Village Financial Statements From 2010 to 2023

VBFC Stock  USD 45.60  2.40  5.00%   
Village Bank financial statements provide useful quarterly and yearly information to potential Village Bank And investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on Village Bank financial statements helps investors assess Village Bank's valuation, profitability, and current liquidity needs.
Operating Income
12.1 M
Gross Profit
32.6 M
Profit Margin
0.2257
Net Interest Income
25.7 M
Interest Income
27.5 M
We have found sixty-nine available fundamental trend indicators for Village Bank And, which can be analyzed and compared to other ratios and to its competition. Investors should ensure to double-check all of Village Bank's current performance against the performance from 2010 to 2023 to make sure the company is sustainable down the road. Village Bank Earnings before Tax are projected to increase significantly based on the last few years of reporting. The past year's Earnings before Tax were at 10.29 Million.

Village Bank Revenues

32.53 Million

Check Village Bank financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Village main balance sheet or income statement drivers, such as Consolidated Income of 9 M, Earning Before Interest and Taxes EBIT of 11.1 M or Gross Profit of 32.5 M, as well as many exotic indicators such as Asset Turnover of 0.044, Book Value per Share of 39.95 or Debt to Equity Ratio of 11.69. Village financial statements analysis is a perfect complement when working with Village Bank Valuation or Volatility modules.
  
This module can also supplement various Village Bank Technical models . Check out the analysis of Village Bank Correlation against competitors.

Village Bank Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Accumulated Retained Earnings Deficit11.8 M11 M(20 M)
Slightly volatile
Property Plant and Equipment Net12 M11.7 M15.4 M
Slightly volatile
Total Liabilities639.6 M662.2 M510.1 M
Slightly volatile
Investments624.1 M673.3 M466.8 M
Slightly volatile
Shareholders Equity USD54.9 M61.1 M38.4 M
Slightly volatile
Shareholders Equity Attributable to Parent54.9 M61.1 M38.4 M
Slightly volatile
Deposit Liabilities598.5 M624.7 M471.2 M
Slightly volatile
Total Debt USD35.8 M34.5 M32.4 M
Very volatile
Total Debt35.8 M34.5 M32.4 M
Very volatile
Cash and Equivalents USD17.1 M16.7 M36.1 M
Pretty Stable
Cash and Equivalents17.1 M16.7 M36.1 M
Pretty Stable
Total Assets694.5 M723.3 M548.4 M
Slightly volatile
Accumulated Other Comprehensive Income(11.2 M)(10.9 M)(2.1 M)
Slightly volatile

Village Bank Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Income Tax Expense2.1 MM(1.1 M)
Pretty Stable
Weighted Average Shares1.4 M1.5 MM
Slightly volatile
Selling General and Administrative Expense23.5 M22.1 M21.4 M
Pretty Stable
Revenues USD32.5 M32.6 M26.3 M
Slightly volatile
Revenues32.5 M32.6 M26.3 M
Slightly volatile
Preferred Dividends Income Statement Impact109.7 K101.7 K65.2 K
Very volatile
Operating Income11.1 M10.3 M2.8 M
Slightly volatile
Operating Expenses21.4 M22.3 M23.5 M
Slightly volatile
Net Income Common Stock USDM8.3 M1.4 M
Slightly volatile
Net Income Common StockM8.3 M1.4 M
Slightly volatile
Net IncomeM8.3 M1.5 M
Slightly volatile
Gross Profit32.5 M32.6 M26.3 M
Slightly volatile
Earning Before Interest and Taxes USD11.1 M10.3 M2.7 M
Slightly volatile
Earning Before Interest and Taxes EBIT11.1 M10.3 M2.7 M
Slightly volatile
Consolidated IncomeM8.3 M1.5 M
Slightly volatile

