International General Insurance Stock Buy Hold or Sell Recommendation
| IGIC Stock | USD 13.50 0.27 1.96% |
Given the investment horizon of 90 days and your above-average risk tolerance, our recommendation regarding International General Insurance is 'Strong Sell'. Macroaxis provides International General buy-hold-or-sell recommendation only in the context of selected investment horizon and investor attitude towards risk assumed by holding IGIC positions. The advice algorithm takes into account all of International General's available fundamental, technical, and predictive indicators you will find on this site. Key drivers impacting International General's buy or sell advice are summarized below:
Real Value 11.49 | Target Price 12 | Hype Value 13.41 | Market Value 13.5 | Naive Value 13.06 |
A buy or sell recommendation provided by Macroaxis is an automated directive regarding whether to purchase or sell International General Insurance given historical horizon and risk tolerance towards International General. When Macroaxis issues a 'buy' or 'sell' recommendation for International General Insurance, the advice is generated through an automated system that utilizes algorithms and statistical models.
International |
Execute International General Buy or Sell Advice
The International recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on International General Insurance. Macroaxis does not own or have any residual interests in International General Insurance or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute International General's advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Strong Sell
Market Performance | Modest | Details | |
Volatility | Not too volatile | Details | |
Hype Condition | Over hyped | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Below Average | Details | |
Economic Sensitivity | Almost neglects market trends | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Buy | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Inapplicable | Details | |
Reporting Quality (M-Score) | Possible Manipulator | Details |
International General Trading Alerts and Improvement Suggestions
| The company currently holds 2.13 M in liabilities with Debt to Equity (D/E) ratio of 0.01, which may suggest the company is not taking enough advantage from borrowing. International General has a current ratio of 0.82, indicating that it has a negative working capital and may not be able to pay financial obligations when due. Debt can assist International General until it has trouble settling it off, either with new capital or with free cash flow. So, International General's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like International General sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for International to invest in growth at high rates of return. When we think about International General's use of debt, we should always consider it together with cash and equity. | |
| About 51.0% of International General shares are held by company insiders | |
| Latest headline from news.google.com: Did International General Insurance Holdings Ltd. Insiders Buy Up More Shares - Yahoo Movies UK |
International General Returns Distribution Density
The distribution of International General's historical returns is an attempt to chart the uncertainty of International General's future price movements. The chart of the probability distribution of International General daily returns describes the distribution of returns around its average expected value. We use International General Insurance price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of International General returns is essential to provide solid investment advice for International General.
| Mean Return | 0.15 | Value At Risk | -2.52 | Potential Upside | 3.42 | Standard Deviation | 1.94 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of International General historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
International Stock Institutional Investors
Have you ever been surprised when a price of an equity instrument such as International General is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading International General Insurance backward and forwards among themselves. International General's institutional investor refers to the entity that pools money to purchase International General's securities or originates loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Quadrature Capital Llp | 2023-12-31 | 120.6 K | Acadian Asset Management Llc | 2023-12-31 | 120.5 K | New Vernon Investment Management Llc | 2023-12-31 | 112.9 K | Interval Partners, Llc | 2023-12-31 | 99.3 K | Atria Wealth Solutions, Inc. | 2023-12-31 | 86 K | Citadel Advisors Llc | 2023-09-30 | 67.7 K | Boston Partners Global Investors, Inc | 2023-12-31 | 60.5 K | Navellier & Associates Inc | 2023-12-31 | 59.1 K | Royal Bank Of Canada | 2023-12-31 | 54 K | Royce & Associates, Lp | 2023-12-31 | 3.8 M | Gilder Gagnon Howe & Co Llc | 2023-12-31 | 1.5 M |
International General Cash Flow Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Change In Cash | 7.7M | (59.0M) | 108.7M | (104.2M) | 57.1M | 59.9M | |
| Capital Expenditures | 1.1M | 1.9M | 2.3M | 1.3M | 77.1M | 80.9M | |
| Net Income | 25.3M | 33.7M | 45.4M | 87.7M | 118.2M | 124.1M | |
| Depreciation | 2.0M | 2.6M | 3.6M | 3.7M | 2.5M | 2.4M | |
| Dividends Paid | 10.8M | 4.4M | 16.1M | 10.8M | 1.7M | 1.7M | |
| End Period Cash Flow | 192.5M | 133.4M | 242.1M | 137.9M | 195.0M | 177.7M | |
| Change To Netincome | 4.3M | (5.3M) | 4.6M | 2.4M | 2.8M | 2.9M | |
| Change To Inventory | 48.9M | 28.3M | 58.5M | 118.0M | 135.7M | 142.5M | |
| Investments | (1.0M) | (1.9M) | (2.5M) | (1.2M) | (90.4M) | (85.8M) | |
| Free Cash Flow | 20.3M | (92.5M) | 127.4M | (86.6M) | 119.6M | 125.5M | |
