Essent Company Insiders
| ESNT Stock | USD 53.46 0.79 1.50% |
Essent's insiders are aggressively selling. The analysis of insider sentiment suggests that vertually all Essent Group insiders are, at present, panicking. Essent employs about 536 people. The company is managed by 27 executives with a total tenure of roughly 221 years, averaging almost 8.0 years of service per executive, having 19.85 employees per reported executive.
| Mark Casale Chairman Chairman, CEO and President and Member of Plan Admin. Committee |
| Vijay Bhasin President Senior Vice President, Chief Risk Officer |
Essent's Insider Buying Vs Selling
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Selling | Buying |
Latest Trades
| 2024-01-19 | Mary Lourdes Gibbons | Disposed 5000 @ 55 | View | ||
| 2023-09-27 | David B Weinstock | Disposed 2000 @ 48.2 | View | ||
| 2023-08-23 | Mary Lourdes Gibbons | Disposed 15000 @ 49.8 | View | ||
| 2023-08-16 | David B Weinstock | Disposed 2000 @ 51.88 | View | ||
| 2023-08-02 | Vijay Bhasin | Disposed 2661 @ 50.57 | View | ||
| 2023-07-27 | Vijay Bhasin | Disposed 2502 @ 50.09 | View | ||
| 2023-07-25 | Vijay Bhasin | Disposed 3681 @ 50.02 | View |
Monitoring Essent's insider sentiment can offer insights into its future performance, as insiders often have access to more information about their company's operations, financial health, and upcoming initiatives than the general public. However, it's essential to note that insider trading is regulated by securities laws, and insiders are required to disclose their trades publicly to ensure transparency and prevent unfair advantages based on non-public information.
Essent |
Essent's Workforce Through the Years
Please note that employee historical analysis has become an increasingly important factor for investors assessing the risk associated with Essent's future performance. Based on our forecasts, it is anticipated that Essent will maintain a workforce of slightly above 540 employees by May 2024.Essent's latest congressional trading
Congressional trading in companies like Essent Group, is subject to rigorous scrutiny to prevent conflicts of interest and insider trading. This is governed by multiple SEC regulations which were established to foster transparency and deter members of Congress from leveraging non-public information for personal gain. This oversight helps maintain public trust and ensures that investments in Essent by those in governmental positions are based on the same information available to the general public.
| 2019-03-06 | Representative Donna Shalala | Acquired Under $15K | Verify |
Essent Management Team Effectiveness
The company has return on total asset (ROA) of 0.0882 % which means that it generated a profit of $0.0882 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1456 %, meaning that it created $0.1456 on every $100 dollars invested by stockholders. Essent's management efficiency ratios could be used to measure how well Essent manages its routine affairs as well as how well it operates its assets and liabilities. Return On Tangible Assets is likely to drop to 0.07 in 2024. Return On Capital Employed is likely to drop to 0.1 in 2024. Non Current Liabilities Total is likely to gain to about 1.1 B in 2024, whereas Liabilities And Stockholders Equity is likely to drop slightly above 3.3 B in 2024.Net Income Applicable To Common Shares is likely to gain to about 1 B in 2024, whereas Common Stock Shares Outstanding is likely to drop slightly above 88.6 M in 2024.
Essent Workforce Comparison
Essent Group is rated # 4 in number of employees category among related companies. The total workforce of Financials industry is currently estimated at about 2,963. Essent retains roughly 536 in number of employees claiming about 18% of equities under Financials industry.
