Loandepot Stock Buy Hold or Sell Recommendation

LDI Stock  USD 2.57  0.17  7.08%   
Considering the 90-day investment horizon and your above-average risk tolerance, our recommendation regarding Loandepot is 'Strong Sell'. Macroaxis provides Loandepot buy-hold-or-sell recommendation only in the context of selected investment horizon and investor attitude towards risk assumed by holding LDI positions. The advice algorithm takes into account all of Loandepot's available fundamental, technical, and predictive indicators you will find on this site. Key drivers impacting Loandepot's buy or sell advice are summarized below:
Real Value
2.12
Target Price
2.05
Hype Value
2.55
Market Value
2.57
Naive Value
2.54
A buy or sell recommendation provided by Macroaxis is an automated directive regarding whether to purchase or sell Loandepot given historical horizon and risk tolerance towards Loandepot. When Macroaxis issues a 'buy' or 'sell' recommendation for Loandepot, the advice is generated through an automated system that utilizes algorithms and statistical models.
  
Check out Loandepot Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool.
For more detail on how to invest in Loandepot Stock please use our How to Invest in Loandepot guide.
In addition, we conduct extensive research on individual companies such as Loandepot and provide practical buy, sell, or hold advice based on investors' investing horizon and their risk tolerance towards Loandepot. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in unemployment.

Execute Loandepot Buy or Sell Advice

The Loandepot recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on Loandepot. Macroaxis does not own or have any residual interests in Loandepot or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute Loandepot's advice using the current market data and latest reported fundamentals.

Time Horizon

Risk Tolerance

Execute Advice
Sell LoandepotBuy Loandepot
Strong Sell

Market Performance

Very WeakDetails

Volatility

Very riskyDetails

Hype Condition

Over hypedDetails

Current Valuation

OvervaluedDetails

Odds Of Distress

AverageDetails

Economic Sensitivity

Hyperactively responds to market trendsDetails

Investor Sentiment

ImpartialDetails

Analyst Consensus

HoldDetails

Financial Strenth (F Score)

HealthyDetails

Financial Leverage

InapplicableDetails

Reporting Quality (M-Score)

Possible ManipulatorDetails
For the selected time horizon Loandepot has a Mean Deviation of 3.35, Standard Deviation of 4.46 and Variance of 19.92
We provide investment recommendation to complement the last-minute expert consensus on Loandepot. Our dynamic recommendation engine harnesses a multidimensional algorithm to analyze the entity's potential to grow using all technical and fundamental data available at the time. To make sure Loandepot is not overpriced, please verify all Loandepot fundamentals, including its gross profit, book value per share, and the relationship between the price to earning and cash per share . Please also check out Loandepot number of shares shorted to check your buy or sell decision is consistent with all fundamental data available and that the company can sustain itself in the current economic cycle.

Loandepot Trading Alerts and Improvement Suggestions

Loandepot generated a negative expected return over the last 90 days
Loandepot has high historical volatility and very poor performance
Loandepot has high likelihood to experience some financial distress in the next 2 years
The company reported the last year's revenue of 971.62 M. Reported Net Loss for the year was (110.14 M) with profit before taxes, overhead, and interest of 828.82 M.
Loandepot has about 419.57 M in cash with (174.22 M) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 9.31, which can makes it an attractive takeover target, given it will continue generating positive cash flow.
Roughly 21.0% of the company outstanding shares are owned by corporate insiders
Latest headline from MacroaxisInsider: Disposition of 13900 shares by Binowitz Dan of Loandepot at 2.34 subject to Rule 16b-3

Loandepot Returns Distribution Density

The distribution of Loandepot's historical returns is an attempt to chart the uncertainty of Loandepot's future price movements. The chart of the probability distribution of Loandepot daily returns describes the distribution of returns around its average expected value. We use Loandepot price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of Loandepot returns is essential to provide solid investment advice for Loandepot.
Mean Return
-0.27
Value At Risk
-7.36
Potential Upside
7.99
Standard Deviation
4.46
   Return Density   
       Distribution  
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of Loandepot historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.

Loandepot Stock Institutional Investors

Have you ever been surprised when a price of an equity instrument such as Loandepot is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Loandepot backward and forwards among themselves. Loandepot's institutional investor refers to the entity that pools money to purchase Loandepot's securities or originates loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares
G2 Investment Partners Management Llc2023-12-31
225 K
Brevan Howard Capital Management Lp2023-12-31
194.1 K
Empowered Funds, Llc2023-12-31
190.3 K
Cannell Peter B & Co Inc2023-12-31
171 K
State Of Wyoming2023-12-31
171 K
Two Sigma Investments Llc2023-12-31
162.1 K
Evr Research Lp2023-12-31
150 K
Northern Trust Corp2023-12-31
131.9 K
Marshall Wace Asset Management Ltd2023-12-31
123 K
Vanguard Group Inc2023-12-31
4.4 M
Cannell Capital Llc2023-12-31
4.3 M
Note, although Loandepot's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Loandepot Cash Flow Accounts

201920202021202220232024 (projected)
Change In Cash3.5M371.2M131.9M359.9M(234.6M)(222.9M)
Free Cash Flow(1.5B)(2.1B)(1.5B)4.4B(194.8M)(204.6M)
Depreciation61.3M60.7M58.2M63.0M55.4M45.7M
Other Non Cash Items(521.4M)(381.6M)(2.2B)5.2B(81.6M)(77.5M)
Dividends Paid7.6M643.1M463.3M119.3M3.0M2.8M
Capital Expenditures12.6M33.9M54.1M43.2M20.6M33.6M
Net Income34.4M2.0B623.1M(610.4M)(110.1M)(104.6M)
End Period Cash Flow117.5M488.7M620.6M980.5M745.9M395.2M
Net Borrowings1.4B3.2B1.8B(4.6B)(4.2B)(4.0B)
Change To Netincome(1.6B)(4.3B)463.4M(150.0M)(172.5M)(181.1M)

Loandepot Greeks

Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to Loandepot or Banks sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that Loandepot's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a Loandepot stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α
Alpha over NYSE Composite
-0.94
β
Beta against NYSE Composite5.31
σ
Overall volatility
4.56
Ir
Information ratio -0.09

Loandepot Volatility Alert

Loandepot exhibits very low volatility with skewness of 0.48 and kurtosis of 0.94. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure Loandepot's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact Loandepot's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.

