OptimumBank Financial Statements From 2010 to 2024

OPHC Stock  USD 4.18  0.03  0.71%   
OptimumBank Holdings financial statements provide useful quarterly and yearly information to potential OptimumBank Holdings investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on OptimumBank Holdings financial statements helps investors assess OptimumBank Holdings' valuation, profitability, and current liquidity needs. Key fundamental drivers impacting OptimumBank Holdings' valuation are summarized below:
Gross Profit
15.3 M
Profit Margin
0.2718
Market Capitalization
39.2 M
Revenue
23.1 M
Earnings Share
0.87
We have found one hundred twenty available trending fundamental ratios for OptimumBank Holdings, which can be analyzed and compared to other ratios and to its competitors. Investors should ensure to check out all of OptimumBank Holdings' recent performance against the performance from 2010 to 2024 to make sure the company is sustainable down the road. The current year's Enterprise Value is expected to grow to about 42.9 M, whereas Market Cap is forecasted to decline to about 16.9 M.

OptimumBank Holdings Total Revenue

41.19 Million

Check OptimumBank Holdings financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among OptimumBank main balance sheet or income statement drivers, such as Depreciation And Amortization of 401.1 K, Interest Expense of 444.6 K or Total Revenue of 41.2 M, as well as many exotic indicators such as Price To Sales Ratio of 0.73, Dividend Yield of 1.0E-4 or PTB Ratio of 0.45. OptimumBank financial statements analysis is a perfect complement when working with OptimumBank Holdings Valuation or Volatility modules.
  
This module can also supplement various OptimumBank Holdings Technical models . Check out the analysis of OptimumBank Holdings Correlation against competitors.
For information on how to trade OptimumBank Stock refer to our How to Trade OptimumBank Stock guide.

OptimumBank Holdings Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets832.1 M792.4 M262.2 M
Slightly volatile
Cash80.5 M76.7 M30.8 M
Slightly volatile
Cash And Short Term Investments26.5 M38.4 M38.7 M
Slightly volatile
Common Stock Shares Outstanding7.6 M7.2 M2.4 M
Slightly volatile
Liabilities And Stockholders Equity832.1 M792.4 M262.2 M
Slightly volatile
Total Current Assets83.1 M79.1 M42.3 M
Slightly volatile
Other Liabilities1.5 M2.2 M1.6 M
Pretty Stable
Accounts Payable613.3 M584.1 M202 M
Slightly volatile
Other Assets781.2 M744 M211.4 M
Slightly volatile
Short Term Investments15.7 M24.4 M19 M
Very volatile
Total Liabilities758.6 M722.4 M204.2 M
Slightly volatile
Common Stock68.4 K72 K384.7 K
Slightly volatile
Property Plant Equipment4.7 M3.5 MM
Slightly volatile
Short and Long Term Debt Total81.7 M77.8 M32 M
Slightly volatile
Non Current Assets Total749 M713.3 M110.2 M
Slightly volatile
Long Term Debt65.1 M62 M15.6 M
Slightly volatile
Non Current Liabilities Total77.4 M139.1 M69.7 M
Slightly volatile
Other Stockholder Equity95.8 M91.2 M47.1 M
Slightly volatile
Total Current Liabilities612.5 M583.3 M185.1 M
Slightly volatile
Property Plant And Equipment Net2.4 M3.5 M2.7 M
Pretty Stable
Net Receivables2.6 M2.5 M924.7 K
Slightly volatile
Common Stock Total Equity68.3 K36.8 K73.5 K
Slightly volatile
Property Plant And Equipment Gross2.5 M4.6 M2.9 M
Slightly volatile
Short Term Debt69.2 M65.9 M20 M
Slightly volatile
Other Current Liabilities543.2 M517.4 M181.4 M
Slightly volatile
Long Term Debt Total3.9 M2.3 M4.2 M
Slightly volatile
Capital Surpluse38.5 M57.8 M38.3 M
Slightly volatile
Long Term Investments23.5 M24.7 M64.7 M
Slightly volatile
Non Current Liabilities Other1.2 M1.3 M9.6 M
Slightly volatile
Short and Long Term Debt13.7 M17.6 M19.1 M
Slightly volatile
Earning Assets15.4 M16.8 M21.3 M
Slightly volatile
Net Invested Capital138.6 M132 M48.4 M
Slightly volatile
Capital Stock49.3 K72 K30.8 K
Slightly volatile

OptimumBank Holdings Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization401.1 K560 K246.4 K
Slightly volatile
Interest Expense444.6 K468 K1.5 M
Very volatile
Total Revenue41.2 M39.2 M9.8 M
Slightly volatile
Gross Profit37.6 M35.8 M9.4 M
Slightly volatile
Other Operating Expenses31.9 M30.4 M6.1 M
Slightly volatile
Selling General Administrative8.7 M8.3 M3.3 M
Slightly volatile
Net Interest Income22.2 M21.1 M7.3 M
Slightly volatile
Interest Income33.1 M31.5 M9.8 M
Slightly volatile
Reconciled Depreciation355.5 K494 K244 K
Slightly volatile
Selling And Marketing Expenses107.1 K102 K32.3 K
Slightly volatile

