Commerce Bancshares Stock Buy Hold or Sell Recommendation
| CBSH Stock | USD 55.92 0.82 1.49% |
Given the investment horizon of 90 days and your above-average risk tolerance, our recommendation regarding Commerce Bancshares is 'Strong Buy'. Macroaxis provides Commerce Bancshares buy-hold-or-sell recommendation only in the context of selected investment horizon and investor attitude towards risk assumed by holding CBSH positions. The advice algorithm takes into account all of Commerce Bancshares' available fundamental, technical, and predictive indicators you will find on this site. Key drivers impacting Commerce Bancshares' buy or sell advice are summarized below:
Real Value 57.94 | Target Price 51.33 | Hype Value 55.72 | Market Value 55.92 |
A buy or sell recommendation provided by Macroaxis is an automated directive regarding whether to purchase or sell Commerce Bancshares given historical horizon and risk tolerance towards Commerce Bancshares. When Macroaxis issues a 'buy' or 'sell' recommendation for Commerce Bancshares, the advice is generated through an automated system that utilizes algorithms and statistical models.
Commerce |
Execute Commerce Bancshares Buy or Sell Advice
The Commerce recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on Commerce Bancshares. Macroaxis does not own or have any residual interests in Commerce Bancshares or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute Commerce Bancshares' advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Strong Buy
Market Performance | Solid | Details | |
Volatility | Very steady | Details | |
Hype Condition | Over hyped | Details | |
Current Valuation | Fairly Valued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Responds to the market | Details | |
Investor Sentiment | Impartial | Details | |
Analyst Consensus | Buy | Details | |
Financial Strenth (F Score) | Poor | Details | |
Financial Leverage | Inapplicable | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Commerce Bancshares Trading Alerts and Improvement Suggestions
| Commerce Bancshares has a poor financial position based on the latest SEC disclosures | |
| About 72.0% of the company shares are held by institutions such as insurance companies | |
| On 25th of March 2024 Commerce Bancshares paid $ 0.27 per share dividend to its current shareholders | |
| Latest headline from finance.yahoo.com: Are Finance Stocks Lagging Interactive Brokers This Year |
Commerce Bancshares Returns Distribution Density
The distribution of Commerce Bancshares' historical returns is an attempt to chart the uncertainty of Commerce Bancshares' future price movements. The chart of the probability distribution of Commerce Bancshares daily returns describes the distribution of returns around its average expected value. We use Commerce Bancshares price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of Commerce Bancshares returns is essential to provide solid investment advice for Commerce Bancshares.
| Mean Return | 0.03 | Value At Risk | -2.02 | Potential Upside | 2.04 | Standard Deviation | 1.42 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of Commerce Bancshares historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
Commerce Stock Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Commerce Bancshares is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Commerce Bancshares backward and forwards among themselves. Commerce Bancshares' institutional investor refers to the entity that pools money to purchase Commerce Bancshares' securities or originates loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Dimensional Fund Advisors, Inc. | 2023-12-31 | 1.7 M | Norges Bank | 2023-12-31 | 1.3 M | Northern Trust Corp | 2023-12-31 | 1.3 M | Bank Of New York Mellon Corp | 2023-12-31 | 1.2 M | Btim Corp | 2023-12-31 | 1.1 M | Bank Of America Corp | 2023-12-31 | 1 M | Goldman Sachs Group Inc | 2023-12-31 | 1 M | Charles Schwab Investment Management Inc | 2023-12-31 | 977.9 K | Cooke & Bieler Lp | 2023-12-31 | 972.3 K | Vanguard Group Inc | 2023-12-31 | 12.4 M | Blackrock Inc | 2023-12-31 | 11 M |
Commerce Bancshares Cash Flow Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Change In Cash | (301.4M) | 1.3B | 2.1B | (3.4B) | 1.8B | 1.9B | |
| Free Cash Flow | 470.2M | 590.9M | 541.0M | 494.2M | 400.7M | 310.1M | |
| Depreciation | 41.1M | 43.8M | 44.9M | 46.9M | 49.5M | 49.7M | |
| Other Non Cash Items | (2.5M) | 241.5M | (40.2M) | 12.1M | (100.8M) | (95.8M) | |
| Dividends Paid | 122.5M | 127.6M | 122.7M | 127.5M | 134.7M | 75.4M | |
| Capital Expenditures | 42.6M | 33.1M | 56.7M | 65.2M | 88.1M | 92.5M | |
| Net Income | 422.7M | 353.9M | 540.6M | 500.0M | 485.2M | 250.9M | |
| End Period Cash Flow | 907.8M | 2.2B | 4.3B | 897.8M | 2.7B | 2.8B | |
| Change To Inventory | (21.1M) | 18.3M | 87.8M | 80.4M | 72.4M | 76.0M | |
| Change To Netincome | 71.3M | 88.3M | (55.6M) | 52.6M | 60.5M | 63.5M | |
| Investments | (952.8M) | (6.0B) | (1.3B) | (602.5M) | 2.2B | 2.3B | |
| Change Receivables | 3.3M | (13.4M) | 19.8M | (28.4M) | (25.6M) | (24.3M) | |
| Net Borrowings | (112.0M) | 247.6M | 924.6M | (181.2M) | (208.4M) | (198.0M) |
Commerce Bancshares Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to Commerce Bancshares or Banks sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that Commerce Bancshares' price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a Commerce stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over NYSE Composite | -0.07 | |