Essent Profit Margins
The company has Profit Margin (PM) of 0.64 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.74 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.74.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Gross Profit Margin | 0.59 | 0.8162 |
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Essent Insider Trading History
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Essent insiders, such as employees or executives, is commonly permitted as long as it does not rely on Essent's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, Essent insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
| Buy/Sell Ratio | # Purchases Trades | # Sales Trades | Total Shares Purchased | Total Shares Sold | |
|---|---|---|---|---|---|
| 2024-03-01 | 0.9231 | 12 | 13 | 301,753 | 93,678 |
| 2023-12-01 | 13.0 | 13 | 1 | 4,985 | 8,355 |
| 2023-09-01 | 1.625 | 13 | 8 | 5,002 | 33,107 |
| 2023-06-01 | 2.3125 | 37 | 16 | 52,790 | 23,526 |
| 2023-03-01 | 1.6667 | 30 | 18 | 409,127 | 75,650 |
| 2022-12-01 | 13.0 | 13 | 1 | 4,372 | 6,000 |
| 2022-09-01 | 6.5 | 13 | 2 | 3,881 | 8,220 |
| 2022-06-01 | 2.4167 | 29 | 12 | 101,861 | 17,034 |
| 2022-03-01 | 1.5652 | 36 | 23 | 306,251 | 106,064 |
| 2021-12-01 | 15.0 | 15 | 1 | 3,591 | 3,214 |
| 2021-09-01 | 7.5 | 15 | 2 | 2,606 | 7,595 |
| 2021-06-01 | 1.5 | 39 | 26 | 60,294 | 81,112 |
| 2021-03-01 | 1.6923 | 44 | 26 | 359,359 | 100,975 |
| 2020-12-01 | 16.0 | 16 | 1 | 1,894 | 5,447 |
| 2020-09-01 | 8.0 | 16 | 2 | 2,255 | 4,766 |
| 2020-06-01 | 2.6429 | 37 | 14 | 102,793 | 17,234 |
| 2020-03-01 | 1.7037 | 46 | 27 | 178,939 | 103,045 |
| 2019-12-01 | 2.5 | 15 | 6 | 1,503 | 59,649 |
| 2019-09-01 | 3.75 | 15 | 4 | 1,659 | 25,886 |
| 2019-06-01 | 1.5556 | 14 | 9 | 39,522 | 57,461 |
| 2019-03-01 | 0.85 | 17 | 20 | 206,600 | 265,437 |
| 2018-12-01 | 2.0 | 2 | 1 | 2,000 | 25,000 |
| 2018-06-01 | 2.1429 | 15 | 7 | 46,733 | 21,021 |
| 2018-03-01 | 0.85 | 17 | 20 | 163,857 | 1,077,059 |
| 2017-06-01 | 1.5 | 15 | 10 | 65,381 | 53,313 |
| 2017-03-01 | 0.7826 | 18 | 23 | 208,986 | 374,925 |
| 2016-09-01 | 0.25 | 1 | 4 | 36,353 | 39,388 |
| 2016-06-01 | 1.7778 | 16 | 9 | 91,303 | 55,409 |
| 2016-03-01 | 1.4211 | 27 | 19 | 1,553,088 | 60,614 |
| 2015-09-01 | 2.0 | 2 | 1 | 2,000 | 2,600,000 |
| 2015-06-01 | 1.3333 | 12 | 9 | 39,496 | 24,600 |
| 2015-03-01 | 0.6111 | 11 | 18 | 73,138 | 1,191,149 |
| 2014-12-01 | 0.5714 | 4 | 7 | 125,000 | 3,445,304 |
| 2014-06-01 | 17.0 | 17 | 1 | 72,055 | 5,000 |
| 2014-03-01 | 1.5 | 9 | 6 | 53,898 | 25,982 |
| 2013-12-01 | 0.7931 | 23 | 29 | 31,732,566 | 31,899,754 |
Essent Notable Stakeholders
An Essent stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as Essent often face trade-offs trying to please all of them. Essent's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting Essent's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
| Mark Casale | Chairman, CEO and President and Member of Plan Admin. Committee | Profile | |
| Vijay Bhasin | Senior Vice President, Chief Risk Officer | Profile | |
| David Weinstock | Chief Accounting Officer, Vice President | Profile | |
| ARe ARm | President Ltd | Profile | |
| Joseph Hissong | Senior Vice President; President of Essent Reinsurance Ltd. | Profile | |
| Paul Wollmann | Senior Vice President | Profile | |
| Lawrence McAlee | Chief Financial Officer, Senior Vice President | Profile | |
| Jeff Cashmer | Senior Vice President, Chief Business Officer of Essent Guaranty | Profile | |
| Mary Gibbons | Senior Vice President, Chief Legal Officer and Assistant Secretary | Profile | |
| William Kaiser | Senior COO | Profile | |
| Adolfo Marzol | Executive VP | Profile | |
| Allan Levine | Independent Director | Profile | |
| Aditya Dutt | Independent Director | Profile | |
| Roy Kasmar | Independent Director | Profile | |
| Angela Heise | Independent Director | Profile | |
| Douglas Pauls | Independent Director | Profile | |
| Robert Glanville | Independent Director | Profile | |
| Vipul Tandon | Independent Director | Profile | |
| Jane Chwick | Independent Director | Profile | |
| Andrew Turnbull | Independent Director | Profile | |
| William Spiegel | Lead Independent Director | Profile | |
| Wei Ding | Senior Development | Profile | |
