Unitedhealth Stock Financials

UNH -  USA Stock  

USD 464.73  4.62  1.00%

Understanding current and past Unitedhealth Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Unitedhealth's financial statements are interrelated, with each one affecting the others. For example, an increase in Unitedhealth's assets may result in an increase in income on the income statement. Because of this, it is necessary to analyze all of Unitedhealth's financials over time to get the whole picture.
Unitedhealth Average Assets are most likely to increase significantly in the upcoming years. The last year's value of Average Assets was reported at 108.88 Billion. The current Earnings Before Interest Taxes and Depreciation Amortization EBITDA is estimated to increase to about 26.1 B, while Average Equity is projected to decrease to roughly 26.2 B.
We advise to exercise Unitedhealth fundamental analysis to see if markets are presently mispricing the firm. In other words, this technique allows you to confirm available indicators of Unitedhealth Group as well as the relationship between them. We were able to interpolate thirty-eight available drivers for Unitedhealth Group, which can be compared to its competition. To make sure the equity is not overpriced, please validate all Unitedhealth financials, including its current ratio, retained earnings, and the relationship between the net income and price to earnings to growth . Given that Unitedhealth Group has a price to earning of 25.55 X, we advise you to double-check Unitedhealth Group current market performance to make sure the company can sustain itself down the road. Use Unitedhealth to enhance returns of your portfolios. The stock experiences a large bullish trend. Check odds of Unitedhealth to be traded at $511.2 in 90 days.

Unitedhealth Fundamentals 

 
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With this module, you can analyze Unitedhealth financials for your investing period. You should be able to track the changes in Unitedhealth individual financial statements over time to develop the understanding of its risk, liquidity, profitability, or other critical and vital indicators.
The fundamental analysis of Unitedhealth is a critical element in measuring its lifeblood. The essential information of the day-to-day investment outlook for Unitedhealth includes many different criteria found on its balance sheet. For example, investors should never minimize Unitedhealth's ability to pay suppliers or employees on time, making sure interest payments are not accumulating or correctly timing where and how to re-invest extra cash. Any individual investor needs to monitor Unitedhealth's cash flow, debt, and profitability to effectively and accurately make more informed decisions on whether to invest in Unitedhealth.

Unitedhealth Group Cash

Chance Of Financial Distress
Less than 6
Unitedhealth Group has less than 6 (%) percent chance of experiencing financial distress in the next two years of operations. The calculation of odds of distress for Unitedhealth stock is tightly coupled with the Probability of Bankruptcy. It complements the equity performance score by supplying investors with insight into company financials without requiring them to know too much about all of the complex accounting and financial indicators surrounding the entity. More Info
The data published in Unitedhealth's official financial statements usually reflect Unitedhealth's business processes, product offerings, services, and other fundamental events. But there are other numbers, ratios, or fundamental indicators derived from these statements that are easier to understand and visualize within the underlying realities that drive quantitative information of Unitedhealth Group. For example, before you start analyzing numbers published by Unitedhealth accountants, it's critical to develop an understanding of what Unitedhealth's liquidity, profitability, and earnings quality are in the context of the Healthcare space in which it operates.
Please note, the presentation of Unitedhealth's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Unitedhealth's management is honest, while the outside auditors are strict and uncompromising. Whatever the case, the imprecision that can be found in Unitedhealth's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Unitedhealth Group. Please utilize our Beneish M Score to check the likelihood of Unitedhealth's management to manipulate its earnings.

Unitedhealth Company Summary

Unitedhealth competes with Select Medical, Tenet Healthcare, Universal Health, Brickell Biotech, and Agilent Technologies. UnitedHealth Group Incorporated operates as a diversified health care company in the United States. UnitedHealth Group Incorporated was incorporated in 1977 and is based in Minnetonka, Minnesota. Unitedhealth operates under Healthcare Plans classification in the United States and is traded on New York Stock Exchange. It employs 330000 people.
Foreign Associates
Specialization
Healthcare, Healthcare Services
InstrumentUSA Stock View All
ExchangeNew York Stock Exchange
CIK Number0000731766
ISINUS91324P1021
RegionNorth America
Business AddressUnitedHealth Group Center,
SectorHealthcare
IndustryHealthcare Plans
BenchmarkDOW
Websitewww.unitedhealthgroup.com
Phone952 936 1300
CurrencyUSD - US Dollar
You should never invest in Unitedhealth without having analyzed its financial statements. Do not rely on someone else's analysis or guesses about the future performance of Unitedhealth Stock, because this is throwing your money away. Analyzing the key information contained in Unitedhealth's financial statements can give you an edge over other investors and help to ensure that your investments perform well for you.

