Lendingclub Financial Statements From 2010 to 2021

LC -  USA Stock  

USD 15.88  0.28  1.73%

Lendingclub Corp financial statements provide useful quarterly and yearly information to potential Lendingclub Corp investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on Lendingclub Corp financial statements helps investors assess Lendingclub Corp's valuation, profitability, and current liquidity needs.
We have found eighty-three available fundamental ratios for Lendingclub Corp, which can be analyzed and compared to other ratios and to its peers in the industry. Make sure you check all of Lendingclub Corp last-minute market performance against the performance between 2010 and 2021 to make sure the company can sustain itself down the road.
Lendingclub Corp Revenue Per Employee is projected to increase significantly based on the last few years of reporting. The past year's Revenue Per Employee was at 555,228. The current year Average Assets is expected to grow to about 3.3 B, whereas Net Income Per Employee is forecasted to decline to (186.4 K).

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Check Lendingclub Corp financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Lendingclub main balance sheet or income statement drivers, such as Cost of Revenue of 73.3 M, Gross Profit of 323.8 M or Net Income to Non Controlling Interests of 68.2 K, as well as many exotic indicators such as PPandE Turnover of 5.56, Accrued Expenses Turnover of 12.64 or Cash and Equivalents Turnover of 2.3. Lendingclub financial statements analysis is a perfect complement when working with Lendingclub Corp Valuation or Volatility modules. It can also supplement various Lendingclub Corp Technical models. Additionally, see the analysis of Lendingclub Corp Correlation against competitors.

Lendingclub Corp Revenues

397.1 MillionShare

Lendingclub Corp Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets2.6 B1.9 B3.2 B
Increasing
Stable
Cash and Equivalents676.7 M628.5 M470.1 M
Increasing
Slightly volatile
Investments975.8 M950.8 M2.5 B
Decreasing
Very volatile
Property Plant and Equipment Net101.9 M96.6 M70.4 M
Increasing
Slightly volatile
Trade and Non Trade Receivables317.6 K319.5 K348.9 K
Decreasing
Slightly volatile
Trade and Non Trade Payables129.3 M124.6 M91.9 M
Increasing
Slightly volatile
Goodwill and Intangible Assets13.4 M13.1 M68.9 M
Decreasing
Slightly volatile
Total Liabilities1.2 B1.1 B2.6 B
Decreasing
Very volatile
Shareholders Equity849.7 M724.2 M627.4 M
Increasing
Slightly volatile
Accumulated Other Comprehensive Income1.6 M1.5 M(676.7 K)
Increasing
Slightly volatile
Total Debt918.1 M894.6 M2.4 B
Decreasing
Stable
Shareholders Equity USD849.7 M724.2 M627.4 M
Increasing
Slightly volatile
Cash and Equivalents USD676.7 M628.5 M470.1 M
Increasing
Slightly volatile
Total Debt USD918.1 M894.6 M2.4 B
Decreasing
Stable
Long Term Debt761.3 M741.8 M2.1 B
Increasing
Very volatile

Lendingclub Corp Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Revenues397.1 M314.7 M342.4 M
Increasing
Slightly volatile
Cost of Revenue73.3 M71.2 M54.5 M
Increasing
Slightly volatile
Selling General and Administrative Expense326.9 M292.1 M258.3 M
Increasing
Slightly volatile
Research and Development Expense134.8 M139.1 M86.1 M
Increasing
Slightly volatile
Operating Expenses466.8 M431.1 M357.6 M
Increasing
Slightly volatile
Income Tax Expense(81.1 K)(79 K)489.1 K
Decreasing
Slightly volatile
Consolidated Income(192.5 M)(187.5 M)(73.8 M)
Decreasing
Slightly volatile
Net Income to Non Controlling Interests68.2 K63.2 K(111.5 K)
Increasing
Slightly volatile
Net Income(192.5 M)(187.5 M)(73.8 M)
Decreasing
Slightly volatile
Net Income Common Stock(192.5 M)(187.5 M)(73.8 M)
Decreasing
Slightly volatile
Weighted Average Shares74.2 M77.9 M50.7 M
Increasing
Slightly volatile
Weighted Average Shares Diluted74.6 M77.9 M51.7 M
Increasing
Slightly volatile
Earning Before Interest and Taxes EBIT(192.6 M)(187.6 M)(73.8 M)
Decreasing
Slightly volatile
Revenues USD397.1 M314.7 M342.4 M
Increasing
Slightly volatile
Net Income Common Stock USD(192.5 M)(187.5 M)(73.8 M)
Decreasing
Slightly volatile
Earning Before Interest and Taxes USD(192.6 M)(187.6 M)(73.8 M)
Decreasing
Slightly volatile
Gross Profit323.8 M243.5 M288 M
Increasing
Slightly volatile
Operating Income(192.6 M)(187.6 M)(73.8 M)
Decreasing
Slightly volatile

