Cambridge Financial Statements From 2010 to 2024

CATC Stock  USD 64.72  1.01  1.59%   
Cambridge Bancorp financial statements provide useful quarterly and yearly information to potential Cambridge Bancorp investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on Cambridge Bancorp financial statements helps investors assess Cambridge Bancorp's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Cambridge Bancorp's valuation are summarized below:
Gross Profit
182.3 M
Profit Margin
0.211
Market Capitalization
499.8 M
Revenue
161.6 M
Earnings Share
6.99
We have found one hundred twenty available fundamental signals for Cambridge Bancorp, which can be analyzed and compared to other ratios and to its rivals. Investors should ensure to validate all of Cambridge Bancorp's prevailing performance against the performance from 2010 to 2024 to make sure the company is sustainable down the road. The current year's Market Cap is expected to grow to about 570.4 M. The current year's Enterprise Value is expected to grow to about 1 B

Cambridge Bancorp Total Revenue

229.46 Million

Check Cambridge Bancorp financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Cambridge main balance sheet or income statement drivers, such as Depreciation And Amortization of 3.9 M, Interest Expense of 102.6 M or Selling General Administrative of 40.9 M, as well as many exotic indicators such as Price To Sales Ratio of 2.21, Dividend Yield of 0.0362 or PTB Ratio of 1.77. Cambridge financial statements analysis is a perfect complement when working with Cambridge Bancorp Valuation or Volatility modules.
  
This module can also supplement various Cambridge Bancorp Technical models . Check out the analysis of Cambridge Bancorp Correlation against competitors.
For information on how to trade Cambridge Stock refer to our How to Trade Cambridge Stock guide.

Cambridge Bancorp Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets5.7 B5.4 B2.8 B
Slightly volatile
Short and Long Term Debt Total501.2 M477.3 M113.2 M
Slightly volatile
Total Current Liabilities2.8 B2.7 B742.2 M
Slightly volatile
Total Stockholder Equity561.3 M534.6 M253.4 M
Slightly volatile
Property Plant And Equipment Net47.2 M45 M24.6 M
Slightly volatile
Retained Earnings263 M250.5 M139 M
Slightly volatile
Cash50.7 M33 M56.7 M
Pretty Stable
Non Current Assets Total5.7 B5.4 B1.3 B
Slightly volatile
Other Assets4.9 B4.6 B2.3 B
Slightly volatile
Net Receivables16.6 M15.8 M8.8 M
Pretty Stable
Common Stock Total Equity5.2 MM5.2 M
Slightly volatile
Common Stock Shares Outstanding5.1 M7.8 M4.9 M
Slightly volatile
Liabilities And Stockholders Equity5.7 B5.4 B2.8 B
Slightly volatile
Non Current Liabilities Total2.3 B2.2 B661.6 M
Slightly volatile
Other Stockholder Equity308.6 M293.9 M115.4 M
Slightly volatile
Total Liabilities5.1 B4.9 B2.3 B
Slightly volatile
Property Plant And Equipment Gross77.5 M73.8 M28.5 M
Slightly volatile
Total Current Assets46.3 M48.8 M617.7 M
Slightly volatile
Common Stock5.3 M7.8 M5.1 M
Slightly volatile
Other Liabilities29.3 M49.9 M28.4 M
Slightly volatile
Accounts Payable5.8 B5.5 B2.6 B
Slightly volatile
Long Term Debt474.8 M452.2 M79.5 M
Slightly volatile
Good Will77.9 M74.2 M23.7 M
Slightly volatile
Intangible Assets14.3 M13.6 M3.3 M
Slightly volatile
Property Plant Equipment21.1 M26.8 M19.9 M
Slightly volatile
Short Term Investments209.6 M137.8 M290.5 M
Slightly volatile
Net Tangible Assets258.7 M512.4 M223.4 M
Slightly volatile
Long Term Investments717.3 M1.1 B596.5 M
Slightly volatile
Long Term Debt Total2.9 M3.1 M3.6 M
Slightly volatile
Capital Surpluse354 M337.2 M124.5 M
Slightly volatile
Earning Assets346 M367.1 M418.9 M
Slightly volatile
Retained Earnings Total Equity182.9 M273 M150.2 M
Slightly volatile
Net Invested Capital523.7 M986.7 M327.8 M
Slightly volatile
Non Current Liabilities Other273.9 M260.8 M87.8 M
Slightly volatile
Capital Stock7.2 M7.8 M5.3 M
Slightly volatile
Capital Lease Obligations25.4 M25.2 M33.3 M
Slightly volatile
Current Deferred Revenue14.4 M16.2 M17.6 M
Slightly volatile

