LexinFintech Stock Buy Hold or Sell Recommendation

LX -  USA Stock  

USD 8.44  0.21  2.43%

Allowing for the 90-day total investment horizon and your above-average risk tolerance, our recommendation regarding LexinFintech Holdings is 'Strong Sell'. Macroaxis provides LexinFintech Holdings buy-hold-or-sell recommendation only in the context of selected investment horizon and investor attitude towards risk assumed by holding LX positions. The advice algorithm takes into account all of LexinFintech Holdings' available fundamental, technical, and predictive indicators you will find on this site.

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The advice is provided from LexinFintech Holdings' buy-and-hold perspective. Additionally, see LexinFintech Holdings Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. We conduct extensive research on individual companies such as LexinFintech and provide practical buy, sell, or hold advice based on selected investing horizon and risk tolerance towards LexinFintech Holdings.

Execute LexinFintech Holdings Buy or Sell Advice

The LexinFintech recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on LexinFintech Holdings. Macroaxis does not own or have any residual interests in LexinFintech Holdings or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute LexinFintech Holdings' advice using the current market data and latest reported fundamentals.

Time Horizon

Risk Tolerance

Execute Advice
Sell LexinFintech HoldingsBuy LexinFintech Holdings
Strong Sell

Volatility

Slightly riskyDetails

Hype Condition

StaleDetails

Current Valuation

UndervaluedDetails

Odds of Distress

Close to AverageDetails

Economic Sensitivity

Follows the market closelyDetails

Analyst Consensus

Strong BuyDetails

Financial Strenth (F Score)

HealthyDetails

Financial Leverage

InapplicableDetails

Reporting Quality (M-Score)

Possible ManipulatorDetails
For the selected time horizon LexinFintech Holdings has a Mean Deviation of 3.71, Semi Deviation of 4.4, Standard Deviation of 5.61, Variance of 31.42, Downside Variance of 20.6 and Semi Variance of 19.33
We provide investment recommendation to complement the last-minute expert consensus on LexinFintech Holdings. Our dynamic recommendation engine harnesses a multidimensional algorithm to analyze the entity's potential to grow using all technical and fundamental data available at the time. To make sure LexinFintech Holdings is not overpriced, please verify all LexinFintech Holdings fundamentals, including its cash flow from operations, and the relationship between the cash and equivalents and market capitalization . Given that LexinFintech Holdings has a number of shares shorted of 2.36 M, we recommend you to check LexinFintech Holdings market performance and probability of bankruptcy to ensure the company can sustain itself in the current economic cycle given your last-minute risk tolerance and investing horizon.

LexinFintech Holdings Trading Alerts and Improvement Suggestions

LexinFintech Holdings has very high historical volatility over the last 90 days
LexinFintech Holdings reports about 1.56 B in cash with (211.02 M) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 8.59, which can makes it an attractive takeover target, given it will continue generating positive cash flow.
Latest headline from markets.businessinsider.com: LexinFintech Wins The Asian Banker Award for the Third Year in a Row - Markets Insider

LexinFintech Holdings current analysts advice

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. LexinFintech analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. LexinFintech analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
Target Mean Price15.76
Target Median Price16.58
Target High Price18.52
Recommendation Mean1.60
Number Of Analyst Opinions13
Target Low Price9.69
Average Consensus Strong Buy
The consensus estimates and target price estimation comprises individual analyst assessments, and may or may not mutch the Macroaxis buy or sell advice. It is determined by taking an average of all analyst recommendations and classifying them as Strong Buy, Buy, Hold, or Sell.

LexinFintech Holdings Returns Distribution Density

The distribution of LexinFintech Holdings' historical returns is an attempt to chart the future uncertainty of LexinFintech Holdings' future price movements. The chart of the probability distribution of LexinFintech Holdings stock daily returns describes the distribution of returns around its average expected value. We use LexinFintech Holdings price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of LexinFintech Holdings returns is essential to provide solid investment advice for LexinFintech Holdings stock.
Mean Return0.09Value At Risk-5.89
Potential Upside6.82Standard Deviation5.61
 Return Density 
      Distribution 
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of LexinFintech Holdings historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.

LexinFintech Stock Institutional Investors

Have you ever been surprised when a price of an equity instrument such as LexinFintech Holdings is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading LexinFintech Holdings backward and forwards among themselves. LexinFintech Holdings' institutional investor refers to the entity that pools money to purchase LexinFintech Holdings' securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Security TypeSharesValue
Next Financial Group IncCommon Shares25 K306 K
Belvedere Trading LlcCall Options15.8 K155 K
Belvedere Trading LlcCommon Shares6.5 K64 K
Cutler Group LpCommon Shares660K
Farmers Merchants Investments IncCommon Shares400K
Gemmer Asset Management LlcCommon Shares300K
Ifp Advisors IncCommon Shares0.00.0
Oceanlink Management LtdCommon Shares15.5 M156.1 M
Note, although LexinFintech Holdings' institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