Lendingclub Corp Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Net Cash Flow Investment Acquisitions and Disposals643.6 M596.5 M(202 M)
Increasing
Slightly volatile
Net Cash Flow from Financing(864.6 M)(842.4 M)349.6 M
Decreasing
Slightly volatile
Issuance Repayment of Debt Securities (805.8 M)(785.1 M)279.5 M
Decreasing
Slightly volatile
Issuance Purchase of Equity Shares18.6 M18.2 M79.1 M
Decreasing
Very volatile
Net Cash Flow from Investing610.4 M565.8 M(246.8 M)
Increasing
Slightly volatile
Net Cash Flow from Operations451 M418 M(42.4 M)
Increasing
Very volatile
Net Cash Flow or Change in Cash and Cash Equivalents152.5 M141.4 M56.7 M
Decreasing
Very volatile
Share Based Compensation61.1 M61.5 M42.9 M
Increasing
Slightly volatile
Depreciation Amortization and Accretion46.3 M54 M27.1 M
Increasing
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Return on Average Equity(0.26)(0.25)(0.0482)
Decreasing
Slightly volatile
Return on Average Assets(0.0852)(0.083)(0.0217)
Decreasing
Slightly volatile
Return on Invested Capital(0.0626)(0.061)(0.0165)
Decreasing
Slightly volatile
Gross Margin0.880.7740.812
Increasing
Slightly volatile
Profit Margin(0.61)(0.596)(0.2937)
Increasing
Very volatile
EBITDA Margin(0.43)(0.424)(0.2266)
Increasing
Stable
Return on Sales(0.61)(0.596)(0.2932)
Increasing
Very volatile
Asset Turnover0.140.1390.1119
Increasing
Slightly volatile
Enterprise Value over EBITDA(12.3)(11.398)(202)
Increasing
Slightly volatile
Sales per Share5.214.0386.9038
Increasing
Very volatile
Price to Sales Ratio3.262.6155.904
Decreasing
Slightly volatile
Price to Book Value1.981.3345.0635
Decreasing
Slightly volatile
Debt to Equity Ratio1.611.57311.2778
Decreasing
Slightly volatile
Free Cash Flow per Share5.354.964(1.0354)
Increasing
Stable
Book Value per Share12.199.29214.219
Decreasing
Very volatile
Tangible Assets Book Value per Share24.5423.909111
Decreasing
Slightly volatile
Total Assets Per Share21.6921.137969.5231
Decreasing
Slightly volatile
Cash Flow Per Share5.124.7423(0.7517)
Increasing
Stable
PPandE Turnover5.565.420422.8412
Decreasing
Slightly volatile
Cash and Equivalents Turnover2.31.48783.3496
Decreasing
Slightly volatile
Accrued Expenses Turnover12.649.104114.1259
Decreasing
Slightly volatile
Revenue to Assets0.260.30780.2076
Increasing
Slightly volatile