| Other Non Cash Items | (49.2M) | (159.4M) | (36.4M) | (116.0M) | 20.3M | 21.3M |
International General Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to International General or Insurance sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that International General's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a International stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over NYSE Composite | 0.15 | |
β | Beta against NYSE Composite | -0.21 | |
σ | Overall volatility | 1.99 | |
Ir | Information ratio | 0.04 |
International General Volatility Alert
International General Insurance has relatively low volatility with skewness of 0.38 and kurtosis of 0.81. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure International General's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact International General's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.International General Fundamentals Vs Peers
Comparing International General's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze International General's direct or indirect competition across all of the common fundamentals between International General and the related equities. This way, we can detect undervalued stocks with similar characteristics as International General or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of International General's fundamental indicators could also be used in its relative valuation, which is a method of valuing International General by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare International General to competition |
| Fundamentals | International General | Peer Average |
| Return On Equity | 0.25 | -0.31 |
| Return On Asset | 0.0442 | -0.14 |
| Profit Margin | 0.25 % | (1.27) % |
| Operating Margin | 0.21 % | (5.51) % |
| Current Valuation | 371.35 M | 16.62 B |
| Shares Outstanding | 46.07 M | 571.82 M |
| Shares Owned By Insiders | 50.89 % | 10.09 % |
| Shares Owned By Institutions | 51.31 % | 39.21 % |
| Number Of Shares Shorted | 49.61 K | 4.71 M |
| Price To Earning | 8.25 X | 28.72 X |
| Price To Book | 1.15 X | 9.51 X |
| Price To Sales | 1.31 X | 11.42 X |
| Revenue | 471.59 M | 9.43 B |
| Gross Profit | 165.1 M | 27.38 B |
| EBITDA | 2.55 M | 3.9 B |
| Net Income | 118.19 M | 570.98 M |
| Cash And Equivalents | 138 M | 2.7 B |
| Cash Per Share | 7.11 X | 5.01 X |
| Total Debt | 2.13 M | 5.32 B |
| Debt To Equity | 0.01 % | 48.70 % |
| Current Ratio | 0.84 X | 2.16 X |
| Book Value Per Share | 12.40 X | 1.93 K |
| Cash Flow From Operations | 196.61 M | 971.22 M |
| Short Ratio | 0.58 X | 4.00 X |
| Earnings Per Share | 2.55 X | 3.12 X |
| Target Price | 15.0 | |
| Number Of Employees | 401 | 18.84 K |
| Beta | 0.18 | -0.15 |
| Market Capitalization | 622 M | 19.03 B |
| Total Asset | 1.52 B | 29.47 B |
| Retained Earnings | 423.05 M | 9.33 B |
| Working Capital | (232.31 K) | 1.48 B |
| Current Asset | 149.54 K | 9.34 B |
International General Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as International . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
About International General Buy or Sell Advice
When is the right time to buy or sell International General Insurance? Buying financial instruments such as International Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.| 2021 | 2022 | 2023 | 2024 (projected) | Total Current Liabilities | 89.5M | 87.8M | 581.6M | 610.7M | Total Assets | 1.5B | 1.6B | 1.5B | 1.2B |
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In addition to having International General in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.Did You Try This Idea?
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Check out International General Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. You can also try the Bollinger Bands module to use Bollinger Bands indicator to analyze target price for a given investing horizon.
Complementary Tools for International Stock analysis
When running International General's price analysis, check to measure International General's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy International General is operating at the current time. Most of International General's value examination focuses on studying past and present price action to predict the probability of International General's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move International General's price. Additionally, you may evaluate how the addition of International General to your portfolios can decrease your overall portfolio volatility.
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Is International General's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of International General. If investors know International will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about International General listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.132 | Dividend Share 0.04 | Earnings Share 2.55 | Revenue Per Share 10.99 | Quarterly Revenue Growth 0.123 |
The market value of International General is measured differently than its book value, which is the value of International that is recorded on the company's balance sheet. Investors also form their own opinion of International General's value that differs from its market value or its book value, called intrinsic value, which is International General's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because International General's market value can be influenced by many factors that don't directly affect International General's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between International General's value and its price as these two are different measures arrived at by different means. Investors typically determine if International General is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, International General's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.