Oportun Net Interest Income from 2010 to 2024

OPRT Stock  USD 3.31  0.16  5.08%   
Oportun Financial Net Interest Income yearly trend continues to be comparatively stable with very little volatility. Net Interest Income will likely drop to about 550.4 M in 2024. Net Interest Income is the difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities. View All Fundamentals
 
Net Interest Income  
First Reported
2019-03-31
Previous Quarter
196.3 M
Current Value
190.2 M
Quarterly Volatility
37.8 M
 
Covid
Check Oportun Financial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Oportun main balance sheet or income statement drivers, such as Discontinued Operations of 0.0, Interest Expense of 188.4 M or Selling General Administrative of 133.9 M, as well as many exotic indicators such as Price To Sales Ratio of 0.13, Dividend Yield of 0.0 or PTB Ratio of 0.34. Oportun financial statements analysis is a perfect complement when working with Oportun Financial Valuation or Volatility modules.
  
This module can also supplement Oportun Financial's financial leverage analysis and stock options assessment as well as various Oportun Financial Technical models . Check out the analysis of Oportun Financial Correlation against competitors.

Latest Oportun Financial's Net Interest Income Growth Pattern

Below is the plot of the Net Interest Income of Oportun Financial Corp over the last few years. It is the difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities. Oportun Financial's Net Interest Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Oportun Financial's overall financial position and show how it may be relating to other accounts over time.
Net Interest Income10 Years Trend
Slightly volatile
   Net Interest Income   
       Timeline  

Oportun Net Interest Income Regression Statistics

Arithmetic Mean393,716,183
Geometric Mean350,635,662
Coefficient Of Variation52.01
Mean Deviation170,740,596
Median291,536,000
Standard Deviation204,753,701
Sample Variance41924.1T
Range577.1M
R-Value0.87
Mean Square Error10594.5T
R-Squared0.77
Significance0.00002
Slope40,053,926
Total Sum of Squares586937.1T

Oportun Net Interest Income History

2024550.4 M
2023802.4 M
2022783.1 M
2021528.1 M
2020487.1 M
2019483.6 M
2018401.9 M

About Oportun Financial Financial Statements

There are typically three primary documents that fall into the category of financial statements. These documents include Oportun Financial income statement, its balance sheet, and the statement of cash flows. Oportun Financial investors use historical funamental indicators, such as Oportun Financial's Net Interest Income, to determine how well the company is positioned to perform in the future. Although Oportun Financial investors may use each financial statement separately, they are all related. The changes in Oportun Financial's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on Oportun Financial's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet, but not equivalent to net income shown on the income statement. We offer a historical overview of the basic patterns found on Oportun Financial Financial Statements. Understanding these patterns can help to make the right decision on long term investment in Oportun Financial. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Net Interest Income802.4 M550.4 M

Building efficient market-beating portfolios requires time, education, and a lot of computing power!

The Portfolio Architect is an AI-driven system that provides multiple benefits to our users by leveraging cutting-edge machine learning algorithms, statistical analysis, and predictive modeling to automate the process of asset selection and portfolio construction, saving time and reducing human error for individual and institutional investors.

Try AI Portfolio Architect
When determining whether Oportun Financial Corp is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if Oportun Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Oportun Financial Corp Stock. Highlighted below are key reports to facilitate an investment decision about Oportun Financial Corp Stock:
Check out the analysis of Oportun Financial Correlation against competitors.
You can also try the Stock Screener module to find equities using a custom stock filter or screen asymmetry in trading patterns, price, volume, or investment outlook..

Complementary Tools for Oportun Stock analysis

When running Oportun Financial's price analysis, check to measure Oportun Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Oportun Financial is operating at the current time. Most of Oportun Financial's value examination focuses on studying past and present price action to predict the probability of Oportun Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Oportun Financial's price. Additionally, you may evaluate how the addition of Oportun Financial to your portfolios can decrease your overall portfolio volatility.
FinTech Suite
Use AI to screen and filter profitable investment opportunities
Aroon Oscillator
Analyze current equity momentum using Aroon Oscillator and other momentum ratios
Sign In To Macroaxis
Sign in to explore Macroaxis' wealth optimization platform and fintech modules
Watchlist Optimization
Optimize watchlists to build efficient portfolios or rebalance existing positions based on the mean-variance optimization algorithm
Fundamental Analysis
View fundamental data based on most recent published financial statements
Is Oportun Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Oportun Financial. If investors know Oportun will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Oportun Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
12.7
Earnings Share
(4.88)
Revenue Per Share
23.796
Quarterly Revenue Growth
(0.07)
Return On Assets
(0.05)
The market value of Oportun Financial Corp is measured differently than its book value, which is the value of Oportun that is recorded on the company's balance sheet. Investors also form their own opinion of Oportun Financial's value that differs from its market value or its book value, called intrinsic value, which is Oportun Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Oportun Financial's market value can be influenced by many factors that don't directly affect Oportun Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Oportun Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Oportun Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Oportun Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.