Loandepot Fundamentals Vs Peers

Comparing Loandepot's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze Loandepot's direct or indirect competition across all of the common fundamentals between Loandepot and the related equities. This way, we can detect undervalued stocks with similar characteristics as Loandepot or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of Loandepot's fundamental indicators could also be used in its relative valuation, which is a method of valuing Loandepot by comparing valuation metrics with those of similar companies.
    
 Better Than Average     
    
 Worse Than Average Compare Loandepot to competition
FundamentalsLoandepotPeer Average
Return On Equity-0.29-0.31
Return On Asset-0.0369-0.14
Profit Margin(0.12) %(1.27) %
Operating Margin(0.25) %(5.51) %
Current Valuation5.01 B16.62 B
Shares Outstanding84.73 M571.82 M
Shares Owned By Insiders20.70 %10.09 %
Shares Owned By Institutions30.76 %39.21 %
Number Of Shares Shorted1.78 M4.71 M
Price To Earning5.54 X28.72 X
Price To Book1.24 X9.51 X
Price To Sales0.89 X11.42 X
Revenue971.62 M9.43 B
Gross Profit828.82 M27.38 B
EBITDA89.54 M3.9 B
Net Income(110.14 M)570.98 M
Cash And Equivalents419.57 M2.7 B
Cash Per Share9.31 X5.01 X
Total Debt4.27 B5.32 B
Debt To Equity5.18 %48.70 %
Current Ratio1.93 X2.16 X
Book Value Per Share1.95 X1.93 K
Cash Flow From Operations(174.22 M)971.22 M
Short Ratio4.49 X4.00 X
Earnings Per Share(0.63) X3.12 X
Price To Earnings To Growth0.05 X4.89 X
Target Price2.48
Number Of Employees4.25 K18.84 K
Beta3.13-0.15
Market Capitalization837.41 M19.03 B
Total Asset6.15 B29.47 B
Retained Earnings(451.71 M)9.33 B
Z Score0.228.72
Note: Disposition of 13900 shares by Binowitz Dan of Loandepot at 2.34 subject to Rule 16b-3 [view details]

Loandepot Market Momentum

Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as Loandepot . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.

About Loandepot Buy or Sell Advice

When is the right time to buy or sell Loandepot? Buying financial instruments such as Loandepot Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.
 2021 2022 2023 2024 (projected)
Short and Long Term Debt Total9.2B4.5B4.3B4.7B
Total Assets11.8B7.1B6.2B6.4B

Use Investing Ideas to Build Portfolios

In addition to having Loandepot in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.

Did You Try This Idea?

Run Social Domain Thematic Idea Now

Social Domain
Social Domain Theme
New or established large and mid-sized companies that are involved in the social media industry, including entities that provide web-based or mobile media applications and services across across large segment of population in multiple geographical areas. The Social Domain theme has 39 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Social Domain Theme or any other thematic opportunities.
View All  Next Launch
When determining whether Loandepot offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Loandepot's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Loandepot Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Loandepot Stock:
Check out Loandepot Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool.
For more detail on how to invest in Loandepot Stock please use our How to Invest in Loandepot guide.
Note that the Loandepot information on this page should be used as a complementary analysis to other Loandepot's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Headlines Timeline module to stay connected to all market stories and filter out noise. Drill down to analyze hype elasticity.

Complementary Tools for Loandepot Stock analysis

When running Loandepot's price analysis, check to measure Loandepot's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Loandepot is operating at the current time. Most of Loandepot's value examination focuses on studying past and present price action to predict the probability of Loandepot's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Loandepot's price. Additionally, you may evaluate how the addition of Loandepot to your portfolios can decrease your overall portfolio volatility.
Odds Of Bankruptcy
Get analysis of equity chance of financial distress in the next 2 years
Technical Analysis
Check basic technical indicators and analysis based on most latest market data
Content Syndication
Quickly integrate customizable finance content to your own investment portal
Companies Directory
Evaluate performance of over 100,000 Stocks, Funds, and ETFs against different fundamentals
Headlines Timeline
Stay connected to all market stories and filter out noise. Drill down to analyze hype elasticity
Is Loandepot's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Loandepot. If investors know Loandepot will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Loandepot listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.99)
Earnings Share
(0.63)
Revenue Per Share
5.354
Quarterly Revenue Growth
0.656
Return On Assets
(0.04)
The market value of Loandepot is measured differently than its book value, which is the value of Loandepot that is recorded on the company's balance sheet. Investors also form their own opinion of Loandepot's value that differs from its market value or its book value, called intrinsic value, which is Loandepot's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Loandepot's market value can be influenced by many factors that don't directly affect Loandepot's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Loandepot's value and its price as these two are different measures arrived at by different means. Investors typically determine if Loandepot is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Loandepot's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.