WSFS Financial Financials

WSFS Stock  USD 43.90  0.63  1.46%   
Based on the analysis of WSFS Financial's profitability, liquidity, and operating efficiency, WSFS Financial is not in a good financial situation at the present time. It has a very high chance of going through financial crunch in May. Key indicators impacting WSFS Financial's financial strength include:
Operating Margin
0.4237
PE Ratio
9.9773
Profit Margin
0.2904
Payout Ratio
0.1316
Short Ratio
3.97
With this module, you can analyze WSFS financials for your investing period. You should be able to track the changes in WSFS Financial individual financial statements over time to develop the understanding of its risk, liquidity, profitability, or other critical and vital indicators.
  
Understanding current and past WSFS Financial Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of WSFS Financial's financial statements are interrelated, with each one affecting the others. For example, an increase in WSFS Financial's assets may result in an increase in income on the income statement.
The data published in WSFS Financial's official financial statements usually reflect WSFS Financial's business processes, product offerings, services, and other fundamental events. But there are other numbers, ratios, or fundamental indicators derived from these statements that are easier to understand and visualize within the underlying realities that drive quantitative information of WSFS Financial. For example, before you start analyzing numbers published by WSFS accountants, it's critical to develop an understanding of what WSFS Financial's liquidity, profitability, and earnings quality are in the context of the Thrifts & Mortgage Finance space in which it operates.
Please note, the presentation of WSFS Financial's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, WSFS Financial's management is honest, while the outside auditors are strict and uncompromising. Whatever the case, the imprecision that can be found in WSFS Financial's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of WSFS Financial. Please utilize our Beneish M Score to check the likelihood of WSFS Financial's management manipulating its earnings.

WSFS Financial Stock Summary

WSFS Financial competes with Cullman Bancorp, Home Federal, First Financial, First Northwest, and First Capital. WSFS Financial Corporation operates as the savings and loan holding company for the Wilmington Savings Fund Society, FSB that provides various banking services in the United States. The company was founded in 1832 and is headquartered in Wilmington, Delaware. WSFS Financial operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 2150 people.
Specialization
Financial Services, Banks - Regional
InstrumentUSA Stock View All
ExchangeNASDAQ Exchange
ISINUS9293281021
CUSIP929328102
LocationDelaware; U.S.A
Business Address500 Delaware Avenue,
SectorThrifts & Mortgage Finance
IndustryFinancials
BenchmarkNYSE Composite
Websitewww.wsfsbank.com
Phone302 792 6000
CurrencyUSD - US Dollar
You should never invest in WSFS Financial without having analyzed its financial statements. Do not rely on someone else's analysis or guesses about the future performance of WSFS Stock, because this is throwing your money away. Analyzing the key information contained in WSFS Financial's financial statements can give you an edge over other investors and help to ensure that your investments perform well for you.

WSFS Financial Key Financial Ratios

Generally speaking, WSFS Financial's financial ratios allow both analysts and investors to convert raw data from WSFS Financial's financial statements into concise, actionable information that can be used to evaluate the performance of WSFS Financial over time and compare it to other companies across industries. There are many critical financial ratios that investors are exposed to on a daily basis, but they are usually grouped into few meaningful categories from each financial statement that WSFS Financial reports annually and quarterly.

WSFS Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining WSFS Financial's current stock value. Our valuation model uses many indicators to compare WSFS Financial value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across WSFS Financial competition to find correlations between indicators driving WSFS Financial's intrinsic value. More Info.
WSFS Financial is rated second in return on equity category among related companies. It is rated first in return on asset category among related companies reporting about  0.12  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for WSFS Financial is roughly  8.66 . Comparative valuation analysis is a catch-all model that can be used if you cannot value WSFS Financial by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for WSFS Financial's Stock. Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the WSFS Financial's earnings, one of the primary drivers of an investment's value.

WSFS Financial Systematic Risk

WSFS Financial's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. WSFS Financial volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
Incorrect Input. Please change your parameters or increase the time horizon required for running this function. The output start index for this execution was zero with a total number of output elements of zero. The Beta measures systematic risk based on how returns on WSFS Financial correlated with the market. If Beta is less than 0 WSFS Financial generally moves in the opposite direction as compared to the market. If WSFS Financial Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one WSFS Financial is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of WSFS Financial is generally in the same direction as the market. If Beta > 1 WSFS Financial moves generally in the same direction as, but more than the movement of the benchmark.