LexinFintech Holdings Cash Flow Accounts

201620172018201920202021 (projected)
Capital Expenditure(32.15 M)(37.84 M)(54.23 M)(49.87 M)(86.57 M)(88.85 M)
Depreciation Amortization and Accretion4.59 M18.86 M30.4 M87.84 M107.29 M115.76 M
Net Cash Flow or Change in Cash and Cash Equivalents490.77 M1.08 B761.85 M1.49 B(1.14 B)(1.17 B)
Issuance Repayment of Debt Securities4.55 B3.76 B(5.67 B)3.04 B1.19 B1.3 B
Net Cash Flow from Financing4.46 B4.41 B(5.62 B)3.06 B1.23 B1.39 B
Net Cash Flow from Investing(4.36 B)(4.99 B)3.6 B(783.58 M)(2.14 B)(2.31 B)
Net Cash Flow Investment Acquisitions and Disposals(4.32 B)(4.95 B)3.66 B(733.71 M)(2.05 B)(2.21 B)
Net Cash Flow from Operations379.84 M1.66 B2.79 B(778.5 M)(211.02 M)(216.57 M)
Effect of Exchange Rate Changes on Cash6.72 M(3.18 M)(18.91 M)(8.25 M)(27.97 M)(28.71 M)
Share Based Compensation24 M75.74 M122.64 M177.26 M198.82 M163.79 M

LexinFintech Holdings Greeks

Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to LexinFintech Holdings or Financial Services sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that LexinFintech Holdings stock's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a LexinFintech stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α
Alpha over DOW
0.07
β
Beta against DOW0.24
σ
Overall volatility
5.72
Ir
Information ratio 0.0076

LexinFintech Holdings Volatility Alert

LexinFintech Holdings exhibits above-average semi-deviation for your current time horizon. We encourage investors to investigate LexinFintech Holdings individually to make sure intended market timing strategies and available technical indicagtors are consistent with their estimates about LexinFintech Holdings future systematic risk. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure LexinFintech Holdings' stock risk against market volatility during both bullying and bearish trends. The higher level of volatility that comes with bear markets can directly impact LexinFintech Holdings' stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different stocks as prices fall.

LexinFintech Holdings Fundamentals Vs Peers

Comparing LexinFintech Holdings' fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze LexinFintech Holdings' direct or indirect competition across all of the common fundamentals between LexinFintech Holdings and the related equities. This way, we can detect undervalued stocks with similar characteristics as LexinFintech Holdings or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of LexinFintech Holdings' fundamental indicators could also be used in its relative valuation, which is a method of valuing LexinFintech Holdings by comparing valuation metrics with those of similar companies.
    
 Better Than Average     
    
 Worse Than Average Compare LexinFintech Holdings to competition
FundamentalsLexinFintech HoldingsPeer Average
Return On Equity9.81 %(0.31) %
Return On Asset4.53 %(0.14) %
Profit Margin5.11 %(1.27) %
Operating Margin12.31 %(5.51) %
Current Valuation9.33 B16.62 B
Shares Outstanding182.92 M571.82 M
Shares Owned by Insiders5.57 %10.09 %
Shares Owned by Institutions38.43 %39.21 %
Number of Shares Shorted2.36 M4.71 M
Price to Earning17.91 X28.72 X
Price to Book0.29 X9.51 X
Price to Sales0.14 X11.42 X
Revenue11.65 B9.43 B
Gross Profit4.07 B27.38 B
EBITDA1.52 B3.9 B
Net Income594.98 M570.98 M
Cash and Equivalents1.56 B2.7 B
Cash per Share8.59 X5.01 X
Total Debt9.33 B5.32 B
Debt to Equity1.69 %48.70 %
Current Ratio1.37 X2.16 X
Book Value Per Share30.16 X1.93 K
Cash Flow from Operations(211.02 M)971.22 M
Short Ratio1.24 X4.00 X
Earnings Per Share0.48 X3.12 X
Price to Earnings To Growth18.70 X4.89 X
Number of Employees3.31 K18.84 K
Beta0.93-0.15
Market Capitalization1.58 B19.03 B
Total Asset8.06 B29.47 B
Retained Earnings4.03 B9.33 B
Working Capital92.51 M1.48 B
Current Asset6.96 B9.34 B

LexinFintech Holdings Market Momentum

Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as LexinFintech . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
Accumulation Distribution135160.0
Daily Balance Of Power(0.29)
Rate Of Daily Change0.98
Day Median Price8.46
Day Typical Price8.45
Price Action Indicator(0.13)

About LexinFintech Holdings Buy or Sell Advice

When is the right time to buy or sell LexinFintech Holdings? Buying financial instruments such as LexinFintech Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the stock market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Although LexinFintech Holdings investors may find it confusing at the beginning, most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.
 2018 2019 2020 2021 (projected)
Current Assets10.3 B16.51 B16.42 B15.1 B
Total Assets12.47 B19.24 B20.35 B18.36 B

Use Investing Ideas to Build Portfolios

In addition to having LexinFintech Holdings in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.

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Additionally, see LexinFintech Holdings Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. Note that the LexinFintech Holdings information on this page should be used as a complementary analysis to other LexinFintech Holdings' statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try Money Managers module to screen money managers from public funds and ETFs managed around the world.

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When running LexinFintech Holdings price analysis, check to measure LexinFintech Holdings' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy LexinFintech Holdings is operating at the current time. Most of LexinFintech Holdings' value examination focuses on studying past and present price action to predict the probability of LexinFintech Holdings' future price movements. You can analyze the entity against its peers and financial market as a whole to determine factors that move LexinFintech Holdings' price. Additionally, you may evaluate how the addition of LexinFintech Holdings to your portfolios can decrease your overall portfolio volatility.
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The market value of LexinFintech Holdings is measured differently than its book value, which is the value of LexinFintech that is recorded on the company's balance sheet. Investors also form their own opinion of LexinFintech Holdings' value that differs from its market value or its book value, called intrinsic value, which is LexinFintech Holdings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because LexinFintech Holdings' market value can be influenced by many factors that don't directly affect LexinFintech Holdings underlying business (such as pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between LexinFintech Holdings' value and its price as these two are different measures arrived at by different means. Investors typically determine LexinFintech Holdings value by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, LexinFintech Holdings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.