Hanover Insurance Buy Hold or Sell Recommendation

THG -- USA Stock  

USD 132.36  0.67  0.51%

Considering 30-days investment horizon, and your above average risk tolerance our recommendation regarding Hanover Insurance Group is 'Buy'. Macroaxis provides Hanover Insurance buy hold or sell recommendation only in the context of selected investment horizon and investor attitude towards risk assumed by holding THG positions. The advice algorithm takes into account all of Hanover Insurance available fundamental, technical, and predictive indicators you will find on this site. The advice is provided from THG buy-and-hold prospective. Also please take a look at Hanover Insurance Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for muliple equity instruments please use Instant Ratings tool.

Time Horizon

Risk Tolerance

Symbol
Execute Advice
Sell Hanover InsuranceBuy Hanover Insurance
Buy

Volatility

Hype Condition

Current Valuation

Odds of Distress

Economic Sensitivity

Analyst Consensus

Piotroski F Score

Financial Leverage

For the selected time horizon Hanover Insurance Group has a risk adjusted performance of 0.0628, jensen alpha of 0.0376, total risk alpha of 0.023, sortino ratio of 0.0247 and treynor ratio of 0.1049
Macroaxis provides buy, hold, or sell recommendation on Hanover Insurance to complement and cross-verify current analyst consensus on Hanover Insurance. Our buy or sell recommendations engine determines the entity potential to grow exclusively from the prospective of investors current risk tolerance and investing horizon. To make sure Hanover Insurance Group is not overpriced, please check out all Hanover Insurance fundamentals including its Debt to Equity, Beta and the relationship between Net Income and Short Ratio . Given that Hanover Insurance has Number of Shares Shorted of 467.08K, we strongly advise you confirm Hanover Insurance market performance and probability of bankruptcy to make sure the company can sustain itself in the current economic cycle given your regular risk tolerance and investing horizon.

Hanover Insurance Trading Alerts and Improvement Suggestions

The company has 653.1M in debt with debt to equity (D/E) ratio of 22.2 . This implies that the company may be unable to create cash to meet all of its financial commitments. Hanover Insurance has Current Ratio of 0.37 suggesting that it has not enough short term capital to pay financial commitments when the payables are due.
ALLMERICA FINANCI has about 179.8M in cash with (1.16B) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 4.55.
Over 91.0% of Hanover Insurance shares are owned by institutional investors
Latest headline from MacroaxisInsider: Payment of 531 shares by John Roche of Hanover Insurance subject to Rule 16b-3

Hanover Insurance current analysts recommendations

Target Median Price144.00
Target Mean Price142.40
Recommendation Mean2.20
Target High Price145.00
Number Of Analyst Opinions5
Target Low Price137.00

Hanover Insurance Returns Distribution Density

Mean Return0.06Value At Risk1.43
Potential Upside1.60Standard Deviation0.89
 Return Density 
      Distribution 

Institutional Investors

Security TypeSharesValue
Vanguard Group IncCommon Shares4.4 M569.6 M
Blackrock IncCommon Shares3.7 M471.8 M
State Street CorpCommon Shares1.3 M162.8 M
Dimensional Fund Advisors LpCommon Shares1.2 M150.5 M
Franklin Resources IncCommon Shares1.2 M148 M
Invesco LtdCommon Shares1.1 M142.5 M
Victory Capital Management IncCommon Shares969.1 K124.3 M

Hanover Insurance Greeks

α
Alpha over DOW
=0.037604
β
Beta against DOW=0.50
σ
Overall volatility
=0.90
Ir
Information ratio =0.0257

Hanover Insurance Volatility Alert

Hanover Insurance Group has low volatility with Treynor Ratio of 0.1, Maximum Drawdown of 5.16 and kurtosis of 1.48. However, we advice all investors to further analyze Hanover Insurance Group to make certain all market information is desiminated and is consistent with the current expectations about Hanover Insurance upside potential.
    
 Better Than Average     
    
 Worse Than Average Compare Hanover Insurance to competition

Hanover Insurance Fundamental Vs Peers

FundamentalsHanover InsurancePeer Average
Return On Equity10.67% (0.31)%
Return On Asset2.05% (0.14)%
Profit Margin8.97% (1.27)%
Operating Margin10.11% (5.51)%
Current Valuation5.65B16.62B
Shares Outstanding39.55M571.82M
Shares Owned by Insiders0.74% 10.09%
Shares Owned by Institutions91.49% 39.21%
Number of Shares Shorted467.08K4.71M
Price to Earning13.09X28.72X
Price to Book1.76X9.51X
Price to Sales1.11X11.42X
Revenue4.69B9.43B
Gross Profit877.9M27.38B
EBITDA474M3.9B
Net Income313.7M570.98M
Cash and Equivalents179.8M2.7B
Cash per Share4.55X5.01X
Total Debt653.1M5.32B
Debt to Equity22.20% 48.70%
Current Ratio0.38X2.16X
Book Value Per Share74.27X1.93K
Cash Flow from Operations(1.16B)971.22M
Short Ratio2.29X4.00X
Earnings Per Share10.00X3.12X
Price to Earnings To Growth(14.66)X4.89X
Number of Employees4.2K18.84K
Beta0.47-0.15
Market Capitalization5.18B19.03B
Total Asset13.78B29.47B
Retained Earnings1.37B9.33B
Z Score4.28.72
Five Year Return2.02%
   Payment of 531 shares by John Roche of Hanover Insurance subject to Rule 16b-3 [view details]
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