Home Bancorp Stock Buy Hold or Sell Recommendation
| HBCP Stock | USD 36.48 0.50 1.39% |
Given the investment horizon of 90 days and your slightly conservative level of risk, our recommendation regarding Home Bancorp is 'Hold'. Macroaxis provides Home Bancorp buy-hold-or-sell recommendation only in the context of selected investment horizon and investor attitude towards risk assumed by holding HBCP positions. The advice algorithm takes into account all of Home Bancorp's available fundamental, technical, and predictive indicators you will find on this site. Key drivers impacting Home Bancorp's buy or sell advice are summarized below:
Real Value 38.37 | Target Price 39.63 | Hype Value 36.47 | Market Value 36.48 | Naive Value 35.75 |
A buy or sell recommendation provided by Macroaxis is an automated directive regarding whether to purchase or sell Home Bancorp given historical horizon and risk tolerance towards Home Bancorp. When Macroaxis issues a 'buy' or 'sell' recommendation for Home Bancorp, the advice is generated through an automated system that utilizes algorithms and statistical models.
Home |
Execute Home Bancorp Buy or Sell Advice
The Home recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on Home Bancorp. Macroaxis does not own or have any residual interests in Home Bancorp or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute Home Bancorp's advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Hold
Market Performance | Very Weak | Details | |
Volatility | Very steady | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Hyperactively responds to market trends | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Buy | Details | |
Financial Strenth (F Score) | Frail | Details | |
Financial Leverage | Inapplicable | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Home Bancorp Trading Alerts and Improvement Suggestions
| Home Bancorp generated a negative expected return over the last 90 days | |
| Home Bancorp has a frail financial position based on the latest SEC disclosures | |
| About 14.0% of the company shares are held by company insiders | |
| Latest headline from zacks.com: Are Investors Undervaluing Home Bancorp Right Now |
Home Bancorp Returns Distribution Density
The distribution of Home Bancorp's historical returns is an attempt to chart the uncertainty of Home Bancorp's future price movements. The chart of the probability distribution of Home Bancorp daily returns describes the distribution of returns around its average expected value. We use Home Bancorp price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of Home Bancorp returns is essential to provide solid investment advice for Home Bancorp.
| Mean Return | -0.13 | Value At Risk | -3.33 | Potential Upside | 3.82 | Standard Deviation | 2.47 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of Home Bancorp historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
Home Stock Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Home Bancorp is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Home Bancorp backward and forwards among themselves. Home Bancorp's institutional investor refers to the entity that pools money to purchase Home Bancorp's securities or originates loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Goss Wealth Management Llc | 2023-12-31 | 63.5 K | Bridgeway Capital Management, Llc | 2023-12-31 | 55.1 K | Acadian Asset Management Llc | 2023-12-31 | 50.7 K | Goldman Sachs Group Inc | 2023-12-31 | 43.8 K | Crawford Fund Management, Llc | 2023-12-31 | 41.7 K | American Century Companies Inc | 2023-12-31 | 36.1 K | Bank Of New York Mellon Corp | 2023-12-31 | 34.9 K | Globeflex Capital, L.p. | 2023-12-31 | 32.9 K | Cullen Investment Group Ltd | 2024-03-31 | 32.2 K | Fj Capital Management Llc | 2023-09-30 | 788.1 K | Blackrock Inc | 2023-12-31 | 462.4 K |
Home Bancorp Cash Flow Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Change In Cash | (19.8M) | 148.1M | 413.5M | (514.0M) | (11.6M) | (11.0M) | |
| Free Cash Flow | 40.1M | 46.9M | 53.2M | 48.5M | 39.2M | 25.5M | |
| Depreciation | 3.0M | 3.2M | 3.1M | 3.5M | 5.2M | 5.4M | |
| Other Non Cash Items | 6.2M | 18.5M | 4.2M | 13.6M | 2.6M | 1.4M | |
| Capital Expenditures | 3.8M | 2.1M | 2.5M | 2.7M | 2.0M | 3.0M | |
| Net Income | 27.9M | 24.8M | 48.6M | 34.1M | 40.2M | 42.3M | |
| End Period Cash Flow | 39.8M | 188.0M | 601.4M | 87.4M | 75.8M | 92.3M | |
| Dividends Paid | 7.9M | 7.9M | 7.9M | 7.8M | 8.2M | 7.1M | |
| Investments | (63.2M) | (261.7M) | 52.8M | (463.1M) | (217.7M) | (206.8M) | |
| Change Receivables | 58K | (601K) | (2.7M) | (10.4M) | (9.4M) | (8.9M) | |
| Change To Netincome | (213K) | 9.7M | 2.8M | 9.1M | 10.5M | 11.0M | |
| Net Borrowings | (18.1M) | (11.8M) | (2.8M) | 204.0M | 234.6M | 246.4M |
Home Bancorp Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to Home Bancorp or Thrifts & Mortgage Finance sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that Home Bancorp's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a Home stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over NYSE Composite | -0.31 | |