β | Beta against NYSE Composite | 1.08 | |
σ | Overall volatility | 1.45 | |
Ir | Information ratio | -0.04 |
Commerce Bancshares Volatility Alert
Commerce Bancshares has relatively low volatility with skewness of -0.13 and kurtosis of 1.05. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure Commerce Bancshares' stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact Commerce Bancshares' stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.Commerce Bancshares Fundamentals Vs Peers
Comparing Commerce Bancshares' fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze Commerce Bancshares' direct or indirect competition across all of the common fundamentals between Commerce Bancshares and the related equities. This way, we can detect undervalued stocks with similar characteristics as Commerce Bancshares or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of Commerce Bancshares' fundamental indicators could also be used in its relative valuation, which is a method of valuing Commerce Bancshares by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare Commerce Bancshares to competition |
| Fundamentals | Commerce Bancshares | Peer Average |
| Return On Equity | 0.17 | -0.31 |
| Return On Asset | 0.0154 | -0.14 |
| Profit Margin | 0.30 % | (1.27) % |
| Operating Margin | 0.39 % | (5.51) % |
| Current Valuation | 7.49 B | 16.62 B |
| Shares Outstanding | 129.69 M | 571.82 M |
| Shares Owned By Insiders | 2.55 % | 10.09 % |
| Shares Owned By Institutions | 71.50 % | 39.21 % |
| Number Of Shares Shorted | 2.05 M | 4.71 M |
| Price To Earning | 20.35 X | 28.72 X |
| Price To Book | 2.27 X | 9.51 X |
| Price To Sales | 4.31 X | 11.42 X |
| Revenue | 1.97 B | 9.43 B |
| Gross Profit | 1.48 B | 27.38 B |
| EBITDA | (8.12 M) | 3.9 B |
| Net Income | 485.18 M | 570.98 M |
| Cash And Equivalents | 2.32 B | 2.7 B |
| Cash Per Share | 19.40 X | 5.01 X |
| Total Debt | 2.91 B | 5.32 B |
| Debt To Equity | 0.04 % | 48.70 % |
| Book Value Per Share | 22.70 X | 1.93 K |
| Cash Flow From Operations | 488.77 M | 971.22 M |
| Short Ratio | 4.44 X | 4.00 X |
| Earnings Per Share | 3.64 X | 3.12 X |
| Price To Earnings To Growth | 3.58 X | 4.89 X |
| Target Price | 55.75 | |
| Number Of Employees | 4.72 K | 18.84 K |
| Beta | 0.79 | -0.15 |
| Market Capitalization | 7.15 B | 19.03 B |
| Total Asset | 31.7 B | 29.47 B |
| Retained Earnings | 53.18 M | 9.33 B |
| Annual Yield | 0.02 % | |
| Five Year Return | 1.53 % |
Note: Acquisition by Paula Petersen of 1705 shares of Commerce Bancshares at 27.3253 subject to Rule 16b-3 [view details]
Commerce Bancshares Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as Commerce . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
About Commerce Bancshares Buy or Sell Advice
When is the right time to buy or sell Commerce Bancshares? Buying financial instruments such as Commerce Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.| 2021 | 2022 | 2023 | 2024 (projected) | Short and Long Term Debt Total | 12.6M | 9.7M | 2.9B | 3.1B | Total Assets | 36.7B | 31.9B | 31.7B | 19.2B |
Use Investing Ideas to Build Portfolios
In addition to having Commerce Bancshares in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.Did You Try This Idea?
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Check out Commerce Bancshares Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. For more detail on how to invest in Commerce Stock please use our How to Invest in Commerce Bancshares guide.You can also try the Portfolio Manager module to state of the art Portfolio Manager to monitor and improve performance of your invested capital.
Complementary Tools for Commerce Stock analysis
When running Commerce Bancshares' price analysis, check to measure Commerce Bancshares' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Commerce Bancshares is operating at the current time. Most of Commerce Bancshares' value examination focuses on studying past and present price action to predict the probability of Commerce Bancshares' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Commerce Bancshares' price. Additionally, you may evaluate how the addition of Commerce Bancshares to your portfolios can decrease your overall portfolio volatility.
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Is Commerce Bancshares' industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Commerce Bancshares. If investors know Commerce will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Commerce Bancshares listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.05) | Dividend Share 1.041 | Earnings Share 3.64 | Revenue Per Share 12.095 | Quarterly Revenue Growth 0.041 |
The market value of Commerce Bancshares is measured differently than its book value, which is the value of Commerce that is recorded on the company's balance sheet. Investors also form their own opinion of Commerce Bancshares' value that differs from its market value or its book value, called intrinsic value, which is Commerce Bancshares' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Commerce Bancshares' market value can be influenced by many factors that don't directly affect Commerce Bancshares' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Commerce Bancshares' value and its price as these two are different measures arrived at by different means. Investors typically determine if Commerce Bancshares is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Commerce Bancshares' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.