Unitedhealth Key Financial Ratios

Generally speaking, Unitedhealth's financial ratios allow both analysts and investors to convert raw data from Unitedhealth's financial statements into concise, actionable information that can be used to evaluate the performance of Unitedhealth over time and compare it to other companies across industries. There are many critical financial ratios that investors are exposed to on a daily basis, but they are usually grouped into few meaningful categories from each financial statement that Unitedhealth Group reports annually and quarterly.

Unitedhealth Key Balance Sheet Accounts

201620172018201920202021 (projected)
Receivables15.65 B15.83 B18.25 B21.46 B25.4 B27.41 B
Accounts Payable29.75 B33.05 B36.6 B40.7 B44.37 B47.87 B
Total Assets122.81 B139.06 B152.22 B173.89 B197.29 B212.86 B
Current Assets33.88 B37.08 B38.69 B42.63 B53.72 B57.96 B
Cash and Equivalents10.43 B11.98 B10.87 B10.98 B16.92 B18.26 B
Shareholders Equity38.27 B47.78 B51.7 B57.62 B65.49 B70.66 B
Total Liabilities84.54 B91.28 B100.53 B116.27 B131.8 B142.2 B
Current Liabilities49.25 B50.46 B53.21 B61.78 B72.42 B78.14 B

Unitedhealth Key Income Statement Accounts

An income statement is very similar to a cash flow statement, but instead of showing net revenue minus expenses, it only includes earnings before interest and taxes (EBIT). This number does not have all of the same line items that are on a cash flow statement, but it leaves out non-cash expenses like depreciation and amortization. For example, if you bought $100 worth of goods from Walmart (WMT) using your debit card that has an interest rate of 20%, then paid off the balance at the end of the month with a credit card that charges 30% interest, you would have an income statement showing EBIT of $80 because your expenses are lower than the amount that went into your pocket. The other reason investors look at the income statement is to determine what Unitedhealth's earnings per share (EPS) will be in order to see if they want to buy more shares or not. For example, if a company earned $20 million in the last quarter and has 100,000 shares outstanding, its EPS is 20 cents. If you find that this number beats analysts' forecasts or is higher than it was from the same period last year, then you might want to buy more of this stock even though its price per share may not have changed.
201620172018201920202021 (projected)
Direct Expenses169.85 B183.71 B206.47 B219.75 B231.84 B185.71 B
Net Income7.02 B10.56 B11.99 B13.84 B15.4 B16.62 B
Operating Income12.93 B15.21 B17.34 B19.68 B22.41 B24.17 B
Revenues184.84 B201.16 B226.25 B242.16 B257.14 B205.32 B

Unitedhealth Key Cash Accounts

Cash flow analysis captures how much money flows into and out of Unitedhealth Group. It measures of how well Unitedhealth is doing because it can show the actual money that comes into and out of the company from sales instead of measuring expenses against revenue to determine earnings. You have to read the cash flow statement in three sections. The first section shows how much money Unitedhealth brought in, usually known as net revenue or sales. This is different from earnings because it does not include expenses when determining net revenue for use on this part of the cash flow statement. Next, are operating activities, which show how much money Unitedhealth had leftover after paying for its expenses. This number can be calculated in two ways: by subtracting the total of all operating expenses from net revenue or by adding up changes to cash and other assets or liabilities on this part of the statement. The third section is about investing activities, which shows what Unitedhealth has done with the money that it received from the sale of assets or what it spent to acquire new ones. This section can be broken down into two parts: investing in existing businesses (in other words, buying more stock) and investing in non-business activities like paying off debt or making acquisitions.
201620172018201920202021 (projected)
Net Cash Flow from Financing(1.01 B)(3.44 B)(4.37 B)(5.62 B)(3.59 B)(3.87 B)
Net Cash Flow from Investing(9.36 B)(8.6 B)(12.38 B)(12.7 B)(12.53 B)(13.52 B)
Net Cash Flow from Operations9.79 B13.6 B15.71 B18.46 B22.17 B23.92 B

Unitedhealth Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Unitedhealth's current stock value. Our valuation model uses many indicators to compare Unitedhealth value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Unitedhealth competition to find correlations between indicators driving Unitedhealth's intrinsic value. More Info.
Unitedhealth Group is rated first in retained earnings category among related companies. It is rated first in price to earning category among related companies . The ratio of Retained Earnings to Price to Earning for Unitedhealth Group is about  1,556,154,599 . Unitedhealth Earnings Before Interest Taxes and Depreciation Amortization EBITDA are most likely to increase significantly in the upcoming years. The last year's value of Earnings Before Interest Taxes and Depreciation Amortization EBITDA was reported at 24.22 Billion. The current Earnings before Tax is estimated to increase to about 11.5 B, while Price to Earnings Ratio are projected to decrease to 22.74.. Comparative valuation analysis is a catch-all model that can be used if you cannot value Unitedhealth by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for Unitedhealth's Stock . Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Unitedhealth's earnings, one of the primary drivers of an investment's value.

