Peapack Gladstone Financial Stock Buy Hold or Sell Recommendation
| PGC Stock | USD 25.04 0.54 2.20% |
Considering the 90-day investment horizon and your above-average risk tolerance, our recommendation regarding Peapack Gladstone Financial is 'Hold'. Macroaxis provides Peapack Gladstone buy-hold-or-sell recommendation only in the context of selected investment horizon and investor attitude towards risk assumed by holding PGC positions. The advice algorithm takes into account all of Peapack Gladstone's available fundamental, technical, and predictive indicators you will find on this site. Key drivers impacting Peapack Gladstone's buy or sell advice are summarized below:
Real Value 26.58 | Target Price 32.63 | Hype Value 25.09 | Market Value 25.04 |
A buy or sell recommendation provided by Macroaxis is an automated directive regarding whether to purchase or sell Peapack Gladstone Financial given historical horizon and risk tolerance towards Peapack Gladstone. When Macroaxis issues a 'buy' or 'sell' recommendation for Peapack Gladstone Financial, the advice is generated through an automated system that utilizes algorithms and statistical models.
Peapack |
Execute Peapack Gladstone Buy or Sell Advice
The Peapack recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on Peapack Gladstone Financial. Macroaxis does not own or have any residual interests in Peapack Gladstone Financial or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute Peapack Gladstone's advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Hold
Market Performance | Very Weak | Details | |
Volatility | Very steady | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Very Low | Details | |
Economic Sensitivity | Actively responds to the market | Details | |
Investor Sentiment | Interested | Details | |
Analyst Consensus | Strong Buy | Details | |
Financial Strenth (F Score) | Poor | Details | |
Financial Leverage | Inapplicable | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Peapack Gladstone Trading Alerts and Improvement Suggestions
| Peapack Gladstone generated a negative expected return over the last 90 days | |
| Peapack Gladstone has a poor financial position based on the latest SEC disclosures | |
| About 75.0% of the company shares are owned by institutional investors | |
| Latest headline from benzinga.com: HBT Financial Matches Q1 Earnings Estimates |
Peapack Gladstone Returns Distribution Density
The distribution of Peapack Gladstone's historical returns is an attempt to chart the uncertainty of Peapack Gladstone's future price movements. The chart of the probability distribution of Peapack Gladstone daily returns describes the distribution of returns around its average expected value. We use Peapack Gladstone Financial price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of Peapack Gladstone returns is essential to provide solid investment advice for Peapack Gladstone.
| Mean Return | -0.15 | Value At Risk | -5.51 | Potential Upside | 3.51 | Standard Deviation | 2.54 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of Peapack Gladstone historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
Peapack Stock Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Peapack Gladstone is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Peapack Gladstone Financial backward and forwards among themselves. Peapack Gladstone's institutional investor refers to the entity that pools money to purchase Peapack Gladstone's securities or originates loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Geode Capital Management, Llc | 2023-12-31 | 358.4 K | Philadelphia Trust Co | 2023-12-31 | 334.8 K | Kennedy Capital Management Inc | 2023-12-31 | 295.4 K | American Century Companies Inc | 2023-12-31 | 201.4 K | Northern Trust Corp | 2023-12-31 | 192.9 K | Charles Schwab Investment Management Inc | 2023-12-31 | 184.4 K | Renaissance Technologies Corp | 2023-12-31 | 174.5 K | Basswood Capital Management Llc | 2023-12-31 | 153.9 K | Salzhauer Michael | 2023-12-31 | 127.8 K | Blackrock Inc | 2023-12-31 | 1.6 M | Dimensional Fund Advisors, Inc. | 2023-12-31 | 1.3 M |
Peapack Gladstone Cash Flow Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Change In Cash | 47.4M | 445.1M | (506.5M) | 43.3M | (2.4M) | (2.3M) | |
| Free Cash Flow | 84.6M | 33.6M | 71.5M | 115.4M | 55.4M | 32.0M | |
| Depreciation | 4.2M | 4.4M | 4.8M | 5.0M | 5.0M | 3.4M | |
| Other Non Cash Items | 7.1M | 29.2M | 8.8M | 42.8M | 22.5M | 23.6M | |
| Dividends Paid | 3.9M | 3.8M | 3.8M | 3.6M | 3.6M | 3.3M | |
| Capital Expenditures | 1.7M | 3.1M | 3.9M | 3.5M | 3.3M | 3.0M | |
| Net Income | 47.4M | 26.2M | 56.6M | 74.2M | 48.9M | 51.3M | |
| End Period Cash Flow | 208.2M | 653.3M | 146.8M | 190.1M | 187.7M | 107.4M | |
| Investments | (485.0M) | (575.2M) | (811.8M) | (352.8M) | (379.5M) | (398.5M) | |
| Change Receivables | 328K | (12.0M) | 906K | (3.6M) | (3.2M) | (3.1M) | |
| Net Borrowings | 125.1M | (119.9M) | (65M) | 379.5M | 436.5M | 458.3M | |
| Change To Netincome | 17.4M | 40.0M | 16.6M | 31.1M | 35.8M | 19.0M |
Peapack Gladstone Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to Peapack Gladstone or Banks sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that Peapack Gladstone's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a Peapack stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over NYSE Composite | -0.31 | |
β | Beta against NYSE Composite | 1.88 | |
σ | Overall volatility | 2.56 | |
Ir | Information ratio | -0.09 |
Peapack Gladstone Volatility Alert
