Fifth Stock Financials

FITB -  USA Stock  

USD 35.64  0.01  0.0281%

Understanding current and past Fifth Third Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Fifth Third's financial statements are interrelated, with each one affecting the others. For example, an increase in Fifth Third's assets may result in an increase in income on the income statement. Because of this, it is necessary to analyze all of Fifth Third's financials over time to get the whole picture.
Fifth Third Net Income Per Employee is projected to increase significantly based on the last few years of reporting. The past year's Net Income Per Employee was at 64,451.7. The current year Enterprise Value is expected to grow to about 39.7 B, whereas Revenue Per Employee is forecasted to decline to about 364 K.
Use fundamental data analysis to check all available reported financial drivers of Fifth Third Bancorp to find out if markets are presently mispricing the company. We were able to interpolate and analyze data for thirty-three available fundamental indicators for Fifth Third Bancorp, which can be compared to its rivals. To make sure the equity is not overpriced, please confirm all Fifth Third Bancorp financials, including its shares owned by insiders, revenue, total debt, as well as the relationship between the price to earning and net income . Given that Fifth Third Bancorp has a price to earning of 9.86 X, we urge you to verify Fifth Third Bancorp prevailing market performance to make sure the company can sustain itself down the road. Use Fifth Third to protect your portfolios against small market fluctuations. The stock experiences a normal downward trend and little activity. Check odds of Fifth Third to be traded at $35.28 in 90 days.
With this module, you can analyze Fifth financials for your investing period. You should be able to track the changes in Fifth Third individual financial statements over time to develop the understanding of its risk, liquidity, profitability, or other critical and vital indicators.
The fundamental analysis of Fifth Third is a critical element in measuring its lifeblood. The essential information of the day-to-day investment outlook for Fifth Third includes many different criteria found on its balance sheet. For example, investors should never minimize Fifth Third's ability to pay suppliers or employees on time, making sure interest payments are not accumulating or correctly timing where and how to re-invest extra cash. Any individual investor needs to monitor Fifth Third's cash flow, debt, and profitability to effectively and accurately make more informed decisions on whether to invest in Fifth Third.

Fifth Third Bancorp Cash

Chance Of Financial Distress
Less than 47
Fifth Third Bancorp has less than 47 (%) percent chance of experiencing financial distress in the next two years of operations. The calculation of odds of distress for Fifth Third stock is tightly coupled with the Probability of Bankruptcy. It complements the equity performance score by supplying investors with insight into company financials without requiring them to know too much about all of the complex accounting and financial indicators surrounding the entity. More Info
The data published in Fifth Third's official financial statements usually reflect Fifth Third's business processes, product offerings, services, and other fundamental events. But there are other numbers, ratios, or fundamental indicators derived from these statements that are easier to understand and visualize within the underlying realities that drive quantitative information of Fifth Third Bancorp. For example, before you start analyzing numbers published by Fifth accountants, it's critical to develop an understanding of what Fifth Third's liquidity, profitability, and earnings quality are in the context of the Financial Services space in which it operates.
Please note, the presentation of Fifth Third's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Fifth Third's management is honest, while the outside auditors are strict and uncompromising. Whatever the case, the imprecision that can be found in Fifth Third's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Fifth Third Bancorp. Please utilize our Beneish M Score to check the likelihood of Fifth Third's management to manipulate its earnings.

Fifth Third Company Summary

Fifth Third competes with Bank First, and Merchants Bancorp. Fifth Third Bancorp is a diversified financial services company headquartered in Cincinnati, Ohio, and the indirect parent company of Fifth Third Bank, National Association, a federally chartered institution. Fifth Thirds common stock is traded on the NASDAQ Global Select Market under the symbol FITB. Fifth Third operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 19171 people.
Financial Services, Banks - Regional
InstrumentUSA Stock View All
ExchangeNASDAQ Exchange
LocationOhio; U.S.A
Business AddressFifth Third Center
SectorFinancial Services
Phone800 972 3030
Related EntityFITB
CurrencyUSD - US Dollar
You should never invest in Fifth Third without having analyzed its financial statements. Do not rely on someone else's analysis or guesses about the future performance of Fifth Stock, because this is throwing your money away. Analyzing the key information contained in Fifth Third's financial statements can give you an edge over other investors and help to ensure that your investments perform well for you.

Fifth Third Key Financial Ratios

Generally speaking, Fifth Third's financial ratios allow both analysts and investors to convert raw data from Fifth Third's financial statements into concise, actionable information that can be used to evaluate the performance of Fifth Third over time and compare it to other companies across industries. There are many critical financial ratios that investors are exposed to on a daily basis, but they are usually grouped into few meaningful categories from each financial statement that Fifth Third Bancorp reports annually and quarterly.

