Republic Bancorp Stock Buy Hold or Sell Recommendation
| RBCAA Stock | USD 47.30 0.01 0.02% |
Assuming the 90 days horizon and your above-average risk tolerance, our recommendation regarding Republic Bancorp is 'Hold'. Macroaxis provides Republic Bancorp buy-hold-or-sell recommendation only in the context of selected investment horizon and investor attitude towards risk assumed by holding RBCAA positions. The advice algorithm takes into account all of Republic Bancorp's available fundamental, technical, and predictive indicators you will find on this site. Key drivers impacting Republic Bancorp's buy or sell advice are summarized below:
Real Value 47.93 | Target Price 47 | Hype Value 47.4 | Market Value 47.3 | Naive Value 45.59 |
A buy or sell recommendation provided by Macroaxis is an automated directive regarding whether to purchase or sell Republic Bancorp given historical horizon and risk tolerance towards Republic Bancorp. When Macroaxis issues a 'buy' or 'sell' recommendation for Republic Bancorp, the advice is generated through an automated system that utilizes algorithms and statistical models.
Republic |
Execute Republic Bancorp Buy or Sell Advice
The Republic recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on Republic Bancorp. Macroaxis does not own or have any residual interests in Republic Bancorp or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute Republic Bancorp's advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Hold
Market Performance | Very Weak | Details | |
Volatility | Very steady | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Fairly Valued | Details | |
Odds Of Distress | Very Low | Details | |
Economic Sensitivity | Actively responds to the market | Details | |
Investor Sentiment | Alarmed | Details | |
Analyst Consensus | Strong Buy | Details | |
Financial Strenth (F Score) | Frail | Details | |
Financial Leverage | Inapplicable | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Republic Bancorp Trading Alerts and Improvement Suggestions
| Republic Bancorp generated a negative expected return over the last 90 days | |
| Republic Bancorp has a frail financial position based on the latest SEC disclosures | |
| About 52.0% of the company outstanding shares are owned by corporate insiders | |
| On 19th of April 2024 Republic Bancorp paid $ 0.407 per share dividend to its current shareholders | |
| Latest headline from benzinga.com: Steven Tananbaums GoldenTree Asset Management Sells Crypto Unit to Investment Firm Republic |
Republic Bancorp Returns Distribution Density
The distribution of Republic Bancorp's historical returns is an attempt to chart the uncertainty of Republic Bancorp's future price movements. The chart of the probability distribution of Republic Bancorp daily returns describes the distribution of returns around its average expected value. We use Republic Bancorp price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of Republic Bancorp returns is essential to provide solid investment advice for Republic Bancorp.
| Mean Return | -0.03 | Value At Risk | -3.69 | Potential Upside | 3.99 | Standard Deviation | 2.13 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of Republic Bancorp historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
Republic Stock Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Republic Bancorp is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Republic Bancorp backward and forwards among themselves. Republic Bancorp's institutional investor refers to the entity that pools money to purchase Republic Bancorp's securities or originates loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Bank Of New York Mellon Corp | 2023-12-31 | 83.6 K | Lsv Asset Management | 2023-12-31 | 67.9 K | Alliancebernstein L.p. | 2023-12-31 | 59.3 K | Norges Bank | 2023-12-31 | 57.5 K | Empowered Funds, Llc | 2023-12-31 | 52.1 K | Cary Street Partners Investment Advisory Llc | 2023-12-31 | 44.2 K | Bank Of America Corp | 2023-12-31 | 36.9 K | Renaissance Technologies Corp | 2023-12-31 | 36.9 K | Denali Advisors Llc | 2023-12-31 | 36.7 K | Dimensional Fund Advisors, Inc. | 2023-12-31 | 927.4 K | Blackrock Inc | 2023-12-31 | 859.5 K |
Republic Bancorp Cash Flow Accounts
| 2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
| Change In Cash | 33.8M | 100.3M | 271.4M | (443.3M) | 2.9M | 2.7M | |
| Free Cash Flow | 84.4M | 64.9M | 93.6M | 151.3M | 101.6M | 56.6M | |
| Depreciation | 11.1M | 13.5M | 12.4M | 9.9M | 15.0M | 8.1M | |
| Other Non Cash Items | (1.5M) | 3.3M | 13.3M | 54.4M | (7.3M) | (6.9M) | |
| Dividends Paid | 21.4M | 23.2M | 24.7M | 26.1M | (28.4M) | (26.9M) | |
| Capital Expenditures | 12.9M | 3.6M | 5.8M | 3.5M | 6.9M | 7.3M | |
| Net Income | 91.7M | 83.2M | 86.8M | 91.1M | 90.4M | 50.9M | |
| End Period Cash Flow | 385.3M | 485.6M | 757.0M | 313.7M | 316.6M | 292.3M | |
| Investments | (174.7M) | (167.3M) | 242.3M | (689.1M) | (685.7M) | (651.5M) | |
| Change Receivables | 1.0M | (14K) | 3.0M | (3.7M) | (3.3M) | (3.2M) | |
| Net Borrowings | (75.4M) | (471.6M) | (170.1M) | (4.0M) | (3.6M) | (3.8M) | |
| Change To Netincome | 2.9M | (807K) | 20.6M | 37.8M | 43.5M | 25.2M |
Republic Bancorp Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to Republic Bancorp or Banks sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that Republic Bancorp's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a Republic stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over NYSE Composite | -0.13 | |
β | Beta against NYSE Composite | 1.66 | |
σ | Overall volatility | 2.16 | |
