Ncino Inc Stock Buy Hold or Sell Recommendation
| NCNO Stock | USD 29.75 0.07 0.24% |
Given the investment horizon of 90 days and your above-average risk tolerance, our recommendation regarding nCino Inc is 'Hold'. Macroaxis provides NCino buy-hold-or-sell recommendation only in the context of selected investment horizon and investor attitude towards risk assumed by holding NCino positions. The advice algorithm takes into account all of NCino's available fundamental, technical, and predictive indicators you will find on this site. Key drivers impacting NCino's buy or sell advice are summarized below:
Real Value 29.61 | Target Price 34.82 | Hype Value 29.72 | Market Value 29.75 | Naive Value 25.54 |
A buy or sell recommendation provided by Macroaxis is an automated directive regarding whether to purchase or sell nCino Inc given historical horizon and risk tolerance towards NCino. When Macroaxis issues a 'buy' or 'sell' recommendation for nCino Inc, the advice is generated through an automated system that utilizes algorithms and statistical models.
NCino |
Execute NCino Buy or Sell Advice
The NCino recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on nCino Inc. Macroaxis does not own or have any residual interests in nCino Inc or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute NCino's advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Hold
Market Performance | Very Weak | Details | |
Volatility | Very steady | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Fairly Valued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Hyperactively responds to market trends | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Buy | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Inapplicable | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
NCino Trading Alerts and Improvement Suggestions
| nCino Inc generated a negative expected return over the last 90 days | |
| nCino Inc has high historical volatility and very poor performance | |
| The company currently holds 74.23 M in liabilities with Debt to Equity (D/E) ratio of 0.05, which may suggest the company is not taking enough advantage from borrowing. nCino Inc has a current ratio of 0.91, indicating that it has a negative working capital and may not be able to pay financial obligations when due. Debt can assist NCino until it has trouble settling it off, either with new capital or with free cash flow. So, NCino's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like nCino Inc sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for NCino to invest in growth at high rates of return. When we think about NCino's use of debt, we should always consider it together with cash and equity. | |
| The entity reported the previous year's revenue of 476.54 M. Net Loss for the year was (42.35 M) with profit before overhead, payroll, taxes, and interest of 239.05 M. | |
| Over 86.0% of NCino shares are owned by institutional investors | |
| Latest headline from MacroaxisInsider: Acquisition by Horing Jeff of 37785 shares of NCino subject to Rule 16b-3 |
NCino Returns Distribution Density
The distribution of NCino's historical returns is an attempt to chart the uncertainty of NCino's future price movements. The chart of the probability distribution of NCino daily returns describes the distribution of returns around its average expected value. We use nCino Inc price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of NCino returns is essential to provide solid investment advice for NCino.
| Mean Return | -0.18 | Value At Risk | -5.04 | Potential Upside | 2.60 | Standard Deviation | 3.20 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of NCino historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
NCino Stock Institutional Investors
Have you ever been surprised when a price of an equity instrument such as NCino is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading nCino Inc backward and forwards among themselves. NCino's institutional investor refers to the entity that pools money to purchase NCino's securities or originates loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | T. Rowe Price Investment Management,inc. | 2023-12-31 | 1.3 M | State Street Corporation | 2023-12-31 | 1.2 M | Jericho Capital Asset Management Lp | 2023-12-31 | 1.1 M | Clearbridge Advisors, Llc | 2023-12-31 | 1.1 M | Geode Capital Management, Llc | 2023-12-31 | 1 M | Dimensional Fund Advisors, Inc. | 2023-12-31 | 1 M | Fred Alger Management, Llc | 2023-12-31 | 1 M | Bank Of New York Mellon Corp | 2023-12-31 | 922.5 K | Untitled Investments Lp | 2023-12-31 | 865 K | Insight Holdings Group, Llc | 2023-12-31 | 39.1 M | Hmi Capital Management, L.p. | 2023-12-31 | 8 M |
NCino Cash Flow Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Change To Inventory | (1.2M) | (1.6M) | (3.3M) | 1.0 | 1.15 | 1.21 | |
| Investments | (58.0M) | (4.3M) | (4.0M) | (20.7M) | (6.3M) | (6.6M) | |
| Change In Cash | (6.3M) | 16.8M | 280.2M | (283.0M) | 30.0M | 42.2M | |
| Free Cash Flow | (12.6M) | (14.8M) | 4.9M | (24.7M) | 53.4M | 56.1M | |
| Depreciation | 1.5M | 4.6M | 7.4M | 10.0M | 45.3M | 47.5M | |
| Other Non Cash Items | 16.3M | 3.1M | 3.1M | 10.3M | 15.1M | 8.0M | |
| Capital Expenditures | 8.0M | 5.8M | 4.3M | 5.5M | 3.9M | 4.0M | |
| Net Income | (22.3M) | (27.7M) | (41.3M) | (50.1M) | (42.3M) | (44.5M) | |
| End Period Cash Flow | 74.3M | 91.2M | 371.4M | 88.4M | 112.1M | 186.9M | |
| Change To Netincome | 5.7M | 23.1M | 8.0M | 58.9M | 67.8M | 71.2M |
