Norwood Financial Corp Stock Buy Hold or Sell Recommendation
| NWFL Stock | USD 24.11 0.49 1.99% |
Given the investment horizon of 90 days and your above-average risk tolerance, our recommendation regarding Norwood Financial Corp is 'Strong Sell'. Macroaxis provides Norwood Financial buy-hold-or-sell recommendation only in the context of selected investment horizon and investor attitude towards risk assumed by holding NWFL positions. The advice algorithm takes into account all of Norwood Financial's available fundamental, technical, and predictive indicators you will find on this site. Key drivers impacting Norwood Financial's buy or sell advice are summarized below:
Real Value 21.02 | Hype Value 24.11 | Market Value 24.11 | Naive Value 25.18 |
A buy or sell recommendation provided by Macroaxis is an automated directive regarding whether to purchase or sell Norwood Financial Corp given historical horizon and risk tolerance towards Norwood Financial. When Macroaxis issues a 'buy' or 'sell' recommendation for Norwood Financial Corp, the advice is generated through an automated system that utilizes algorithms and statistical models.
Norwood |
Execute Norwood Financial Buy or Sell Advice
The Norwood recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on Norwood Financial Corp. Macroaxis does not own or have any residual interests in Norwood Financial Corp or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute Norwood Financial's advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Strong Sell
Market Performance | Very Weak | Details | |
Volatility | Not too volatile | Details | |
Hype Condition | Stale | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Almost neglects market trends | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Not Available | Details | |
Reporting Quality (M-Score) | Unavailable | Details |
Norwood Financial Trading Alerts and Improvement Suggestions
| Norwood Financial generated a negative expected return over the last 90 days | |
| Norwood Financial has high historical volatility and very poor performance |
Norwood Financial Returns Distribution Density
The distribution of Norwood Financial's historical returns is an attempt to chart the uncertainty of Norwood Financial's future price movements. The chart of the probability distribution of Norwood Financial daily returns describes the distribution of returns around its average expected value. We use Norwood Financial Corp price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of Norwood Financial returns is essential to provide solid investment advice for Norwood Financial.
| Mean Return | -0.25 | Value At Risk | -4.12 | Potential Upside | 4.36 | Standard Deviation | 3.01 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of Norwood Financial historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
Norwood Financial Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to Norwood Financial or Banks sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that Norwood Financial's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a Norwood stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over NYSE Composite | -0.22 | |
β | Beta against NYSE Composite | -0.41 | |
σ | Overall volatility | 3.01 | |
Ir | Information ratio | -0.11 |
Norwood Financial Volatility Alert
Norwood Financial Corp exhibits very low volatility with skewness of -1.47 and kurtosis of 6.55. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure Norwood Financial's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact Norwood Financial's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.Norwood Financial Fundamentals Vs Peers
Comparing Norwood Financial's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze Norwood Financial's direct or indirect competition across all of the common fundamentals between Norwood Financial and the related equities. This way, we can detect undervalued stocks with similar characteristics as Norwood Financial or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of Norwood Financial's fundamental indicators could also be used in its relative valuation, which is a method of valuing Norwood Financial by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare Norwood Financial to competition |
| Fundamentals | Norwood Financial | Peer Average |
| Return On Equity | 0.0963 | -0.31 |
| Return On Asset | 0.0079 | -0.14 |
| Profit Margin | 0.26 % | (1.27) % |
| Operating Margin | 0.07 % | (5.51) % |
| Current Valuation | 332.08 M | 16.62 B |
| Shares Outstanding | 8.11 M | 571.82 M |
| Shares Owned By Insiders | 9.53 % | 10.09 % |
| Shares Owned By Institutions | 28.50 % | 39.21 % |
| Number Of Shares Shorted | 67.91 K | 4.71 M |
| Price To Earning | 13.83 X | 28.72 X |
| Price To Book | 1.06 X | 9.51 X |
| Price To Sales | 2.98 X | 11.42 X |
| Revenue | 103.53 M | 9.43 B |
| Gross Profit | 77.43 M | 27.38 B |
| EBITDA | 85 K | 3.9 B |
| Net Income | 16.76 M | 570.98 M |
| Cash And Equivalents | 40.88 M | 2.7 B |
| Cash Per Share | 5.04 X | 5.01 X |
| Total Debt | 202.32 M | 5.32 B |
| Debt To Equity | 6.43 % | 48.70 % |
| Book Value Per Share | 22.45 X | 1.93 K |
| Cash Flow From Operations | 29.76 M | 971.22 M |
| Short Ratio | 6.34 X | 4.00 X |
| Earnings Per Share | 2.07 X | 3.12 X |
| Number Of Employees | 261 | 18.84 K |
| Beta | 0.61 | -0.15 |
| Market Capitalization | 199.51 M | 19.03 B |
| Total Asset | 2.2 B | 29.47 B |
| Retained Earnings | 135.28 M | 9.33 B |
| Annual Yield | 0.05 % | |
| Five Year Return | 3.40 % | |
| Net Asset | 2.2 B | |
| Last Dividend Paid | 1.17 |
Note: Acquisition by James Donnelly of 193 shares of Norwood Financial at 25.95 subject to Rule 16b-3 [view details]
Norwood Financial Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as Norwood . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
About Norwood Financial Buy or Sell Advice
When is the right time to buy or sell Norwood Financial Corp? Buying financial instruments such as Norwood Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.
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In addition to having Norwood Financial in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.Did You Try This Idea?
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Check out Norwood Financial Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. Note that the Norwood Financial Corp information on this page should be used as a complementary analysis to other Norwood Financial's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Cryptocurrency Center module to build and monitor diversified portfolio of extremely risky digital assets and cryptocurrency.
Complementary Tools for Norwood Stock analysis
When running Norwood Financial's price analysis, check to measure Norwood Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Norwood Financial is operating at the current time. Most of Norwood Financial's value examination focuses on studying past and present price action to predict the probability of Norwood Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Norwood Financial's price. Additionally, you may evaluate how the addition of Norwood Financial to your portfolios can decrease your overall portfolio volatility.
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Is Norwood Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Norwood Financial. If investors know Norwood will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Norwood Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of Norwood Financial Corp is measured differently than its book value, which is the value of Norwood that is recorded on the company's balance sheet. Investors also form their own opinion of Norwood Financial's value that differs from its market value or its book value, called intrinsic value, which is Norwood Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Norwood Financial's market value can be influenced by many factors that don't directly affect Norwood Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Norwood Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Norwood Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Norwood Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.