Optimumbank Holdings Stock Buy Hold or Sell Recommendation
| OPHC Stock | USD 4.18 0.03 0.71% |
Given the investment horizon of 90 days and your above-average risk tolerance, our recommendation regarding OptimumBank Holdings is 'Cautious Hold'. Macroaxis provides OptimumBank Holdings buy-hold-or-sell recommendation only in the context of selected investment horizon and investor attitude towards risk assumed by holding OPHC positions. The advice algorithm takes into account all of OptimumBank Holdings' available fundamental, technical, and predictive indicators you will find on this site. Key drivers impacting OptimumBank Holdings' buy or sell advice are summarized below:
Real Value 3.57 | Hype Value 4.19 | Market Value 4.18 | Naive Value 4.22 |
A buy or sell recommendation provided by Macroaxis is an automated directive regarding whether to purchase or sell OptimumBank Holdings given historical horizon and risk tolerance towards OptimumBank Holdings. When Macroaxis issues a 'buy' or 'sell' recommendation for OptimumBank Holdings, the advice is generated through an automated system that utilizes algorithms and statistical models.
OptimumBank |
Execute OptimumBank Holdings Buy or Sell Advice
The OptimumBank recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on OptimumBank Holdings. Macroaxis does not own or have any residual interests in OptimumBank Holdings or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute OptimumBank Holdings' advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Cautious Hold
Market Performance | Very Weak | Details | |
Volatility | Moderately volatile | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Very Low | Details | |
Economic Sensitivity | Barely shadows the market | Details | |
Investor Sentiment | Impartial | Details | |
Analyst Consensus | Not Available | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Inapplicable | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
OptimumBank Holdings Trading Alerts and Improvement Suggestions
| OptimumBank Holdings generated a negative expected return over the last 90 days | |
| About 27.0% of the company outstanding shares are owned by corporate insiders | |
| Latest headline from news.google.com: OptimumBank Holdings Q1 2024 Unaudited Results Overview - TipRanks.com - TipRanks |
OptimumBank Holdings Returns Distribution Density
The distribution of OptimumBank Holdings' historical returns is an attempt to chart the uncertainty of OptimumBank Holdings' future price movements. The chart of the probability distribution of OptimumBank Holdings daily returns describes the distribution of returns around its average expected value. We use OptimumBank Holdings price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of OptimumBank Holdings returns is essential to provide solid investment advice for OptimumBank Holdings.
| Mean Return | -0.13 | Value At Risk | -4.2 | Potential Upside | 3.19 | Standard Deviation | 2.43 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of OptimumBank Holdings historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
OptimumBank Stock Institutional Investors
Have you ever been surprised when a price of an equity instrument such as OptimumBank Holdings is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading OptimumBank Holdings backward and forwards among themselves. OptimumBank Holdings' institutional investor refers to the entity that pools money to purchase OptimumBank Holdings' securities or originates loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Susquehanna International Group, Llp | 2023-12-31 | 0.0 | Charter Oak Capital Management, Llc | 2023-12-31 | 0.0 | Alliancebernstein L.p. | 2023-12-31 | 209.8 K | Vanguard Group Inc | 2023-12-31 | 112.7 K | Morgan Stanley - Brokerage Accounts | 2023-12-31 | 100 K | Bhz Capital Management, Lp. | 2023-12-31 | 42.3 K | Renaissance Technologies Corp | 2023-12-31 | 42.1 K | Geode Capital Management, Llc | 2023-12-31 | 37.8 K | Warberg Asset Management Llc | 2023-12-31 | 19.7 K | Dimensional Fund Advisors, Inc. | 2023-12-31 | 17.2 K | Tower Research Capital Llc | 2023-12-31 | 2.2 K |
OptimumBank Holdings Cash Flow Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Capital Expenditures | 509K | 200K | 381K | 322K | 668K | 701.4K | |
| Net Income | (1.1M) | (782K) | 6.3M | 4.0M | 6.3M | 6.6M | |
| End Period Cash Flow | 8.9M | 54.6M | 59.0M | 71.8M | 76.7M | 80.5M | |
| Change In Cash | 951K | 45.7M | 4.3M | 12.9M | 4.8M | 3.8M | |
| Free Cash Flow | (1.1M) | (1.7M) | 3.4M | 10.0M | 6.2M | 6.5M | |
| Depreciation | 262K | 327K | 302K | 569K | 560K | 588K | |
| Other Non Cash Items | 339K | 7K | 61K | 3.2M | 4.0M | 4.2M | |
| Change To Netincome | 136K | 1.2M | (3.0M) | 4.9M | 4.4M | 4.7M | |
| Investments | 3.0M | (62.8M) | (14.2M) | (229.8M) | (141.9M) | (134.8M) | |
| Change Receivables | 64K | (2K) | (118K) | (904K) | (813.6K) | (772.9K) | |
| Net Borrowings | (12.2M) | 10M | (5M) | (8M) | (7.2M) | (6.8M) |
OptimumBank Holdings Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to OptimumBank Holdings or Banks sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that OptimumBank Holdings' price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a OptimumBank stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over NYSE Composite | -0.15 | |
β | Beta against NYSE Composite | 0.18 | |
σ | Overall volatility | 2.49 | |
Ir | Information ratio | -0.09 |
OptimumBank Holdings Volatility Alert