NCino Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to NCino or Software sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that NCino's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a NCino stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over NYSE Composite | -0.34 | |
β | Beta against NYSE Composite | 2.62 | |
σ | Overall volatility | 3.19 | |
Ir | Information ratio | -0.08 |
NCino Volatility Alert
nCino Inc exhibits very low volatility with skewness of 3.08 and kurtosis of 19.11. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure NCino's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact NCino's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.NCino Fundamentals Vs Peers
Comparing NCino's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze NCino's direct or indirect competition across all of the common fundamentals between NCino and the related equities. This way, we can detect undervalued stocks with similar characteristics as NCino or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of NCino's fundamental indicators could also be used in its relative valuation, which is a method of valuing NCino by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare NCino to competition |
| Fundamentals | NCino | Peer Average |
| Return On Equity | -0.0419 | -0.31 |
| Return On Asset | -0.0157 | -0.14 |
| Profit Margin | (0.09) % | (1.27) % |
| Operating Margin | (0.02) % | (5.51) % |
| Current Valuation | 3.36 B | 16.62 B |
| Shares Outstanding | 114.22 M | 571.82 M |
| Shares Owned By Insiders | 3.76 % | 10.09 % |
| Shares Owned By Institutions | 86.47 % | 39.21 % |
| Number Of Shares Shorted | 5.59 M | 4.71 M |
| Price To Book | 3.50 X | 9.51 X |
| Price To Sales | 7.71 X | 11.42 X |
| Revenue | 476.54 M | 9.43 B |
| Gross Profit | 239.05 M | 27.38 B |
| EBITDA | 11.78 M | 3.9 B |
| Net Income | (42.35 M) | 570.98 M |
| Cash And Equivalents | 86.15 M | 2.7 B |
| Cash Per Share | 0.78 X | 5.01 X |
| Total Debt | 74.23 M | 5.32 B |
| Debt To Equity | 0.04 % | 48.70 % |
| Current Ratio | 0.93 X | 2.16 X |
| Book Value Per Share | 9.23 X | 1.93 K |
| Cash Flow From Operations | 57.28 M | 971.22 M |
| Short Ratio | 5.35 X | 4.00 X |
| Earnings Per Share | (0.38) X | 3.12 X |
| Price To Earnings To Growth | (3.42) X | 4.89 X |
| Target Price | 37.5 | |
| Number Of Employees | 1.65 K | 18.84 K |
| Beta | 0.49 | -0.15 |
| Market Capitalization | 3.39 B | 19.03 B |
| Total Asset | 1.34 B | 29.47 B |
| Retained Earnings | (352.76 M) | 9.33 B |
| Working Capital | 35.74 M | 1.48 B |
| Net Asset | 1.34 B |
Note: Acquisition by Horing Jeff of 37785 shares of NCino subject to Rule 16b-3 [view details]
NCino Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as NCino . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
About NCino Buy or Sell Advice
When is the right time to buy or sell nCino Inc? Buying financial instruments such as NCino Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.| 2020 | 2022 | 2023 | 2024 (projected) | Other Current Liabilities | 20.2M | 36.2M | 27.1M | 29.4M | Total Assets | 563.4M | 1.3B | 1.3B | 1.4B |
Use Investing Ideas to Build Portfolios
In addition to having NCino in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.Did You Try This Idea?
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Fama and French investing themes focus on testing asset pricing under different economic assumptions. The Steel Works Etc theme has 54 constituents at this time.
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Check out NCino Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. You can also try the Sync Your Broker module to sync your existing holdings, watchlists, positions or portfolios from thousands of online brokerage services, banks, investment account aggregators and robo-advisors..
Complementary Tools for NCino Stock analysis
When running NCino's price analysis, check to measure NCino's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy NCino is operating at the current time. Most of NCino's value examination focuses on studying past and present price action to predict the probability of NCino's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move NCino's price. Additionally, you may evaluate how the addition of NCino to your portfolios can decrease your overall portfolio volatility.
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Is NCino's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of NCino. If investors know NCino will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about NCino listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Earnings Share (0.38) | Revenue Per Share 4.229 | Quarterly Revenue Growth 0.133 | Return On Assets (0.02) | Return On Equity (0.04) |
The market value of nCino Inc is measured differently than its book value, which is the value of NCino that is recorded on the company's balance sheet. Investors also form their own opinion of NCino's value that differs from its market value or its book value, called intrinsic value, which is NCino's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because NCino's market value can be influenced by many factors that don't directly affect NCino's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between NCino's value and its price as these two are different measures arrived at by different means. Investors typically determine if NCino is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, NCino's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.