About WSFS Financial Financials

What exactly are WSFS Financial Financials? Typically, a company's financial statements are the reports that show the financial position of the company. Three primary documents fall into the category of financial statements. These documents include WSFS Financial's income statement, its balance sheet, and the statement of cash flows. Potential WSFS Financial investors and stakeholders use financial statements to determine how well the company is positioned to perform in the future. Although WSFS Financial investors may use each financial statement separately, they are all related. The changes in WSFS Financial's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on WSFS Financial's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet, but not equivalent to net income shown on the income statement. Please read more on our technical analysis and fundamental analysis pages.

Steps to analyze WSFS Financial Financials for Investing

There are several different ways that investors can use financial statements to try and predict whether a stock price will go up or down. Unfortunately, there is no surefire formula, but there are some general guidelines you should consider when looking at the numbers. First, realize what kind of company it is so you know if its revenues are more likely to grow or shrink over time. For example, a software company's revenue is expected to increase yearly due to new products and services that its customers will want to buy. At the same time, a car manufacturer might not be able to sell as many cars when the economy slows down, so it would have less net income during those times. Second, pay attention to its debt-to-equity ratio because this number will tell you how much risk it has. If a company such as WSFS Financial is not taking on any additional risks, its debt-to-equity should be less than one. As a general rule of thumb, if the market value or book value (which can be found in the footnotes) of assets exceeds the company's liabilities, then it is probably in good shape. Finally, use other financial statements to determine if a stock price will go up or down because investors are always looking for growth opportunities when they buy new stocks. For example, if you see that the net revenue of WSFS has grown by more than 25% over the last five years, then there is a good chance that it will continue growing by at least 20% or more each year. On the other hand, if you see that net revenue has only increased by about 15%, which is barely above inflation levels, then chances are it will not grow much faster than this over time, and investors may shy away from buying it.
In summary, you can determine if WSFS Financial's financials are consistent with your investment objective using the following steps:
  • Review WSFS Financial's balance sheet accounts, such as liabilities and equity, to understand its overall financial position.
  • Analyze the income statement and examine the company's revenue, expenses, and profits over time to determine its financial performance.
  • Study the cash flow inflows and outflows to understand WSFS Financial's liquidity and solvency.
  • Look at the growth rates in revenue, earnings, and cash flow over time to determine its potential for future growth.
  • Compare WSFS Financial's financials to those of its peers to see how it stacks up and identify any potential red flags.
  • Use valuation ratios to evaluate the company's financials using commonly used ratios such as the price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and enterprise value-to-earnings before interest, taxes, depreciation, and amortization (EV/EBITDA) ratio to determine if WSFS Financial's stock is overvalued or undervalued.
Remember, these are just guidelines and should not be the only basis for investment decisions. It is always important to analyze the leading stock market indicators., conduct additional research and seek professional advice if needed.

WSFS Financial April 23, 2024 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of WSFS Financial help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of WSFS Financial. We use our internally-developed statistical techniques to arrive at the intrinsic value of WSFS Financial based on widely used predictive technical indicators. In general, we focus on analyzing WSFS Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build WSFS Financial's daily price indicators and compare them against related drivers.
When determining whether WSFS Financial is a strong investment it is important to analyze WSFS Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact WSFS Financial's future performance. For an informed investment choice regarding WSFS Stock, refer to the following important reports:
Check out Your Current Watchlist to better understand how to build diversified portfolios, which includes a position in WSFS Financial. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in census.
For more information on how to buy WSFS Stock please use our How to Invest in WSFS Financial guide.
Note that the WSFS Financial information on this page should be used as a complementary analysis to other WSFS Financial's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Portfolio Anywhere module to track or share privately all of your investments from the convenience of any device.

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When running WSFS Financial's price analysis, check to measure WSFS Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy WSFS Financial is operating at the current time. Most of WSFS Financial's value examination focuses on studying past and present price action to predict the probability of WSFS Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move WSFS Financial's price. Additionally, you may evaluate how the addition of WSFS Financial to your portfolios can decrease your overall portfolio volatility.
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Is WSFS Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of WSFS Financial. If investors know WSFS will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about WSFS Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.23)
Dividend Share
0.6
Earnings Share
4.4
Revenue Per Share
15.168
Quarterly Revenue Growth
(0.02)
The market value of WSFS Financial is measured differently than its book value, which is the value of WSFS that is recorded on the company's balance sheet. Investors also form their own opinion of WSFS Financial's value that differs from its market value or its book value, called intrinsic value, which is WSFS Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because WSFS Financial's market value can be influenced by many factors that don't directly affect WSFS Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between WSFS Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if WSFS Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, WSFS Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.