National Western Life Stock Buy Hold or Sell Recommendation
| NWLI Stock | USD 487.53 0.28 0.06% |
Given the investment horizon of 90 days and your above-average risk tolerance, our recommendation regarding National Western Life is 'Hold'. Macroaxis provides National Western buy-hold-or-sell recommendation only in the context of selected investment horizon and investor attitude towards risk assumed by holding NWLI positions. The advice algorithm takes into account all of National Western's available fundamental, technical, and predictive indicators you will find on this site. Key drivers impacting National Western's buy or sell advice are summarized below:
Real Value 487.58 | Hype Value 487.26 | Market Value 487.53 |
A buy or sell recommendation provided by Macroaxis is an automated directive regarding whether to purchase or sell National Western Life given historical horizon and risk tolerance towards National Western. When Macroaxis issues a 'buy' or 'sell' recommendation for National Western Life, the advice is generated through an automated system that utilizes algorithms and statistical models.
National |
Execute National Western Buy or Sell Advice
The National recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on National Western Life. Macroaxis does not own or have any residual interests in National Western Life or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute National Western's advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Hold
Market Performance | Modest | Details | |
Volatility | Very steady | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Fairly Valued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Barely shadows the market | Details | |
Investor Sentiment | Interested | Details | |
Analyst Consensus | Strong Sell | Details | |
Financial Strenth (F Score) | Strong | Details | |
Financial Leverage | Inapplicable | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
National Western Trading Alerts and Improvement Suggestions
| National Western has a strong financial position based on the latest SEC filings | |
| Over 84.0% of the company shares are owned by institutional investors | |
| Latest headline from news.google.com: National Western Life Group, Inc. Sees Large Drop in Short Interest - MarketBeat |
National Western Returns Distribution Density
The distribution of National Western's historical returns is an attempt to chart the uncertainty of National Western's future price movements. The chart of the probability distribution of National Western daily returns describes the distribution of returns around its average expected value. We use National Western Life price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of National Western returns is essential to provide solid investment advice for National Western.
| Mean Return | 0.01 | Value At Risk | -0.24 | Potential Upside | 0.25 | Standard Deviation | 0.15 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of National Western historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
National Stock Institutional Investors
Have you ever been surprised when a price of an equity instrument such as National Western is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading National Western Life backward and forwards among themselves. National Western's institutional investor refers to the entity that pools money to purchase National Western's securities or originates loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Rk Asset Management, Llc | 2024-03-31 | 47.2 K | Morgan Stanley - Brokerage Accounts | 2023-12-31 | 44.1 K | Tweedy, Browne Co Llc | 2023-12-31 | 43.9 K | Goldman Sachs Group Inc | 2023-12-31 | 41.4 K | Woodline Partners Lp | 2023-12-31 | 40 K | Balyasny Asset Management Llc | 2023-12-31 | 31.5 K | Qube Research & Technologies | 2023-12-31 | 28.7 K | Northern Trust Corp | 2023-12-31 | 25.9 K | Hsbc Holdings Plc | 2023-12-31 | 24.7 K | Moody National Bank Trust Division | 2024-03-31 | 1.1 M | Dimensional Fund Advisors, Inc. | 2023-12-31 | 229.4 K |
National Western Cash Flow Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Change In Cash | 121.5M | 327.5M | 133.6M | (419.4M) | 187.5M | 196.9M | |
| Free Cash Flow | 326.2M | 361.0M | 266.8M | 356.9M | 250.1M | 223.1M | |
| Depreciation | 11.3M | 11.9M | 13.0M | 14.3M | 9.9M | 10.4M | |
| Other Non Cash Items | 258.4M | 161.9M | 173.8M | (23.5M) | 68.8M | 65.4M | |
| Capital Expenditures | 2.8M | 12.1M | 10.0M | 1.6M | 5.6M | 6.4M | |
| Net Income | 131.6M | 92.3M | 180.7M | 101.1M | 94.4M | 79.8M | |
| End Period Cash Flow | 253.5M | 581.1M | 714.6M | 295.3M | 482.8M | 506.9M | |
| Change To Netincome | 107.7M | 159.9M | 54.9M | 86.1M | 99.0M | 121.5M | |
| Investments | 571.2M | 421.2M | 283.0M | (170.4M) | 539.8M | 566.8M | |
| Change Receivables | 9.2M | 5.7M | (39.1M) | (281.6M) | (253.4M) | (240.8M) |
National Western Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to National Western or Insurance sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that National Western's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a National stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over NYSE Composite | -0.0048 | |
β | Beta against NYSE Composite | 0.09 | |
σ | Overall volatility | 0.16 | |
Ir | Information ratio | -0.5 |
National Western Volatility Alert
