LCNB Company Insiders

LCNB Stock  USD 14.38  0.34  2.42%   
LCNB's insiders are aggressively buying. The analysis of insiders' sentiment of trading LCNB Corporation stock suggests that all insiders are extremely bullish at this time. LCNB employs about 345 people. The company is managed by 29 executives with a total tenure of roughly 187 years, averaging almost 6.0 years of service per executive, having 11.9 employees per reported executive.
Stephen Wilson  Chairman
Chairman, CEO, Chairman of LCNB National Bank and CEO of LCNB National Bank
Lawrence Mulligan  President
COO, Executive Vice President

LCNB's Insider Buying Vs Selling

100

 
Selling
 
Buying

Latest Trades

2024-02-27William H KaufmanAcquired 1000 @ 14.28View
2024-02-12Robert A BedinghausAcquired 1000 @ 14.36View
2024-02-08Takeitha W LawsonAcquired 176 @ 14.3View
2024-02-07Eric J MeilstrupAcquired 800 @ 13.68View
2024-02-06Lawrence P Jr. MulliganAcquired 4000 @ 13.95View
2023-05-30Anne E KrehbielAcquired 1000 @ 14.47View
2023-05-25Eric J MeilstrupAcquired 300 @ 14.54View
2023-05-23Steve P FosterAcquired 1000 @ 14.9View
Monitoring LCNB's insider sentiment can offer insights into its future performance, as insiders often have access to more information about their company's operations, financial health, and upcoming initiatives than the general public. However, it's essential to note that insider trading is regulated by securities laws, and insiders are required to disclose their trades publicly to ensure transparency and prevent unfair advantages based on non-public information.
  
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in LCNB Corporation. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in board of governors.

LCNB's Workforce Through the Years

Please note that employee historical analysis has become an increasingly important factor for investors assessing the risk associated with LCNB's future performance. Based on our forecasts, it is anticipated that LCNB will maintain a workforce of about 350 employees by May 2024.
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid

LCNB Management Team Effectiveness

As of April 15, 2024, Return On Tangible Assets is expected to decline to 0.01. The current year's Return On Capital Employed is expected to grow to -0.0012. At present, LCNB's Total Assets are projected to increase significantly based on the last few years of reporting. The current year's Non Current Assets Total is expected to grow to about 2.4 B, whereas Other Assets are forecasted to decline to about 1.1 B. LCNB's management efficiency ratios could be used to measure how well LCNB manages its routine affairs as well as how well it operates its assets and liabilities.
The current year's Net Income Applicable To Common Shares is expected to grow to about 26.7 M, whereas Common Stock Shares Outstanding is forecasted to decline to about 9.4 M.

LCNB Workforce Comparison

LCNB Corporation is rated third overall in number of employees category among related companies. The total workforce of Financials industry is now estimated at about 1,209. LCNB totals roughly 345 in number of employees claiming about 29% of equities under Financials industry.

LCNB Profit Margins

The company has Profit Margin (PM) of 0.18 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.23 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.23.
Current ValueLast YearChange From Last Year 10 Year Trend
Gross Profit Margin0.780.89
Fairly Down
Slightly volatile
Net Profit Margin0.130.1329
Fairly Down
Slightly volatile
Pretax Profit Margin0.150.1606
Significantly Down
Slightly volatile
Return On Assets0.00520.0055
Notably Down
Slightly volatile
Return On Equity0.0510.0537
Notably Down
Slightly volatile

LCNB Insider Trading History

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific LCNB insiders, such as employees or executives, is commonly permitted as long as it does not rely on LCNB's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, LCNB insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
Buy/Sell Ratio# Purchases Trades# Sales TradesTotal Shares PurchasedTotal Shares Sold
2022-12-01
0.5
1
2
 100.00 
 5,255 
2022-03-01
18.0
18
1
 22,101 
 0.00 
2021-09-01
2.0
2
1
 1,330 
 1,500 
2021-03-01
6.6667
20
3
 20,882 
 4,611 
2020-12-01
1.0
1
1
 5,257 
 1,500 
2020-06-01
3.0
6
2
 5,400 
 4,000 
2019-12-01
0.8
8
10
 25,849 
 18,095 
2019-09-01
0.6
3
5
 1,931 
 10,017 
2019-03-01
2.0
8
4
 13,004 
 16,129 
2018-12-01
0.3333
2
6
 4,356 
 4,356 
2018-03-01
4.0
8
2
 13,765 
 2,631 
2017-12-01
0.3333
1
3
 715.00 
 4,800 
2017-06-01
1.0
2
2
 23,197 
 15,333 
2017-03-01
1.8333
11
6
 8,385 
 5,786 
2016-09-01
0.7037
19
27
 53,003 
 62,777 
2013-09-01
0.2
3
15
 2,220 
 5,447 
2013-06-01
0.75
3
4
 3,400 
 3,433 
2012-06-01
1.0
1
1
 2,144 
 2,144 
2012-03-01
7.0
7
1
 14,491 
 59,838 
2011-06-01
2.0
10
5
 3,700 
 2,500 
2010-12-01
1.0
2
2
 2,000 
 0.00 
2010-06-01
2.0
2
1
 2,000 
 0.00 
2008-12-01
0.8
4
5
 21,400 
 82,200 
2008-09-01
24.0
24
1
 15,270 
 1,000.00 
2008-03-01
2.0
6
3
 14,418 
 0.00 
2007-12-01
7.0
7
1
 9,700 
 300.00 
2007-06-01
2.0
2
1
 1,200 
 300.00 
2005-06-01
1.0
1
1
 200.00 
 100.00 
2004-12-01
2.0
4
2
 300.00 
 1,650 
2004-09-01
0.2
1
5
 16,000 
 19,000 
2004-06-01
5.0
5
1
 4,790 
 850.00 
2004-03-01
4.5
9
2
 8,953 
 1,150 
2003-09-01
0.5
1
2
 500.00 
 25,325 

