Westamerica Financial Statements From 2010 to 2024

WABC Stock  USD 47.86  0.10  0.21%   
Westamerica Bancorporation financial statements provide useful quarterly and yearly information to potential Westamerica Bancorporation investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on Westamerica Bancorporation financial statements helps investors assess Westamerica Bancorporation's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Westamerica Bancorporation's valuation are summarized below:
Gross Profit
264 M
Profit Margin
0.4948
Market Capitalization
1.3 B
Revenue
318.8 M
Earnings Share
5.92
We have found one hundred twenty available fundamental gauges for Westamerica Bancorporation, which can be analyzed and compared to other ratios and to its peers. Investors should ensure to confirm all of Westamerica Bancorporation's prevalent performance against the performance from 2010 to 2024 to make sure the company is sustainable down the road. The current year's Market Cap is expected to grow to about 1.4 B. The current year's Enterprise Value is expected to grow to about 1.4 B

Westamerica Bancorporation Total Revenue

210.78 Million

Check Westamerica Bancorporation financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Westamerica main balance sheet or income statement drivers, such as Interest Expense of 114 K, Other Operating Expenses of 111.3 M or Operating Income of 133.2 M, as well as many exotic indicators such as Price To Sales Ratio of 5.15, Dividend Yield of 0.0194 or PTB Ratio of 2.25. Westamerica financial statements analysis is a perfect complement when working with Westamerica Bancorporation Valuation or Volatility modules.
  
This module can also supplement Westamerica Bancorporation's financial leverage analysis and stock options assessment as well as various Westamerica Bancorporation Technical models . Check out the analysis of Westamerica Bancorporation Correlation against competitors.
For information on how to trade Westamerica Stock refer to our How to Trade Westamerica Stock guide.

Westamerica Bancorporation Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Common Stock Shares Outstanding30.1 M26.7 M26.2 M
Slightly volatile
Total Assets4.7 B6.4 B5.4 B
Slightly volatile
Short and Long Term Debt Total73.1 M77 M82.5 M
Very volatile
Total Current Liabilities1.7 B2.7 B1.5 B
Slightly volatile
Total Stockholder Equity467.4 M772.9 M586.9 M
Slightly volatile
Property Plant And Equipment Net39.1 M45.8 M39.7 M
Slightly volatile
Retained Earnings514.5 M490 M238 M
Slightly volatile
Cash334.3 M190.3 M453.2 M
Pretty Stable
Non Current Assets Total6.4 B6.1 B4.3 B
Slightly volatile
Cash And Short Term Investments180.8 M190.3 M2.3 B
Slightly volatile
Net Receivables64.5 M54.6 M35.5 M
Slightly volatile
Liabilities And Stockholders Equity4.7 B6.4 B5.4 B
Slightly volatile
Non Current Liabilities Total3.1 B2.9 B1.8 B
Slightly volatile
Total Liabilities4.3 B5.6 B4.8 B
Slightly volatile
Property Plant And Equipment Gross113 M107.7 M56.6 M
Slightly volatile
Total Current Assets237.6 M250.1 M1.2 B
Slightly volatile
Short Term Debt61 M64.2 M70.6 M
Pretty Stable
Common Stock Total Equity385.6 M546.3 M411.1 M
Slightly volatile
Common Stock391.6 M473.1 M407.3 M
Slightly volatile
Other Liabilities57.8 M56.8 M52.8 M
Pretty Stable
Accounts Payable4.7 B7.2 B4.9 B
Slightly volatile
Good Will110.1 M139.9 M115.1 M
Slightly volatile
Short Term Investments4.2 BB2.5 B
Slightly volatile
Intangible Assets329.6 K347 K65.6 M
Slightly volatile
Property Plant Equipment28.1 M25.9 M34.6 M
Slightly volatile
Net Tangible Assets533.9 M551.8 M493.1 M
Slightly volatile
Retained Earnings Total Equity227.3 M440.6 M223.6 M
Slightly volatile
Long Term Debt Total15 M13.5 M15.7 M
Slightly volatile
Long Term Investments3.5 B4.9 B3.2 B
Slightly volatile
Non Current Liabilities Other64.2 M74.9 M59.8 M
Pretty Stable
Short and Long Term Debt70.8 M66.5 M53.1 M
Slightly volatile
Earning Assets3.7 B4.4 B3.4 B
Slightly volatile
Net Invested Capital854.1 M758.9 M720.8 M
Slightly volatile
Capital Stock513.2 M473.1 M459.9 M
Slightly volatile
Capital Lease Obligations19.5 M18.8 M17.5 M
Slightly volatile

