Fiserv Inc Stock Buy Hold or Sell Recommendation
| FI Stock | USD 152.25 3.14 2.02% |
Allowing for the 90-day total investment horizon and your way above-average risk tolerance, our recommendation regarding Fiserv Inc is 'Strong Hold'. Macroaxis provides Fiserv buy-hold-or-sell recommendation only in the context of selected investment horizon and investor attitude towards risk assumed by holding Fiserv positions. The advice algorithm takes into account all of Fiserv's available fundamental, technical, and predictive indicators you will find on this site. Key drivers impacting Fiserv's buy or sell advice are summarized below:
Real Value 151.16 | Target Price 140.45 | Hype Value 151.96 | Market Value 152.25 | Naive Value 150.31 |
A buy or sell recommendation provided by Macroaxis is an automated directive regarding whether to purchase or sell Fiserv Inc given historical horizon and risk tolerance towards Fiserv. When Macroaxis issues a 'buy' or 'sell' recommendation for Fiserv Inc, the advice is generated through an automated system that utilizes algorithms and statistical models.
Fiserv |
Execute Fiserv Buy or Sell Advice
The Fiserv recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on Fiserv Inc. Macroaxis does not own or have any residual interests in Fiserv Inc or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute Fiserv's advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Strong Hold
Market Performance | OK | Details | |
Volatility | Very steady | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Fairly Valued | Details | |
Odds Of Distress | Very Low | Details | |
Economic Sensitivity | Almost mirrors the market | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Strong Buy | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Fiserv Trading Alerts and Improvement Suggestions
| Fiserv Inc is unlikely to experience financial distress in the next 2 years | |
| Fiserv Inc was previously known as Fiserv Inc and was traded on NASDAQ Exchange under the symbol FISV. | |
| Over 94.0% of the company shares are owned by institutional investors | |
| Latest headline from investing.com: Fiserv shares get a boost with new stock price target on solid Q1 performance |
Fiserv Returns Distribution Density
The distribution of Fiserv's historical returns is an attempt to chart the uncertainty of Fiserv's future price movements. The chart of the probability distribution of Fiserv daily returns describes the distribution of returns around its average expected value. We use Fiserv Inc price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of Fiserv returns is essential to provide solid investment advice for Fiserv.
| Mean Return | 0.17 | Value At Risk | -1.76 | Potential Upside | 1.67 | Standard Deviation | 1.08 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of Fiserv historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
Fiserv Stock Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Fiserv is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Fiserv Inc backward and forwards among themselves. Fiserv's institutional investor refers to the entity that pools money to purchase Fiserv's securities or originates loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Partners Capital Investment Group, Llp | 2023-12-31 | 84.1 K | Lindbrook Capital, Llc | 2023-12-31 | 445 | Advisornet Financial, Inc | 2023-12-31 | 10.0 | Captrust Financial Advisors | 2023-09-30 | 0.0 | Applied Finance Capital Management Llc | 2023-09-30 | 0.0 | Bakeravenue Asset Management, Lp | 2023-12-31 | 0.0 | Versant Capital Management Inc | 2023-09-30 | 0.0 | Disciplined Investments, Llc | 2023-09-30 | 0.0 |
Fiserv Cash Flow Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Change In Cash | 518M | (14M) | 1.6B | (13M) | 302M | 317.1M | |
| Free Cash Flow | 2.1B | 3.2B | 2.9B | 3.1B | 3.9B | 4.1B | |
| Depreciation | 1.7B | 3.2B | 3.2B | 3.2B | 2.9B | 3.1B | |
| Other Non Cash Items | (82M) | (267M) | (47M) | (154M) | 385M | 404.3M | |
| Capital Expenditures | 721M | 900M | 1.2B | 1.5B | 1.4B | 1.5B | |
| Net Income | 914M | 975M | 1.4B | 2.6B | 3.1B | 3.2B | |
| End Period Cash Flow | 933M | 919M | 4.4B | 3.2B | 1.2B | 1.3B | |
| Dividends Paid | 20.3B | 8.9B | 8.2B | 3.5B | 2.1B | 3.6B | |
| Change To Inventory | (82M) | (167M) | (248M) | (253M) | (227.7M) | (216.3M) | |
| Investments | 26.6M | 580K | (1.6B) | (2.1B) | (1.3B) | (1.2B) | |
| Change Receivables | 21.3M | (63.7M) | 22.2M | 54.7M | 62.9M | 66.1M | |
| Net Borrowings | (5.8M) | (236K) | 295M | 136M | 156.4M | 164.2M | |
| Change To Netincome | 162.1M | 87.1M | (53M) | (380M) | (342M) | (324.9M) |
Fiserv Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to Fiserv or IT Services sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that Fiserv's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a Fiserv stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over NYSE Composite | 0.07 | |
β | Beta against NYSE Composite | 1.11 | |
σ | Overall volatility | 1.14 | |
Ir | Information ratio | 0.07 |
Fiserv Volatility Alert
Fiserv Inc has relatively low volatility with skewness of 0.54 and kurtosis of 2.83. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure Fiserv's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact Fiserv's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.Fiserv Implied Volatility
Fiserv's implied volatility exposes the market's sentiment of Fiserv Inc stock's possible movements over time. However, it does not forecast the overall direction of its price. In a nutshell, if Fiserv's implied volatility is high, the market thinks the stock has potential for high price swings in either direction. On the other hand, the low implied volatility suggests that Fiserv stock will not fluctuate a lot when Fiserv's options are near their expiration.