Cambridge Bancorp Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Selling General Administrative40.9 M76.2 M43.8 M
Slightly volatile
Selling And Marketing Expenses1.8 M1.8 M1.9 M
Slightly volatile
Total Revenue229.5 M218.5 M116.1 M
Slightly volatile
Gross Profit229.5 M218.5 M115 M
Slightly volatile
Other Operating Expenses6.8 M7.2 M46.3 M
Very volatile
Operating Income34.5 M46.4 M36.7 M
Slightly volatile
EBIT35.1 M46.4 M36.5 M
Slightly volatile
EBITDA36.1 M46.4 M37.2 M
Slightly volatile
Income Before Tax29.3 M46.4 M33.1 M
Slightly volatile
Net Income20.4 M34.1 M23.2 M
Slightly volatile
Income Tax Expense8.7 M12.3 M9.6 M
Slightly volatile
Cost Of Revenue5.2 M8.8 M5.4 M
Slightly volatile
Net Income Applicable To Common Shares63.9 M60.8 M28.5 M
Slightly volatile
Net Income From Continuing Ops31.7 M37.4 M25.3 M
Slightly volatile
Tax Provision13.2 M13.3 M10.6 M
Slightly volatile
Net Interest Income101.2 M132.8 M79.1 M
Slightly volatile
Interest Income118.5 M210.3 M90.6 M
Slightly volatile

