Horizon OTC Stock Financials

HRRB
 Stock
  

USD 16.70  0.00  0.00%   

You can make use of fundamental analysis to find out if Horizon Bancorp is mispriced or if you can make any profits on it by purchasing it and then waiting for the market to recognize its mistake and reprise the security. We were able to interpolate data for twenty-one available reported financial drivers for Horizon Bancorp, which can be compared to its competitors. To ensure the equity is not overpriced, please check out all Horizon Bancorp financials, including its gross profit, as well as the relationship between the earnings per share and z score . Given that Horizon Bancorp has a revenue of 21.71 M, we strongly advise you to confirm Horizon Bancorp regular market performance to make sure the company can sustain itself down the road. Use Horizon Bancorp to protect your portfolios against small market fluctuations. The stock experiences a normal downward fluctuation but is a risky buy. Check odds of Horizon Bancorp to be traded at $16.53 in 90 days.
  
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With this module, you can analyze Horizon financials for your investing period. You should be able to track the changes in Horizon Bancorp individual financial statements over time to develop the understanding of its risk, liquidity, profitability, or other critical and vital indicators.

Horizon Most Recent Estimates

Quarterly Earnings Growth YOY
-0.24
Diluted Eps
1.28
Earnings Share
1.28
Understanding current and past Horizon Bancorp Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Horizon Bancorp's financial statements are interrelated, with each one affecting the others. For example, an increase in Horizon Bancorp's assets may result in an increase in income on the income statement.
Chance Of Financial Distress
Over 54
Horizon Bancorp has more than 54 (%) percent chance of experiencing financial distress in the next two years of operations. The calculation of odds of distress for Horizon Bancorp otc stock is tightly coupled with the Probability of Bankruptcy. It complements the equity performance score by supplying investors with insight into company financials without requiring them to know too much about all of the complex accounting and financial indicators surrounding the entity. More Info
The data published in Horizon Bancorp's official financial statements usually reflect Horizon Bancorp's business processes, product offerings, services, and other fundamental events. But there are other numbers, ratios, or fundamental indicators derived from these statements that are easier to understand and visualize within the underlying realities that drive quantitative information of Horizon Bancorp. For example, before you start analyzing numbers published by Horizon accountants, it's critical to develop an understanding of what Horizon Bancorp's liquidity, profitability, and earnings quality are in the context of the Financial Services space in which it operates.
Please note, the presentation of Horizon Bancorp's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Horizon Bancorp's management is honest, while the outside auditors are strict and uncompromising. Whatever the case, the imprecision that can be found in Horizon Bancorp's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Horizon Bancorp. Please utilize our Beneish M Score to check the likelihood of Horizon Bancorp's management to manipulate its earnings.

Horizon Bancorp Company Summary

Horizon Bancorp competes with JP Morgan. Horizon Bancorp, Inc. operates as the bank holding company for Horizon Community Bank that provides various banking products and services to commercial and consumer customers. Horizon Bancorp, Inc. was founded in 2002 and is headquartered in Lake Havasu City, Arizona. Horizon Bancorp operates under BanksRegional classification in the United States and is traded on OTC Exchange. It employs 88 people.
InstrumentUSA OTC Stock View All
ExchangeOTC Exchange
Business Address225 North Lake
SectorFinancial Services
IndustryBanks—Regional
BenchmarkDOW
Websitewww.horizoncommunitybank.com
Phone928 854 3000
CurrencyUSD - US Dollar
You should never invest in Horizon Bancorp without having analyzed its financial statements. Do not rely on someone else's analysis or guesses about the future performance of Horizon OTC Stock, because this is throwing your money away. Analyzing the key information contained in Horizon Bancorp's financial statements can give you an edge over other investors and help to ensure that your investments perform well for you.

Horizon Bancorp Key Financial Ratios

Generally speaking, Horizon Bancorp's financial ratios allow both analysts and investors to convert raw data from Horizon Bancorp's financial statements into concise, actionable information that can be used to evaluate the performance of Horizon Bancorp over time and compare it to other companies across industries. There are many critical financial ratios that investors are exposed to on a daily basis, but they are usually grouped into few meaningful categories from each financial statement that Horizon Bancorp reports annually and quarterly.