Fiserv Fundamentals Vs Peers
Comparing Fiserv's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze Fiserv's direct or indirect competition across all of the common fundamentals between Fiserv and the related equities. This way, we can detect undervalued stocks with similar characteristics as Fiserv or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of Fiserv's fundamental indicators could also be used in its relative valuation, which is a method of valuing Fiserv by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare Fiserv to competition |
| Fundamentals | Fiserv | Peer Average |
| Return On Equity | 0.11 | -0.31 |
| Return On Asset | 0.0376 | -0.14 |
| Profit Margin | 0.17 % | (1.27) % |
| Operating Margin | 0.24 % | (5.51) % |
| Current Valuation | 116.42 B | 16.62 B |
| Shares Outstanding | 588.76 M | 571.82 M |
| Shares Owned By Insiders | 0.62 % | 10.09 % |
| Shares Owned By Institutions | 94.01 % | 39.21 % |
| Number Of Shares Shorted | 7.72 M | 4.71 M |
| Price To Earning | (8.83) X | 28.72 X |
| Price To Book | 2.98 X | 9.51 X |
| Price To Sales | 4.66 X | 11.42 X |
| Revenue | 19.09 B | 9.43 B |
| Gross Profit | 9.74 B | 27.38 B |
| EBITDA | 7.78 B | 3.9 B |
| Net Income | 3.07 B | 570.98 M |
| Cash And Equivalents | 902 M | 2.7 B |
| Cash Per Share | 0.83 X | 5.01 X |
| Total Debt | 23.9 B | 5.32 B |
| Debt To Equity | 0.04 % | 48.70 % |
| Current Ratio | 3.55 X | 2.16 X |
| Book Value Per Share | 48.42 X | 1.93 K |
| Cash Flow From Operations | 5.3 B | 971.22 M |
| Short Ratio | 2.79 X | 4.00 X |
| Earnings Per Share | 4.97 X | 3.12 X |
| Price To Earnings To Growth | 1.02 X | 4.89 X |
| Target Price | 162.97 | |
| Number Of Employees | 42 K | 18.84 K |
| Beta | 0.92 | -0.15 |
| Market Capitalization | 91.49 B | 19.03 B |
| Total Asset | 90.89 B | 29.47 B |
| Retained Earnings | 20.44 B | 9.33 B |
| Working Capital | 1.26 B | 1.48 B |
Note: Acquisition by Yarkoni Charlotte of 204 shares of Fiserv subject to Rule 16b-3 [view details]
Fiserv Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as Fiserv . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
| Accumulation Distribution | 63506.63 | |||
| Daily Balance Of Power | (0.79) | |||
| Rate Of Daily Change | 0.98 | |||
| Day Median Price | 153.89 | |||
| Day Typical Price | 153.34 | |||
| Price Action Indicator | (3.21) | |||
| Period Momentum Indicator | (3.14) | |||
| Relative Strength Index | 92.29 |
About Fiserv Buy or Sell Advice
When is the right time to buy or sell Fiserv Inc? Buying financial instruments such as Fiserv Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.| 2021 | 2022 | 2023 | 2024 (projected) | Short and Long Term Debt Total | 21.2B | 21.4B | 23.9B | 25.1B | Total Assets | 76.2B | 83.9B | 90.9B | 95.4B |
Use Investing Ideas to Build Portfolios
In addition to having Fiserv in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.Did You Try This Idea?
Run Automobiles and Trucks Thematic Idea Now
Automobiles and Trucks
Fama and French investing themes focus on testing asset pricing under different economic assumptions. The Automobiles and Trucks theme has 61 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Automobiles and Trucks Theme or any other thematic opportunities.
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Check out Fiserv Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. You can also try the Companies Directory module to evaluate performance of over 100,000 Stocks, Funds, and ETFs against different fundamentals.
Complementary Tools for Fiserv Stock analysis
When running Fiserv's price analysis, check to measure Fiserv's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Fiserv is operating at the current time. Most of Fiserv's value examination focuses on studying past and present price action to predict the probability of Fiserv's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Fiserv's price. Additionally, you may evaluate how the addition of Fiserv to your portfolios can decrease your overall portfolio volatility.
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Is Fiserv's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Fiserv. If investors know Fiserv will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Fiserv listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.388 | Earnings Share 4.97 | Revenue Per Share 32.243 | Quarterly Revenue Growth 0.074 | Return On Assets 0.0376 |
The market value of Fiserv Inc is measured differently than its book value, which is the value of Fiserv that is recorded on the company's balance sheet. Investors also form their own opinion of Fiserv's value that differs from its market value or its book value, called intrinsic value, which is Fiserv's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Fiserv's market value can be influenced by many factors that don't directly affect Fiserv's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Fiserv's value and its price as these two are different measures arrived at by different means. Investors typically determine if Fiserv is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Fiserv's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.