Fifth Third Key Balance Sheet Accounts

201720182019202020212022 (projected)
Long Term Debt14.87 B14.4 B14.88 B14.91 B13.42 B12.32 B
Accumulated Other Comprehensive Income73 M(112 M)1.19 B2.6 B1.21 B981.21 M
Total Assets142.08 B146.07 B169.37 B204.68 B211.12 B198.72 B
Cash and Equivalents2.51 B2.68 B3.28 B3.15 B2.99 B3.2 B
Cash and Equivalents USD2.51 B2.68 B3.28 B3.15 B2.99 B3.2 B
Total Debt19.09 B16.92 B16.24 B16.46 B13.08 B15.98 B
Total Debt USD19.09 B16.92 B16.24 B16.46 B13.08 B15.98 B
Deposit Liabilities103.16 B108.83 B127.06 B159.08 B169.32 B154.94 B
Shareholders Equity16.2 B16.25 B21.2 B23.11 B22.21 B21.59 B
Shareholders Equity USD16.2 B16.25 B21.2 B23.11 B22.21 B21.59 B
Goodwill and Intangible Assets3.33 B3.46 B5.45 B5.05 B5.79 B5.28 B
Investments126.72 B130.18 B148.61 B182.87 B188.15 B176.1 B
Total Liabilities125.86 B129.82 B148.17 B181.57 B188.91 B177.12 B
Property Plant and Equipment Net2.65 B2.38 B2.84 B2.87 B2.74 B2.66 B
Accumulated Retained Earnings Deficit14.96 B16.58 B18.32 B18.38 B20.24 B18.64 B

Fifth Third Key Income Statement Accounts

An income statement is very similar to a cash flow statement, but instead of showing net revenue minus expenses, it only includes earnings before interest and taxes (EBIT). This number does not have all of the same line items that are on a cash flow statement, but it leaves out non-cash expenses like depreciation and amortization. For example, if you bought $100 worth of goods from Walmart (WMT) using your debit card that has an interest rate of 20%, then paid off the balance at the end of the month with a credit card that charges 30% interest, you would have an income statement showing EBIT of $80 because your expenses are lower than the amount that went into your pocket. The other reason investors look at the income statement is to determine what Fifth Third's earnings per share (EPS) will be in order to see if they want to buy more shares or not. For example, if a company earned $20 million in the last quarter and has 100,000 shares outstanding, its EPS is 20 cents. If you find that this number beats analysts' forecasts or is higher than it was from the same period last year, then you might want to buy more of this stock even though its price per share may not have changed.
201720182019202020212022 (projected)
Consolidated Income2.18 B2.19 B2.51 B1.43 B2.77 B2.54 B
Gross Profit6.76 B6.72 B7.86 B6.51 B8.27 B8.16 B
Net Income2.18 B2.19 B2.51 B1.43 B2.77 B2.54 B
Operating Expenses3.78 B3.96 B4.66 B4.72 B4.75 B4.86 B
Operating Income2.98 B2.77 B3.2 B1.8 B3.52 B3.3 B
Revenues6.76 B6.72 B7.86 B6.51 B8.27 B8.16 B
Income Tax Expense799 M572 M690 M370 M747 M660.64 M

Fifth Third Key Cash Accounts

Cash flow analysis captures how much money flows into and out of Fifth Third Bancorp. It measures of how well Fifth is doing because it can show the actual money that comes into and out of the company from sales instead of measuring expenses against revenue to determine earnings. You have to read the cash flow statement in three sections. The first section shows how much money Fifth Third brought in, usually known as net revenue or sales. This is different from earnings because it does not include expenses when determining net revenue for use on this part of the cash flow statement. Next, are operating activities, which show how much money Fifth had leftover after paying for its expenses. This number can be calculated in two ways: by subtracting the total of all operating expenses from net revenue or by adding up changes to cash and other assets or liabilities on this part of the statement. The third section is about investing activities, which shows what Fifth Third has done with the money that it received from the sale of assets or what it spent to acquire new ones. This section can be broken down into two parts: investing in existing businesses (in other words, buying more stock) and investing in non-business activities like paying off debt or making acquisitions.
201720182019202020212022 (projected)
Capital Expenditure(191 M)(77 M)(214 M)(325 M)(262 M)(282.68 M)
Depreciation Amortization and Accretion341 M360 M472 M492 M349 M367.99 M
Net Cash Flow or Change in Cash and Cash Equivalents122 M167 M597 M(131 M)(153 M)(157.03 M)
Net Cash Flow Business Acquisitions and Disposals(44 M)(43 M)1.21 B(4 M)(297 M)(304.82 M)
Issuance Purchase of Equity Shares(1.6 B)(1.45 B)(1.76 B)(1.39 B)(1.25 B)(1.35 B)
Issuance Repayment of Debt Securities1.04 B(2.13 B)(1.84 B)(60 M)(3.23 B)(3.32 B)
Payment of Dividends and Other Cash Distributions(430 M)(565 M)(753 M)(858 M)(897 M)(920.61 M)
Net Cash Flow from Financing(1.79 B)1.45 B(430 M)31.4 B5.11 B5.72 B
Net Cash Flow from Investing428 M(4.14 B)(797 M)(31.9 B)(7.97 B)(8.6 B)
Net Cash Flow Investment Acquisitions and Disposals772 M(3.94 B)(1.77 B)(31.53 B)(7.03 B)(7.58 B)
Net Cash Flow from Operations1.48 B2.86 B1.82 B371 M2.7 B2.39 B
Share Based Compensation118 M127 M132 M123 M120 M122.11 M

