Oppfi Inc Stock Buy Hold or Sell Recommendation
OPFI Stock | USD 2.93 0.11 3.62% |
Given the investment horizon of 90 days and your typical level of risk aversion, our recommendation regarding OppFi Inc is 'Strong Sell'. Macroaxis provides OppFi buy-hold-or-sell recommendation only in the context of selected investment horizon and investor attitude towards risk assumed by holding OppFi positions. The advice algorithm takes into account all of OppFi's available fundamental, technical, and predictive indicators you will find on this site. Key drivers impacting OppFi's buy or sell advice are summarized below:
Real Value 3.18 | Target Price 3.83 | Hype Value 2.9 | Market Value 2.93 |
A buy or sell recommendation provided by Macroaxis is an automated directive regarding whether to purchase or sell OppFi Inc given historical horizon and risk tolerance towards OppFi. When Macroaxis issues a 'buy' or 'sell' recommendation for OppFi Inc, the advice is generated through an automated system that utilizes algorithms and statistical models.
OppFi |
Execute OppFi Buy or Sell Advice
The OppFi recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on OppFi Inc. Macroaxis does not own or have any residual interests in OppFi Inc or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute OppFi's advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
Strong Sell
Market Performance | Very Weak | Details | |
Volatility | Very risky | Details | |
Hype Condition | Over hyped | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | About Average | Details | |
Economic Sensitivity | Moves totally opposite to the market | Details | |
Investor Sentiment | Interested | Details | |
Analyst Consensus | Strong Buy | Details | |
Financial Strenth (F Score) | Strong | Details | |
Financial Leverage | Inapplicable | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
OppFi Trading Alerts and Improvement Suggestions
OppFi Inc generated a negative expected return over the last 90 days | |
OppFi Inc has high historical volatility and very poor performance | |
The company reported the previous year's revenue of 273.18 M. Net Loss for the year was (1 M) with profit before overhead, payroll, taxes, and interest of 181.8 M. | |
OppFi Inc has a strong financial position based on the latest SEC filings | |
Latest headline from MacroaxisInsider: Disposition of 1876 shares by Christopher McKay of OppFi at 2.07 subject to Rule 16b-3 |
OppFi Returns Distribution Density
The distribution of OppFi's historical returns is an attempt to chart the uncertainty of OppFi's future price movements. The chart of the probability distribution of OppFi daily returns describes the distribution of returns around its average expected value. We use OppFi Inc price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of OppFi returns is essential to provide solid investment advice for OppFi.
Mean Return | -0.46 | Value At Risk | -7.75 | Potential Upside | 7.42 | Standard Deviation | 6.25 |
Return Density |
Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of OppFi historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
OppFi Stock Institutional Investors
Have you ever been surprised when a price of an equity instrument such as OppFi is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading OppFi Inc backward and forwards among themselves. OppFi's institutional investor refers to the entity that pools money to purchase OppFi's securities or originates loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares | Two Sigma Advisers, Llc | 2023-12-31 | 153.3 K | Nuveen Asset Management, Llc | 2023-12-31 | 110.7 K | Lpl Financial Corp | 2023-12-31 | 110 K | Northern Trust Corp | 2023-12-31 | 93.2 K | Family Management Corporation | 2023-12-31 | 86.2 K | Piper Jaffray & Co | 2023-12-31 | 59.4 K | Corsair Capital Management Llc | 2023-12-31 | 55.9 K | Goldman Sachs Group Inc | 2023-12-31 | 50.7 K | Millennium Management Llc | 2023-12-31 | 45.4 K | Vanguard Group Inc | 2023-12-31 | 818.7 K | Blackrock Inc | 2023-12-31 | 741.8 K |
OppFi Cash Flow Accounts
2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
Change In Cash | 12.8M | 9.7M | 16.7M | (12.7M) | 24.3M | 25.5M | |
Depreciation | 4.3M | 6.7M | 10.3M | 13.6M | 12.7M | 9.2M | |
Dividends Paid | 9.5M | 15.8M | 51.0M | 1.3M | (10.2M) | (9.7M) | |
Capital Expenditures | 6.6M | 10.7M | 14.4M | 13.3M | 9.0M | 10.6M | |
Net Income | 33.0M | 77.5M | 89.8M | 3.3M | (1.0M) | (954.7K) | |
End Period Cash Flow | 36.0M | 45.7M | 62.4M | 49.7M | 73.9M | 53.3M |
OppFi Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to OppFi or Capital Markets sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that OppFi's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a OppFi stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over NYSE Composite | -0.43 | |
β | Beta against NYSE Composite | -0.89 | |
σ | Overall volatility | 5.96 | |
Ir | Information ratio | -0.08 |
OppFi Volatility Alert
OppFi Inc is displaying above-average volatility over the selected time horizon. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure OppFi's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact OppFi's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.OppFi Fundamentals Vs Peers
Comparing OppFi's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze OppFi's direct or indirect competition across all of the common fundamentals between OppFi and the related equities. This way, we can detect undervalued stocks with similar characteristics as OppFi or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of OppFi's fundamental indicators could also be used in its relative valuation, which is a method of valuing OppFi by comparing valuation metrics with those of similar companies.
