Thomas Rosencrants - Atlanticus Holdings Independent Director

ATLC Stock  USD 24.34  0.16  0.65%   

Director

Mr. Thomas G. Rosencrants is Independent Director of Atlanticus Holdings Corporationrationration., since 1999. Since 1997, Mr. Rosencrants was the Chairman and Chief Executive Officer of Greystone Capital Group, LLC, an investment firm. Mr. Rosencrants also served as a member of the Board and Compensation Committee and as Chairman of the Audit Committee of Cambridge Display Technology, Inc. from 2006 until its sale in 2007. In addition, he is a Chartered Financial Analyst. Mr. Rosencrants provides the Board and Audit Committee with expertise in the areas of finance, financial reporting, accounting, corporate governance and risk management. since 1999.
Age 64
Tenure 25 years
Address Five Concourse Parkway, Atlanta, GA, United States, 30328
Phone770 828 2000
Webhttps://www.atlanticus.com

Atlanticus Holdings Management Efficiency

The company has return on total asset (ROA) of 0.04 % which means that it generated a profit of $0.04 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.2044 %, meaning that it created $0.2044 on every $100 dollars invested by stockholders. Atlanticus Holdings' management efficiency ratios could be used to measure how well Atlanticus Holdings manages its routine affairs as well as how well it operates its assets and liabilities. At present, Atlanticus Holdings' Return On Equity is projected to increase slightly based on the last few years of reporting. At present, Atlanticus Holdings' Total Current Assets are projected to increase significantly based on the last few years of reporting. The current year's Net Tangible Assets is expected to grow to about 563.1 M, whereas Non Current Assets Total are forecasted to decline to about 10.7 M.
The company currently holds 2.03 B in liabilities with Debt to Equity (D/E) ratio of 3.71, implying the company greatly relies on financing operations through barrowing. Atlanticus Holdings has a current ratio of 21.63, suggesting that it is liquid enough and is able to pay its financial obligations when due. Debt can assist Atlanticus Holdings until it has trouble settling it off, either with new capital or with free cash flow. So, Atlanticus Holdings' shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Atlanticus Holdings sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Atlanticus to invest in growth at high rates of return. When we think about Atlanticus Holdings' use of debt, we should always consider it together with cash and equity.

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Atlanticus Holdings Corporation provides credit and related financial services and products to customers the United States. Atlanticus Holdings Corporation was founded in 1996 and is headquartered in Atlanta, Georgia. Atlanticus Holdings operates under Credit Services classification in the United States and is traded on NASDAQ Exchange. It employs 328 people. Atlanticus Holdings (ATLC) is traded on NASDAQ Exchange in USA. It is located in Five Concourse Parkway, Atlanta, GA, United States, 30328 and employs 386 people. Atlanticus Holdings is listed under Consumer Finance category by Fama And French industry classification.

Management Performance

Atlanticus Holdings Leadership Team

Elected by the shareholders, the Atlanticus Holdings' board of directors comprises two types of representatives: Atlanticus Holdings inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Atlanticus. The board's role is to monitor Atlanticus Holdings' management team and ensure that shareholders' interests are well served. Atlanticus Holdings' inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Atlanticus Holdings' outside directors are responsible for providing unbiased perspectives on the board's policies.
Matt Zalubowski, Senior Marketing
Linda Brooks, Chief Officer
Deal Hudson, Independent Director
William McCamey, CFO and Treasurer
David Caruso, Chief Officer
Dave Caruso, Chief Commercial Officer – Retail Credit
Mack Mattingly, Independent Director
Kas Naderi, Chief Systems
David Hanna, Executive Chairman
Mitchell Saunders, Chief Officer
Brian Stone, Chief Officer
Jeffrey Howard, Pres and Director
Thomas Rosencrants, Independent Director
Richard Gilbert, COO
Rosalind Drakeford, Chief Counsel

Atlanticus Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Atlanticus Holdings a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Atlanticus Holdings in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Atlanticus Holdings' short interest history, or implied volatility extrapolated from Atlanticus Holdings options trading.

Pair Trading with Atlanticus Holdings

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Atlanticus Holdings position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Atlanticus Holdings will appreciate offsetting losses from the drop in the long position's value.

Moving against Atlanticus Stock

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The ability to find closely correlated positions to Atlanticus Holdings could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Atlanticus Holdings when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Atlanticus Holdings - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Atlanticus Holdings to buy it.
The correlation of Atlanticus Holdings is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Atlanticus Holdings moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Atlanticus Holdings moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Atlanticus Holdings can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching
When determining whether Atlanticus Holdings offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Atlanticus Holdings' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Atlanticus Holdings Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Atlanticus Holdings Stock:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Atlanticus Holdings. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of economic analysis.
For information on how to trade Atlanticus Stock refer to our How to Trade Atlanticus Stock guide.
You can also try the Cryptocurrency Center module to build and monitor diversified portfolio of extremely risky digital assets and cryptocurrency.

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When running Atlanticus Holdings' price analysis, check to measure Atlanticus Holdings' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Atlanticus Holdings is operating at the current time. Most of Atlanticus Holdings' value examination focuses on studying past and present price action to predict the probability of Atlanticus Holdings' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Atlanticus Holdings' price. Additionally, you may evaluate how the addition of Atlanticus Holdings to your portfolios can decrease your overall portfolio volatility.
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Is Atlanticus Holdings' industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Atlanticus Holdings. If investors know Atlanticus will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Atlanticus Holdings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.141
Earnings Share
4.24
Revenue Per Share
24.419
Quarterly Revenue Growth
0.115
Return On Assets
0.04
The market value of Atlanticus Holdings is measured differently than its book value, which is the value of Atlanticus that is recorded on the company's balance sheet. Investors also form their own opinion of Atlanticus Holdings' value that differs from its market value or its book value, called intrinsic value, which is Atlanticus Holdings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Atlanticus Holdings' market value can be influenced by many factors that don't directly affect Atlanticus Holdings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Atlanticus Holdings' value and its price as these two are different measures arrived at by different means. Investors typically determine if Atlanticus Holdings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Atlanticus Holdings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.