First National Company Insiders

FXNC Stock  USD 15.04  0.37  2.40%   
First National's insiders are aggressively buying. The analysis of insiders' sentiment of trading First National Corp stock suggests that all insiders are extremely bullish at this time. First National employs about 22 people. The company is managed by 22 executives with a total tenure of roughly 279 years, averaging almost 12.0 years of service per executive, having 1.0 employees per reported executive.
Scott Harvard  CEO
CEO, Director, CEO of First Bank and Director of First Bank
Douglas Arthur  Chairman
Independent Chairman of the Board of the Company and the Bank

First National's Insider Buying Vs Selling

100

 
Selling
 
Buying

Latest Trades

2023-09-29Gerald F Smith JrAcquired 686 @ 17.3View
2023-09-27Gerald F Smith JrAcquired 1675 @ 17View
2023-09-25Gerald F Smith JrAcquired 1800 @ 17.15View
2023-09-20Gerald F Smith JrAcquired 3200 @ 16.45View
2023-09-18Gerald F Smith JrAcquired 1000 @ 17.2View
2023-09-14Gerald F Smith JrAcquired 653 @ 18.02View
2023-09-11Gerald F Smith JrAcquired 12 @ 18.05View
2023-09-01Gerald F Smith JrAcquired 150 @ 17.36View
2023-08-03George Edwin Holt IIIAcquired 187 @ 16.56View
2023-06-29Gerald F Smith JrAcquired 115 @ 16.5View
2023-06-23Gerald F Smith JrAcquired 6 @ 16.38View
Monitoring First National's insider sentiment can offer insights into its future performance, as insiders often have access to more information about their company's operations, financial health, and upcoming initiatives than the general public. However, it's essential to note that insider trading is regulated by securities laws, and insiders are required to disclose their trades publicly to ensure transparency and prevent unfair advantages based on non-public information.
  
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First National Corp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in board of governors.

First National's Workforce Through the Years

Please note that employee historical analysis has become an increasingly important factor for investors assessing the risk associated with First National's future performance. Based on our forecasts, it is anticipated that First will maintain a workforce of about 120 employees by May 2024.
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid

First National Management Team Effectiveness

At present, First National's Return On Assets are projected to increase slightly based on the last few years of reporting. The current year's Return On Equity is expected to grow to 0.11, whereas Return On Capital Employed is projected to grow to (0). At present, First National's Non Current Assets Total are projected to increase significantly based on the last few years of reporting. The current year's Non Currrent Assets Other is expected to grow to about 42.5 M, whereas Net Tangible Assets are forecasted to decline to about 75.1 M. First National's management efficiency ratios could be used to measure how well First National manages its routine affairs as well as how well it operates its assets and liabilities.
The current year's Net Income Applicable To Common Shares is expected to grow to about 20.3 M, whereas Common Stock Shares Outstanding is forecasted to decline to about 4.3 M.

First National Workforce Comparison

First National Corp is currently under evaluation in number of employees category among related companies. The total workforce of Financials industry is currently estimated at about 1,750. First National adds roughly 0.0 in number of employees claiming only tiny portion of equities under Financials industry.

First National Profit Margins

The company has Profit Margin (PM) of 0.2 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of (0.13) %, which suggests for every $100 dollars of sales, it generated a net operating loss of $0.13.
Current ValueLast YearChange From Last Year 10 Year Trend
Gross Profit Margin0.80.9
Fairly Down
Slightly volatile

First National Insider Trading History

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific First National insiders, such as employees or executives, is commonly permitted as long as it does not rely on First National's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, First National insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
Buy/Sell Ratio# Purchases Trades# Sales TradesTotal Shares PurchasedTotal Shares Sold
2024-03-01
1.5
9
6
 17,940 
 3,024 
2023-03-01
1.037
28
27
 45,024 
 14,619 
2022-12-01
0.0909
1
11
 77,370 
 82,310 
2022-06-01
0.5
1
2
 5,250 
 26,600 
2022-03-01
0.88
22
25
 280,125 
 31,199 
2021-12-01
0.4
2
5
 154.00 
 5,584 
2021-09-01
17.0
17
1
 95,660 
 0.00 
2021-03-01
1.0
21
21
 195,633 
 44,603 
2020-09-01
5.6667
17
3
 11,873 
 31,050 
2020-06-01
2.75
11
4
 13,202 
 5,384 
2020-03-01
0.8421
16
19
 12,760 
 15,353 
2019-09-01
4.3333
13
3
 76,974 
 17,980 
2019-03-01
1.0
12
12
 4,922 
 3,723 
2018-09-01
8.0
8
1
 3,410 
 0.00 
2018-03-01
1.0833
13
12
 9,525 
 4,349 
2017-12-01
1.0
1
1
 766.00 
 1,300 
2017-03-01
2.2857
16
7
 10,889 
 6,483 
2016-03-01
3.5
14
4
 13,622 
 4,888 
2015-03-01
10.3333
31
3
 103,853 
 132,279 
2014-12-01
0.2
1
5
 100.00 
 981,080 
2014-09-01
2.0
2
1
 1,329 
 0.00 
2013-03-01
10.0
10
1
 2,500 
 200.00 
2012-09-01
3.0
9
3
 8,955 
 7,250 
2012-06-01
2.0
32
16
 757,127 
 191,293 
2011-09-01
6.0
12
2
 43,030 
 11,980 
2011-06-01
12.0
12
1
 16,379 
 0.00 
2011-03-01
10.0
10
1
 25,812 
 0.00 
2010-03-01
7.0
7
1
 8,636 
 400.00 
2009-09-01
15.0
15
1
 7,750 
 776.00 
2009-06-01
5.0
10
2
 23,741 
 1,100 
2006-12-01
1.0
2
2
 200.00 
 200.00 
2006-06-01
1.5
3
2
 2,045 
 603.00 
2005-12-01
1.4
7
5
 458.00 
 2,025 
2004-12-01
2.0
2
1
 3,250 
 0.00 
2004-03-01
6.0
6
1
 5,082 
 69.54 
2003-12-01
1.25
5
4
 313.03 
 1,960 
2003-09-01
6.0
6
1
 4,500 
 1,200 
2003-06-01
19.0
19
1
 58,757 
 500.00 

