Victory Bancorp Financials
| VTYB Stock | USD 10.20 0.09 0.89% |
With this module, you can analyze Victory financials for your investing period. You should be able to track the changes in Victory Bancorp individual financial statements over time to develop the understanding of its risk, liquidity, profitability, or other critical and vital indicators.
Victory |
Understanding current and past Victory Bancorp Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Victory Bancorp's financial statements are interrelated, with each one affecting the others. For example, an increase in Victory Bancorp's assets may result in an increase in income on the income statement.
The data published in Victory Bancorp's official financial statements usually reflect Victory Bancorp's business processes, product offerings, services, and other fundamental events. But there are other numbers, ratios, or fundamental indicators derived from these statements that are easier to understand and visualize within the underlying realities that drive quantitative information of Victory Bancorp. For example, before you start analyzing numbers published by Victory accountants, it's critical to develop an understanding of what Victory Bancorp's liquidity, profitability, and earnings quality are in the context of the Financial Services space in which it operates.
Please note, the presentation of Victory Bancorp's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Victory Bancorp's management is honest, while the outside auditors are strict and uncompromising. Whatever the case, the imprecision that can be found in Victory Bancorp's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of The Victory Bancorp. Please utilize our Beneish M Score to check the likelihood of Victory Bancorp's management manipulating its earnings.
Victory Bancorp Stock Summary
Victory Bancorp competes with Pioneer Bankcorp, Liberty Northwest, Summit Bancshares, First Community, and Coeur DAlene. The Victory Bancorp, Inc. operates as the bank holding company for The Victory Bank that provides commercial and consumer banking products and services for small and middle market commercial and retail customers in Montgomery County, Pennsylvania. The company was founded in 2008 and is based in Limerick, Pennsylvania. Victory Bancorp operates under BanksRegional classification in the United States and is traded on OTC Exchange.| Instrument | USA OTC Stock View All |
| Exchange | OTCQX Exchange |
| Business Address | 548 North Lewis |
| Sector | Financial Services |
| Industry | Banks—Regional |
| Benchmark | NYSE Composite |
| Website | www.victorybank.com |
| Phone | 610 948 9000 |
| Currency | USD - US Dollar |
You should never invest in Victory Bancorp without having analyzed its financial statements. Do not rely on someone else's analysis or guesses about the future performance of Victory OTC Stock, because this is throwing your money away. Analyzing the key information contained in Victory Bancorp's financial statements can give you an edge over other investors and help to ensure that your investments perform well for you.
Victory Bancorp Key Financial Ratios
Generally speaking, Victory Bancorp's financial ratios allow both analysts and investors to convert raw data from Victory Bancorp's financial statements into concise, actionable information that can be used to evaluate the performance of Victory Bancorp over time and compare it to other companies across industries. There are many critical financial ratios that investors are exposed to on a daily basis, but they are usually grouped into few meaningful categories from each financial statement that Victory Bancorp reports annually and quarterly.Victory Financial Ratios Relationships
Comparative valuation techniques use various fundamental indicators to help in determining Victory Bancorp's current stock value. Our valuation model uses many indicators to compare Victory Bancorp value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Victory Bancorp competition to find correlations between indicators driving Victory Bancorp's intrinsic value. More Info.The Victory Bancorp is rated first in return on equity category among related companies. It is rated second in return on asset category among related companies reporting about 0.06 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for The Victory Bancorp is roughly 17.78 . Comparative valuation analysis is a catch-all model that can be used if you cannot value Victory Bancorp by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for Victory Bancorp's OTC Stock. Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Victory Bancorp's earnings, one of the primary drivers of an investment's value.Victory Bancorp Systematic Risk
Victory Bancorp's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Victory Bancorp volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
Incorrect Input. Please change your parameters or increase the time horizon required for running this function. The output start index for this execution was zero with a total number of output elements of zero. The Beta measures systematic risk based on how returns on Victory Bancorp correlated with the market. If Beta is less than 0 Victory Bancorp generally moves in the opposite direction as compared to the market. If Victory Bancorp Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Victory Bancorp is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Victory Bancorp is generally in the same direction as the market. If Beta > 1 Victory Bancorp moves generally in the same direction as, but more than the movement of the benchmark.