Cambridge Bancorp Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow23.5 M31.7 M23.9 M
Slightly volatile
Begin Period Cash Flow55.4 M30.7 M55.7 M
Slightly volatile
Other Cashflows From Financing Activities164.2 M199.4 M185 M
Slightly volatile
Dividends Paid22 M21 M10.5 M
Slightly volatile
Capital ExpendituresM1.4 M1.9 M
Very volatile
Total Cash From Operating Activities24.6 M33.1 M26.5 M
Slightly volatile
Net Income21 M34.1 M23.2 M
Slightly volatile
End Period Cash Flow58 M33 M59.1 M
Pretty Stable
Stock Based Compensation1.5 M813 K1.4 M
Slightly volatile
Change To Inventory7.9 M7.5 M4.4 M
Slightly volatile
Change To Netincome5.3 MM3.8 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio2.212.4862.8174
Slightly volatile
Dividend Yield0.03620.03860.0324
Pretty Stable
PTB Ratio1.771.01631.5486
Slightly volatile
Days Sales Outstanding47.1626.33136.2954
Slightly volatile
Book Value Per Share71.768.287144.8466
Slightly volatile
Free Cash Flow Yield0.08820.05840.0725
Slightly volatile
Invested Capital0.90.85880.3697
Slightly volatile
Operating Cash Flow Per Share3.744.2274.9247
Slightly volatile
Stock Based Compensation To Revenue0.00350.00370.0113
Pretty Stable
PB Ratio1.771.01631.5486
Slightly volatile
EV To Sales2.264.51922.7769
Slightly volatile
Free Cash Flow Per Share3.424.05174.5017
Slightly volatile
ROIC0.03260.03430.0977
Slightly volatile
Net Income Per Share3.054.35714.4021
Slightly volatile
Sales General And Administrative To Revenue0.450.33240.4207
Slightly volatile
Cash Per Share40.2221.823670.9492
Slightly volatile
POCF Ratio9.9416.418413.7686
Slightly volatile
Interest Coverage0.450.47496.5469
Slightly volatile
Payout Ratio0.550.61530.4969
Slightly volatile
PFCF Ratio15.3817.128616.0954
Slightly volatile
Income Quality1.50.9711.2538
Pretty Stable
ROE0.120.06380.1084
Very volatile
EV To Operating Cash Flow31.3429.845914.9319
Slightly volatile
PE Ratio17.5315.927916.4407
Slightly volatile
Return On Tangible Assets0.00750.00640.0088
Pretty Stable
EV To Free Cash Flow32.6931.136916.6156
Pretty Stable
Earnings Yield0.05810.06280.0724
Very volatile
Intangibles To Total Assets0.01370.01440.0205
Very volatile
Current Ratio0.01730.018212.4923
Slightly volatile
Tangible Book Value Per Share53.2758.302182.9811
Slightly volatile
Receivables Turnover11.0913.86215.5668
Very volatile
Graham Number43.7581.820363.9065
Slightly volatile
Shareholders Equity Per Share71.768.287144.8466
Slightly volatile
Debt To Equity0.90.85880.3697
Slightly volatile
Revenue Per Share14.8527.915820.797
Slightly volatile
Interest Debt Per Share74.6971.131820.4933
Slightly volatile
Debt To Assets0.08870.08450.0327
Slightly volatile
Enterprise Value Over EBITDA22.3421.28049.5042
Slightly volatile
Short Term Coverage Ratios4.994.7551.293
Slightly volatile
Price Earnings Ratio17.5315.927916.4407
Slightly volatile
Price Book Value Ratio1.771.01631.5486
Slightly volatile
Dividend Payout Ratio0.550.61530.4969
Slightly volatile
Price To Operating Cash Flows Ratio9.9416.418413.7686
Slightly volatile
Price To Free Cash Flows Ratio15.3817.128616.0954
Slightly volatile
Pretax Profit Margin0.230.21240.299
Pretty Stable
Ebt Per Ebit0.630.730.8337
Slightly volatile
Operating Profit Margin0.40.21240.3409
Pretty Stable
Effective Tax Rate0.340.2650.3055
Pretty Stable
Company Equity Multiplier13.2910.161912.2797
Slightly volatile
Long Term Debt To Capitalization0.480.45820.142
Slightly volatile
Total Debt To Capitalization0.490.4620.2409
Slightly volatile
Return On Capital Employed0.02020.01690.0158
Pretty Stable
Debt Equity Ratio0.90.85880.3697
Slightly volatile
Ebit Per Revenue0.40.21240.3409
Pretty Stable
Quick Ratio0.06620.06975.1779
Slightly volatile
Dividend Paid And Capex Coverage Ratio1.61.68714.8807
Pretty Stable
Net Income Per E B T0.540.7350.6559
Slightly volatile
Cash Ratio0.01170.01231.3849
Pretty Stable
Operating Cash Flow Sales Ratio0.20.15140.2282
Slightly volatile
Days Of Sales Outstanding47.1626.33136.2954
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio0.720.95850.8794
Slightly volatile
Cash Flow Coverage Ratios0.06850.07211.3909
Very volatile
Price To Book Ratio1.771.01631.5486
Slightly volatile
Fixed Asset Turnover7.694.85786.9036
Slightly volatile
Price Cash Flow Ratio9.9416.418413.7686
Slightly volatile
Enterprise Value Multiple22.3421.28049.5042
Slightly volatile
Debt Ratio0.08870.08450.0327
Slightly volatile
Cash Flow To Debt Ratio0.06850.07211.3909
Very volatile
Price Sales Ratio2.212.4862.8174
Slightly volatile
Return On Assets0.01020.00630.0088
Pretty Stable
Asset Turnover0.05410.04020.0449
Slightly volatile
Net Profit Margin0.160.15610.2019
Slightly volatile
Gross Profit Margin1.061.10.9738
Slightly volatile
Price Fair Value1.771.01631.5486
Slightly volatile
Return On Equity0.120.06380.1084
Very volatile