Fifth Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Fifth Third's current stock value. Our valuation model uses many indicators to compare Fifth Third value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Fifth Third competition to find correlations between indicators driving Fifth Third's intrinsic value. More Info.
Fifth Third Bancorp is rated # 3 in return on asset category among related companies. It is rated # 2 in price to sales category among related companies fabricating about  2.23  of Price to Sales per Return On Asset. As of May 23, 2022, Price to Sales Ratio is expected to decline to 3.58. Comparative valuation analysis is a catch-all model that can be used if you cannot value Fifth Third by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for Fifth Third's Stock . Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Fifth Third's earnings, one of the primary drivers of an investment's value.

Fifth Third Bancorp Systematic Risk

Fifth Third's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Fifth Third volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was three with a total number of output elements of fifty-eight. The Beta measures systematic risk based on how returns on Fifth Third Bancorp correlated with the market. If Beta is less than 0 Fifth Third generally moves in the opposite direction as compared to the market. If Fifth Third Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Fifth Third Bancorp is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Fifth Third is generally in the same direction as the market. If Beta > 1 Fifth Third moves generally in the same direction as, but more than the movement of the benchmark.

About Fifth Third Financials

What exactly are Fifth Third Financials? Typically, a company's financial statements are the reports that show the financial position of the company. Three primary documents fall into the category of financial statements. These documents include Fifth Third's income statement, its balance sheet, and the statement of cash flows. Potential Fifth Third investors and stakeholders use financial statements to determine how well the company is positioned to perform in the future. Although Fifth Third investors may use each financial statement separately, they are all related. The changes in Fifth Third's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on Fifth Third's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet, but not equivalent to net income shown on the income statement. Please read more on our technical analysis and fundamental analysis pages.
There are several different ways that investors can use financial statements to try and predict whether a stock price will go up or down. Unfortunately, there is no surefire formula, but there are some general guidelines that you should keep in mind when looking at the numbers. First, realize what kind of company it is so you know if its revenues are more likely to grow or shrink over time. For example, a software company's revenue is expected to increase year after year due to new products and services that its customers will want to buy. At the same time, a car manufacturer might not be able to sell as many cars when the economy slows down, so it would have less net income during those times. Second, pay attention to its debt to equity ratio because this number will tell you how much risk it has. If a company such as Fifth Third is not taking on any additional risks, its debt-to-equity should be less than one. As a general rule of thumb, if the market value or book value (which can be found in the footnotes) of assets exceeds the company's liabilities, then it is probably in good shape. Finally, use other financial statements to try and figure out if a stock price will go up or down because investors are always looking for growth opportunities when they buy new stocks. For example, if you see that net revenue of Fifth grown by more than 25% over the last five years, then there is a good chance that it will continue growing at least by 20% or more each year. On the other hand, if you see that net revenue has only grown by about 15%, which is barely above inflation levels, then chances are it will not grow much faster than this over time, and investors may shy away from buying it.

Fifth Third Thematic Clasifications

Fifth Third Bancorp is part of several thematic ideas from Top FinTech to Banks. If you are a theme-oriented, socially responsible, and at the same time, a result-driven investor, you can align your investing habits with your values without jeopardizing your expectations about returns. You can easily create an optimal portfolio of stocks, ETFs, funds, or cryptocurrencies based on a specific theme of your liking. Get More Thematic Ideas
Top FinTech Idea
Top FinTechView
Banks Idea

Fifth Third May 23, 2022 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Fifth Third help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Fifth Third Bancorp. We use our internally-developed statistical techniques to arrive at the intrinsic value of Fifth Third Bancorp based on widely used predictive technical indicators. In general, we focus on analyzing Fifth Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Fifth Third's daily price indicators and compare them against related drivers.
Information Ratio(0.12)
Maximum Drawdown12.17
Value At Risk(3.78)
Potential Upside4.21
Please check Investing Opportunities. Note that the Fifth Third Bancorp information on this page should be used as a complementary analysis to other Fifth Third's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try Idea Breakdown module to analyze constituents of all Macroaxis ideas. Macroaxis investment ideas are predefined, sector-focused investing themes.

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Is Fifth Third's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Fifth Third. If investors know Fifth will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Fifth Third listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of Fifth Third Bancorp is measured differently than its book value, which is the value of Fifth that is recorded on the company's balance sheet. Investors also form their own opinion of Fifth Third's value that differs from its market value or its book value, called intrinsic value, which is Fifth Third's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Fifth Third's market value can be influenced by many factors that don't directly affect Fifth Third's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Fifth Third's value and its price as these two are different measures arrived at by different means. Investors typically determine Fifth Third value by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Fifth Third's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.