Lendingclub Corp Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Earnings before Tax(192.6 M)(187.6 M)(73.8 M)
Decreasing
Slightly volatile
Earnings Before Interest Taxes and Depreciation Amortization EBITDA(137.1 M)(133.6 M)(45.9 M)
Decreasing
Slightly volatile
Earnings Before Interest Taxes and Depreciation Amortization USD(137.1 M)(133.6 M)(45.9 M)
Decreasing
Slightly volatile
Market Capitalization991.7 M966.3 M4.8 B
Decreasing
Slightly volatile
Enterprise Value1.6 B1.5 B7.1 B
Decreasing
Slightly volatile
Invested Capital2.2 B2.1 B5.1 B
Decreasing
Very volatile
Average Equity833.7 M750.2 M589.9 M
Increasing
Slightly volatile
Average Assets3.3 B2.3 B3.1 B
Increasing
Slightly volatile
Invested Capital Average4.1 B3.1 B4.9 B
Increasing
Stable
Tangible Asset Value2.6 B1.9 B3.2 B
Increasing
Stable
Free Cash Flow417.4 M386.9 M(71.3 M)
Increasing
Very volatile
Revenue Per Employee563.6 K555.2 K572.8 K
Increasing
Slightly volatile
Net Income Per Employee(186.4 K)(181.6 K)(53.6 K)
Decreasing
Slightly volatile

Lendingclub Fundamental Market Drivers

Short Percent Of Float5.28%
Forward Price Earnings69.04
Shares Short Prior Month4.12M
Average Daily Volume Last 10 Day1.11M
Average Daily Volume In Three Month1.68M
Date Short Interest28th of May 2021
Fifty Day Average17.27
Two Hundred Day Average14.61

Lendingclub Upcoming Events

Upcoming Quarterly Report28th of July 2021
Next Earnings Report3rd of November 2021
Next Fiscal Quarter End30th of June 2021
Next Fiscal Year End9th of March 2022
Last Quarter Report31st of March 2021
Last Earning Announcement30th of June 2020

About Lendingclub Corp Financial Statements

There are typically three primary documents that fall into the category of financial statements. These documents include Lendingclub Corp income statement, its balance sheet, and the statement of cash flows. Lendingclub Corp investors use historical funamental indicators, such as Lendingclub Corp's revenue or net income, to determine how well the company is positioned to perform in the future. Although Lendingclub Corp investors may use each financial statement separately, they are all related. The changes in Lendingclub Corp's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on Lendingclub Corp's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet, but not equivalent to net income shown on the income statement. We offer a historical overview of the basic patterns found on Lendingclub Corp Financial Statements. Understanding these patterns can help to make the right decision on long term investment in Lendingclub Corp. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for 2021
Cost of Revenue71.2 M73.3 M
Revenues314.7 M397.1 M
Revenue to Assets 0.31  0.26 
Revenue Per Employee555.2 K563.6 K
LendingClub Corporation, operates as a bank holding company for LendingClub Bank, National Association that provides range of financial products and services through a technology-driven platform in the United States. The company was incorporated in 2006 and is headquartered in San Francisco, California. Lendingclub Corp operates under Credit Services classification in the United States and is traded on New York Stock Exchange. It employs 1192 people.

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Additionally, see the analysis of Lendingclub Corp Correlation against competitors. Note that the Lendingclub Corp information on this page should be used as a complementary analysis to other Lendingclub Corp's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try Insider Screener module to find insiders across different sectors to evaluate their impact on performance.

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When running Lendingclub Corp price analysis, check to measure Lendingclub Corp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Lendingclub Corp is operating at the current time. Most of Lendingclub Corp's value examination focuses on studying past and present price action to predict the probability of Lendingclub Corp's future price movements. You can analyze the entity against its peers and financial market as a whole to determine factors that move Lendingclub Corp's price. Additionally, you may evaluate how the addition of Lendingclub Corp to your portfolios can decrease your overall portfolio volatility.
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The market value of Lendingclub Corp is measured differently than its book value, which is the value of Lendingclub that is recorded on the company's balance sheet. Investors also form their own opinion of Lendingclub Corp's value that differs from its market value or its book value, called intrinsic value, which is Lendingclub Corp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Lendingclub Corp's market value can be influenced by many factors that don't directly affect Lendingclub Corp underlying business (such as pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Lendingclub Corp's value and its price as these two are different measures arrived at by different means. Investors typically determine Lendingclub Corp value by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Lendingclub Corp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.