Howard Bancorp Financials

Based on the analysis of Howard Bancorp's profitability, liquidity, and operating efficiency, Howard Bancorp is not in a good financial situation at the moment. It has a very high risk of going through financial straits in May.
With this module, you can analyze Howard financials for your investing period. You should be able to track the changes in Howard Bancorp individual financial statements over time to develop the understanding of its risk, liquidity, profitability, or other critical and vital indicators.
  
Understanding current and past Howard Bancorp Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Howard Bancorp's financial statements are interrelated, with each one affecting the others. For example, an increase in Howard Bancorp's assets may result in an increase in income on the income statement.
The data published in Howard Bancorp's official financial statements usually reflect Howard Bancorp's business processes, product offerings, services, and other fundamental events. But there are other numbers, ratios, or fundamental indicators derived from these statements that are easier to understand and visualize within the underlying realities that drive quantitative information of Howard Bancorp. For example, before you start analyzing numbers published by Howard accountants, it's critical to develop an understanding of what Howard Bancorp's liquidity, profitability, and earnings quality are in the context of the Financial Services space in which it operates.
Please note, the presentation of Howard Bancorp's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, Howard Bancorp's management is honest, while the outside auditors are strict and uncompromising. Whatever the case, the imprecision that can be found in Howard Bancorp's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Howard Bancorp. Please utilize our Beneish M Score to check the likelihood of Howard Bancorp's management manipulating its earnings.

Howard Bancorp Stock Summary

Howard Bancorp competes with PennantPark Floating, Reynolds Consumer, InFintT Acquisition, Toro, and Teleflex Incorporated. Howard Bancorp, Inc. operates as the bank holding company for Howard Bank that provides commercial banking, mortgage banking, and consumer finance products and services to businesses, business owners, professionals, and other consumers. Howard Bancorp, Inc. was founded in 2004 and is headquartered in Baltimore, Maryland. Howard Bancorp operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 235 people.
InstrumentUSA Stock View All
ExchangeNASDAQ Exchange
ISINUS4424961054
Business Address3301 Boston Street,
SectorFinancial Services
IndustryBanks—Regional
BenchmarkNYSE Composite
Websitewww.howardbank.com
Phone410 750 0020
CurrencyUSD - US Dollar
You should never invest in Howard Bancorp without having analyzed its financial statements. Do not rely on someone else's analysis or guesses about the future performance of Howard Stock, because this is throwing your money away. Analyzing the key information contained in Howard Bancorp's financial statements can give you an edge over other investors and help to ensure that your investments perform well for you.

Howard Bancorp Key Financial Ratios

Generally speaking, Howard Bancorp's financial ratios allow both analysts and investors to convert raw data from Howard Bancorp's financial statements into concise, actionable information that can be used to evaluate the performance of Howard Bancorp over time and compare it to other companies across industries. There are many critical financial ratios that investors are exposed to on a daily basis, but they are usually grouped into few meaningful categories from each financial statement that Howard Bancorp reports annually and quarterly.

Howard Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Howard Bancorp's current stock value. Our valuation model uses many indicators to compare Howard Bancorp value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Howard Bancorp competition to find correlations between indicators driving Howard Bancorp's intrinsic value. More Info.
Howard Bancorp is one of the top stocks in return on equity category among related companies. It is one of the top stocks in return on asset category among related companies reporting about  0.12  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Howard Bancorp is roughly  8.53 . Comparative valuation analysis is a catch-all model that can be used if you cannot value Howard Bancorp by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for Howard Bancorp's Stock. Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Howard Bancorp's earnings, one of the primary drivers of an investment's value.
Check out Risk vs Return Analysis to better understand how to build diversified portfolios. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in population.
You can also try the Bonds Directory module to find actively traded corporate debentures issued by US companies.

Other Consideration for investing in Howard Stock

If you are still planning to invest in Howard Bancorp check if it may still be traded through OTC markets such as Pink Sheets or OTC Bulletin Board. You may also purchase it directly from the company, but this is not always possible and may require contacting the company directly. Please note that delisted stocks are often considered to be more risky investments, as they are no longer subject to the same regulatory and reporting requirements as listed stocks. Therefore, it is essential to carefully research the Howard Bancorp's history and understand the potential risks before investing.
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