Bancorp Correlation against competitors.
For more detail on how to invest in OFG Stock please use our How to Invest in OFG Bancorp guide.
Note that the OFG Bancorp information on this page should be used as a complementary analysis to other OFG Bancorp's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Equity Forecasting module to use basic forecasting models to generate price predictions and determine price momentum.

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Is OFG Bancorp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of OFG Bancorp. If investors know OFG will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about OFG Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.094
Dividend Share
0.91
Earnings Share
3.83
Revenue Per Share
13.422
Quarterly Revenue Growth
0.026
The market value of OFG Bancorp is measured differently than its book value, which is the value of OFG that is recorded on the company's balance sheet. Investors also form their own opinion of OFG Bancorp's value that differs from its market value or its book value, called intrinsic value, which is OFG Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because OFG Bancorp's market value can be influenced by many factors that don't directly affect OFG Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between OFG Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if OFG Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, OFG Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.