Ally Financial Company Insiders
| ALLY Stock | USD 38.71 2.44 6.73% |
Slightly above 69% of Ally Financial's corporate insiders are selling. The analysis of insider sentiment suggests that many Ally Financial insiders are, at present, alarmed. Ally Financial employs about 11.1 K people. The company is managed by 40 executives with a total tenure of roughly 268 years, averaging almost 6.0 years of service per executive, having 277.5 employees per reported executive.
| Jeffrey Brown CEO Chief Executive Officer, Director |
| Franklin Hobbs Chairman Non executive Independent Chairman of the Board |
Ally Financial's Insider Buying Vs Selling
31
Selling | Buying |
Latest Trades
| 2023-03-06 | Daniel S. Goldman | Disposed @ 30.06 | |||
| 2023-01-31 | Daniel S. Goldman | Acquired @ 32.49 | |||
| 2022-11-30 | Susie Lee | Disposed @ 27.01 | |||
| 2022-10-25 | Marjorie Magner | Acquired 2000 @ 27.43 | View | ||
| 2022-07-20 | Kathy E. Manning | Acquired @ 33.88 | |||
| 2022-06-15 | Zoe Lofgren | Disposed @ 34.83 | |||
| 2022-04-19 | Jason E Schugel | Disposed 2500 @ 45 | View | ||
| 2022-03-01 | Jason E Schugel | Disposed 2500 @ 49.21 | View | ||
| 2022-02-01 | Douglas R Timmerman | Disposed 2916 @ 47.78 | View | ||
| 2022-01-05 | Scott A Stengel | Disposed 11124 @ 50.01 | View | ||
| 2022-01-03 | Douglas R Timmerman | Disposed 2916 @ 48 | View | ||
| 2021-12-01 | Jeffrey Jonathan Brown | Disposed 15000 @ 46.42 | View | ||
| 2021-10-15 | Jennifer A Laclair | Disposed 1500 @ 55 | View | ||
| 2021-09-02 | Zoe Lofgren | Acquired @ 51.89 | |||
| 2021-09-01 | Jeffrey Jonathan Brown | Disposed 15000 @ 52.92 | View | ||
| 2021-08-09 | Zoe Lofgren | Acquired @ 51.79 |
Monitoring Ally Financial's insider sentiment can offer insights into its future performance, as insiders often have access to more information about their company's operations, financial health, and upcoming initiatives than the general public. However, it's essential to note that insider trading is regulated by securities laws, and insiders are required to disclose their trades publicly to ensure transparency and prevent unfair advantages based on non-public information.
Acquired vs Disposed
Filed vs Not Filed
Insider sentiment refers to the collective sentiment or feeling of Ally Financial's insiders - typically its officers, directors, and beneficial owners holding more than a certain percentage of the company's stock - about the future prospects of Ally Financial. This sentiment is often gauged based on the trading activities of these insiders. If insiders are purchasing more shares of their own company, it may be interpreted as a bullish sentiment, indicating that they believe Ally Financial's stock will rise in value. Conversely, if insiders are selling shares, it might be seen as bearish, suggesting they expect the stock price to drop.
Ally |
Ally Financial's Workforce Through the Years
Please note that employee historical analysis has become an increasingly important factor for investors assessing the risk associated with Ally Financial's future performance. Based on our forecasts, it is anticipated that Ally will maintain a workforce of slightly above 26700 employees by May 2024.Ally Financial's latest congressional trading
Congressional trading in companies like Ally Financial, is subject to rigorous scrutiny to prevent conflicts of interest and insider trading. This is governed by multiple SEC regulations which were established to foster transparency and deter members of Congress from leveraging non-public information for personal gain. This oversight helps maintain public trust and ensures that investments in Ally Financial by those in governmental positions are based on the same information available to the general public.
| 2023-03-06 | Representative Daniel Goldman | Disposed $15K to $50K | Verify | ||
| 2022-11-30 | Representative Susie Lee | Disposed Under $15K | Verify | ||
| 2022-07-20 | Representative Kathy Manning | Acquired Under $15K | Verify | ||
| 2022-06-15 | Representative Zoe Lofgren | Disposed Under $15K | Verify | ||
| 2022-05-31 | Representative Debbie Dingell | Acquired $15K to $50K | Verify | ||
| 2021-02-05 | Representative Josh Gottheimer | Acquired Under $15K | Verify | ||
| 2019-03-25 | Representative Bill Flores | Acquired Under $15K | Verify |
Ally Financial Management Team Effectiveness
At this time, Ally Financial's Return On Tangible Assets are fairly stable compared to the past year. Return On Assets is likely to rise to 0.01 in 2024, whereas Return On Capital Employed is likely to drop 0.01 in 2024. At this time, Ally Financial's Total Current Assets are fairly stable compared to the past year. Net Tangible Assets is likely to rise to about 11.4 B in 2024, whereas Total Assets are likely to drop slightly above 160.3 B in 2024. Ally Financial's management efficiency ratios could be used to measure how well Ally Financial manages its routine affairs as well as how well it operates its assets and liabilities.Common Stock Shares Outstanding is likely to rise to about 372.3 M in 2024, whereas Net Income Applicable To Common Shares is likely to drop slightly above 1.3 B in 2024.