Ir | Information ratio | -0.04 |
Republic Bancorp Volatility Alert
Republic Bancorp exhibits very low volatility with skewness of -0.25 and kurtosis of 1.0. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure Republic Bancorp's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact Republic Bancorp's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.Republic Bancorp Fundamentals Vs Peers
Comparing Republic Bancorp's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze Republic Bancorp's direct or indirect competition across all of the common fundamentals between Republic Bancorp and the related equities. This way, we can detect undervalued stocks with similar characteristics as Republic Bancorp or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of Republic Bancorp's fundamental indicators could also be used in its relative valuation, which is a method of valuing Republic Bancorp by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare Republic Bancorp to competition |
| Fundamentals | Republic Bancorp | Peer Average |
| Return On Equity | 0.1 | -0.31 |
| Return On Asset | 0.0145 | -0.14 |
| Profit Margin | 0.29 % | (1.27) % |
| Operating Margin | 0.34 % | (5.51) % |
| Current Valuation | 1.11 B | 16.62 B |
| Shares Outstanding | 17.25 M | 571.82 M |
| Shares Owned By Insiders | 52.21 % | 10.09 % |
| Shares Owned By Institutions | 27.96 % | 39.21 % |
| Number Of Shares Shorted | 67.42 K | 4.71 M |
| Price To Earning | 9.77 X | 28.72 X |
| Price To Book | 1.02 X | 9.51 X |
| Price To Sales | 3.00 X | 11.42 X |
| Revenue | 427.52 M | 9.43 B |
| Gross Profit | 286.15 M | 27.38 B |
| EBITDA | 15.01 M | 3.9 B |
| Net Income | 90.37 M | 570.98 M |
| Cash And Equivalents | 762.15 M | 2.7 B |
| Cash Per Share | 38.60 X | 5.01 X |
| Total Debt | 513.16 M | 5.32 B |
| Debt To Equity | 0.07 % | 48.70 % |
| Book Value Per Share | 47.15 X | 1.93 K |
| Cash Flow From Operations | 108.53 M | 971.22 M |
| Short Ratio | 5.01 X | 4.00 X |
| Earnings Per Share | 4.62 X | 3.12 X |
| Price To Earnings To Growth | 1.75 X | 4.89 X |
| Target Price | 56.0 | |
| Number Of Employees | 1.01 K | 18.84 K |
| Beta | 0.58 | -0.15 |
| Market Capitalization | 912.13 M | 19.03 B |
| Total Asset | 6.59 B | 29.47 B |
| Retained Earnings | 786.49 M | 9.33 B |
| Annual Yield | 0.03 % | |
| Five Year Return | 2.59 % |
Note: Disposition of 1500 shares by Christy Ames of Republic Bancorp at 32.01 subject to Rule 16b-3 [view details]
Republic Bancorp Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as Republic . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
About Republic Bancorp Buy or Sell Advice
When is the right time to buy or sell Republic Bancorp? Buying financial instruments such as Republic Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.| 2021 | 2022 | 2023 | 2024 (projected) | Short and Long Term Debt Total | 64.7M | 132.8M | 513.2M | 520.4M | Total Assets | 6.1B | 5.8B | 6.6B | 3.6B |
Use Investing Ideas to Build Portfolios
In addition to having Republic Bancorp in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.Did You Try This Idea?
Run Macroaxis Index Thematic Idea Now
Macroaxis Index
An experimental equal-weighted index theme of selected equities generated based on Macroaxis rating and scoring system. The Macroaxis Index theme has 52 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Macroaxis Index Theme or any other thematic opportunities.
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Check out Republic Bancorp Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. For information on how to trade Republic Stock refer to our How to Trade Republic Stock guide.Note that the Republic Bancorp information on this page should be used as a complementary analysis to other Republic Bancorp's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Transaction History module to view history of all your transactions and understand their impact on performance.
Complementary Tools for Republic Stock analysis
When running Republic Bancorp's price analysis, check to measure Republic Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Republic Bancorp is operating at the current time. Most of Republic Bancorp's value examination focuses on studying past and present price action to predict the probability of Republic Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Republic Bancorp's price. Additionally, you may evaluate how the addition of Republic Bancorp to your portfolios can decrease your overall portfolio volatility.
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Is Republic Bancorp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Republic Bancorp. If investors know Republic will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Republic Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.079 | Dividend Share 1.496 | Earnings Share 4.62 | Revenue Per Share 15.708 | Quarterly Revenue Growth 0.037 |
The market value of Republic Bancorp is measured differently than its book value, which is the value of Republic that is recorded on the company's balance sheet. Investors also form their own opinion of Republic Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Republic Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Republic Bancorp's market value can be influenced by many factors that don't directly affect Republic Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Republic Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Republic Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Republic Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.