Community Financial Statements From 2010 to 2024

CTBI Stock  USD 43.34  0.40  0.93%   
Community Trust financial statements provide useful quarterly and yearly information to potential Community Trust Bancorp investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on Community Trust financial statements helps investors assess Community Trust's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Community Trust's valuation are summarized below:
Gross Profit
219.3 M
Profit Margin
0.3502
Market Capitalization
773.7 M
Revenue
220.9 M
Earnings Share
4.32
We have found one hundred twenty available fundamental signals for Community Trust Bancorp, which can be analyzed and compared to other ratios and to its rivals. Traders should compare all of Community Trust Bancorp prevailing fundamentals against the fundamentals between 2010 and 2024 to make sure the company is sustainable this year. The Community Trust's current Market Cap is estimated to increase to about 521.5 M. The Community Trust's current Enterprise Value is estimated to increase to about 557.9 M

Community Trust Total Revenue

343.67 Million

Check Community Trust financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Community main balance sheet or income statement drivers, such as Interest Expense of 100.3 M, Other Operating Expenses of 239.1 M or Operating Income of 60.8 M, as well as many exotic indicators such as Price To Sales Ratio of 2.49, Dividend Yield of 0.0275 or PTB Ratio of 1.63. Community financial statements analysis is a perfect complement when working with Community Trust Valuation or Volatility modules.
  
This module can also supplement Community Trust's financial leverage analysis and stock options assessment as well as various Community Trust Technical models . Check out the analysis of Community Trust Correlation against competitors.

Community Trust Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Common Stock Shares Outstanding18.2 M17.9 M17 M
Slightly volatile
Total Assets3.4 B5.8 B4.1 B
Slightly volatile
Short and Long Term Debt Total322 M306.7 M95 M
Slightly volatile
Total Current Liabilities856.2 M1.5 B860.5 M
Pretty Stable
Total Stockholder Equity366 M702.2 M495.9 M
Slightly volatile
Property Plant And Equipment Net54.9 M61 M51.5 M
Slightly volatile
Retained Earnings508.6 M484.4 M261.9 M
Slightly volatile
Accounts PayableM7.4 M1.6 B
Slightly volatile
Cash285.2 M271.6 M89.6 M
Slightly volatile
Non Current Assets TotalB5.7 B1.5 B
Slightly volatile
Cash And Short Term Investments55.9 M58.8 M692 M
Pretty Stable
Net Receivables24.8 M23.6 M10 M
Slightly volatile
Liabilities And Stockholders Equity3.4 B5.8 B4.1 B
Slightly volatile
Non Current Liabilities Total3.8 B3.6 B542.7 M
Slightly volatile
Other Current Assets55.9 M58.8 M1.5 B
Slightly volatile
Total LiabilitiesB5.1 B3.6 B
Slightly volatile
Property Plant And Equipment Gross153.3 M146 M63.7 M
Slightly volatile
Total Current Assets55.9 M58.8 M2.1 B
Slightly volatile
Short Term Debt236.5 M225.2 M128.2 M
Slightly volatile
Intangible Assets68.8 M65.5 M13.2 M
Slightly volatile
Common Stock Total Equity84.6 M102.6 M84.9 M
Slightly volatile
Common Stock85.8 M90 M84.2 M
Slightly volatile
Other Liabilities31.1 M37 M32.9 M
Pretty Stable
Other Assets3.8 BB3.6 B
Very volatile
Long Term Debt57.7 M64.6 M59.9 M
Pretty Stable
Good Will70.7 M75.3 M65.9 M
Slightly volatile
Short Term Investments1.2 B1.2 B779.5 M
Slightly volatile
Property Plant Equipment68.4 M68.7 M69.3 M
Slightly volatile
Net Tangible Assets504.6 M646.9 M463.8 M
Slightly volatile
Retained Earnings Total Equity245 M444.8 M243.3 M
Slightly volatile
Long Term Debt Total48 M52.1 M58.6 M
Slightly volatile
Capital Surpluse225.7 M261.1 M208.5 M
Slightly volatile
Long Term Investments2.1 B1.2 B2.6 B
Pretty Stable
Non Current Liabilities Other327.9 M363.2 M303.8 M
Slightly volatile
Short and Long Term Debt18.8 K19.8 K172 M
Slightly volatile
Earning Assets899.1 MB853.9 M
Slightly volatile
Net Invested Capital755.9 M766.8 M646.8 M
Slightly volatile
Capital Stock98.2 M90 M89.5 M
Slightly volatile
Capital Lease Obligations16.8 M16.4 M15.3 M
Pretty Stable