β | Beta against NYSE Composite | 2.18 | |
σ | Overall volatility | 2.50 | |
Ir | Information ratio | -0.09 |
Home Bancorp Volatility Alert
Home Bancorp exhibits very low volatility with skewness of 0.13 and kurtosis of 1.95. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure Home Bancorp's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact Home Bancorp's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.Home Bancorp Fundamentals Vs Peers
Comparing Home Bancorp's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze Home Bancorp's direct or indirect competition across all of the common fundamentals between Home Bancorp and the related equities. This way, we can detect undervalued stocks with similar characteristics as Home Bancorp or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of Home Bancorp's fundamental indicators could also be used in its relative valuation, which is a method of valuing Home Bancorp by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare Home Bancorp to competition |
| Fundamentals | Home Bancorp | Peer Average |
| Return On Equity | 0.11 | -0.31 |
| Return On Asset | 0.0115 | -0.14 |
| Profit Margin | 0.29 % | (1.27) % |
| Operating Margin | 0.38 % | (5.51) % |
| Current Valuation | 439.93 M | 16.62 B |
| Shares Outstanding | 8.14 M | 571.82 M |
| Shares Owned By Insiders | 14.23 % | 10.09 % |
| Shares Owned By Institutions | 44.32 % | 39.21 % |
| Number Of Shares Shorted | 25.69 K | 4.71 M |
| Price To Earning | 10.76 X | 28.72 X |
| Price To Book | 0.77 X | 9.51 X |
| Price To Sales | 2.13 X | 11.42 X |
| Revenue | 178.87 M | 9.43 B |
| Gross Profit | 124.13 M | 27.38 B |
| EBITDA | 1.6 M | 3.9 B |
| Net Income | 40.24 M | 570.98 M |
| Cash And Equivalents | 150.9 M | 2.7 B |
| Cash Per Share | 18.24 X | 5.01 X |
| Total Debt | 263.91 M | 5.32 B |
| Debt To Equity | 8.40 % | 48.70 % |
| Book Value Per Share | 45.73 X | 1.93 K |
| Cash Flow From Operations | 41.2 M | 971.22 M |
| Short Ratio | 1.96 X | 4.00 X |
| Earnings Per Share | 4.74 X | 3.12 X |
| Target Price | 45.75 | |
| Number Of Employees | 467 | 18.84 K |
| Beta | 0.66 | -0.15 |
| Market Capitalization | 296.96 M | 19.03 B |
| Total Asset | 3.33 B | 29.47 B |
| Retained Earnings | 234.62 M | 9.33 B |
| Annual Yield | 0.03 % | |
| Five Year Return | 2.30 % | |
| Net Asset | 3.33 B |
Note: Insider Trading [view details]
Home Bancorp Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as Home . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
About Home Bancorp Buy or Sell Advice
When is the right time to buy or sell Home Bancorp? Buying financial instruments such as Home Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.| 2021 | 2022 | 2023 | 2024 (projected) | Short and Long Term Debt Total | 31.6M | 390.8M | 263.9M | 277.1M | Total Assets | 2.9B | 3.2B | 3.3B | 1.7B |
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Check out Home Bancorp Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. To learn how to invest in Home Stock, please use our How to Invest in Home Bancorp guide.Note that the Home Bancorp information on this page should be used as a complementary analysis to other Home Bancorp's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Pair Correlation module to compare performance and examine fundamental relationship between any two equity instruments.
Complementary Tools for Home Stock analysis
When running Home Bancorp's price analysis, check to measure Home Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Home Bancorp is operating at the current time. Most of Home Bancorp's value examination focuses on studying past and present price action to predict the probability of Home Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Home Bancorp's price. Additionally, you may evaluate how the addition of Home Bancorp to your portfolios can decrease your overall portfolio volatility.
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Is Home Bancorp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Home Bancorp. If investors know Home will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Home Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.18) | Dividend Share 1 | Earnings Share 4.74 | Revenue Per Share 16.36 | Quarterly Revenue Growth (0.05) |
The market value of Home Bancorp is measured differently than its book value, which is the value of Home that is recorded on the company's balance sheet. Investors also form their own opinion of Home Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Home Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Home Bancorp's market value can be influenced by many factors that don't directly affect Home Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Home Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Home Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Home Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.