Bankunited Stock Buy Hold or Sell Recommendation
| BKU Stock | USD 27.78 0.18 0.65% |
Considering the 90-day investment horizon and your above-average risk tolerance, our recommendation regarding BankUnited is 'Sell'. Macroaxis provides BankUnited buy-hold-or-sell recommendation only in the context of selected investment horizon and investor attitude towards risk assumed by holding BKU positions. The advice algorithm takes into account all of BankUnited's available fundamental, technical, and predictive indicators you will find on this site. Key drivers impacting BankUnited's buy or sell advice are summarized below:
Real Value 23.03 | Target Price 27.73 | Hype Value 27.6 | Market Value 27.78 | Naive Value 27.61 |
A buy or sell recommendation provided by Macroaxis is an automated directive regarding whether to purchase or sell BankUnited given historical horizon and risk tolerance towards BankUnited. When Macroaxis issues a 'buy' or 'sell' recommendation for BankUnited, the advice is generated through an automated system that utilizes algorithms and statistical models.
BankUnited |
Execute BankUnited Buy or Sell Advice
The BankUnited recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on BankUnited. Macroaxis does not own or have any residual interests in BankUnited or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute BankUnited's advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Sell
Market Performance | Very Weak | Details | |
Volatility | Not too volatile | Details | |
Hype Condition | Stale | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Slowly supersedes the market | Details | |
Investor Sentiment | Impartial | Details | |
Analyst Consensus | Buy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unavailable | Details |
BankUnited Trading Alerts and Improvement Suggestions
| BankUnited generated a negative expected return over the last 90 days | |
| Over 99.0% of the company shares are held by institutions such as insurance companies | |
| Latest headline from zacks.com: Zions Stock Up 3.5 percent on Q1 Earnings Beat, Provisions Dip |
BankUnited Returns Distribution Density
The distribution of BankUnited's historical returns is an attempt to chart the uncertainty of BankUnited's future price movements. The chart of the probability distribution of BankUnited daily returns describes the distribution of returns around its average expected value. We use BankUnited price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of BankUnited returns is essential to provide solid investment advice for BankUnited.
| Mean Return | -0.04 | Value At Risk | -5.83 | Potential Upside | 4.59 | Standard Deviation | 2.64 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of BankUnited historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
BankUnited Stock Institutional Investors
Have you ever been surprised when a price of an equity instrument such as BankUnited is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading BankUnited backward and forwards among themselves. BankUnited's institutional investor refers to the entity that pools money to purchase BankUnited's securities or originates loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Ameriprise Financial Inc | 2023-12-31 | 1.5 M | Jennison Associates Llc | 2023-12-31 | 1.5 M | Charles Schwab Investment Management Inc | 2023-12-31 | 1.4 M | Morgan Stanley - Brokerage Accounts | 2023-12-31 | 1.4 M | Millennium Management Llc | 2023-12-31 | 1.4 M | Bank Of New York Mellon Corp | 2023-12-31 | 1.3 M | Royce & Associates, Lp | 2023-12-31 | 1.1 M | Aristotle Capital Boston, Llc | 2023-12-31 | 972.3 K | Neuberger Berman Group Llc | 2023-12-31 | 817.4 K | Blackrock Inc | 2023-12-31 | 10.8 M | Vanguard Group Inc | 2023-12-31 | 9.2 M |
BankUnited Cash Flow Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Change In Cash | (167.4M) | 183.0M | (82.9M) | 257.8M | 15.6M | 16.4M | |
| Free Cash Flow | 571.9M | 844.6M | 1.2B | 1.3B | 557.2M | 585.0M | |
| Depreciation | 35.1M | 44.3M | 57.3M | 69.6M | 44.4M | 46.7M | |
| Other Non Cash Items | 304.9M | 731.9M | 709.1M | 517.4M | 438.9M | 460.8M | |
| Capital Expenditures | 63.8M | 19.6M | 44.2M | 52.2M | 100.3M | 98.7M | |
| Net Income | 313.1M | 197.9M | 415.0M | 285.0M | 175.1M | 278.2M | |
| End Period Cash Flow | 214.7M | 397.7M | 314.9M | 572.6M | 588.3M | 406.3M | |
| Dividends Paid | 84.1M | 86.5M | 85.8M | 79.4M | 79.1M | 86.0M | |
| Investments | (991.1M) | (4.4B) | (5.4B) | (2.1B) | 674.1M | 707.8M | |
| Net Borrowings | (390M) | (986.1M) | (1.2B) | 3.5B | 4.0B | 4.2B | |
| Change To Netincome | 352.8M | 724.7M | 724.0M | 544.0M | 625.6M | 656.9M |
BankUnited Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to BankUnited or Banks sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that BankUnited's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a BankUnited stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over NYSE Composite | -0.2 | |
β | Beta against NYSE Composite | 1.86 | |
σ | Overall volatility | 2.68 | |
Ir | Information ratio | -0.05 |
BankUnited Volatility Alert
BankUnited exhibits very low volatility with skewness of -0.19 and kurtosis of 0.92. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure BankUnited's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact BankUnited's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.BankUnited Fundamentals Vs Peers
Comparing BankUnited's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze BankUnited's direct or indirect competition across all of the common fundamentals between BankUnited and the related equities. This way, we can detect undervalued stocks with similar characteristics as BankUnited or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of BankUnited's fundamental indicators could also be used in its relative valuation, which is a method of valuing BankUnited by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare BankUnited to competition |