Community Trust Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Other Operating Expenses239.1 M227.7 M120.1 M
Slightly volatile
Operating Income60.8 M101.1 M76.6 M
Slightly volatile
Net Income81.9 M78 M55.9 M
Slightly volatile
Depreciation And Amortization3.5 M5.4 M3.5 M
Slightly volatile
Selling General Administrative51.1 M76.2 M62.7 M
Slightly volatile
Total Revenue343.7 M327.3 M202 M
Slightly volatile
Gross Profit343.7 M327.3 M202 M
Slightly volatile
Income Before Tax53.5 M98.6 M69 M
Slightly volatile
Cost Of Revenue43.3 M31.9 M35.7 M
Pretty Stable
Net Income Applicable To Common Shares47.5 M94.1 M55.6 M
Slightly volatile
Net Income From Continuing Ops63.3 M78 M56.7 M
Slightly volatile
Non Recurring1.7 M1.5 MM
Slightly volatile
Tax Provision17.9 M20.6 M17.2 M
Very volatile
Net Interest Income164.5 M173.1 M144.8 M
Slightly volatile
Interest Income198.5 M268.6 M169.5 M
Slightly volatile
Selling And Marketing Expenses3.3 M3.2 M2.8 M
Slightly volatile
Reconciled Depreciation5.4 M5.4 M4.5 M
Slightly volatile
Extraordinary Items2.3 M2.5 M2.8 M
Slightly volatile

Community Trust Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Stock Based Compensation1.7 M1.6 M941.9 K
Slightly volatile
Free Cash Flow74.3 M79.4 M66.9 M
Slightly volatile
Begin Period Cash Flow176.8 M128.7 M184.6 M
Slightly volatile
Depreciation5.5 M5.4 M4.5 M
Slightly volatile
Dividends Paid17.4 M32.2 M22.5 M
Slightly volatile
Capital Expenditures6.6 M6.3 M3.6 M
Slightly volatile
Total Cash From Operating Activities78.4 M85.7 M70.4 M
Slightly volatile
Net Income39.8 M78 M53.1 M
Slightly volatile
End Period Cash Flow186.6 M271.4 M196.6 M
Slightly volatile
Change To Netincome10.7 M11.2 M87.2 M
Pretty Stable
Issuance Of Capital Stock874 K1.1 M1.2 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio2.492.39693.2986
Pretty Stable
Dividend Yield0.02750.0410.0364
Slightly volatile
PTB Ratio1.631.11721.3087
Pretty Stable
Days Sales Outstanding47.3326.290132.5346
Pretty Stable
Book Value Per Share41.2239.25829.8439
Slightly volatile
Free Cash Flow Yield0.190.10120.1143
Very volatile
Invested Capital0.550.41340.3318
Slightly volatile
Operating Cash Flow Per Share3.44.7933.9902
Slightly volatile
Stock Based Compensation To Revenue0.00510.00480.0058
Slightly volatile
PB Ratio1.631.11721.3087
Pretty Stable
EV To Sales2.522.50413.2741
Pretty Stable
Free Cash Flow Per Share3.224.43953.7839
Slightly volatile
ROIC0.07260.08060.0902
Very volatile
Net Income Per Share4.584.36093.2065
Slightly volatile
Sales General And Administrative To Revenue0.260.23280.331
Pretty Stable
Cash Per Share84.2680.246548.7703
Slightly volatile
POCF Ratio5.669.15099.1585
Very volatile
Interest Coverage1.581.05773.6085
Very volatile
Payout Ratio0.360.41260.4283
Slightly volatile
PFCF Ratio6.169.87949.6979
Very volatile
Income Quality1.041.09911.3348
Slightly volatile
ROE0.120.11110.1073
Slightly volatile
EV To Operating Cash Flow5.589.55999.0832
Pretty Stable
PE Ratio14.8410.057512.4323
Very volatile
Return On Tangible Assets0.00890.01370.0125
Slightly volatile
EV To Free Cash Flow6.0210.3219.5265
Pretty Stable
Earnings Yield0.08970.09940.0876
Very volatile
Intangibles To Total Assets0.01420.01270.0151
Slightly volatile
Current Ratio0.03760.0396392
Pretty Stable
Tangible Book Value Per Share33.5331.935425.5646
Slightly volatile
Receivables Turnover8.0213.883612.2598
Pretty Stable
Graham Number65.1762.064846.3115
Slightly volatile
Shareholders Equity Per Share41.2239.25829.8439
Slightly volatile
Debt To Equity0.550.41340.3318
Slightly volatile
Revenue Per Share19.2118.298511.6636
Slightly volatile
Interest Debt Per Share22.6521.572111.8144
Slightly volatile
Debt To Assets0.05030.05030.0371
Slightly volatile
Short Term Coverage Ratios0.360.38062.9266
Slightly volatile
Price Earnings Ratio14.8410.057512.4323
Very volatile
Price Book Value Ratio1.631.11721.3087
Pretty Stable
Dividend Payout Ratio0.360.41260.4283
Slightly volatile
Price To Operating Cash Flows Ratio5.669.15099.1585
Very volatile
Price To Free Cash Flows Ratio6.169.87949.6979
Very volatile
Pretax Profit Margin0.260.30120.35
Slightly volatile
Ebt Per Ebit0.810.97540.7987
Very volatile
Operating Profit Margin0.30.30870.39
Pretty Stable
Effective Tax Rate0.30.20860.2381
Slightly volatile
Company Equity Multiplier11.648.21658.9735
Slightly volatile
Long Term Debt To Capitalization0.08060.08480.1232
Slightly volatile
Total Debt To Capitalization0.340.29250.2367
Slightly volatile
Return On Capital Employed0.02240.02360.019
Slightly volatile
Debt Equity Ratio0.550.41340.3318
Slightly volatile
Ebit Per Revenue0.30.30870.39
Pretty Stable
Quick Ratio0.930.9818287
Slightly volatile
Net Income Per E B T0.590.79140.7566
Pretty Stable
Cash Ratio0.170.182816.022
Slightly volatile
Operating Cash Flow Sales Ratio0.250.26190.3545
Very volatile
Days Of Sales Outstanding47.3326.290132.5346
Pretty Stable
Free Cash Flow Operating Cash Flow Ratio0.740.92630.9231
Very volatile
Cash Flow Coverage Ratios0.280.29530.5832
Slightly volatile
Price To Book Ratio1.631.11721.3087
Pretty Stable
Fixed Asset Turnover5.635.36443.8097
Slightly volatile
Price Cash Flow Ratio5.669.15099.1585
Very volatile
Debt Ratio0.05030.05030.0371
Slightly volatile
Cash Flow To Debt Ratio0.280.29530.5832
Slightly volatile
Price Sales Ratio2.492.39693.2986
Pretty Stable
Return On Assets0.00870.01350.0123
Slightly volatile
Asset Turnover0.05150.05670.0466
Very volatile
Net Profit Margin0.180.23830.2676
Slightly volatile
Price Fair Value1.631.11721.3087
Pretty Stable
Return On Equity0.120.11110.1073
Slightly volatile