Ally Financial Workforce Comparison
Ally Financial is rated third in number of employees category among related companies. The total workforce of Financials industry is presently estimated at about 71,700. Ally Financial retains roughly 11,100 in number of employees claiming about 15% of equities under Financials industry.
Ally Financial Profit Margins
The company has Profit Margin (PM) of 0.14 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.13 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.13.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Gross Profit Margin | 0.37 | 0.56 |
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| Operating Profit Margin | 0.11 | 0.1192 |
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| Pretax Profit Margin | 0.11 | 0.1194 |
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Ally Financial Insider Trading History
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Ally Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on Ally Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, Ally Financial insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
| Buy/Sell Ratio | # Purchases Trades | # Sales Trades | Total Shares Purchased | Total Shares Sold | |
|---|---|---|---|---|---|
| 2024-03-01 | 0.7143 | 10 | 14 | 253,696 | 36,687 |
| 2023-12-01 | 1.6 | 8 | 5 | 574,778 | 15,000 |
| 2023-09-01 | 2.5 | 5 | 2 | 94,847 | 0.00 |
| 2023-06-01 | 2.5 | 15 | 6 | 111,780 | 10,167 |
| 2023-03-01 | 0.4091 | 9 | 22 | 273,584 | 90,668 |
| 2022-12-01 | 3.0 | 3 | 1 | 4,336 | 0.00 |
| 2022-06-01 | 1.375 | 11 | 8 | 42,578 | 9,864 |
| 2022-03-01 | 0.2813 | 9 | 32 | 227,405 | 144,534 |
| 2021-12-01 | 0.08 | 2 | 25 | 1,054 | 62,182 |
| 2021-09-01 | 0.1667 | 2 | 12 | 1,080 | 59,459 |
| 2021-06-01 | 0.6842 | 13 | 19 | 30,357 | 81,245 |
| 2021-03-01 | 0.3226 | 10 | 31 | 197,049 | 243,202 |
| 2020-12-01 | 0.75 | 3 | 4 | 3,440 | 40,776 |
| 2020-06-01 | 5.0 | 15 | 3 | 124,333 | 3,365 |
| 2020-03-01 | 1.0556 | 19 | 18 | 532,466 | 224,651 |
| 2019-12-01 | 0.6 | 3 | 5 | 2,603 | 11,523 |
| 2019-09-01 | 0.75 | 3 | 4 | 2,784 | 21,666 |
| 2019-06-01 | 2.1429 | 15 | 7 | 62,179 | 14,868 |
| 2019-03-01 | 0.9444 | 17 | 18 | 541,218 | 351,501 |
| 2018-12-01 | 1.0 | 3 | 3 | 2,932 | 29,415 |
| 2018-09-01 | 3.0 | 6 | 2 | 18,354 | 0.00 |
| 2018-06-01 | 3.6667 | 11 | 3 | 54,190 | 978.00 |
| 2018-03-01 | 2.1429 | 15 | 7 | 494,791 | 86,328 |
| 2017-12-01 | 0.5417 | 39 | 72 | 21,520 | 20,464 |
| 2017-09-01 | 0.5 | 12 | 24 | 2,565 | 5,130 |
| 2017-06-01 | 0.5484 | 17 | 31 | 24,164 | 19,349 |
| 2017-03-01 | 0.5 | 14 | 28 | 60,321 | 71,599 |
| 2016-12-01 | 0.5 | 15 | 30 | 33,647 | 67,294 |
| 2016-09-01 | 0.6071 | 17 | 28 | 12,730 | 21,878 |
| 2016-06-01 | 0.5938 | 19 | 32 | 31,515 | 27,900 |
| 2016-03-01 | 0.4694 | 23 | 49 | 132,790 | 137,565 |
| 2015-12-01 | 0.4571 | 16 | 35 | 46,120 | 162,168 |
| 2015-09-01 | 0.5714 | 8 | 14 | 12,403 | 21,960 |
| 2015-06-01 | 0.6087 | 14 | 23 | 28,149 | 42,422 |
| 2015-03-01 | 0.7558 | 65 | 86 | 529,593 | 340,137 |
| 2014-12-01 | 0.6548 | 55 | 84 | 461,245 | 515,971 |
| 2014-09-01 | 0.7024 | 59 | 84 | 357,973 | 304,391 |
| 2014-06-01 | 0.6437 | 56 | 87 | 327,759 | 1,470,108 |
Ally Financial Notable Stakeholders
An Ally Financial stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as Ally Financial often face trade-offs trying to please all of them. Ally Financial's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting Ally Financial's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
| Jeffrey Brown | Chief Executive Officer, Director | Profile | |
| Franklin Hobbs | Non executive Independent Chairman of the Board | Profile | |
| Diane Morais | President - Consumer and Commercial Banking Products | Profile | |
| David DeBrunner | Chief Accounting Officer, Vice President Corporate Controller | Profile | |
| Daniel Eller | President Insurance | Profile | |
| Timothy Russi | President of Auto Finance of Ally | Profile | |
| Douglas Timmerman | President of Dealer Financial Services | Profile | |
| Mark Manzo | President of Insurance | Profile | |
| Jennifer LaClair | Chief Financial Officer | Profile | |
| Christopher Halmy | CFO | Profile | |
| Robert Blakely | Independent Director | Profile | |
| John Stack | Independent Director | Profile | |
| Kenneth Bacon | Independent Director | Profile | |
| Katryn Blake | Independent Director | Profile | |
| Stephen Feinberg | Director | Profile | |
| Mayree Clark | Independent Director | Profile | |
| Michael Steib | Independent Director | Profile | |
| Katryn Shineman | Director | Profile | |
| Maureen BreakironEvans | Independent Director | Profile | |
| William Cary | Independent Director | Profile | |
| Marjorie Magner | Independent Director | Profile | |
| Brian Sharples | Independent Director | Profile | |
| Kim Fennebresque | Independent Director | Profile | |