| Fundamentals | BankUnited | Peer Average |
| Return On Equity | 0.0679 | -0.31 |
| Return On Asset | 0.0048 | -0.14 |
| Profit Margin | 0.20 % | (1.27) % |
| Operating Margin | 0.36 % | (5.51) % |
| Current Valuation | 6.24 B | 16.62 B |
| Shares Outstanding | 74.77 M | 571.82 M |
| Shares Owned By Insiders | 1.00 % | 10.09 % |
| Shares Owned By Institutions | 99.00 % | 39.21 % |
| Number Of Shares Shorted | 3.47 M | 4.71 M |
| Price To Earning | 10.55 X | 28.72 X |
| Price To Book | 0.73 X | 9.51 X |
| Price To Sales | 2.16 X | 11.42 X |
| Revenue | 1.94 B | 9.43 B |
| Gross Profit | 915.44 M | 27.38 B |
| EBITDA | 40.88 M | 3.9 B |
| Net Income | 175.11 M | 570.98 M |
| Cash And Equivalents | 726.14 M | 2.7 B |
| Cash Per Share | 9.36 X | 5.01 X |
| Total Debt | 5.82 B | 5.32 B |
| Debt To Equity | 0.18 % | 48.70 % |
| Book Value Per Share | 35.31 X | 1.93 K |
| Cash Flow From Operations | 657.5 M | 971.22 M |
| Short Ratio | 4.14 X | 4.00 X |
| Earnings Per Share | 2.32 X | 3.12 X |
| Price To Earnings To Growth | 0.28 X | 4.89 X |
| Target Price | 30.0 | |
| Number Of Employees | 1.59 K | 18.84 K |
| Beta | 1.34 | -0.15 |
| Market Capitalization | 2.06 B | 19.03 B |
| Total Asset | 35.76 B | 29.47 B |
| Retained Earnings | 2.65 B | 9.33 B |
| Annual Yield | 0.04 % | |
| Five Year Return | 2.60 % |
Note: Disposition of 9104 shares by Rishi Bansal of BankUnited subject to Rule 16b-3 [view details]
BankUnited Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as BankUnited . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
About BankUnited Buy or Sell Advice
When is the right time to buy or sell BankUnited? Buying financial instruments such as BankUnited Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.| 2021 | 2022 | 2023 | 2024 (projected) | Short and Long Term Debt Total | 2.6B | 6.1B | 5.8B | 4.3B | Total Assets | 35.8B | 37.0B | 35.8B | 27.2B |
Use Investing Ideas to Build Portfolios
In addition to having BankUnited in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.Did You Try This Idea?
Run Furniture Thematic Idea Now
Furniture
Companies producing and selling home and office furniture. The Furniture theme has 42 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Furniture Theme or any other thematic opportunities.
| View All Next | Launch |
Check out BankUnited Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. For more information on how to buy BankUnited Stock please use our How to Invest in BankUnited guide.You can also try the Competition Analyzer module to analyze and compare many basic indicators for a group of related or unrelated entities.
Complementary Tools for BankUnited Stock analysis
When running BankUnited's price analysis, check to measure BankUnited's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy BankUnited is operating at the current time. Most of BankUnited's value examination focuses on studying past and present price action to predict the probability of BankUnited's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move BankUnited's price. Additionally, you may evaluate how the addition of BankUnited to your portfolios can decrease your overall portfolio volatility.
| Portfolio Volatility Check portfolio volatility and analyze historical return density to properly model market risk | |
| Analyst Advice Analyst recommendations and target price estimates broken down by several categories | |
| Bonds Directory Find actively traded corporate debentures issued by US companies | |
| Balance Of Power Check stock momentum by analyzing Balance Of Power indicator and other technical ratios | |
| Premium Stories Follow Macroaxis premium stories from verified contributors across different equity types, categories and coverage scope | |
| Positions Ratings Determine portfolio positions ratings based on digital equity recommendations. Macroaxis instant position ratings are based on combination of fundamental analysis and risk-adjusted market performance | |
| Portfolio Analyzer Portfolio analysis module that provides access to portfolio diagnostics and optimization engine | |
| Economic Indicators Top statistical indicators that provide insights into how an economy is performing | |
| Portfolio Backtesting Avoid under-diversification and over-optimization by backtesting your portfolios | |
| Equity Forecasting Use basic forecasting models to generate price predictions and determine price momentum | |
| Watchlist Optimization Optimize watchlists to build efficient portfolios or rebalance existing positions based on the mean-variance optimization algorithm |
Is BankUnited's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of BankUnited. If investors know BankUnited will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about BankUnited listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.09) | Dividend Share 1.1 | Earnings Share 2.32 | Revenue Per Share 11.938 | Quarterly Revenue Growth 0.008 |
The market value of BankUnited is measured differently than its book value, which is the value of BankUnited that is recorded on the company's balance sheet. Investors also form their own opinion of BankUnited's value that differs from its market value or its book value, called intrinsic value, which is BankUnited's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because BankUnited's market value can be influenced by many factors that don't directly affect BankUnited's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between BankUnited's value and its price as these two are different measures arrived at by different means. Investors typically determine if BankUnited is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, BankUnited's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.