Intercorp Financial Services Stock Buy Hold or Sell Recommendation
| IFS Stock | USD 21.15 0.32 1.49% |
Considering the 90-day investment horizon and your above-average risk tolerance, our recommendation regarding Intercorp Financial Services is 'Strong Sell'. Macroaxis provides Intercorp Financial buy-hold-or-sell recommendation only in the context of selected investment horizon and investor attitude towards risk assumed by holding IFS positions. The advice algorithm takes into account all of Intercorp Financial's available fundamental, technical, and predictive indicators you will find on this site. Key drivers impacting Intercorp Financial's buy or sell advice are summarized below:
Real Value 25.69 | Target Price 30.23 | Hype Value 21.13 | Market Value 21.15 | Naive Value 20.37 |
A buy or sell recommendation provided by Macroaxis is an automated directive regarding whether to purchase or sell Intercorp Financial Services given historical horizon and risk tolerance towards Intercorp Financial. When Macroaxis issues a 'buy' or 'sell' recommendation for Intercorp Financial Services, the advice is generated through an automated system that utilizes algorithms and statistical models.
Intercorp |
Execute Intercorp Financial Buy or Sell Advice
The Intercorp recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on Intercorp Financial Services. Macroaxis does not own or have any residual interests in Intercorp Financial Services or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute Intercorp Financial's advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Strong Sell
Market Performance | Very Weak | Details | |
Volatility | Very steady | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Slowly supersedes the market | Details | |
Investor Sentiment | Interested | Details | |
Analyst Consensus | Strong Buy | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Inapplicable | Details | |
Reporting Quality (M-Score) | Possible Manipulator | Details |
Intercorp Financial Trading Alerts and Improvement Suggestions
| Intercorp Financial generated a negative expected return over the last 90 days | |
| About 71.0% of the company shares are held by company insiders | |
| Latest headline from finance.yahoo.com: Whitehall spending spree makes higher taxes inevitable, warns IFS |
Intercorp Financial Returns Distribution Density
The distribution of Intercorp Financial's historical returns is an attempt to chart the uncertainty of Intercorp Financial's future price movements. The chart of the probability distribution of Intercorp Financial daily returns describes the distribution of returns around its average expected value. We use Intercorp Financial Services price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of Intercorp Financial returns is essential to provide solid investment advice for Intercorp Financial.
| Mean Return | -0.08 | Value At Risk | -3.57 | Potential Upside | 4.14 | Standard Deviation | 2.26 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of Intercorp Financial historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
Intercorp Stock Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Intercorp Financial is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Intercorp Financial Services backward and forwards among themselves. Intercorp Financial's institutional investor refers to the entity that pools money to purchase Intercorp Financial's securities or originates loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | First Horizon Advisors Inc. | 2023-12-31 | 0.0 |
Intercorp Financial Cash Flow Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Change In Cash | 2.8B | 8.3B | (1.7B) | (3.7B) | (2.0B) | (1.9B) | |
| Free Cash Flow | 1.5B | 12.7B | 1.1B | (1.4B) | 1.1B | 1.6B | |
| Depreciation | 262.0M | 268.8M | 279.7M | 336.2M | 371.9M | 390.5M | |
| Other Non Cash Items | 4.2M | 4.9M | 14.9M | 627.7M | 8.5M | 8.1M | |
| Dividends Paid | 654.5M | 698.2M | 633.9M | 751.5M | 511.8M | 448.8M | |
| Capital Expenditures | 210.7M | 248.4M | 257.8M | 362.3M | 426.6M | 447.9M | |
| Net Income | 1.5B | 383.5M | 1.8B | 1.7B | 1.1B | 930.9M | |
| End Period Cash Flow | 9.9B | 18.1B | 16.4B | 12.7B | 10.6B | 8.2B | |
| Change To Inventory | (4.7B) | (5.2B) | (5.2B) | (3.2B) | (2.9B) | (3.0B) | |
| Net Borrowings | 628.6M | 83.3M | (213.4M) | (254.4M) | (229.0M) | (217.5M) | |
| Change To Netincome | 571.8M | 1.6B | 255.0M | 924.4M | 1.1B | 820.8M | |
| Investments | 4.1M | (4.1B) | (1.9B) | (1.8B) | (775.5M) | (814.3M) |
Intercorp Financial Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to Intercorp Financial or Banks sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that Intercorp Financial's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a Intercorp stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over NYSE Composite | -0.11 | |
β | Beta against NYSE Composite | 0.29 | |
σ | Overall volatility | 2.29 | |
Ir | Information ratio | -0.06 |
Intercorp Financial Volatility Alert
Intercorp Financial Services exhibits very low volatility with skewness of -0.44 and kurtosis of 2.07. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure Intercorp Financial's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact Intercorp Financial's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.Intercorp Financial Fundamentals Vs Peers