National Western Life exhibits very low volatility with skewness of 0.02 and kurtosis of 2.89. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure National Western's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact National Western's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.National Western Fundamentals Vs Peers
Comparing National Western's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze National Western's direct or indirect competition across all of the common fundamentals between National Western and the related equities. This way, we can detect undervalued stocks with similar characteristics as National Western or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of National Western's fundamental indicators could also be used in its relative valuation, which is a method of valuing National Western by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare National Western to competition |
| Fundamentals | National Western | Peer Average |
| Return On Equity | 0.0408 | -0.31 |
| Return On Asset | 0.0065 | -0.14 |
| Profit Margin | 0.13 % | (1.27) % |
| Operating Margin | (0.10) % | (5.51) % |
| Current Valuation | 242.7 M | 16.62 B |
| Shares Outstanding | 3.44 M | 571.82 M |
| Shares Owned By Insiders | 1.35 % | 10.09 % |
| Shares Owned By Institutions | 83.58 % | 39.21 % |
| Number Of Shares Shorted | 28.53 K | 4.71 M |
| Price To Earning | 8.08 X | 28.72 X |
| Price To Book | 0.73 X | 9.51 X |
| Price To Sales | 2.54 X | 11.42 X |
| Revenue | 698.23 M | 9.43 B |
| Gross Profit | 261.85 M | 27.38 B |
| EBITDA | 145.37 M | 3.9 B |
| Net Income | 94.43 M | 570.98 M |
| Cash And Equivalents | 1.44 B | 2.7 B |
| Cash Per Share | 396.09 X | 5.01 X |
| Total Debt | 1.33 B | 5.32 B |
| Current Ratio | 12.13 X | 2.16 X |
| Book Value Per Share | 670.99 X | 1.93 K |
| Cash Flow From Operations | 255.7 M | 971.22 M |
| Short Ratio | 2.27 X | 4.00 X |
| Earnings Per Share | 26.70 X | 3.12 X |
| Number Of Employees | 351 | 18.84 K |
| Beta | 0.71 | -0.15 |
| Market Capitalization | 1.77 B | 19.03 B |
| Total Asset | 10.94 B | 29.47 B |
| Retained Earnings | 2.72 B | 9.33 B |
| Annual Yield | 0.0007 % | |
| Five Year Return | 0.15 % | |
| Net Asset | 10.94 B | |
| Last Dividend Paid | 0.36 |
Note: Disposition of 160 shares by Gina Miller of National Western at 216.48 subject to Rule 16b-3 [view details]
National Western Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as National . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
| Daily Balance Of Power | 9.2 T | |||
| Rate Of Daily Change | 1.0 | |||
| Day Median Price | 487.53 | |||
| Day Typical Price | 487.53 | |||
| Price Action Indicator | 0.14 | |||
| Period Momentum Indicator | 0.28 |
About National Western Buy or Sell Advice
When is the right time to buy or sell National Western Life? Buying financial instruments such as National Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.| 2021 | 2022 | 2023 | 2024 (projected) | Total Stockholder Equity | 2.5B | 2.0B | 2.4B | 2.6B | Total Assets | 14.3B | 13.1B | 10.9B | 7.2B |
Use Investing Ideas to Build Portfolios
In addition to having National Western in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.Did You Try This Idea?
Run Business Services Thematic Idea Now
Business Services
Fama and French investing themes focus on testing asset pricing under different economic assumptions. The Business Services theme has 61 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Business Services Theme or any other thematic opportunities.
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Check out National Western Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. You can also try the FinTech Suite module to use AI to screen and filter profitable investment opportunities.
Complementary Tools for National Stock analysis
When running National Western's price analysis, check to measure National Western's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy National Western is operating at the current time. Most of National Western's value examination focuses on studying past and present price action to predict the probability of National Western's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move National Western's price. Additionally, you may evaluate how the addition of National Western to your portfolios can decrease your overall portfolio volatility.
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Is National Western's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of National Western. If investors know National will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about National Western listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.839 | Dividend Share 0.36 | Earnings Share 26.7 | Revenue Per Share 193.441 | Quarterly Revenue Growth 0.288 |
The market value of National Western Life is measured differently than its book value, which is the value of National that is recorded on the company's balance sheet. Investors also form their own opinion of National Western's value that differs from its market value or its book value, called intrinsic value, which is National Western's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because National Western's market value can be influenced by many factors that don't directly affect National Western's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between National Western's value and its price as these two are different measures arrived at by different means. Investors typically determine if National Western is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, National Western's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.