Hometrust Bancshares Stock Buy Hold or Sell Recommendation

HTBI Stock  USD 27.34  0.84  3.17%   
Given the investment horizon of 90 days and your slightly conservative level of risk, our recommendation regarding HomeTrust Bancshares is 'Cautious Hold'. Macroaxis provides HomeTrust Bancshares buy-hold-or-sell recommendation only in the context of selected investment horizon and investor attitude towards risk assumed by holding HTBI positions. The advice algorithm takes into account all of HomeTrust Bancshares' available fundamental, technical, and predictive indicators you will find on this site. Key drivers impacting HomeTrust Bancshares' buy or sell advice are summarized below:
Real Value
27.08
Target Price
27.81
Hype Value
27.34
Market Value
27.34
Naive Value
26.89
A buy or sell recommendation provided by Macroaxis is an automated directive regarding whether to purchase or sell HomeTrust Bancshares given historical horizon and risk tolerance towards HomeTrust Bancshares. When Macroaxis issues a 'buy' or 'sell' recommendation for HomeTrust Bancshares, the advice is generated through an automated system that utilizes algorithms and statistical models.
  
Check out HomeTrust Bancshares Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool.
For more detail on how to invest in HomeTrust Stock please use our How to Invest in HomeTrust Bancshares guide.
In addition, we conduct extensive research on individual companies such as HomeTrust and provide practical buy, sell, or hold advice based on investors' investing horizon and their risk tolerance towards HomeTrust Bancshares. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of labor statistics.

Execute HomeTrust Bancshares Buy or Sell Advice

The HomeTrust recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on HomeTrust Bancshares. Macroaxis does not own or have any residual interests in HomeTrust Bancshares or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute HomeTrust Bancshares' advice using the current market data and latest reported fundamentals.

Time Horizon

Risk Tolerance

Execute Advice
Sell HomeTrust BancsharesBuy HomeTrust Bancshares
Cautious Hold

Market Performance

WeakDetails

Volatility

Very steadyDetails

Hype Condition

StaleDetails

Current Valuation

Fairly ValuedDetails

Odds Of Distress

LowDetails

Economic Sensitivity

Actively responds to the marketDetails

Investor Sentiment

InterestedDetails

Analyst Consensus

Strong BuyDetails

Reporting Quality (M-Score)

UnavailableDetails
For the selected time horizon HomeTrust Bancshares has a Mean Deviation of 1.42, Semi Deviation of 1.77, Standard Deviation of 1.96, Variance of 3.84, Downside Variance of 3.32 and Semi Variance of 3.12
Our trade recommendations module complements current analysts and expert consensus on HomeTrust Bancshares. It analyzes the firm potential to grow using all fundamental, technical, and market related data available at the time. To make sure HomeTrust Bancshares is not overpriced, please check out all HomeTrust Bancshares fundamentals, including its price to earning, cash per share, target price, as well as the relationship between the gross profit and cash flow from operations . Given that HomeTrust Bancshares has a number of shares shorted of 90.04 K, we strongly advise you to confirm HomeTrust Bancshares market performance and probability of bankruptcy to ensure the company can sustain itself in the current economic cycle given your regular risk tolerance and investing horizon.

HomeTrust Bancshares Trading Alerts and Improvement Suggestions

HomeTrust Bancshares is unlikely to experience financial distress in the next 2 years
HomeTrust Bancshares currently holds about 121.69 M in cash with (42.4 M) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 7.85.
Roughly 57.0% of the company shares are owned by institutional investors
On 29th of February 2024 HomeTrust Bancshares paid $ 0.11 per share dividend to its current shareholders
Latest headline from news.google.com: HomeTrust Bancshares, Inc. Sees Large Increase in Short Interest - MarketBeat

HomeTrust Bancshares Returns Distribution Density

The distribution of HomeTrust Bancshares' historical returns is an attempt to chart the uncertainty of HomeTrust Bancshares' future price movements. The chart of the probability distribution of HomeTrust Bancshares daily returns describes the distribution of returns around its average expected value. We use HomeTrust Bancshares price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of HomeTrust Bancshares returns is essential to provide solid investment advice for HomeTrust Bancshares.
Mean Return
0.01
Value At Risk
-2.71
Potential Upside
4.21
Standard Deviation
1.96
   Return Density   
       Distribution  
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of HomeTrust Bancshares historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.

HomeTrust Stock Institutional Investors

Have you ever been surprised when a price of an equity instrument such as HomeTrust Bancshares is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading HomeTrust Bancshares backward and forwards among themselves. HomeTrust Bancshares' institutional investor refers to the entity that pools money to purchase HomeTrust Bancshares' securities or originates loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares
Royce & Associates, Lp2023-12-31
164.5 K
American Century Companies Inc2023-12-31
150.6 K
Northern Trust Corp2023-12-31
145.4 K
Jpmorgan Chase & Co2023-12-31
99.5 K
Panagora Asset Management Inc2023-12-31
96.4 K
Charles Schwab Investment Management Inc2023-12-31
85 K
Alliancebernstein L.p.2023-12-31
83.5 K
Foundry Partners, Llc2023-12-31
82.8 K
Petiole Usa Ltd2023-12-31
77.5 K
Blackrock Inc2023-12-31
1.7 M
Fj Capital Management Llc2023-09-30
1.7 M
Note, although HomeTrust Bancshares' institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