Westamerica Bancorporation Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Other Operating Expenses111.3 M106 M43.2 M
Slightly volatile
Operating Income133.2 M227.1 M114.2 M
Slightly volatile
Net Income169.9 M161.8 M82.8 M
Slightly volatile
Depreciation And Amortization4.5 M2.9 MM
Very volatile
Selling General Administrative56 M47.9 M53.6 M
Very volatile
Total Revenue210.8 M327.5 M209.3 M
Slightly volatile
Gross Profit210.8 M327.5 M209.3 M
Slightly volatile
Income Before Tax232.7 M221.6 M112.4 M
Slightly volatile
Net Income Applicable To Common Shares66.7 M109.8 M77.4 M
Slightly volatile
Net Income From Continuing Ops91.3 M161.6 M83.5 M
Slightly volatile
Tax Provision34.2 M59.2 M26.9 M
Slightly volatile
Net Interest Income188.1 M279.5 M159.9 M
Slightly volatile
Interest Income190.4 M282.2 M162.1 M
Slightly volatile
Non Recurring500 K562.5 K612.5 K
Slightly volatile
Reconciled Depreciation14 M11.6 M21.2 M
Slightly volatile
Selling And Marketing Expenses54.7 M61.6 M67 M
Slightly volatile

Westamerica Bancorporation Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow88.8 M157 M89.7 M
Slightly volatile
Begin Period Cash Flow334.3 M294.2 M462.1 M
Slightly volatile
Depreciation2.8 M2.9 M15.6 M
Very volatile
Dividends Paid32.9 M46 M38.9 M
Slightly volatile
Capital Expenditures1.1 M1.2 M2.5 M
Slightly volatile
Total Cash From Operating Activities92.4 M158.2 M92.4 M
Slightly volatile
Net Income169.9 M161.8 M83 M
Slightly volatile
End Period Cash Flow329 M190.3 M456.4 M
Very volatile
Other Cashflows From Investing Activities2.6 M2.7 M11 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio5.154.59896.4092
Pretty Stable
Dividend Yield0.01940.03050.0278
Pretty Stable
PTB Ratio2.251.94892.295
Very volatile
Days Sales Outstanding57.7760.809761.2761
Slightly volatile
Book Value Per Share30.3928.944122.9356
Slightly volatile
Free Cash Flow Yield0.08780.10430.0689
Very volatile
Invested Capital0.10.10740.1484
Slightly volatile
Operating Cash Flow Per Share6.225.92473.6476
Slightly volatile
PB Ratio2.251.94892.295
Very volatile
EV To Sales4.734.25294.645
Slightly volatile
Free Cash Flow Per Share6.185.88123.5511
Slightly volatile
ROIC0.210.19370.1637
Slightly volatile
Net Income Per Share6.366.0583.1027
Slightly volatile
Sales General And Administrative To Revenue0.140.14620.2583
Slightly volatile
Cash Per Share165157109
Slightly volatile
POCF Ratio11.079.521115.0395
Very volatile
Interest CoverageK1.9 K295
Slightly volatile
Payout Ratio0.340.28410.5259
Pretty Stable
PFCF Ratio11.79.591515.6274
Very volatile
Income Quality1.460.9781.2789
Slightly volatile
ROE0.190.20930.1315
Slightly volatile
EV To Operating Cash Flow9.918.804710.7225
Pretty Stable
PE Ratio13.959.311618.4871
Very volatile
Return On Tangible Assets0.02720.02590.0148
Slightly volatile
EV To Free Cash Flow10.388.869811.1176
Pretty Stable
Earnings Yield0.07030.10740.0606
Very volatile
Intangibles To Total Assets0.02840.01920.024
Slightly volatile
Current Ratio0.0890.093712.0104
Slightly volatile
Tangible Book Value Per Share25.5924.374616.2583
Slightly volatile
Receivables Turnover3.116.00236.5608
Pretty Stable
Graham Number65.9562.811339.5787
Slightly volatile
Shareholders Equity Per Share30.3928.944122.9356
Slightly volatile
Debt To Equity0.10.10740.1484
Slightly volatile
Revenue Per Share12.8812.26598.2778
Slightly volatile
Interest Debt Per Share2.963.11443.5798
Pretty Stable
Debt To Assets0.01240.0130.0154
Slightly volatile
Short Term Coverage Ratios2.592.46321.5051
Slightly volatile
Price Earnings Ratio13.959.311618.4871
Very volatile
Price Book Value Ratio2.251.94892.295
Very volatile
Dividend Payout Ratio0.340.28410.5259
Pretty Stable
Price To Operating Cash Flows Ratio11.079.521115.0395
Very volatile
Price To Free Cash Flows Ratio11.79.591515.6274
Very volatile
Pretax Profit Margin0.410.67650.4649
Slightly volatile
Ebt Per Ebit0.530.97590.8283
Slightly volatile
Operating Profit Margin0.850.69320.5984
Very volatile
Effective Tax Rate0.310.26990.2648
Pretty Stable
Company Equity Multiplier12.228.24279.9948
Pretty Stable
Long Term Debt To Capitalization0.02260.02380.0285
Slightly volatile
Total Debt To Capitalization0.09220.0970.1269
Slightly volatile
Return On Capital Employed0.110.06140.0376
Slightly volatile
Debt Equity Ratio0.10.10740.1484
Slightly volatile
Ebit Per Revenue0.850.69320.5984
Very volatile
Quick Ratio1.511.58979.0557
Slightly volatile
Dividend Paid And Capex Coverage Ratio5.63.5323.5647
Slightly volatile
Net Income Per E B T0.580.73010.7279
Slightly volatile
Cash Ratio0.06770.07132.5431
Slightly volatile
Operating Cash Flow Sales Ratio0.370.4830.4214
Slightly volatile
Days Of Sales Outstanding57.7760.809761.2761
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio0.760.99270.9497
Very volatile
Cash Flow Coverage Ratios2.01.90511.2345
Slightly volatile
Price To Book Ratio2.251.94892.295
Very volatile
Fixed Asset Turnover4.337.14675.2066
Very volatile
Price Cash Flow Ratio11.079.521115.0395
Very volatile
Debt Ratio0.01240.0130.0154
Slightly volatile
Cash Flow To Debt Ratio2.01.90511.2345
Slightly volatile
Price Sales Ratio5.154.59896.4092
Pretty Stable
Return On Assets0.02670.02540.0144
Slightly volatile
Asset Turnover0.0520.05140.0406
Pretty Stable
Net Profit Margin0.30.49390.3433
Slightly volatile
Price Fair Value2.251.94892.295
Very volatile
Return On Equity0.190.20930.1315
Slightly volatile