About Victory Bancorp Financials
What exactly are Victory Bancorp Financials? Typically, a company's financial statements are the reports that show the financial position of the company. Three primary documents fall into the category of financial statements. These documents include Victory Bancorp's income statement, its balance sheet, and the statement of cash flows. Potential Victory Bancorp investors and stakeholders use financial statements to determine how well the company is positioned to perform in the future. Although Victory Bancorp investors may use each financial statement separately, they are all related. The changes in Victory Bancorp's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on Victory Bancorp's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet, but not equivalent to net income shown on the income statement. Please read more on our technical analysis and fundamental analysis pages.Steps to analyze Victory Bancorp Financials for Investing
There are several different ways that investors can use financial statements to try and predict whether a stock price will go up or down. Unfortunately, there is no surefire formula, but there are some general guidelines you should consider when looking at the numbers. First, realize what kind of company it is so you know if its revenues are more likely to grow or shrink over time. For example, a software company's revenue is expected to increase yearly due to new products and services that its customers will want to buy. At the same time, a car manufacturer might not be able to sell as many cars when the economy slows down, so it would have less net income during those times. Second, pay attention to its debt-to-equity ratio because this number will tell you how much risk it has. If a company such as Victory Bancorp is not taking on any additional risks, its debt-to-equity should be less than one. As a general rule of thumb, if the market value or book value (which can be found in the footnotes) of assets exceeds the company's liabilities, then it is probably in good shape. Finally, use other financial statements to determine if a stock price will go up or down because investors are always looking for growth opportunities when they buy new stocks. For example, if you see that the net revenue of Victory has grown by more than 25% over the last five years, then there is a good chance that it will continue growing by at least 20% or more each year. On the other hand, if you see that net revenue has only increased by about 15%, which is barely above inflation levels, then chances are it will not grow much faster than this over time, and investors may shy away from buying it. In summary, you can determine if Victory Bancorp's financials are consistent with your investment objective using the following steps:- Review Victory Bancorp's balance sheet accounts, such as liabilities and equity, to understand its overall financial position.
- Analyze the income statement and examine the company's revenue, expenses, and profits over time to determine its financial performance.
- Study the cash flow inflows and outflows to understand Victory Bancorp's liquidity and solvency.
- Look at the growth rates in revenue, earnings, and cash flow over time to determine its potential for future growth.
- Compare Victory Bancorp's financials to those of its peers to see how it stacks up and identify any potential red flags.
- Use valuation ratios to evaluate the company's financials using commonly used ratios such as the price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and enterprise value-to-earnings before interest, taxes, depreciation, and amortization (EV/EBITDA) ratio to determine if Victory Bancorp's stock is overvalued or undervalued.
Victory Bancorp April 24, 2024 Opportunity Range
Along with financial statement analysis, the daily predictive indicators of Victory Bancorp help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of The Victory Bancorp. We use our internally-developed statistical techniques to arrive at the intrinsic value of The Victory Bancorp based on widely used predictive technical indicators. In general, we focus on analyzing Victory OTC Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Victory Bancorp's daily price indicators and compare them against related drivers.
| Information Ratio | (0.18) | |||
| Maximum Drawdown | 11.4 | |||
| Value At Risk | (2.79) | |||
| Potential Upside | 1.36 |
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in The Victory Bancorp. Also, note that the market value of any otc stock could be tightly coupled with the direction of predictive economic indicators such as signals in manufacturing. You can also try the Efficient Frontier module to plot and analyze your portfolio and positions against risk-return landscape of the market..
Complementary Tools for Victory OTC Stock analysis
When running Victory Bancorp's price analysis, check to measure Victory Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Victory Bancorp is operating at the current time. Most of Victory Bancorp's value examination focuses on studying past and present price action to predict the probability of Victory Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Victory Bancorp's price. Additionally, you may evaluate how the addition of Victory Bancorp to your portfolios can decrease your overall portfolio volatility.
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