| William Solomon | Group VP and General Counsel | Profile | |
| David Shevsky | Chief Risk Officer | Profile | |
| Dinesh Chopra | Chief Strategy Officer | Profile | |
| Stephanie Richard | Chief Executive | Profile | |
| Bradley Brown | Corporate Treasurer | Profile | |
| Andrea Brimmer | Chief Officer | Profile | |
| Daniel Soto | Chief Officer | Profile | |
| Kathleen Patterson | Chief Officer | Profile | |
| David Reilly | Independent Director | Profile | |
| Scott Stengel | General Counsel | Profile | |
| Sean Leary | Head FPA | Profile | |
| Sathish Muthukrishnan | Chief Information, Data and Digital Officer | Profile | |
| Russell Hutchinson | Chief Officer | Profile | |
| Melissa Goldman | Independent Director | Profile | |
| Jason Schugel | Chief Risk Officer | Profile | |
| Jim Babcock | Senior Capital | Profile | |
| Isvara Wilson | Acting Securities | Profile |
About Ally Financial Management Performance
The success or failure of an entity such as Ally Financial often depends on how effective the management is. Ally Financial management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of Ally management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the Ally management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.01 | 0.01 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.07 | 0.05 |
The data published in Ally Financial's official financial statements usually reflect Ally Financial's business processes, product offerings, services, and other fundamental events. But there are other numbers, ratios, or fundamental indicators derived from these statements that are easier to understand and visualize within the underlying realities that drive quantitative information of Ally Financial. For example, before you start analyzing numbers published by Ally accountants, it's critical to develop an understanding of what Ally Financial's liquidity, profitability, and earnings quality are in the context of the Consumer Finance space in which it operates.
Please note, the presentation of Ally Financial's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Ally Financial's management is honest, while the outside auditors are strict and uncompromising. Whatever the case, the imprecision that can be found in Ally Financial's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Ally Financial. Please utilize our Beneish M Score to check the likelihood of Ally Financial's management manipulating its earnings.
Ally Financial Workforce Analysis
Traditionally, organizations such as Ally Financial use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare Ally Financial within its industry.Ally Financial Manpower Efficiency
Return on Ally Financial Manpower
| Revenue Per Employee | 817.1K | |
| Revenue Per Executive | 226.8M | |
| Net Income Per Employee | 91.9K | |
| Net Income Per Executive | 25.5M |
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Ally Financial. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of economic analysis. For more information on how to buy Ally Stock please use our How to Invest in Ally Financial guide.You can also try the Portfolio Comparator module to compare the composition, asset allocations and performance of any two portfolios in your account.
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When running Ally Financial's price analysis, check to measure Ally Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Ally Financial is operating at the current time. Most of Ally Financial's value examination focuses on studying past and present price action to predict the probability of Ally Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Ally Financial's price. Additionally, you may evaluate how the addition of Ally Financial to your portfolios can decrease your overall portfolio volatility.
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Is Ally Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Ally Financial. If investors know Ally will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Ally Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.81) | Dividend Share 1.2 | Earnings Share 2.99 | Revenue Per Share 23.394 | Quarterly Revenue Growth (0.13) |
The market value of Ally Financial is measured differently than its book value, which is the value of Ally that is recorded on the company's balance sheet. Investors also form their own opinion of Ally Financial's value that differs from its market value or its book value, called intrinsic value, which is Ally Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Ally Financial's market value can be influenced by many factors that don't directly affect Ally Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Ally Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Ally Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Ally Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.