| CPA McAlee | Special Advisor | Profile | |
| William Higgins | Senior Ventures | Profile | |
| Philip Stefano | Vice Relations | Profile | |
| Theodore Gray | Senior Officer | Profile | |
| Christopher Curran | Senior Vice President - Corporate Development | Profile |
About Essent Management Performance
The success or failure of an entity such as Essent Group often depends on how effective the management is. Essent management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of Essent management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the Essent management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.11 | 0.07 | |
| Return On Capital Employed | 0.17 | 0.1 | |
| Return On Assets | 0.11 | 0.06 | |
| Return On Equity | 0.14 | 0.09 |
The data published in Essent's official financial statements usually reflect Essent's business processes, product offerings, services, and other fundamental events. But there are other numbers, ratios, or fundamental indicators derived from these statements that are easier to understand and visualize within the underlying realities that drive quantitative information of Essent Group. For example, before you start analyzing numbers published by Essent accountants, it's critical to develop an understanding of what Essent's liquidity, profitability, and earnings quality are in the context of the Thrifts & Mortgage Finance space in which it operates.
Please note, the presentation of Essent's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Essent's management is honest, while the outside auditors are strict and uncompromising. Whatever the case, the imprecision that can be found in Essent's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Essent Group. Please utilize our Beneish M Score to check the likelihood of Essent's management manipulating its earnings.
Essent Workforce Analysis
Traditionally, organizations such as Essent use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare Essent within its industry.Essent Manpower Efficiency
Return on Essent Manpower
| Revenue Per Employee | 2M | |
| Revenue Per Executive | 40.4M | |
| Net Income Per Employee | 1.3M | |
| Net Income Per Executive | 25.8M | |
| Working Capital Per Employee | 241.6K | |
| Working Capital Per Executive | 4.8M |
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Essent Group. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in board of governors. You can also try the AI Portfolio Architect module to use AI to generate optimal portfolios and find profitable investment opportunities.
Complementary Tools for Essent Stock analysis
When running Essent's price analysis, check to measure Essent's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Essent is operating at the current time. Most of Essent's value examination focuses on studying past and present price action to predict the probability of Essent's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Essent's price. Additionally, you may evaluate how the addition of Essent to your portfolios can decrease your overall portfolio volatility.
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Is Essent's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Essent. If investors know Essent will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Essent listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.199 | Dividend Share 1 | Earnings Share 6.5 | Revenue Per Share 10.215 | Quarterly Revenue Growth 0.242 |
The market value of Essent Group is measured differently than its book value, which is the value of Essent that is recorded on the company's balance sheet. Investors also form their own opinion of Essent's value that differs from its market value or its book value, called intrinsic value, which is Essent's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Essent's market value can be influenced by many factors that don't directly affect Essent's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Essent's value and its price as these two are different measures arrived at by different means. Investors typically determine if Essent is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Essent's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.