OptimumBank Holdings Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
End Period Cash Flow80.5 M76.7 M31.7 M
Slightly volatile
Begin Period Cash Flow75.4 M71.8 M27.2 M
Slightly volatile
Depreciation588 K560 K262.3 K
Slightly volatile
Stock Based Compensation465.5 K490 K1.2 M
Slightly volatile
Sale Purchase Of Stock10 M9.5 M5.7 M
Slightly volatile
Issuance Of Capital Stock11.3 M10.1 M5.2 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio0.730.77136.2381
Slightly volatile
Dividend Yield1.0E-41.0E-41.0E-4
Very volatile
Days Sales Outstanding21.8723.017297.2897
Slightly volatile
Stock Based Compensation To Revenue0.01190.01250.0293
Very volatile
Sales General And Administrative To Revenue0.20.21060.6322
Slightly volatile
Cash Per Share13.2613.955376.0388
Slightly volatile
Payout Ratio0.00180.00350.0035
Very volatile
Intangibles To Total Assets0.760.720.2352
Slightly volatile
Current Ratio0.130.13571.0155
Slightly volatile
Receivables Turnover16.6515.85779.216
Slightly volatile
Graham Number13.0613.743155.4546
Slightly volatile
Revenue Per Share5.155.41986.1991
Slightly volatile
Interest Debt Per Share10.0310.552946.4764
Slightly volatile
Debt To Assets0.0910.09580.2094
Slightly volatile
Dividend Payout Ratio0.00180.00350.0035
Very volatile
Long Term Debt To Capitalization0.120.1250.6391
Slightly volatile
Total Debt To Capitalization0.830.52030.7268
Slightly volatile
Quick Ratio0.170.17741.0231
Slightly volatile
Net Income Per E B T0.630.74290.963
Pretty Stable
Cash Ratio0.120.13140.6347
Slightly volatile
Days Of Sales Outstanding21.8723.017297.2897
Slightly volatile
Fixed Asset Turnover11.6511.0953.166
Slightly volatile
Debt Ratio0.0910.09580.2094
Slightly volatile
Price Sales Ratio0.730.77136.2381
Slightly volatile
Asset Turnover0.0520.04950.0305
Slightly volatile
Gross Profit Margin0.730.820.8937
Slightly volatile

OptimumBank Holdings Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap16.9 M30.3 M11.9 M
Slightly volatile

OptimumBank Fundamental Market Drivers

Cash And Short Term Investments38.4 M

OptimumBank Upcoming Events

4th of March 2024
Upcoming Quarterly Report
View
31st of December 2023
Next Fiscal Quarter End
View

About OptimumBank Holdings Financial Statements

There are typically three primary documents that fall into the category of financial statements. These documents include OptimumBank Holdings income statement, its balance sheet, and the statement of cash flows. OptimumBank Holdings investors use historical funamental indicators, such as OptimumBank Holdings's revenue or net income, to determine how well the company is positioned to perform in the future. Although OptimumBank Holdings investors may use each financial statement separately, they are all related. The changes in OptimumBank Holdings's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on OptimumBank Holdings's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet, but not equivalent to net income shown on the income statement. We offer a historical overview of the basic patterns found on OptimumBank Holdings Financial Statements. Understanding these patterns can help to make the right decision on long term investment in OptimumBank Holdings. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Total Revenue39.2 M41.2 M
Cost Of Revenue3.1 MM
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.21  0.20 
Research And Ddevelopement To Revenue 0.00  0.00 
Capex To Revenue(0.02)(0.02)
Revenue Per Share 5.42  5.15 
Ebit Per Revenue 0.22  0.23 

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When determining whether OptimumBank Holdings offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of OptimumBank Holdings' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Optimumbank Holdings Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Optimumbank Holdings Stock:
Check out the analysis of OptimumBank Holdings Correlation against competitors.
For information on how to trade OptimumBank Stock refer to our How to Trade OptimumBank Stock guide.
Note that the OptimumBank Holdings information on this page should be used as a complementary analysis to other OptimumBank Holdings' statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Odds Of Bankruptcy module to get analysis of equity chance of financial distress in the next 2 years.

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When running OptimumBank Holdings' price analysis, check to measure OptimumBank Holdings' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy OptimumBank Holdings is operating at the current time. Most of OptimumBank Holdings' value examination focuses on studying past and present price action to predict the probability of OptimumBank Holdings' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move OptimumBank Holdings' price. Additionally, you may evaluate how the addition of OptimumBank Holdings to your portfolios can decrease your overall portfolio volatility.
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Is OptimumBank Holdings' industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of OptimumBank Holdings. If investors know OptimumBank will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about OptimumBank Holdings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.551
Earnings Share
0.87
Revenue Per Share
3.194
Quarterly Revenue Growth
0.514
Return On Assets
0.0091
The market value of OptimumBank Holdings is measured differently than its book value, which is the value of OptimumBank that is recorded on the company's balance sheet. Investors also form their own opinion of OptimumBank Holdings' value that differs from its market value or its book value, called intrinsic value, which is OptimumBank Holdings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because OptimumBank Holdings' market value can be influenced by many factors that don't directly affect OptimumBank Holdings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between OptimumBank Holdings' value and its price as these two are different measures arrived at by different means. Investors typically determine if OptimumBank Holdings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, OptimumBank Holdings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.