Community Trust Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap521.5 M496.7 M512.6 M
Slightly volatile
Enterprise Value557.9 M531.3 M544.9 M
Slightly volatile

Community Fundamental Market Drivers

Forward Price Earnings9.3197
Cash And Short Term Investments58.8 M

Community Upcoming Events

17th of April 2024
Upcoming Quarterly Report
View
17th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
15th of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About Community Trust Financial Statements

There are typically three primary documents that fall into the category of financial statements. These documents include Community Trust income statement, its balance sheet, and the statement of cash flows. Community Trust investors use historical funamental indicators, such as Community Trust's revenue or net income, to determine how well the company is positioned to perform in the future. Although Community Trust investors may use each financial statement separately, they are all related. The changes in Community Trust's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on Community Trust's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet, but not equivalent to net income shown on the income statement. We offer a historical overview of the basic patterns found on Community Trust Financial Statements. Understanding these patterns can help to make the right decision on long term investment in Community Trust. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Current Deferred Revenue-7.4 M-7.8 M
Total Revenue327.3 M343.7 M
Cost Of Revenue31.9 M43.3 M
Stock Based Compensation To Revenue 0  0.01 
Sales General And Administrative To Revenue 0.23  0.26 
Research And Ddevelopement To Revenue 0.00  0.00 
Capex To Revenue(0.02)(0.02)
Revenue Per Share 18.30  19.21 
Ebit Per Revenue 0.31  0.30 

Pair Trading with Community Trust

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Community Trust position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Community Trust will appreciate offsetting losses from the drop in the long position's value.
The ability to find closely correlated positions to Community Trust could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Community Trust when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Community Trust - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Community Trust Bancorp to buy it.
The correlation of Community Trust is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Community Trust moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Community Trust Bancorp moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Community Trust can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching
When determining whether Community Trust Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Community Trust's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Community Trust Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Community Trust Bancorp Stock:
Check out the analysis of Community Trust Correlation against competitors.
Note that the Community Trust Bancorp information on this page should be used as a complementary analysis to other Community Trust's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Portfolio Analyzer module to portfolio analysis module that provides access to portfolio diagnostics and optimization engine.

Complementary Tools for Community Stock analysis

When running Community Trust's price analysis, check to measure Community Trust's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Community Trust is operating at the current time. Most of Community Trust's value examination focuses on studying past and present price action to predict the probability of Community Trust's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Community Trust's price. Additionally, you may evaluate how the addition of Community Trust to your portfolios can decrease your overall portfolio volatility.
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Is Community Trust's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Community Trust. If investors know Community will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Community Trust listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.04)
Dividend Share
1.82
Earnings Share
4.32
Revenue Per Share
12.341
Quarterly Revenue Growth
0.003
The market value of Community Trust Bancorp is measured differently than its book value, which is the value of Community that is recorded on the company's balance sheet. Investors also form their own opinion of Community Trust's value that differs from its market value or its book value, called intrinsic value, which is Community Trust's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Community Trust's market value can be influenced by many factors that don't directly affect Community Trust's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Community Trust's value and its price as these two are different measures arrived at by different means. Investors typically determine if Community Trust is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Community Trust's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.