Unitedhealth Group Systematic Risk

Unitedhealth's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Unitedhealth volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was twenty-four with a total number of output elements of thirty-seven. The Beta measures systematic risk based on how returns on Unitedhealth Group correlated with the market. If Beta is less than 0 Unitedhealth generally moves in the opposite direction as compared to the market. If Unitedhealth Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Unitedhealth Group is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Unitedhealth is generally in the same direction as the market. If Beta > 1 Unitedhealth moves generally in the same direction as, but more than the movement of the benchmark. View also all equity analysis or get more info about beta statistic functions indicator.

About Unitedhealth Financials

What exactly are Unitedhealth Financials? Typically, a company's financial statements are the reports that show the financial position of the company. Three primary documents fall into the category of financial statements. These documents include Unitedhealth's income statement, its balance sheet, and the statement of cash flows. Potential Unitedhealth investors and stakeholders use financial statements to determine how well the company is positioned to perform in the future. Although Unitedhealth investors may use each financial statement separately, they are all related. The changes in Unitedhealth's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on Unitedhealth's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet, but not equivalent to net income shown on the income statement. Please read more on our technical analysis and fundamental analysis pages.
 2018 2019 2020 2021 (projected)
Accounts Payable36.6 B40.7 B44.37 B47.87 B
Receivables18.25 B21.46 B25.4 B27.41 B
There are several different ways that investors can use financial statements to try and predict whether a stock price will go up or down. Unfortunately, there is no surefire formula, but there are some general guidelines that you should keep in mind when looking at the numbers. First, realize what kind of company it is so you know if its revenues are more likely to grow or shrink over time. For example, a software company's revenue is expected to increase year after year due to new products and services that its customers will want to buy. At the same time, a car manufacturer might not be able to sell as many cars when the economy slows down, so it would have less net income during those times. Second, pay attention to its debt to equity ratio because this number will tell you how much risk it has. If a company such as Unitedhealth is not taking on any additional risks, its debt-to-equity should be less than one. As a general rule of thumb, if the market value or book value (which can be found in the footnotes) of assets exceeds the company's liabilities, then it is probably in good shape. Finally, use other financial statements to try and figure out if a stock price will go up or down because investors are always looking for growth opportunities when they buy new stocks. For example, if you see that net revenue of Unitedhealth grown by more than 25% over the last five years, then there is a good chance that it will continue growing at least by 20% or more each year. On the other hand, if you see that net revenue has only grown by about 15%, which is barely above inflation levels, then chances are it will not grow much faster than this over time, and investors may shy away from buying it.

Unitedhealth Thematic Clasifications

Unitedhealth Group is part of several thematic ideas from Obamacare Repeal to Health Management. If you are a theme-oriented, socially responsible, and at the same time, a result-driven investor, you can align your investing habits with your values without jeopardizing your expectations about returns. You can easily create an optimal portfolio of stocks, ETFs, funds, or cryptocurrencies based on a specific theme of your liking. Get More Thematic Ideas
Obamacare Repeal Idea
Obamacare RepealView
Health Management Idea
Health ManagementView

Unitedhealth December 7, 2021 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Unitedhealth help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Unitedhealth Group. We use our internally-developed statistical techniques to arrive at the intrinsic value of Unitedhealth Group based on widely used predictive technical indicators. In general, we focus on analyzing Unitedhealth Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Unitedhealth's daily price indicators and compare them against related drivers.
Downside Deviation1.16
Information Ratio0.1054
Maximum Drawdown6.44
Value At Risk(2.11)
Potential Upside2.63
Also, please take a look at World Market Map. Note that the Unitedhealth Group information on this page should be used as a complementary analysis to other Unitedhealth's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try Portfolio Volatility module to check portfolio volatility and analyze historical return density to properly model market risk.

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When running Unitedhealth Group price analysis, check to measure Unitedhealth's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Unitedhealth is operating at the current time. Most of Unitedhealth's value examination focuses on studying past and present price action to predict the probability of Unitedhealth's future price movements. You can analyze the entity against its peers and financial market as a whole to determine factors that move Unitedhealth's price. Additionally, you may evaluate how the addition of Unitedhealth to your portfolios can decrease your overall portfolio volatility.
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Is Unitedhealth's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Unitedhealth. If investors know Unitedhealth will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Unitedhealth listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of Unitedhealth Group is measured differently than its book value, which is the value of Unitedhealth that is recorded on the company's balance sheet. Investors also form their own opinion of Unitedhealth's value that differs from its market value or its book value, called intrinsic value, which is Unitedhealth's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Unitedhealth's market value can be influenced by many factors that don't directly affect Unitedhealth's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Unitedhealth's value and its price as these two are different measures arrived at by different means. Investors typically determine Unitedhealth value by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Unitedhealth's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.