Unum Group Stock Buy Hold or Sell Recommendation
UNMA Stock | USD 24.39 0.10 0.41% |
Given the investment horizon of 90 days and your above-average risk tolerance, our recommendation regarding Unum Group is 'Hold'. Macroaxis provides Unum buy-hold-or-sell recommendation only in the context of selected investment horizon and investor attitude towards risk assumed by holding Unum positions. The advice algorithm takes into account all of Unum's available fundamental, technical, and predictive indicators you will find on this site. Key drivers impacting Unum's buy or sell advice are summarized below:
Real Value 24.55 | Hype Value 24.39 | Market Value 24.39 |
A buy or sell recommendation provided by Macroaxis is an automated directive regarding whether to purchase or sell Unum Group given historical horizon and risk tolerance towards Unum. When Macroaxis issues a 'buy' or 'sell' recommendation for Unum Group, the advice is generated through an automated system that utilizes algorithms and statistical models.
Unum |
Execute Unum Buy or Sell Advice
The Unum recommendation should be used to complement the buy-or-sell advice compiled from the current analysts' consensus on Unum Group. Macroaxis does not own or have any residual interests in Unum Group or other equities on which the buy-or-sell advice is provided. Please provide your input below to execute Unum's advice using the current market data and latest reported fundamentals.
Time Horizon
Risk Tolerance
Hold
Market Performance | Very Weak | Details | |
Volatility | Very steady | Details | |
Hype Condition | Stale | Details | |
Current Valuation | Fairly Valued | Details | |
Odds Of Distress | Very Low | Details | |
Economic Sensitivity | Barely shadows the market | Details | |
Investor Sentiment | Impartial | Details | |
Analyst Consensus | Not Available | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Unum Trading Alerts and Improvement Suggestions
Unum Group generated a negative expected return over the last 90 days | |
On 15th of March 2024 Unum paid $ 0.3906 per share dividend to its current shareholders | |
Latest headline from news.google.com: SG Americas Securities LLC Sells 29306 Shares of Unum Group - Defense World |
Unum Returns Distribution Density
The distribution of Unum's historical returns is an attempt to chart the uncertainty of Unum's future price movements. The chart of the probability distribution of Unum daily returns describes the distribution of returns around its average expected value. We use Unum Group price's Value At Risk and its Upside Potential as a relative measure of the distribution. The graph of the distribution of Unum returns is essential to provide solid investment advice for Unum.
Mean Return | -0.006 | Value At Risk | -0.72 | Potential Upside | 0.61 | Standard Deviation | 0.42 |
Return Density |
Distribution |
Investment risk management requires an estimate of the probability of extreme price changes. Therefore, the correct representation of the distribution of Unum historical returns presented in an easy-to-digest graphical form helps investors and money managers understand the risk-reward trade-off of different investement strategies.
Unum Cash Flow Accounts
2019 | 2020 | 2021 | 2022 | 2023 | 2024 (projected) | ||
Change In Cash | (9.9M) | 112.9M | (122M) | 44.2M | 26.8M | 28.1M | |
Free Cash Flow | 1.6B | 478.4M | 1.3B | 1.3B | 1.1B | 1.2B | |
Other Non Cash Items | (133.2M) | (2.3B) | (693.3M) | (151.4M) | (169.4M) | (177.9M) | |
Dividends Paid | 229.2M | 231.9M | 239.4M | 254.2M | (277.1M) | (263.2M) | |
Capital Expenditures | 150.9M | 119.1M | 110.3M | 102.2M | 134.8M | 141.5M | |
Net Income | 1.1B | 793M | 824.2M | 1.3B | 1.3B | 1.3B | |
End Period Cash Flow | 84.1M | 197M | 75M | 119.2M | 146M | 88.7M | |
Depreciation | 110.1M | 113.6M | 119.8M | 110.5M | 108.8M | 151.5M | |
Investments | (1.2B) | (148.6M) | (1.2B) | (853.7M) | (768.3M) | (806.7M) | |
Change Receivables | (200.4M) | 122.4M | 502.4M | 382.8M | 440.2M | 462.2M | |
Net Borrowings | 322.9M | 14.1M | 25.3M | (18.4M) | (21.2M) | (20.1M) | |
Change To Netincome | 56M | (1.1B) | 17.1M | 65.9M | 59.3M | 62.3M |
Unum Greeks
Most traded equities are subject to two types of risk - systematic (i.e., market) and unsystematic (i.e., nonmarket or company-specific) risk. Unsystematic risk is the risk that events specific to Unum or Insurance sector will adversely affect the stock's price. This type of risk can be diversified away by owning several different stocks in different industries whose stock prices have shown a small correlation to each other. On the other hand, systematic risk is the risk that Unum's price will be affected by overall stock market movements and cannot be diversified away. So, no matter how many positions you have, you cannot eliminate market risk. However, you can measure a Unum stock's historical response to market movements and buy it if you are comfortable with its volatility direction. Beta and standard deviation are two commonly used measures to help you make the right decision.
