Provident Financial Buy Hold or Sell Recommendation

PFS -- USA Stock  

USD 23.70  0.03  0.13%

Considering 30-days investment horizon, and your above average risk tolerance our recommendation regarding Provident Financial Services is 'Buy'. Macroaxis provides Provident Financial buy hold or sell recommendation only in the context of selected investment horizon and investor attitude towards risk assumed by holding PFS positions. The advice algorithm takes into account all of Provident Financial available fundamental, technical, and predictive indicators you will find on this site. The advice is provided from PFS buy-and-hold prospective. Additionally take a look at Provident Financial Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for muliple equity instruments please use Instant Ratings tool.

Time Horizon

Risk Tolerance

Execute Advice
Sell Provident FinancialBuy Provident Financial

Hype Condition

Current Valuation

Odds of Distress

Economic Sensitivity

Analyst Consensus

Piotroski F Score

Financial Leverage

For the selected time horizon Provident Financial Services has a risk adjusted performance of 0.0419, jensen alpha of 0.0971, total risk alpha of 0.2071, sortino ratio of 0.085 and treynor ratio of 0.0988
Macroaxis recommendation module can be used to complement current analysts and expert consensus on Provident Financial. Our advice engine exercises analyzes the company potential to grow using all fundamental data market data available at the time. To make sure Provident Financial is not overpriced, please check all Provident Financial fundamentals including its Total Debt, and the relationship between Revenue and Earnings Per Share . Given that Provident Financial has Shares Owned by Institutions of 67.90% , we recommend you check out Provident Financial market performance and probability of bankruptcy to make sure the company can sustain itself in the current economic cycle given your recent risk tolerance and investing horizon.

Provident Financial Thematic Classifications

Investing IdeaInvesting
Money and asset management including investment banking

Provident Financial Returns Distribution Density

Mean Return0.05Value At Risk2.23
Potential Upside2.92Standard Deviation1.80
 Return Density 

Institutional Investors

Security TypeSharesValue
Blackrock IncCommon Shares8.9 M218.4 M
Vanguard Group IncCommon Shares6.2 M151.8 M
Dimensional Fund Advisors LpCommon Shares5.6 M138.5 M
Northern Trust CorpCommon Shares2.4 M59.2 M
Goldman Sachs Group IncCommon Shares2 M48.1 M
State Street CorpCommon Shares1.7 M41.2 M
Renaissance Technologies LlcCommon Shares1.3 M32.6 M

Provident Financial Greeks

Alpha over DOW
Beta against DOW=0.45
Overall volatility
Information ratio =0.09

Provident Financial Volatility Alert

Provident Financial Services has relatively low volatility with skewness of -0.3 and kurtosis of 3.37. However, we advise all investors to independently investigate Provident Financial Services to ensure market all accessible information is consistent with the expectations about its upside potential and future risk-adjusted return.
 Better Than Average     
 Worse Than Average Compare Provident Financial to competition

Provident Financial Fundamental Vs Peers

FundamentalsProvident FinancialPeer Average
Return On Equity7.76% (15.17)%
Return On Asset1.06% (15.64)%
Profit Margin31.15% (5.50)%
Operating Margin43.72% (10.91)%
Current Valuation2.92B152.14B
Shares Outstanding64.88M1.43B
Shares Owned by Insiders8.20% 6.91%
Shares Owned by Institutions67.90% 18.37%
Number of Shares Shorted1.26M3.24M
Price to Earning15.11X40.69X
Price to Book1.16X14.44X
Price to Sales4.70X17.81X
Gross Profit328.3M21.75B
Net Income102.11M517.71M
Cash and Equivalents167.24M3.89B
Cash per Share2.57X5.17X
Total Debt1.55B7.36B
Debt to Equity0.30% 0.72%
Book Value Per Share20.47X13.64X
Cash Flow from Operations159.46M1.25B
Short Ratio6.78X2.09X
Earnings Per Share1.57X2.30X
Price to Earnings To Growth1.70X1.22X
Number of Employees95710.67K
Market Capitalization1.54B29.78B
Total Asset8.91B126.86B
Retained Earnings507.71M38.24B
Five Year Return3.16%
Last Dividend Paid0.84
   Payment of 302 shares by Niro Linda A of Provident Financial subject to Rule 16b-3 [view details]

Provident Financial Alerts

Trading Alerts and Improvement Suggestions

About 68.0% of the company shares are owned by institutional investors

Latest Analysts View

Provident Financial Current Analysts Recommendations

Target Median Price26.00
Target Mean Price25.80
Recommendation Mean2.90
Target High Price27.00
Number Of Analyst Opinions5
Target Low Price24.50
Additionally take a look at Provident Financial Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for muliple equity instruments please use Instant Ratings tool. Please also try Idea Optimizer module to use advanced portfolio builder with pre-computed micro ideas to build optimal portfolio .