LCNB Notable Stakeholders

A LCNB stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as LCNB often face trade-offs trying to please all of them. LCNB's stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting LCNB's stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
Stephen WilsonChairman, CEO, Chairman of LCNB National Bank and CEO of LCNB National BankProfile
Lawrence MulliganCOO, Executive Vice PresidentProfile
Eric MeilstrupExecutive Vice President CashierProfile
Robert HainesCFO, Executive Vice PresidentProfile
Steve FosterPresident, Director and President of LCNB National Bank and Director of LCNB National BankProfile
Bradley RuppertExecutive Vice President Chief Investment OfficerProfile
Michael MillerExecutive Vice President Trust OfficerProfile
Ann SmithSenior PresidentProfile
John SmileyExecutive Vice President Columbus Market PresidentProfile
Timothy SheridanChief PresidentProfile
Robert IIExecutive CFOProfile
LeRoy McKayExecutive VP, Trust Officer and Executive VP of LCNB National BankProfile
Mary BradfordDirectorProfile
Anne KrehbielSecretary, Director, Member of Audit Committee and Director of LCNB National BankProfile
Valerie KrueckebergIndependent DirectorProfile
George LeasureAssistant Secretary, Independent DirectorProfile
John KochenspargerIndependent DirectorProfile
Spencer CropperIndependent DirectorProfile
Michael JohrendtDirectorProfile
Rick BlossomIndependent DirectorProfile
William KaufmanAssistant DirectorProfile
Craig JohnsonDirectorProfile
William HuddleDirectorProfile
Stephen AnglinVice ControllerProfile
Bernard WrightSr VPProfile
Connie SearsVice BankProfile
Michael LavatoriInvestment RepresentativeProfile
JD CFPExecutive OfficerProfile
Matthew LayerExecutive OfficerProfile

About LCNB Management Performance

The success or failure of an entity such as LCNB often depends on how effective the management is. LCNB management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of LCNB management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the LCNB management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.01  0.01 
Return On Capital Employed(0)(0)
Return On Assets 0.01  0.01 
Return On Equity 0.05  0.05 
The data published in LCNB's official financial statements usually reflect LCNB's business processes, product offerings, services, and other fundamental events. But there are other numbers, ratios, or fundamental indicators derived from these statements that are easier to understand and visualize within the underlying realities that drive quantitative information of LCNB. For example, before you start analyzing numbers published by LCNB accountants, it's critical to develop an understanding of what LCNB's liquidity, profitability, and earnings quality are in the context of the Banks space in which it operates.
Please note, the presentation of LCNB's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, LCNB's management is honest, while the outside auditors are strict and uncompromising. Whatever the case, the imprecision that can be found in LCNB's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of LCNB Corporation. Please utilize our Beneish M Score to check the likelihood of LCNB's management manipulating its earnings.

LCNB Workforce Analysis

Traditionally, organizations such as LCNB use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare LCNB within its industry.

LCNB Manpower Efficiency

Return on LCNB Manpower

Revenue Per Employee275.4K
Revenue Per Executive3.3M
Net Income Per Employee36.4K
Net Income Per Executive432.5K
When determining whether LCNB offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of LCNB's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Lcnb Corporation Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Lcnb Corporation Stock:
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in LCNB Corporation. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in board of governors.
You can also try the Equity Analysis module to research over 250,000 global equities including funds, stocks and ETFs to find investment opportunities.

Complementary Tools for LCNB Stock analysis

When running LCNB's price analysis, check to measure LCNB's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy LCNB is operating at the current time. Most of LCNB's value examination focuses on studying past and present price action to predict the probability of LCNB's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move LCNB's price. Additionally, you may evaluate how the addition of LCNB to your portfolios can decrease your overall portfolio volatility.
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Is LCNB's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of LCNB. If investors know LCNB will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about LCNB listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.25)
Dividend Share
0.85
Earnings Share
1.1
Revenue Per Share
6.103
Quarterly Revenue Growth
(0.16)
The market value of LCNB is measured differently than its book value, which is the value of LCNB that is recorded on the company's balance sheet. Investors also form their own opinion of LCNB's value that differs from its market value or its book value, called intrinsic value, which is LCNB's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because LCNB's market value can be influenced by many factors that don't directly affect LCNB's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between LCNB's value and its price as these two are different measures arrived at by different means. Investors typically determine if LCNB is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, LCNB's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.