Village Bank Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Share Based Compensation323.1 K381 K190.4 K
Slightly volatile
Net Cash Flow from Operations9.6 M10.3 M6.1 M
Slightly volatile
Net Cash Flow Investment Acquisitions and Disposals(67.3 M)(65.6 M)(14.8 M)
Slightly volatile
Net Cash Flow from Investing(67.8 M)(66.1 M)(15 M)
Slightly volatile
Net Cash Flow from Financing(20.7 M)(20.1 M)(1.4 M)
Slightly volatile
Issuance Repayment of Debt Securities 21.6 M20 M(1.3 M)
Slightly volatile
Issuance Purchase of Equity Shares21.2 K20.7 K1.1 M
Slightly volatile
Net Cash Flow Business Acquisitions and Disposals475.7 K463.5 K3.9 M
Slightly volatile
Net Cash Flow or Change in Cash and Cash Equivalents(77.9 M)(75.9 M)(10.2 M)
Pretty Stable
Depreciation Amortization and Accretion623.8 K546 K867.6 K
Slightly volatile
Capital Expenditure(510.3 K)(473 K)(527.8 K)
Very volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Tangible Assets Book Value per Share566490889
Slightly volatile
Sales per Share26.8422.09242.0993
Slightly volatile
Return on Sales0.340.3160.0649
Slightly volatile
Return on Invested Capital0.01510.0140.0034
Slightly volatile
Return on Average Equity0.150.138(0.0193)
Slightly volatile
Return on Average Assets0.01190.0110.0015
Slightly volatile
Price to Sales Ratio2.062.3541.2858
Slightly volatile
Price to Earnings Ratio9.999.2533.4172
Slightly volatile
Price to Book Value1.181.2560.8041
Slightly volatile
Payout Ratio0.08890.1030.0283
Slightly volatile
Profit Margin0.280.2550.0138
Slightly volatile
Gross Margin0.890.90.9853
Slightly volatile
Free Cash Flow per Share7.476.6376.9231
Very volatile
Enterprise Value over EBITDA6.645.4446.9608
Pretty Stable
Enterprise Value over EBIT8.536.07.4662
Slightly volatile
Earnings per Basic Share USD6.065.62(7.8141)
Slightly volatile
Earnings per Diluted Share6.065.62(7.8255)
Slightly volatile
Earnings per Basic Share6.065.62(7.8141)
Slightly volatile
EBITDA Margin0.360.3320.1001
Slightly volatile
Dividends per Basic Common Share0.520.580.1983
Slightly volatile
Dividend Yield0.00960.0110.0032
Slightly volatile
Debt to Equity Ratio11.6910.83514.7817
Slightly volatile
Book Value per Share39.9541.40350.157
Slightly volatile
Asset Turnover0.0440.0440.048
Very volatile

Village Bank Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Tangible Asset Value694.5 M723.3 M548.4 M
Slightly volatile
Market Capitalization63.4 M76.8 M36.3 M
Slightly volatile
Invested Capital Average689.7 M722.1 M545.5 M
Slightly volatile
Invested Capital701.4 M741 M543.9 M
Slightly volatile
Free Cash FlowM9.8 M5.6 M
Slightly volatile
Enterprise Value51.4 M59 M34.1 M
Slightly volatile
Average Equity53.9 M60.3 M37.9 M
Slightly volatile
Earnings before Tax11.1 M10.3 M2.7 M
Slightly volatile
Earnings Before Interest Taxes and Depreciation Amortization USD11.7 M10.8 M3.6 M
Slightly volatile
Earnings Before Interest Taxes and Depreciation Amortization EBITDA11.7 M10.8 M3.6 M
Slightly volatile
Average Assets706.2 M745.7 M551.1 M
Slightly volatile

Village Fundamental Market Drivers

Cash And Short Term Investments145.9 M

Village Upcoming Events

9th of November 2023
Upcoming Quarterly Report
View
30th of September 2023
Next Fiscal Quarter End
View

About Village Bank Financial Statements

There are typically three primary documents that fall into the category of financial statements. These documents include Village Bank income statement, its balance sheet, and the statement of cash flows. Village Bank investors use historical funamental indicators, such as Village Bank's revenue or net income, to determine how well the company is positioned to perform in the future. Although Village Bank investors may use each financial statement separately, they are all related. The changes in Village Bank's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on Village Bank's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet, but not equivalent to net income shown on the income statement. We offer a historical overview of the basic patterns found on Village Bank Financial Statements. Understanding these patterns can help to make the right decision on long term investment in Village Bank. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for 2023
Revenues32.6 M32.5 M
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Village Bank in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Village Bank's short interest history, or implied volatility extrapolated from Village Bank options trading.

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Check out the analysis of Village Bank Correlation against competitors. Note that the Village Bank And information on this page should be used as a complementary analysis to other Village Bank's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Portfolio Center module to all portfolio management and optimization tools to improve performance of your portfolios.

Complementary Tools for Village Stock analysis

When running Village Bank's price analysis, check to measure Village Bank's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Village Bank is operating at the current time. Most of Village Bank's value examination focuses on studying past and present price action to predict the probability of Village Bank's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Village Bank's price. Additionally, you may evaluate how the addition of Village Bank to your portfolios can decrease your overall portfolio volatility.
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Is Village Bank's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Village Bank. If investors know Village will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Village Bank listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.44)
Dividend Share
0.62
Earnings Share
4.78
Revenue Per Share
21.213
Quarterly Revenue Growth
(0.11)
The market value of Village Bank And is measured differently than its book value, which is the value of Village that is recorded on the company's balance sheet. Investors also form their own opinion of Village Bank's value that differs from its market value or its book value, called intrinsic value, which is Village Bank's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Village Bank's market value can be influenced by many factors that don't directly affect Village Bank's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Village Bank's value and its price as these two are different measures arrived at by different means. Investors typically determine if Village Bank is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Village Bank's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.