Kemper (Germany) Buy Hold or Sell Recommendation
| UI2 Stock | EUR 54.00 1.00 1.89% |
Assuming the 90 days horizon and your above-average risk tolerance, our recommendation regarding Kemper is 'Hold'. Macroaxis provides Kemper buy-hold-or-sell recommendation only in the context of selected investment horizon and investor attitude towards risk assumed by holding Kemper positions. The advice algorithm takes into account all of Kemper's available fundamental, technical, and predictive indicators you will find on this site. Key drivers impacting Kemper's buy or sell advice are summarized below:
Real Value 54.3 | Hype Value 54 | Market Value 54 |
A buy or sell recommendation provided by Macroaxis is an automated directive regarding whether to purchase or sell Kemper given historical horizon and risk tolerance towards Kemper. When Macroaxis issues a 'buy' or 'sell' recommendation for Kemper, the advice is generated through an automated system that utilizes algorithms and statistical models.
Kemper |
Execute Kemper Buy or Sell Advice
The Kemper recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on Kemper. Macroaxis does not own or have any residual interests in Kemper or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute Kemper's advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
 |  |
Hold
Market Performance | Weak | Details | |
Volatility | Very steady | Details | |
Hype Condition | Stale | Details | |
Current Valuation | Fairly Valued | Details | |
Odds Of Distress | Below Average | Details | |
Economic Sensitivity | Almost mirrors the market | Details | |
Analyst Consensus | Not Available | Details | |
Reporting Quality (M-Score) | Inapplicable | Details |
Kemper Trading Alerts and Improvement Suggestions
| The company has accumulated 1.39 B in total debt with debt to equity ratio (D/E) of 0.51, which is about average as compared to similar companies. Kemper has a current ratio of 0.89, indicating that it has a negative working capital and may not be able to pay financial obligations in time and when they become due. Debt can assist Kemper until it has trouble settling it off, either with new capital or with free cash flow. So, Kemper's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Kemper sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Kemper to invest in growth at high rates of return. When we think about Kemper's use of debt, we should always consider it together with cash and equity. | |
| The entity reported the revenue of 5.55 B. Net Loss for the year was (301.2 M) with profit before overhead, payroll, taxes, and interest of 1.07 B. | |
| Kemper has accumulated about 578.8 M in cash with (210.3 M) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 9.06. | |
| Over 82.0% of Kemper outstanding shares are owned by institutional investors |
Kemper Returns Distribution Density
The distribution of Kemper's historical returns is an attempt to chart the uncertainty of Kemper's future price movements. The chart of the probability distribution of Kemper daily returns describes the distribution of returns around its average expected value. We use Kemper price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of Kemper returns is essential to provide solid investment advice for Kemper.
| Mean Return | 0.16 | Value At Risk | -2.8 | Potential Upside | 2.83 | Standard Deviation | 2.04 |
Return Density |
| Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of Kemper historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
Kemper Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to Kemper or Financial Services sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that Kemper's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a Kemper stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over NYSE Composite | 0.06 | |
β | Beta against NYSE Composite | 1.07 | |
σ | Overall volatility | 2.05 | |
Ir | Information ratio | 0.03 |
Kemper Volatility Alert
Kemper currently demonstrates below-average downside deviation. It has Information Ratio of 0.03 and Jensen Alpha of 0.06. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure Kemper's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact Kemper's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.Kemper Fundamentals Vs Peers
Comparing Kemper's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze Kemper's direct or indirect competition across all of the common fundamentals between Kemper and the related equities. This way, we can detect undervalued stocks with similar characteristics as Kemper or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of Kemper's fundamental indicators could also be used in its relative valuation, which is a method of valuing Kemper by comparing valuation metrics with those of similar companies.
| Better Than Average | Worse Than Average | Compare Kemper to competition |
| Fundamentals | Kemper | Peer Average |
| Return On Equity | -0.0934 | -0.31 |
| Return On Asset | -0.0055 | -0.14 |
| Profit Margin | (0.05) % | (1.27) % |
| Operating Margin | (0.02) % | (5.51) % |
| Current Valuation | 4.28 B | 16.62 B |
| Shares Outstanding | 63.96 M | 571.82 M |
| Shares Owned By Insiders | 4.58 % | 10.09 % |
| Shares Owned By Institutions | 82.04 % | 39.21 % |
| Price To Earning | 8.88 X | 28.72 X |
| Price To Book | 1.38 X | 9.51 X |
| Price To Sales | 0.53 X | 11.42 X |
| Revenue | 5.55 B | 9.43 B |
| Gross Profit | 1.07 B | 27.38 B |
| EBITDA | (58.5 M) | 3.9 B |
| Net Income | (301.2 M) | 570.98 M |
| Cash And Equivalents | 578.8 M | 2.7 B |
| Cash Per Share | 9.06 X | 5.01 X |
| Total Debt | 1.39 B | 5.32 B |
| Debt To Equity | 0.51 % | 48.70 % |
| Current Ratio | 0.91 X | 2.16 X |
| Book Value Per Share | 38.23 X | 1.93 K |
| Cash Flow From Operations | (210.3 M) | 971.22 M |
| Earnings Per Share | (4.36) X | 3.12 X |
| Price To Earnings To Growth | 6.21 X | 4.89 X |
| Target Price | 80.75 | |
| Number Of Employees | 9.5 K | 18.84 K |
| Beta | 0.94 | -0.15 |
| Market Capitalization | 3.92 B | 19.03 B |
| Total Asset | 13.36 B | 29.47 B |
| Z Score | 1.2 | 8.72 |
| Annual Yield | 0.02 % | |
| Net Asset | 13.36 B | |
| Last Dividend Paid | 1.24 |
Kemper Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as Kemper . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
| Daily Balance Of Power | 9.2 T | |||
| Rate Of Daily Change | 1.02 | |||
| Day Median Price | 54.0 | |||
| Day Typical Price | 54.0 | |||
| Price Action Indicator | 0.5 | |||
| Period Momentum Indicator | 1.0 |
About Kemper Buy or Sell Advice
When is the right time to buy or sell Kemper? Buying financial instruments such as Kemper Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.
Use Investing Ideas to Build Portfolios
In addition to having Kemper in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.Did You Try This Idea?
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ETF themes focus on helping investors to gain exposure to a broad range of assets, diversify, and lower overall costs. The Precious Metals ETFs theme has 29 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Precious Metals ETFs Theme or any other thematic opportunities.
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Check out Kemper Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. For more detail on how to invest in Kemper Stock please use our How to Invest in Kemper guide.You can also try the Idea Breakdown module to analyze constituents of all Macroaxis ideas. Macroaxis investment ideas are predefined, sector-focused investing themes.
Complementary Tools for Kemper Stock analysis
When running Kemper's price analysis, check to measure Kemper's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Kemper is operating at the current time. Most of Kemper's value examination focuses on studying past and present price action to predict the probability of Kemper's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Kemper's price. Additionally, you may evaluate how the addition of Kemper to your portfolios can decrease your overall portfolio volatility.
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