OptimumBank Holdings exhibits very low volatility with skewness of -0.37 and kurtosis of 3.71. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure OptimumBank Holdings' stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact OptimumBank Holdings' stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.OptimumBank Holdings Fundamentals Vs Peers
Comparing OptimumBank Holdings' fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze OptimumBank Holdings' direct or indirect competition across all of the common fundamentals between OptimumBank Holdings and the related equities. This way, we can detect undervalued stocks with similar characteristics as OptimumBank Holdings or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of OptimumBank Holdings' fundamental indicators could also be used in its relative valuation, which is a method of valuing OptimumBank Holdings by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare OptimumBank Holdings to competition |
| Fundamentals | OptimumBank Holdings | Peer Average |
| Return On Equity | 0.0948 | -0.31 |
| Return On Asset | 0.0091 | -0.14 |
| Profit Margin | 0.27 % | (1.27) % |
| Operating Margin | 0.49 % | (5.51) % |
| Current Valuation | 34.07 M | 16.62 B |
| Shares Outstanding | 9.38 M | 571.82 M |
| Shares Owned By Insiders | 26.66 % | 10.09 % |
| Shares Owned By Institutions | 8.27 % | 39.21 % |
| Number Of Shares Shorted | 9 K | 4.71 M |
| Price To Earning | 2.45 X | 28.72 X |
| Price To Book | 0.55 X | 9.51 X |
| Price To Sales | 1.73 X | 11.42 X |
| Revenue | 39.23 M | 9.43 B |
| Gross Profit | 15.33 M | 27.38 B |
| EBITDA | 8.46 M | 3.9 B |
| Net Income | 6.28 M | 570.98 M |
| Cash And Equivalents | 77.27 M | 2.7 B |
| Cash Per Share | 12.82 X | 5.01 X |
| Total Debt | 77.85 M | 5.32 B |
| Debt To Equity | 41.97 % | 48.70 % |
| Book Value Per Share | 9.66 X | 1.93 K |
| Cash Flow From Operations | 6.88 M | 971.22 M |
| Short Ratio | 1.37 X | 4.00 X |
| Earnings Per Share | 0.87 X | 3.12 X |
| Number Of Employees | 60 | 18.84 K |
| Beta | 0.31 | -0.15 |
| Market Capitalization | 39.2 M | 19.03 B |
| Total Asset | 792.44 M | 29.47 B |
| Retained Earnings | (15.97 M) | 9.33 B |
| Net Asset | 792.44 M |
Note: Acquisition by Borek Sam of tradable shares of OptimumBank Holdings subject to Rule 16b-3 [view details]
OptimumBank Holdings Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as OptimumBank . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
About OptimumBank Holdings Buy or Sell Advice
When is the right time to buy or sell OptimumBank Holdings? Buying financial instruments such as OptimumBank Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.| 2021 | 2022 | 2023 | 2024 (projected) | Other Liabilities | 996K | 2.5M | 2.2M | 1.5M | Total Current Assets | 94.3M | 98.4M | 79.1M | 83.1M |
Use Investing Ideas to Build Portfolios
In addition to having OptimumBank Holdings in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.Did You Try This Idea?
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Consumer Goods
Fama and French investing themes focus on testing asset pricing under different economic assumptions. The Consumer Goods theme has 61 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Consumer Goods Theme or any other thematic opportunities.
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Check out OptimumBank Holdings Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. For information on how to trade OptimumBank Stock refer to our How to Trade OptimumBank Stock guide.Note that the OptimumBank Holdings information on this page should be used as a complementary analysis to other OptimumBank Holdings' statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Watchlist Optimization module to optimize watchlists to build efficient portfolios or rebalance existing positions based on the mean-variance optimization algorithm.
Complementary Tools for OptimumBank Stock analysis
When running OptimumBank Holdings' price analysis, check to measure OptimumBank Holdings' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy OptimumBank Holdings is operating at the current time. Most of OptimumBank Holdings' value examination focuses on studying past and present price action to predict the probability of OptimumBank Holdings' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move OptimumBank Holdings' price. Additionally, you may evaluate how the addition of OptimumBank Holdings to your portfolios can decrease your overall portfolio volatility.
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Is OptimumBank Holdings' industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of OptimumBank Holdings. If investors know OptimumBank will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about OptimumBank Holdings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.551 | Earnings Share 0.87 | Revenue Per Share 3.194 | Quarterly Revenue Growth 0.514 | Return On Assets 0.0091 |
The market value of OptimumBank Holdings is measured differently than its book value, which is the value of OptimumBank that is recorded on the company's balance sheet. Investors also form their own opinion of OptimumBank Holdings' value that differs from its market value or its book value, called intrinsic value, which is OptimumBank Holdings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because OptimumBank Holdings' market value can be influenced by many factors that don't directly affect OptimumBank Holdings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between OptimumBank Holdings' value and its price as these two are different measures arrived at by different means. Investors typically determine if OptimumBank Holdings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, OptimumBank Holdings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.