Better Than Average | Worse Than Average | Compare OppFi to competition |
Fundamentals | OppFi | Peer Average |
Return On Equity | 0.22 | -0.31 |
Return On Asset | 0.0668 | -0.14 |
Profit Margin | (0) % | (1.27) % |
Operating Margin | 0.16 % | (5.51) % |
Current Valuation | 559.68 M | 16.62 B |
Shares Outstanding | 110 M | 571.82 M |
Shares Owned By Insiders | 8.73 % | 10.09 % |
Shares Owned By Institutions | 31.88 % | 39.21 % |
Number Of Shares Shorted | 1.19 M | 4.71 M |
Price To Earning | 1.08 X | 28.72 X |
Price To Book | 5.92 X | 9.51 X |
Price To Sales | 1.55 X | 11.42 X |
Revenue | 273.18 M | 9.43 B |
Gross Profit | 181.8 M | 27.38 B |
EBITDA | 102.86 M | 3.9 B |
Net Income | (1 M) | 570.98 M |
Cash And Equivalents | 49.67 M | 2.7 B |
Cash Per Share | 1.72 X | 5.01 X |
Total Debt | 349.18 M | 5.32 B |
Debt To Equity | 2.14 % | 48.70 % |
Current Ratio | 16.69 X | 2.16 X |
Book Value Per Share | 0.55 X | 1.93 K |
Cash Flow From Operations | 294.43 M | 971.22 M |
Short Ratio | 3.24 X | 4.00 X |
Earnings Per Share | 0.35 X | 3.12 X |
Target Price | 5.5 | |
Number Of Employees | 445 | 18.84 K |
Beta | 1.22 | -0.15 |
Market Capitalization | 322.3 M | 19.03 B |
Total Asset | 601.54 M | 29.47 B |
Retained Earnings | (63.59 M) | 9.33 B |
Working Capital | 487.8 M | 1.48 B |
Net Asset | 601.54 M |
Note: Disposition of 1876 shares by Christopher McKay of OppFi at 2.07 subject to Rule 16b-3 [view details]
OppFi Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as OppFi . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
About OppFi Buy or Sell Advice
When is the right time to buy or sell OppFi Inc? Buying financial instruments such as OppFi Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.2021 | 2022 | 2023 | 2024 (projected) | Other Current Liabilities | 29.6M | 23.2M | 22.0M | 22.5M | Total Assets | 502.1M | 579.8M | 601.5M | 496.3M |
Use Investing Ideas to Build Portfolios
In addition to having OppFi in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.Did You Try This Idea?
Run Iron Thematic Idea Now
Iron
Companies involved in production of steel and iron. The Iron theme has 41 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Iron Theme or any other thematic opportunities.
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Check out OppFi Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. Note that the OppFi Inc information on this page should be used as a complementary analysis to other OppFi's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Analyst Advice module to analyst recommendations and target price estimates broken down by several categories.
Complementary Tools for OppFi Stock analysis
When running OppFi's price analysis, check to measure OppFi's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy OppFi is operating at the current time. Most of OppFi's value examination focuses on studying past and present price action to predict the probability of OppFi's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move OppFi's price. Additionally, you may evaluate how the addition of OppFi to your portfolios can decrease your overall portfolio volatility.
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Is OppFi's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of OppFi. If investors know OppFi will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about OppFi listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.43 | Earnings Share 0.353 | Revenue Per Share 13.814 | Quarterly Revenue Growth 0.423 | Return On Assets 0.0668 |
The market value of OppFi Inc is measured differently than its book value, which is the value of OppFi that is recorded on the company's balance sheet. Investors also form their own opinion of OppFi's value that differs from its market value or its book value, called intrinsic value, which is OppFi's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because OppFi's market value can be influenced by many factors that don't directly affect OppFi's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between OppFi's value and its price as these two are different measures arrived at by different means. Investors typically determine if OppFi is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, OppFi's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.