Cambridge Bancorp Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap570.4 M543.3 M334.8 M
Slightly volatile
Enterprise ValueB987.6 M391.8 M
Slightly volatile

Cambridge Fundamental Market Drivers

Forward Price Earnings9.3545
Cash And Short Term Investments-33 M

Cambridge Upcoming Events

30th of January 2024
Upcoming Quarterly Report
View
23rd of April 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
30th of January 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

About Cambridge Bancorp Financial Statements

There are typically three primary documents that fall into the category of financial statements. These documents include Cambridge Bancorp income statement, its balance sheet, and the statement of cash flows. Cambridge Bancorp investors use historical funamental indicators, such as Cambridge Bancorp's revenue or net income, to determine how well the company is positioned to perform in the future. Although Cambridge Bancorp investors may use each financial statement separately, they are all related. The changes in Cambridge Bancorp's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on Cambridge Bancorp's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet, but not equivalent to net income shown on the income statement. We offer a historical overview of the basic patterns found on Cambridge Bancorp Financial Statements. Understanding these patterns can help to make the right decision on long term investment in Cambridge Bancorp. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Current Deferred Revenue16.2 M14.4 M
Total Revenue218.5 M229.5 M
Cost Of Revenue8.8 M5.2 M
Stock Based Compensation To Revenue 0  0 
Sales General And Administrative To Revenue 0.33  0.45 
Research And Ddevelopement To Revenue 0.00  0.00 
Capex To Revenue(0.01)(0.01)
Revenue Per Share 27.92  14.85 
Ebit Per Revenue 0.21  0.40 

Pair Trading with Cambridge Bancorp

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Cambridge Bancorp position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Cambridge Bancorp will appreciate offsetting losses from the drop in the long position's value.

Moving together with Cambridge Stock

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Moving against Cambridge Stock

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The ability to find closely correlated positions to Cambridge Bancorp could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Cambridge Bancorp when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Cambridge Bancorp - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Cambridge Bancorp to buy it.
The correlation of Cambridge Bancorp is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Cambridge Bancorp moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Cambridge Bancorp moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Cambridge Bancorp can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching
When determining whether Cambridge Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Cambridge Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Cambridge Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Cambridge Bancorp Stock:
Check out the analysis of Cambridge Bancorp Correlation against competitors.
For information on how to trade Cambridge Stock refer to our How to Trade Cambridge Stock guide.
You can also try the Idea Optimizer module to use advanced portfolio builder with pre-computed micro ideas to build optimal portfolio .

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When running Cambridge Bancorp's price analysis, check to measure Cambridge Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Cambridge Bancorp is operating at the current time. Most of Cambridge Bancorp's value examination focuses on studying past and present price action to predict the probability of Cambridge Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Cambridge Bancorp's price. Additionally, you may evaluate how the addition of Cambridge Bancorp to your portfolios can decrease your overall portfolio volatility.
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Is Cambridge Bancorp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Cambridge Bancorp. If investors know Cambridge will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Cambridge Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.30)
Dividend Share
2.59
Earnings Share
6.99
Revenue Per Share
20.647
Quarterly Revenue Growth
(0.20)
The market value of Cambridge Bancorp is measured differently than its book value, which is the value of Cambridge that is recorded on the company's balance sheet. Investors also form their own opinion of Cambridge Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Cambridge Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Cambridge Bancorp's market value can be influenced by many factors that don't directly affect Cambridge Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Cambridge Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Cambridge Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Cambridge Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.