Peapack Gladstone Financial exhibits very low volatility with skewness of -0.75 and kurtosis of 1.24. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure Peapack Gladstone's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact Peapack Gladstone's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.Peapack Gladstone Fundamentals Vs Peers
Comparing Peapack Gladstone's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze Peapack Gladstone's direct or indirect competition across all of the common fundamentals between Peapack Gladstone and the related equities. This way, we can detect undervalued stocks with similar characteristics as Peapack Gladstone or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of Peapack Gladstone's fundamental indicators could also be used in its relative valuation, which is a method of valuing Peapack Gladstone by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare Peapack Gladstone to competition |
| Fundamentals | Peapack Gladstone | Peer Average |
| Return On Equity | 0.0875 | -0.31 |
| Return On Asset | 0.0076 | -0.14 |
| Profit Margin | 0.23 % | (1.27) % |
| Operating Margin | 0.26 % | (5.51) % |
| Current Valuation | 789.52 M | 16.62 B |
| Shares Outstanding | 17.65 M | 571.82 M |
| Shares Owned By Insiders | 11.53 % | 10.09 % |
| Shares Owned By Institutions | 74.61 % | 39.21 % |
| Number Of Shares Shorted | 584.9 K | 4.71 M |
| Price To Earning | 20.88 X | 28.72 X |
| Price To Book | 0.70 X | 9.51 X |
| Price To Sales | 1.90 X | 11.42 X |
| Revenue | 229.67 M | 9.43 B |
| Gross Profit | 236.12 M | 27.38 B |
| EBITDA | (38.89 M) | 3.9 B |
| Net Income | 48.85 M | 570.98 M |
| Cash And Equivalents | 173.83 M | 2.7 B |
| Cash Per Share | 9.68 X | 5.01 X |
| Total Debt | 553.39 M | 5.32 B |
| Debt To Equity | 0.04 % | 48.70 % |
| Book Value Per Share | 33.23 X | 1.93 K |
| Cash Flow From Operations | 58.73 M | 971.22 M |
| Short Ratio | 7.25 X | 4.00 X |
| Earnings Per Share | 2.71 X | 3.12 X |
| Price To Earnings To Growth | 0.68 X | 4.89 X |
| Target Price | 32.25 | |
| Number Of Employees | 521 | 18.84 K |
| Beta | 0.98 | -0.15 |
| Market Capitalization | 432.48 M | 19.03 B |
| Total Asset | 6.54 B | 29.47 B |
| Retained Earnings | 394.09 M | 9.33 B |
| Annual Yield | 0.01 % | |
| Five Year Return | 0.72 % |
Note: Disposition of 1571 shares by Douglas Kennedy of Peapack Gladstone at 23.92 subject to Rule 16b-3 [view details]
Peapack Gladstone Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as Peapack . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
| Accumulation Distribution | 2385.77 | |||
| Daily Balance Of Power | 0.7397 | |||
| Rate Of Daily Change | 1.02 | |||
| Day Median Price | 24.91 | |||
| Day Typical Price | 24.95 | |||
| Price Action Indicator | 0.4 | |||
| Period Momentum Indicator | 0.54 |
About Peapack Gladstone Buy or Sell Advice
When is the right time to buy or sell Peapack Gladstone Financial? Buying financial instruments such as Peapack Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.| 2021 | 2022 | 2023 | 2024 (projected) | Total Stockholder Equity | 546.4M | 533.0M | 583.7M | 612.9M | Total Assets | 6.1B | 6.4B | 6.5B | 6.9B |
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In addition to having Peapack Gladstone in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.Did You Try This Idea?
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Check out Peapack Gladstone Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. Note that the Peapack Gladstone information on this page should be used as a complementary analysis to other Peapack Gladstone's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Equity Search module to search for actively traded equities including funds and ETFs from over 30 global markets.
Complementary Tools for Peapack Stock analysis
When running Peapack Gladstone's price analysis, check to measure Peapack Gladstone's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Peapack Gladstone is operating at the current time. Most of Peapack Gladstone's value examination focuses on studying past and present price action to predict the probability of Peapack Gladstone's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Peapack Gladstone's price. Additionally, you may evaluate how the addition of Peapack Gladstone to your portfolios can decrease your overall portfolio volatility.
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Is Peapack Gladstone's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Peapack Gladstone. If investors know Peapack will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Peapack Gladstone listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.57) | Dividend Share 0.2 | Earnings Share 2.71 | Revenue Per Share 12.075 | Quarterly Revenue Growth (0.22) |
The market value of Peapack Gladstone is measured differently than its book value, which is the value of Peapack that is recorded on the company's balance sheet. Investors also form their own opinion of Peapack Gladstone's value that differs from its market value or its book value, called intrinsic value, which is Peapack Gladstone's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Peapack Gladstone's market value can be influenced by many factors that don't directly affect Peapack Gladstone's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Peapack Gladstone's value and its price as these two are different measures arrived at by different means. Investors typically determine if Peapack Gladstone is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Peapack Gladstone's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.