Baldwin Lyons Buy or Sell Recommendation

Macroaxis provides Baldwin Lyons Inc buy hold or sell recommendation only in the context of selected investment horizon and investor attitude towards risk assumed by holding Baldwin Lyons positions. The advice algorithm takes into account all of Baldwin Lyons Inc available fundamental, technical, and predictive indicators you will find on this site. The advice is provided from Baldwin Lyons buy-and-hold prospective. Check also Baldwin Lyons Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with current analyst consensus

Time Horizon

Risk Tolerance

Symbol
Execute Advice
Baldwin Lyons Inc -- USA Stock  

USD 23.95  0.1  0.42%

Assuming 30 trading days horizon, and your above average risk tolerance our recommendation regarding Baldwin Lyons Inc is 'Cautious Hold'.
For the selected time horizon Baldwin Lyons Inc has a mean deviation of 0.9993, semi deviation of 1.19, standard deviation of 1.26, variance of 1.6, downside variance of 2.09 and semi variance of 1.42
Macroaxis buy, hold, or sell recommendation module can be used to complement current analysts and expert consensus on Baldwin Lyons. Our buy, hold, or sell suggestion engine makes use of analyzes the corporation potential to grow using all fundamental data market data available at the time. To make sure Baldwin Lyons is not overpriced, please confirm all Baldwin Lyons Inc fundamentals including its Shares Owned by Institutions, Gross Profit, Debt to Equity, as well as the relationship between Price to Book and Cash and Equivalents . Given that Baldwin Lyons Inc has Number of Shares Shorted of 66.27 K, we suggest you validate Baldwin Lyons Inc market performance and probability of bankruptcy to make sure the company can sustain itself in the current economic cycle given your prevailing risk tolerance and investing horizon.

Returns Distribution Density

Mean Return0.093541Value At Risk1.87
Potential Upside1.74Standard Deviation1.26
 Return Density 
      Distribution 

Institutional Investors

Security TypeSharesValue
Founders Capital Management LlcCommon Shares43.2 K1 M
Schwab Charles Investment Management IncCommon Shares17.7 K424 K
Bank Of MontrealCommon Shares94623 K
Nisa Investment Advisors LlcCommon Shares42010 K
Cutler Group LpCommon Shares1593 K
Dimensional Fund Advisors LpCommon Shares1.1 M24 M
Intrepid Capital Management Inc2Common Shares1 M22.8 M

Baldwin Lyons Greeks

α
Alpha over DOW
=0.16
β
Beta against DOW=0.31
σ
Overall volatility
=1.3
Ir
Information ratio =0.12

Baldwin Lyons Volatility Alert

Baldwin Lyons Inc has relatively low volatility with skewness of -0.5 and kurtosis of 0.08. However, we advise all investors to independently investigate Baldwin Lyons Inc to ensure market all accessible information is consistent with the expectations about its upside potential and future risk-adjusted return.
    
 Better Than Average     
    
 Worse Than Average Compare Baldwin Lyons to competition
FundamentalsBaldwin LyonsPeer Average
Return On Equity1.65 % (15.17) %
Return On Asset0.34 % (15.64) %
Profit Margin1.95 % (5.5) %
Operating Margin1.95 % (10.91) %
Current Valuation312.11 M152.14 B
Shares Outstanding12.41 M1.43 B
Shares Owned by Insiders26.02 % 6.91 %
Shares Owned by Institutions59.14 % 18.37 %
Number of Shares Shorted66.27 K3.24 M
Price to Earning54.78 times40.69 times
Price to Book0.89 times14.44 times
Price to Sales1.05 times17.81 times
Revenue343.39 M9.85 B
Gross Profit124.53 M21.75 B
EBITDA12.57 M1.41 B
Net Income6.71 M517.71 M
Cash and Equivalents69.53 M3.89 B
Cash per Share4.62 times5.17 times
Total Debt20 M7.36 B
Debt to Equity4.9 % 0.72 %
Current Ratio2.08 times3.3 times
Book Value Per Share26.93 times13.64 times
Cash Flow from Operations55.21 M1.25 B
Short Ratio4.04 times2.09 times
Earnings Per Share0.44 times2.3 times
Price to Earnings To Growth(7.45) times1.22 times
Number of Employees43810.67 K
Beta0.530.34
Market Capitalization361 M29.78 B
Total Asset1.09 B126.86 B
Retained Earnings303.05 M38.24 B
Z Score10.8708.73
Five Year Return4.16 %
SellBuy
Cautious Hold

Hype Condition

Current Valuation

Odds of Distress

Economic Sensitivity

Analyst Consensus

Currently Unavailable

Piotroski F Score

Financial Leverage

Inapplicable
   Acquisition by Weil John D of 1778 shares of Baldwin Lyons subject to Rule 16b-3 [view details]
Risk Adjusted Performance0.0396
Market Risk Adjusted Performance(0.26)
Mean Deviation0.9993
Semi Deviation1.19
Downside Deviation1.45
Coefficient Of Variation1351.26
Standard Deviation1.26
Variance1.6
Information Ratio(0.12)
Jensen Alpha0.1567
Total Risk Alpha(0.58)
Sortino Ratio(0.11)
Treynor Ratio(0.27)
Maximum Drawdown4.19
Value At Risk(1.87)
Potential Upside1.74
Downside Variance2.09
Semi Variance1.42
Expected Short fall(1.19)
Skewness(0.5)
Kurtosis0.0819

Current Valuation

Baldwin Lyons Current Valuation Analysis
Baldwin Lyons Inc is the top company in current valuation category among related companies. After adjusting for long-term liabilities, total market size of Insurance industry is currently estimated at about 168.05 Billion. Baldwin Lyons adds roughly 312.11 Million in current valuation claiming only tiny portion of equities under Insurance industry.