Victory OTC Stock Financials

Understanding current and past Victory Bancorp Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Victory Bancorp's financial statements are interrelated, with each one affecting the others. For example, an increase in Victory Bancorp's assets may result in an increase in income on the income statement. Because of this, it is necessary to analyze all of Victory Bancorp's financials over time to get the whole picture.
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We advise to exercise Victory Bancorp fundamental analysis to find out if markets are presently mispricing the firm. In other words this technique allows you to confirm available indicators of Victory Bancorp as well as the relationship between them. We have analyzed and interpolated twenty-four available drivers for Victory Bancorp, which can be compared to its competition. To make sure the equity is not overpriced, please validate all Victory Bancorp financials, including its price to book, as well as the relationship between the cash and equivalents and earnings per share .
  
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With this module, you can analyze Victory financials for your investing period. You should be able to track the changes in Victory Bancorp individual financial statements over time to develop the understanding of its risk, liquidity, profitability, or other critical and vital indicators.
Chance Of Financial Distress
Over 72
Victory Bancorp has more than 72 (%) percent chance of experiencing financial distress in the next two years of operations. The calculation of odds of distress for Victory Bancorp otc stock is tightly coupled with the Probability of Bankruptcy. It complements the equity performance score by supplying investors with insight into company financials without requiring them to know too much about all of the complex accounting and financial indicators surrounding the entity. More Info
The data published in Victory Bancorp's official financial statements usually reflect Victory Bancorp's business processes, product offerings, services, and other fundamental events. But there are other numbers, ratios, or fundamental indicators derived from these statements that are easier to understand and visualize within the underlying realities that drive quantitative information of Victory Bancorp. For example, before you start analyzing numbers published by Victory accountants, it's critical to develop an understanding of what Victory Bancorp's liquidity, profitability, and earnings quality are in the context of the Financial Services space in which it operates.
Please note, the presentation of Victory Bancorp's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Victory Bancorp's management is honest, while the outside auditors are strict and uncompromising. Whatever the case, the imprecision that can be found in Victory Bancorp's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Victory Bancorp. Please utilize our Beneish M Score to check the likelihood of Victory Bancorp's management to manipulate its earnings.

Victory Bancorp Company Summary

The Victory Bancorp, Inc. operates as the bank holding company for The Victory Bank that provides commercial and consumer banking products and services for small and middle market commercial and retail customers in Montgomery County, Pennsylvania. The company was founded in 2008 and is based in Limerick, Pennsylvania. Victory Bancorp operates under BanksRegional classification in the United States and is traded on OTC Exchange.
InstrumentUSA OTC Stock View All
ExchangeOTC Exchange
Business Address548 North Lewis
SectorFinancial Services
IndustryBanks—Regional
BenchmarkDOW
Websitewww.victorybank.com
Phone610 948 9000
CurrencyUSD - US Dollar
You should never invest in Victory Bancorp without having analyzed its financial statements. Do not rely on someone else's analysis or guesses about the future performance of Victory OTC Stock, because this is throwing your money away. Analyzing the key information contained in Victory Bancorp's financial statements can give you an edge over other investors and help to ensure that your investments perform well for you.

Victory Bancorp Key Financial Ratios

Generally speaking, Victory Bancorp's financial ratios allow both analysts and investors to convert raw data from Victory Bancorp's financial statements into concise, actionable information that can be used to evaluate the performance of Victory Bancorp over time and compare it to other companies across industries. There are many critical financial ratios that investors are exposed to on a daily basis, but they are usually grouped into few meaningful categories from each financial statement that Victory Bancorp reports annually and quarterly.

Victory Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Victory Bancorp's current stock value. Our valuation model uses many indicators to compare Victory Bancorp value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Victory Bancorp competition to find correlations between indicators driving Victory Bancorp's intrinsic value. More Info.
Victory Bancorp is rated first in price to earning category among related companies. It is rated first in current valuation category among related companies reporting about  5,931,525  of Current Valuation per Price to Earning. . Comparative valuation analysis is a catch-all model that can be used if you cannot value Victory Bancorp by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for Victory Bancorp's OTC Stock . Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Victory Bancorp's earnings, one of the primary drivers of an investment's value.

About Victory Bancorp Financials

What exactly are Victory Bancorp Financials? Typically, a company's financial statements are the reports that show the financial position of the company. Three primary documents fall into the category of financial statements. These documents include Victory Bancorp's income statement, its balance sheet, and the statement of cash flows. Potential Victory Bancorp investors and stakeholders use financial statements to determine how well the company is positioned to perform in the future. Although Victory Bancorp investors may use each financial statement separately, they are all related. The changes in Victory Bancorp's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on Victory Bancorp's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet, but not equivalent to net income shown on the income statement. Please read more on our technical analysis and fundamental analysis pages.
There are several different ways that investors can use financial statements to try and predict whether a stock price will go up or down. Unfortunately, there is no surefire formula, but there are some general guidelines that you should keep in mind when looking at the numbers. First, realize what kind of company it is so you know if its revenues are more likely to grow or shrink over time. For example, a software company's revenue is expected to increase year after year due to new products and services that its customers will want to buy. At the same time, a car manufacturer might not be able to sell as many cars when the economy slows down, so it would have less net income during those times. Second, pay attention to its debt to equity ratio because this number will tell you how much risk it has. If a company such as Victory Bancorp is not taking on any additional risks, its debt-to-equity should be less than one. As a general rule of thumb, if the market value or book value (which can be found in the footnotes) of assets exceeds the company's liabilities, then it is probably in good shape. Finally, use other financial statements to try and figure out if a stock price will go up or down because investors are always looking for growth opportunities when they buy new stocks. For example, if you see that net revenue of Victory grown by more than 25% over the last five years, then there is a good chance that it will continue growing at least by 20% or more each year. On the other hand, if you see that net revenue has only grown by about 15%, which is barely above inflation levels, then chances are it will not grow much faster than this over time, and investors may shy away from buying it.

Victory Bancorp May 22, 2022 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Victory Bancorp help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Victory Bancorp. We use our internally-developed statistical techniques to arrive at the intrinsic value of Victory Bancorp based on widely used predictive technical indicators. In general, we focus on analyzing Victory OTC Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Victory Bancorp's daily price indicators and compare them against related drivers.
Information Ratio0.2722
Maximum Drawdown3.06
Value At Risk(0.37)
Potential Upside0.369
Also, please take a look at World Market Map. Note that the Victory Bancorp information on this page should be used as a complementary analysis to other Victory Bancorp's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try Alpha Finder module to use alpha and beta coefficients to find investment opportunities after accounting for the risk.

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When running Victory Bancorp price analysis, check to measure Victory Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Victory Bancorp is operating at the current time. Most of Victory Bancorp's value examination focuses on studying past and present price action to predict the probability of Victory Bancorp's future price movements. You can analyze the entity against its peers and financial market as a whole to determine factors that move Victory Bancorp's price. Additionally, you may evaluate how the addition of Victory Bancorp to your portfolios can decrease your overall portfolio volatility.
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Is Victory Bancorp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Victory Bancorp. If investors know Victory will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Victory Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of Victory Bancorp is measured differently than its book value, which is the value of Victory that is recorded on the company's balance sheet. Investors also form their own opinion of Victory Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Victory Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Victory Bancorp's market value can be influenced by many factors that don't directly affect Victory Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Victory Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine Victory Bancorp value by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Victory Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.