Westamerica Bancorporation Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap1.4 B1.3 B1.4 B
Slightly volatile
Enterprise Value1.4 B1.4 B1.4 B
Slightly volatile

Westamerica Fundamental Market Drivers

Cash And Short Term Investments190.3 M

Westamerica Upcoming Events

18th of April 2024
Upcoming Quarterly Report
View
18th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
16th of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About Westamerica Bancorporation Financial Statements

There are typically three primary documents that fall into the category of financial statements. These documents include Westamerica Bancorporation income statement, its balance sheet, and the statement of cash flows. Westamerica Bancorporation investors use historical funamental indicators, such as Westamerica Bancorporation's revenue or net income, to determine how well the company is positioned to perform in the future. Although Westamerica Bancorporation investors may use each financial statement separately, they are all related. The changes in Westamerica Bancorporation's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on Westamerica Bancorporation's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet, but not equivalent to net income shown on the income statement. We offer a historical overview of the basic patterns found on Westamerica Bancorporation Financial Statements. Understanding these patterns can help to make the right decision on long term investment in Westamerica Bancorporation. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Total Revenue327.5 M210.8 M
Cost Of Revenue1.8 M1.7 M
Stock Based Compensation To Revenue 0  0.01 
Sales General And Administrative To Revenue 0.15  0.14 
Research And Ddevelopement To Revenue 0.00  0.00 
Capex To Revenue(0)(0)
Revenue Per Share 12.27  12.88 
Ebit Per Revenue 0.69  0.85 

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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether Westamerica Bancorporation offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Westamerica Bancorporation's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Westamerica Bancorporation Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Westamerica Bancorporation Stock:
Check out the analysis of Westamerica Bancorporation Correlation against competitors.
For information on how to trade Westamerica Stock refer to our How to Trade Westamerica Stock guide.
Note that the Westamerica Bancorporation information on this page should be used as a complementary analysis to other Westamerica Bancorporation's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Aroon Oscillator module to analyze current equity momentum using Aroon Oscillator and other momentum ratios.

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When running Westamerica Bancorporation's price analysis, check to measure Westamerica Bancorporation's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Westamerica Bancorporation is operating at the current time. Most of Westamerica Bancorporation's value examination focuses on studying past and present price action to predict the probability of Westamerica Bancorporation's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Westamerica Bancorporation's price. Additionally, you may evaluate how the addition of Westamerica Bancorporation to your portfolios can decrease your overall portfolio volatility.
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Is Westamerica Bancorporation's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Westamerica Bancorporation. If investors know Westamerica will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Westamerica Bancorporation listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.09)
Dividend Share
1.74
Earnings Share
5.92
Revenue Per Share
11.96
Quarterly Revenue Growth
(0.07)
The market value of Westamerica Bancorporation is measured differently than its book value, which is the value of Westamerica that is recorded on the company's balance sheet. Investors also form their own opinion of Westamerica Bancorporation's value that differs from its market value or its book value, called intrinsic value, which is Westamerica Bancorporation's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Westamerica Bancorporation's market value can be influenced by many factors that don't directly affect Westamerica Bancorporation's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Westamerica Bancorporation's value and its price as these two are different measures arrived at by different means. Investors typically determine if Westamerica Bancorporation is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Westamerica Bancorporation's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.