α | Alpha over NYSE Composite | -0.03 | |
β | Beta against NYSE Composite | 0.19 | |
σ | Overall volatility | 0.41 | |
Ir | Information ratio | -0.18 |
Unum Volatility Alert
Unum Group exhibits very low volatility with skewness of -0.55 and kurtosis of 1.43. Understanding different market volatility trends often help investors to time the market. Properly using volatility indicators enable traders to measure Unum's stock risk against market volatility during both bullish and bearish trends. The higher level of volatility that comes with bear markets can directly impact Unum's stock price while adding stress to investors as they watch their shares' value plummet. This usually forces investors to rebalance their portfolios by buying different financial instruments as prices fall.Unum Fundamentals Vs Peers
Comparing Unum's fundamentals to the average values of its peers is one of the most widely used and accepted methods of equity analyses. It helps to analyze Unum's direct or indirect competition across all of the common fundamentals between Unum and the related equities. This way, we can detect undervalued stocks with similar characteristics as Unum or determine the stocks which would be an excellent addition to an existing portfolio. Peer analysis of Unum's fundamental indicators could also be used in its relative valuation, which is a method of valuing Unum by comparing valuation metrics with those of similar companies.
Better Than Average | Worse Than Average | Compare Unum to competition |
Fundamentals | Unum | Peer Average |
Price To Earning | 5.23 X | 28.72 X |
Revenue | 12.39 B | 9.43 B |
EBITDA | 1.64 B | 3.9 B |
Net Income | 1.28 B | 570.98 M |
Cash And Equivalents | 1.53 B | 2.7 B |
Cash Per Share | 7.01 X | 5.01 X |
Total Debt | 3.43 B | 5.32 B |
Debt To Equity | 33.90 % | 48.70 % |
Current Ratio | 8.48 X | 2.16 X |
Book Value Per Share | 43.20 X | 1.93 K |
Cash Flow From Operations | 1.2 B | 971.22 M |
Number Of Employees | 9.4 K | 18.84 K |
Beta | 1.41 | -0.15 |
Market Capitalization | 5.51 B | 19.03 B |
Total Asset | 63.26 B | 29.47 B |
Retained Earnings | 11.43 B | 9.33 B |
Annual Yield | 0.06 % | |
Net Asset | 63.26 B | |
Last Dividend Paid | 0.95 |
Note: Disposition of 1070 shares by Mark Till of Unum at 45.57 subject to Rule 16b-3 [view details]
Unum Market Momentum
Traders often use several daily momentume indicators to supplement a more traditional technical analysis when analyzing securities such as Unum . With many different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
About Unum Buy or Sell Advice
When is the right time to buy or sell Unum Group? Buying financial instruments such as Unum Stock isn't very hard. However, what challenging for most investors is doing it at the right time to beat the market. Proper market timing is something most people cannot do without sophisticated tools, which help to isolate the right opportunities. Macroaxis provides hands-on modules to deliver winning trades and diversify your portfolios on a daily basis. Most of our advising modules are very easy to use and apply.
Please read more on our stock advisor page.2021 | 2022 | 2023 | 2024 (projected) | Total Stockholder Equity | 11.4B | 9.2B | 9.7B | 6.5B | Total Assets | 70.1B | 61.4B | 63.3B | 44.6B |
Use Investing Ideas to Build Portfolios
In addition to having Unum in your portfolios, you can quickly add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your investment opportunity, you can then find an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility.Did You Try This Idea?
Run Strategy ETFs Thematic Idea Now
Strategy ETFs
ETF themes focus on helping investors to gain exposure to a broad range of assets, diversify, and lower overall costs. The Strategy ETFs theme has 1184 constituents at this time.
You can either use a buy-and-hold strategy to lock in the entire theme or actively trade it to take advantage of the short-term price volatility of individual constituents. Macroaxis can help you discover thousands of investment opportunities in different asset classes. In addition, you can partner with us for reliable portfolio optimization as you plan to utilize Strategy ETFs Theme or any other thematic opportunities.
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Check out Unum Analyst Recommendation to compare Macroaxis Buy or Sell Recommendation with the current analyst consensus. To check ratings for multiple equity instruments, please use the Instant Ratings tool. You can also try the Portfolio Holdings module to check your current holdings and cash postion to detemine if your portfolio needs rebalancing.
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When running Unum's price analysis, check to measure Unum's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Unum is operating at the current time. Most of Unum's value examination focuses on studying past and present price action to predict the probability of Unum's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Unum's price. Additionally, you may evaluate how the addition of Unum to your portfolios can decrease your overall portfolio volatility.
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Is Unum's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Unum. If investors know Unum will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Unum listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Dividend Share 0.95 |
The market value of Unum Group is measured differently than its book value, which is the value of Unum that is recorded on the company's balance sheet. Investors also form their own opinion of Unum's value that differs from its market value or its book value, called intrinsic value, which is Unum's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Unum's market value can be influenced by many factors that don't directly affect Unum's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Unum's value and its price as these two are different measures arrived at by different means. Investors typically determine if Unum is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Unum's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.