Horizon Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Horizon Bancorp's current stock value. Our valuation model uses many indicators to compare Horizon Bancorp value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Horizon Bancorp competition to find correlations between indicators driving Horizon Bancorp's intrinsic value. More Info.
Horizon Bancorp is one of the top stocks in beta category among related companies. It is one of the top stocks in price to book category among related companies fabricating about  1.92  of Price to Book per Beta. . Comparative valuation analysis is a catch-all model that can be used if you cannot value Horizon Bancorp by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for Horizon Bancorp's OTC Stock . Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Horizon Bancorp's earnings, one of the primary drivers of an investment's value.

Horizon Bancorp Systematic Risk

Horizon Bancorp's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Horizon Bancorp volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was five with a total number of output elements of fifty-six. The Beta measures systematic risk based on how returns on Horizon Bancorp correlated with the market. If Beta is less than 0 Horizon Bancorp generally moves in the opposite direction as compared to the market. If Horizon Bancorp Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Horizon Bancorp is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Horizon Bancorp is generally in the same direction as the market. If Beta > 1 Horizon Bancorp moves generally in the same direction as, but more than the movement of the benchmark.
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About Horizon Bancorp Financials

What exactly are Horizon Bancorp Financials? Typically, a company's financial statements are the reports that show the financial position of the company. Three primary documents fall into the category of financial statements. These documents include Horizon Bancorp's income statement, its balance sheet, and the statement of cash flows. Potential Horizon Bancorp investors and stakeholders use financial statements to determine how well the company is positioned to perform in the future. Although Horizon Bancorp investors may use each financial statement separately, they are all related. The changes in Horizon Bancorp's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on Horizon Bancorp's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet, but not equivalent to net income shown on the income statement. Please read more on our technical analysis and fundamental analysis pages.
There are several different ways that investors can use financial statements to try and predict whether a stock price will go up or down. Unfortunately, there is no surefire formula, but there are some general guidelines that you should keep in mind when looking at the numbers. First, realize what kind of company it is so you know if its revenues are more likely to grow or shrink over time. For example, a software company's revenue is expected to increase year after year due to new products and services that its customers will want to buy. At the same time, a car manufacturer might not be able to sell as many cars when the economy slows down, so it would have less net income during those times. Second, pay attention to its debt to equity ratio because this number will tell you how much risk it has. If a company such as Horizon Bancorp is not taking on any additional risks, its debt-to-equity should be less than one. As a general rule of thumb, if the market value or book value (which can be found in the footnotes) of assets exceeds the company's liabilities, then it is probably in good shape. Finally, use other financial statements to try and figure out if a stock price will go up or down because investors are always looking for growth opportunities when they buy new stocks. For example, if you see that net revenue of Horizon grown by more than 25% over the last five years, then there is a good chance that it will continue growing at least by 20% or more each year. On the other hand, if you see that net revenue has only grown by about 15%, which is barely above inflation levels, then chances are it will not grow much faster than this over time, and investors may shy away from buying it.

Horizon Bancorp July 2, 2022 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Horizon Bancorp help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Horizon Bancorp. We use our internally-developed statistical techniques to arrive at the intrinsic value of Horizon Bancorp based on widely used predictive technical indicators. In general, we focus on analyzing Horizon OTC Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Horizon Bancorp's daily price indicators and compare them against related drivers.
Information Ratio0.1909
Maximum Drawdown3.98
Value At Risk(0.85)
Potential Upside0.8955
Please check Risk vs Return Analysis. Note that the Horizon Bancorp information on this page should be used as a complementary analysis to other Horizon Bancorp's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try Performance Analysis module to check effects of mean-variance optimization against your current asset allocation.

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When running Horizon Bancorp price analysis, check to measure Horizon Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Horizon Bancorp is operating at the current time. Most of Horizon Bancorp's value examination focuses on studying past and present price action to predict the probability of Horizon Bancorp's future price movements. You can analyze the entity against its peers and financial market as a whole to determine factors that move Horizon Bancorp's price. Additionally, you may evaluate how the addition of Horizon Bancorp to your portfolios can decrease your overall portfolio volatility.
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Is Horizon Bancorp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Horizon Bancorp. If investors know Horizon will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Horizon Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth YOY
-0.24
Market Capitalization
68.9 M
Quarterly Revenue Growth YOY
0.043
Return On Assets
0.0111
Return On Equity
0.16
The market value of Horizon Bancorp is measured differently than its book value, which is the value of Horizon that is recorded on the company's balance sheet. Investors also form their own opinion of Horizon Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Horizon Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Horizon Bancorp's market value can be influenced by many factors that don't directly affect Horizon Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Horizon Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine Horizon Bancorp value by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Horizon Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.