Gregor Young - AmeriServ Financial CEO

ASRV Stock  USD 2.76  0.13  4.94%   

CEO

Mr. Gregor T. Young IV J.D. is President and Chief Executive Officer of AmeriServ Trust and Financial Services Company a subsidiary of Ameriserv Financial Inc. since 2010.
Age 58
Tenure 14 years
Address Main & Franklin Street, Johnstown, PA, United States, 15907-0430
Phone814 533 5300
Webhttps://www.ameriserv.com

Gregor Young Latest Insider Activity

Tracking and analyzing the buying and selling activities of Gregor Young against AmeriServ Financial stock is an integral part of due diligence when investing in AmeriServ Financial. Gregor Young insider activity provides valuable insight into whether AmeriServ Financial is net buyers or sellers over its current business cycle. Note, AmeriServ Financial insiders must abide by specific rules, including filing SEC forms every time they buy or sell AmeriServ Financial'sshares to prevent insider trading or benefiting illegally from material non-public information that their positions give them access to.

AmeriServ Financial Management Efficiency

Return On Capital Employed is likely to climb to 0.18 in 2024, despite the fact that Return On Tangible Assets are likely to grow to (0). At this time, AmeriServ Financial's Non Currrent Assets Other are fairly stable compared to the past year. Other Assets is likely to climb to about 1.6 B in 2024, whereas Non Current Assets Total are likely to drop slightly above 908.1 M in 2024. AmeriServ Financial's management efficiency ratios could be used to measure how well AmeriServ Financial manages its routine affairs as well as how well it operates its assets and liabilities.
The company currently holds 115.56 M in liabilities with Debt to Equity (D/E) ratio of 8.65, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Debt can assist AmeriServ Financial until it has trouble settling it off, either with new capital or with free cash flow. So, AmeriServ Financial's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like AmeriServ Financial sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for AmeriServ to invest in growth at high rates of return. When we think about AmeriServ Financial's use of debt, we should always consider it together with cash and equity.

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AmeriServ Financial, Inc. operates as the bank holding company for AmeriServ Financial Bank that provides various consumer, mortgage, and commercial financial products. AmeriServ Financial, Inc. is headquartered in Johnstown, Pennsylvania. Ameriserv Financial operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 306 people. AmeriServ Financial (ASRV) is traded on NASDAQ Exchange in USA. It is located in Main & Franklin Street, Johnstown, PA, United States, 15907-0430 and employs 304 people. AmeriServ Financial is listed under Regional Banks category by Fama And French industry classification.

Management Performance

AmeriServ Financial Leadership Team

Elected by the shareholders, the AmeriServ Financial's board of directors comprises two types of representatives: AmeriServ Financial inside directors who are chosen from within the company, and outside directors, selected externally and held independent of AmeriServ. The board's role is to monitor AmeriServ Financial's management team and ensure that shareholders' interests are well served. AmeriServ Financial's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, AmeriServ Financial's outside directors are responsible for providing unbiased perspectives on the board's policies.
Robert Wise, Independent Director
James Edwards, Independent Director
Laura Fiore, Senior Auditor
Kim Kunkle, Independent Director
Jeffrey Stopko, CEO and President and Director
Sara Sargent, Independent Director
Mark Pasquerilla, Independent Director
Charlene Tessari, Senior Applications
Michele Scanlan, Senior Officer
Catherine Torok, Senior Officer
Matthew Rigo, Senior Twp
William Layton, VP Accounting
Gregor Young, President and CEO of AmeriServ Trust and Financial Services Company
Michael Baylor, Regional President of Ameriserv Financial Bank and Sr. VP of Ameriserv Financial Bank
Jeffrey CPA, CEO President
Michael Lynch, Chief Financial and Investment Officer and Sr. VP
Carolyn Concannon, Executive Vice President Chief Risk Officer
Michael Adams, Independent Director
Robert III, VP Officer
Susan Angeletti, Senior Systems
Daniel DeVos, Independent Director
Margaret OMalley, Independent Director
Thomas Slater, Independent Director
Bettina Fochler, Senior Officer
Gary McKeown, Executive Bank
Kathleen Wallace, Senior Manager
Craig Ford, Non-Executive Independent Chairman of the Board
Kathleen CPA, Senior Manager
Mrs Callihan, Corporate Secretary
James Huerth, Interim CEO of Ameriserv Financial Bank, Interim President of Ameriserv Financial Bank, CEO of Ameriserv Bank and President of Ameriserv Bank
Allan Dennison, Director
Bruce Duke, Independent Director
Kerri Mueller, Senior Bank
Wendy Gressick, Chief President
David Finui, President Company
Daniel Hummel, Retail EVP

AmeriServ Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is AmeriServ Financial a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Pair Trading with AmeriServ Financial

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if AmeriServ Financial position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in AmeriServ Financial will appreciate offsetting losses from the drop in the long position's value.

Moving together with AmeriServ Stock

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Moving against AmeriServ Stock

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The ability to find closely correlated positions to AmeriServ Financial could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace AmeriServ Financial when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back AmeriServ Financial - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling AmeriServ Financial to buy it.
The correlation of AmeriServ Financial is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as AmeriServ Financial moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if AmeriServ Financial moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for AmeriServ Financial can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching
When determining whether AmeriServ Financial is a strong investment it is important to analyze AmeriServ Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact AmeriServ Financial's future performance. For an informed investment choice regarding AmeriServ Stock, refer to the following important reports:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in AmeriServ Financial. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in metropolitan statistical area.
For more information on how to buy AmeriServ Stock please use our How to Invest in AmeriServ Financial guide.
You can also try the Aroon Oscillator module to analyze current equity momentum using Aroon Oscillator and other momentum ratios.

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When running AmeriServ Financial's price analysis, check to measure AmeriServ Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy AmeriServ Financial is operating at the current time. Most of AmeriServ Financial's value examination focuses on studying past and present price action to predict the probability of AmeriServ Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move AmeriServ Financial's price. Additionally, you may evaluate how the addition of AmeriServ Financial to your portfolios can decrease your overall portfolio volatility.
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Is AmeriServ Financial's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of AmeriServ Financial. If investors know AmeriServ will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about AmeriServ Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.244
Dividend Share
0.12
Earnings Share
(0.20)
Revenue Per Share
2.647
Quarterly Revenue Growth
0.029
The market value of AmeriServ Financial is measured differently than its book value, which is the value of AmeriServ that is recorded on the company's balance sheet. Investors also form their own opinion of AmeriServ Financial's value that differs from its market value or its book value, called intrinsic value, which is AmeriServ Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because AmeriServ Financial's market value can be influenced by many factors that don't directly affect AmeriServ Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between AmeriServ Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if AmeriServ Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, AmeriServ Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.