Comparing Intercorp Financial's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze Intercorp Financial's direct or indirect competition across all of the common fundamentals between Intercorp Financial and the related equities. This way, we can detect undervalued stocks with similar characteristics as Intercorp Financial or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of Intercorp Financial's fundamental indicators could also be used in its relative valuation, which is a method of valuing Intercorp Financial by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare Intercorp Financial to competition |
| Fundamentals | Intercorp Financial | Peer Average |
| Return On Equity | 0.11 | -0.31 |
| Return On Asset | 0.0122 | -0.14 |
| Profit Margin | 0.26 % | (1.27) % |
| Operating Margin | 0.30 % | (5.51) % |
| Current Valuation | 14.74 B | 16.62 B |
| Shares Outstanding | 114.48 M | 571.82 M |
| Shares Owned By Insiders | 71.20 % | 10.09 % |
| Shares Owned By Institutions | 10.98 % | 39.21 % |
| Number Of Shares Shorted | 158.18 K | 4.71 M |
| Price To Earning | 5.84 X | 28.72 X |
| Price To Book | 0.99 X | 9.51 X |
| Price To Sales | 0.66 X | 11.42 X |
| Revenue | 6.82 B | 9.43 B |
| Gross Profit | 4.83 B | 27.38 B |
| EBITDA | 4.04 B | 3.9 B |
| Net Income | 1.07 B | 570.98 M |
| Cash And Equivalents | 15.09 B | 2.7 B |
| Cash Per Share | 130.75 X | 5.01 X |
| Total Debt | 10.47 B | 5.32 B |
| Debt To Equity | 7.31 % | 48.70 % |
| Book Value Per Share | 86.92 X | 1.93 K |
| Cash Flow From Operations | 1.5 B | 971.22 M |
| Short Ratio | 1.20 X | 4.00 X |
| Earnings Per Share | 2.46 X | 3.12 X |
| Price To Earnings To Growth | 0.85 X | 4.89 X |
| Target Price | 30.48 | |
| Number Of Employees | 8.33 K | 18.84 K |
| Beta | 0.81 | -0.15 |
| Market Capitalization | 2.58 B | 19.03 B |
| Total Asset | 87.48 B | 29.47 B |
| Retained Earnings | 3.04 B | 9.33 B |
| Annual Yield | 0.04 % | |
| Net Asset | 87.48 B |
Note: Disposition of 7800 shares by Montgomery Terence R of Intercorp Financial at 36.02 subject to Rule 16b-3 [view details]
Intercorp Financial Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as Intercorp . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
About Intercorp Financial Buy or Sell Advice
When is the right time to buy or sell Intercorp Financial Services? Buying financial instruments such as Intercorp Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.| 2021 | 2022 | 2023 | 2024 (projected) | Short and Long Term Debt Total | 10.6B | 10.5B | 12.0B | 6.8B | Total Assets | 90.0B | 87.5B | 100.6B | 105.6B |
Use Investing Ideas to Build Portfolios
In addition to having Intercorp Financial in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.Did You Try This Idea?
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Companies providing marketing and public relation (PR) services as well as news and media distribution. The Marketing theme has 40 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Marketing Theme or any other thematic opportunities.
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Check out Intercorp Financial Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. Note that the Intercorp Financial information on this page should be used as a complementary analysis to other Intercorp Financial's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Latest Portfolios module to quick portfolio dashboard that showcases your latest portfolios.
Complementary Tools for Intercorp Stock analysis
When running Intercorp Financial's price analysis, check to measure Intercorp Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Intercorp Financial is operating at the current time. Most of Intercorp Financial's value examination focuses on studying past and present price action to predict the probability of Intercorp Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Intercorp Financial's price. Additionally, you may evaluate how the addition of Intercorp Financial to your portfolios can decrease your overall portfolio volatility.
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Is Intercorp Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Intercorp Financial. If investors know Intercorp will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Intercorp Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.29) | Earnings Share 2.46 | Revenue Per Share 35.557 | Quarterly Revenue Growth (0.18) | Return On Assets 0.0122 |
The market value of Intercorp Financial is measured differently than its book value, which is the value of Intercorp that is recorded on the company's balance sheet. Investors also form their own opinion of Intercorp Financial's value that differs from its market value or its book value, called intrinsic value, which is Intercorp Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Intercorp Financial's market value can be influenced by many factors that don't directly affect Intercorp Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Intercorp Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Intercorp Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Intercorp Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.