HomeTrust Bancshares Cash Flow Accounts

201920202021202220232024 (projected)
Change In Cash50.6M(70.6M)54.1M198.4M228.1M239.5M
Free Cash Flow(59.0M)(22.6M)25.3M(57.1M)(51.4M)(48.9M)
Depreciation1.9M9.2M11.8M13.4M15.4M16.2M
Other Non Cash Items(66.9M)(30.2M)(20.9M)(97.9M)(88.1M)(83.7M)
Capital Expenditures16.9M25.3M9.5M14.8M17.0M17.8M
Net Income22.8M15.7M35.7M44.6M51.3M53.9M
End Period Cash Flow121.6M51.0M105.1M303.5M349.0M366.5M
Investments(107.1M)115.7M(48.8M)(121.1M)(109.0M)(114.5M)
Net Borrowings(205M)(382.7M)(115M)432.5M389.3M408.7M
Dividends Paid4.6M5.0M5.5M6.2M7.2M7.5M
Change To Netincome(59.3M)(23.4M)(6.8M)(92.3M)(83.1M)(79.0M)

HomeTrust Bancshares Greeks

Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to HomeTrust Bancshares or Banks sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that HomeTrust Bancshares' price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a HomeTrust stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α
Alpha over NYSE Composite
-0.21
β
Beta against NYSE Composite1.72
σ
Overall volatility
2.02
Ir
Information ratio -0.06

HomeTrust Bancshares Volatility Alert

HomeTrust Bancshares has relatively low volatility with skewness of 0.32 and kurtosis of 0.88. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure HomeTrust Bancshares' stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact HomeTrust Bancshares' stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.

HomeTrust Bancshares Fundamentals Vs Peers

Comparing HomeTrust Bancshares' fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze HomeTrust Bancshares' direct or indirect competition across all of the common fundamentals between HomeTrust Bancshares and the related equities. This way, we can detect undervalued stocks with similar characteristics as HomeTrust Bancshares or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of HomeTrust Bancshares' fundamental indicators could also be used in its relative valuation, which is a method of valuing HomeTrust Bancshares by comparing valuation metrics with those of similar companies.
    
 Better Than Average     
    
 Worse Than Average Compare HomeTrust Bancshares to competition
FundamentalsHomeTrust BancsharesPeer Average
Return On Equity0.11-0.31
Return On Asset0.012-0.14
Profit Margin0.27 %(1.27) %
Operating Margin0.42 %(5.51) %
Current Valuation520.73 M16.62 B
Shares Outstanding17.44 M571.82 M
Shares Owned By Insiders16.65 %10.09 %
Shares Owned By Institutions56.86 %39.21 %
Number Of Shares Shorted90.04 K4.71 M
Price To Earning11.74 X28.72 X
Price To Book0.92 X9.51 X
Price To Sales2.45 X11.42 X
Revenue186.37 M9.43 B
Gross Profit150.56 M27.38 B
EBITDA58.69 M3.9 B
Net Income44.6 M570.98 M
Cash And Equivalents121.69 M2.7 B
Cash Per Share7.85 X5.01 X
Total Debt467.23 M5.32 B
Debt To Equity6.55 %48.70 %
Book Value Per Share28.97 X1.93 K
Cash Flow From Operations(42.4 M)971.22 M
Short Ratio2.83 X4.00 X
Earnings Per Share2.97 X3.12 X
Price To Earnings To Growth2.62 X4.89 X
Target Price32.63
Number Of Employees54118.84 K
Beta0.76-0.15
Market Capitalization462.29 M19.03 B
Total Asset4.61 B29.47 B
Retained Earnings308.65 M9.33 B
Z Score0.778.72
Annual Yield0.02 %
Note: Acquisition by Marty Caywood of 1504 shares of HomeTrust Bancshares subject to Rule 16b-3 [view details]

HomeTrust Bancshares Market Momentum

Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as HomeTrust . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.

About HomeTrust Bancshares Buy or Sell Advice

When is the right time to buy or sell HomeTrust Bancshares? Buying financial instruments such as HomeTrust Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.
 2021 2022 2023 2024 (projected)
Short and Long Term Debt Total8.4M467.2M537.3M344.9M
Total Assets3.5B4.6B5.3B3.1B

Use Investing Ideas to Build Portfolios

In addition to having HomeTrust Bancshares in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.

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Latest Losers
Latest Losers Theme
Dynamically computed list of top equities currently sorted across major exchanges. The Latest Losers theme has 177 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Latest Losers Theme or any other thematic opportunities.
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When determining whether HomeTrust Bancshares offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of HomeTrust Bancshares' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Hometrust Bancshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Hometrust Bancshares Stock:
Check out HomeTrust Bancshares Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool.
For more detail on how to invest in HomeTrust Stock please use our How to Invest in HomeTrust Bancshares guide.
Note that the HomeTrust Bancshares information on this page should be used as a complementary analysis to other HomeTrust Bancshares' statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Fundamental Analysis module to view fundamental data based on most recent published financial statements.

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Is HomeTrust Bancshares' industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of HomeTrust Bancshares. If investors know HomeTrust will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about HomeTrust Bancshares listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.12)
Dividend Share
0.41
Earnings Share
2.97
Revenue Per Share
11.347
Quarterly Revenue Growth
0.105
The market value of HomeTrust Bancshares is measured differently than its book value, which is the value of HomeTrust that is recorded on the company's balance sheet. Investors also form their own opinion of HomeTrust Bancshares' value that differs from its market value or its book value, called intrinsic value, which is HomeTrust Bancshares' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because HomeTrust Bancshares' market value can be influenced by many factors that don't directly affect HomeTrust Bancshares' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between HomeTrust Bancshares' value and its price as these two are different measures arrived at by different means. Investors typically determine if HomeTrust Bancshares is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, HomeTrust Bancshares' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.