Susanne Biltoft - Alm Brand Head of Information and Investor Relations

ALMB Stock  DKK 12.26  0.09  0.74%   

Executive

Ms. Susanne L. Biltoft serves as Senior Vice President, Communications and Investor Relations at Alm. Brand AS. She was employed at the Company since February 1, 2001.
Age 55
Phone45 35 47 47 47
Webhttps://www.almbrand.dk

Alm Brand Management Efficiency

Alm Brand's management efficiency ratios could be used to measure how well Alm Brand manages its routine affairs as well as how well it operates its assets and liabilities.
The company has accumulated 1.59 B in total debt with debt to equity ratio (D/E) of 30.8, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Alm Brand has a current ratio of 1.98, which is within standard range for the sector. Debt can assist Alm Brand until it has trouble settling it off, either with new capital or with free cash flow. So, Alm Brand's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Alm Brand sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Alm to invest in growth at high rates of return. When we think about Alm Brand's use of debt, we should always consider it together with cash and equity.

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Brand AS, together with its subsidiaries, provides non-life insurance, banking, and life and pension insurance products and services in Denmark. Brand AS was founded in 1792 and is headquartered in Copenhagen, Denmark. Alm Brand operates under Insurance - General classification in Denmark and is traded on Copenhagen Stock Exchange. It employs 1743 people. Alm Brand (ALMB) is traded on Copenhagen Exchange in Denmark and employs 2,458 people.

Management Performance

Alm Brand Leadership Team

Elected by the shareholders, the Alm Brand's board of directors comprises two types of representatives: Alm Brand inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Alm. The board's role is to monitor Alm Brand's management team and ensure that shareholders' interests are well served. Alm Brand's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Alm Brand's outside directors are responsible for providing unbiased perspectives on the board's policies.
Per Frandsen, Director
Kaj Jensen, Regional Manager, Region Jutland East
Mark Oswald, Regional Manager, Region South
Anne Barfod, CFO
Lars Hansen, Regional Manager, Region Zealand
Peter Flemmer, Senior Vice President Commercial Insurance
Mads CFA, Head Relations
Henrik Gundorph, Executive VP of HR
Claus Jespersen, Director of Group Legal
Joergen Mikkelsen, Chairman of the Board of Directors
Brian Olsen, Senior Vice President Claims
Anette Eberhard, Director
Kim Wadstroem, Managing Director, Banking
Soeren Olling, Director, Commercial Banking and Credit
Kristjan Jorgensen, Chief Officer
Henrik Kjaer, Regional Manager, Region South
Pia Steffensen, Senior Vice President Private Insurance
Jan Pedersen, Director
Claude Reffs, Managing Director, Life Insurance
Mikael Larsen, Investor Officer
Henrik Christensen, Director
Brian Egested, Director, Employee Representative
Soeren Mortensen, CEO, Member of the Management Board
Anne Toftegaard, Group CEO
Bjarne Schnfeld, Ex Nord
Tue Klitgaard, Director, Group Legal
Karen HansenHoeck, Independent Director
Thomas Erichsen, Director, IT and Digitalisation
Laury Kristoffersen, Regional Manager, Region Jutland North
Kristian HjortMadsen, Director of Digitalisation, IT and Innovation
Jacques SkovgaardSoerensen, Director, Financial Markets
Claus Jensen, Director, Employee Representative
Henrik Ekmann, Senior Vice President Regional Manager, North Jutland, Pension Sales
Lars Christiansen, Director, Employee representative
Rasmus Nielsen, EVP CEO
Mikael Sundby, Managing Director of Life and Pension
Andreas Madsen, CFO Officer
Birger Schoenfeld, Regional Manager, Region Copenhagen
Rasmus Lynge, Director of Sales and Marketing
Helle Frederiksen, Director, Employee Representative
Jesper Soerensen, Managing Director, Non-life Insurance
Michael Iversen, Senior Vice President Bank - Private
Tue Christensen, Director, Group Legal
Boris Kjeldsen, Deputy Chairman of the Board of Directors
Susanne Biltoft, Head of Information and Investor Relations
Flemming Joergensen, Director
Lars Jensen, Information Technology (IT) Manager
Susanne Larsen, Director, Employee Representative
Ebbe Castella, Director

Alm Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Alm Brand a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Alm Brand in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Alm Brand's short interest history, or implied volatility extrapolated from Alm Brand options trading.

Pair Trading with Alm Brand

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Alm Brand position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Alm Brand will appreciate offsetting losses from the drop in the long position's value.

Moving together with Alm Stock

  0.62NOVO-B Novo Nordisk ASPairCorr

Moving against Alm Stock

  0.69MAERSK-A AP MllerPairCorr
  0.67MAERSK-B AP MllerPairCorr
  0.63DSV DSV Panalpina AS Earnings Call This WeekPairCorr
The ability to find closely correlated positions to Alm Brand could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Alm Brand when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Alm Brand - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Alm Brand to buy it.
The correlation of Alm Brand is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Alm Brand moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Alm Brand moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Alm Brand can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Alm Brand. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in board of governors.
You can also try the Portfolio Dashboard module to portfolio dashboard that provides centralized access to all your investments.

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Please note, there is a significant difference between Alm Brand's value and its price as these two are different measures arrived at by different means. Investors typically determine if Alm Brand is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Alm Brand's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.