First National Notable Stakeholders

A First National stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as First National often face trade-offs trying to please all of them. First National's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting First National's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
Scott HarvardCEO, Director, CEO of First Bank and Director of First BankProfile
Douglas ArthurIndependent Chairman of the Board of the Company and the BankProfile
Dennis DysartPresident, COO and President of First Bank and COO of First BankProfile
Samuel CrowExecutive Vice President and Chief Credit OfficerProfile
Todd RossMarket PresidentProfile
Michael BellCFO, Executive Vice President of the Company and the BankProfile
Shane BellCFO, Executive VP, CFO of First Bank and Executive VP of First BankProfile
Christopher MartinExecutive VP of Operations and Technology of First BankProfile
James YoungbloodExecutive VP and Sr. Lending OfficerProfile
Marshall BeverleyExecutive VP, Sr. Trust Officer, Executive VP of First Bank and Sr. Trust Officer of First BankProfile
Michael FunkIndependent DirectorProfile
Christopher FrenchIndependent DirectorProfile
Elizabeth CottrellIndependent DirectorProfile
Boyce BrannockDirectorProfile
Miles DavisDirectorProfile
Jason AikensDirectorProfile
Emily BeckDirector of the Company and the BankProfile
James WilkinsIndependent DirectorProfile
Gerald SmithIndependent SecretaryProfile
Ernie StapletonFundamental CommunicationsProfile
Matt PacioccoSenior RichmondProfile
Paul MartinWaynesboro, StauntonProfile

About First National Management Performance

The success or failure of an entity such as First National Corp often depends on how effective the management is. First National management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of First management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the First management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.01  0.01 
Return On Capital Employed(0)(0)
Return On Assets 0.01  0.01 
Return On Equity 0.08  0.11 
The data published in First National's official financial statements usually reflect First National's business processes, product offerings, services, and other fundamental events. But there are other numbers, ratios, or fundamental indicators derived from these statements that are easier to understand and visualize within the underlying realities that drive quantitative information of First National Corp. For example, before you start analyzing numbers published by First accountants, it's critical to develop an understanding of what First National's liquidity, profitability, and earnings quality are in the context of the Banks space in which it operates.
Please note, the presentation of First National's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, First National's management is honest, while the outside auditors are strict and uncompromising. Whatever the case, the imprecision that can be found in First National's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of First National Corp. Please utilize our Beneish M Score to check the likelihood of First National's management manipulating its earnings.

First National Workforce Analysis

Traditionally, organizations such as First National use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare First National within its industry.

First National Manpower Efficiency

Return on First National Manpower

Revenue Per Employee3.2M
Revenue Per Executive3.2M
Net Income Per Employee437.5K
Net Income Per Executive437.5K
When determining whether First National Corp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of First National's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of First National Corp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on First National Corp Stock:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First National Corp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in board of governors.
You can also try the Risk-Return Analysis module to view associations between returns expected from investment and the risk you assume.

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When running First National's price analysis, check to measure First National's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy First National is operating at the current time. Most of First National's value examination focuses on studying past and present price action to predict the probability of First National's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move First National's price. Additionally, you may evaluate how the addition of First National to your portfolios can decrease your overall portfolio volatility.
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Is First National's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First National. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First National listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.30)
Dividend Share
0.6
Earnings Share
1.53
Revenue Per Share
7.828
Quarterly Revenue Growth
(0.47)
The market value of First National Corp is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First National's value that differs from its market value or its book value, called intrinsic value, which is First National's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First National's market value can be influenced by many factors that don't directly affect First National's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First National's value and its price as these two are different measures arrived at by different means. Investors typically determine if First National is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First National's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.