Renato Dios - BDO Unibank CEO
| BDOUFDelisted Stock | USD 1.98 0.00 0.00% |
CEO
Mr. Renato A. Vergel de Dios is PresidentChief Executive Officer Director of BDO Life Assurance Company, Inc. under BDO Unibank, Inc. He also serves as a member of the Board of Directors of the Philippine Life Insurance Association and of the Board of Trustees of the Insurance Institute for Asia and the Pacific
| Age | 63 |
| Phone | 63 2 840 7000 |
| Web | https://www.bdo.com.ph |
BDO Unibank Management Efficiency
The company has return on total asset (ROA) of 0.0136 % which means that it generated a profit of $0.0136 on every $100 spent on assets. This is way below average. Similarly, it shows a return on equity (ROE) of 0.1166 %, meaning that it generated $0.1166 on every $100 dollars invested by stockholders. BDO Unibank's management efficiency ratios could be used to measure how well BDO Unibank manages its routine affairs as well as how well it operates its assets and liabilities.The company has accumulated 213.26 B in total debt. Debt can assist BDO Unibank until it has trouble settling it off, either with new capital or with free cash flow. So, BDO Unibank's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like BDO Unibank sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for BDO to invest in growth at high rates of return. When we think about BDO Unibank's use of debt, we should always consider it together with cash and equity.
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Management Performance
| Return On Equity | 0.12 | |||
| Return On Asset | 0.0136 |
BDO Unibank Leadership Team
Elected by the shareholders, the BDO Unibank's board of directors comprises two types of representatives: BDO Unibank inside directors who are chosen from within the company, and outside directors, selected externally and held independent of BDO. The board's role is to monitor BDO Unibank's management team and ensure that shareholders' interests are well served. BDO Unibank's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, BDO Unibank's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Ismael Estela, Senior Vice President Corporate Governance Officer - Corporate Compliance, Legal Services and Internal Audit Group | ||
| Teresita Sy, Chairperson of the Board | ||
| Belinda Fernandez, Senior Vice President Head - Treasury Group - Product Development | ||
| Ophelia Camina, Senior Vice President Head - Consumer Lending Group - Card Issuing and Operations Unit | ||
| DioscoroRoy Ramos, Director | ||
| Jonathan Go, Senior Vice President - Asset Management Group | ||
| Rolando Tanchanco, Executive Vice President Head - Consumer Lending Group | ||
| Ferdinand Bacungan, Senior Vice President | ||
| Maria Orsolino, Senior Vice President Head - Commercial Banking (North and South Luzon) | ||
| Mario Palou, Executive Vice President Senior Credit Officer | ||
| Lorna Tan, CEO, Senior Vice President - Hong Kong Branch | ||
| Cerwina Santos, Senior Vice President | ||
| Joseph Gotuaco, Senior Executive Vice President and Head of Central Operations Group | ||
| Noel Sugay, Senior Vice President Treasury group - Foreign Exchange Trading and Portfolio Management | ||
| Edwin Tajanlangit, Senior Vice President Head - Market and Liquidity Risk Management | ||
| Cecilia Tan, Executive Vice President for Institutional Banking | ||
| Frederico Ocampo, Senior Vice President for Trust and Investments Group | ||
| Edwin Reyes, Executive Vice President Group Head for the Transaction Banking Group | ||
| Antonio Cotoco, Senior Executive Vice President Managing Director - BDO Leasing and Finance, Supervising Officer - Hong Kong Branch | ||
| Marilou Cesario, Senior Vice President Head Corporate Banking - Team 6 | ||
| Frederic Gomez, Senior Vice President Head – Information Technology Group | ||
| Maria Tan, Senior Vice President General Manager - BDO Insurance Brokers, Inc. | ||
| Lucy Dy, Executive Vice President Comptroller and Head of Comptrollership Group | ||
| Robert Sy, Senior Vice President Region Head - Branch Banking Group | ||
| Federico Tancongco, Senior Vice President | ||
| Dennis Velasquez, Executive Vice President Head - Central Operations Group | ||
| Evelyn Villanueva, Executive Vice President Chief Risk Officer and Head - Risk Management Group | ||
| Susan Rivera, Senior Vice President | ||
| Antonio Pena, Senior Vice President Head - Consumer Lending Group - Auto Loans | ||
| Sabino Acut, Assistant Corporate Secretary | ||
| Joseph Tiamson, Senior Vice President for the Office of the President | ||
| Josefina Tan, NonEx Director | ||
| Eduardo Francisco, Executive Vice President and Presidentident/Director - BDO Capital and Investment Corporation | ||
| Gina Galita, Senior Vice President for Central Operations Group | ||
| Antonio Pacis, Director | ||
| Dante Tinga, Senior Vice President | ||
| Marilyn Go, Senior Vice President Assistant Treasurer | ||
| Roger Raya, Senior Vice President | ||
| Rogel Raya, Senior Vice President Head - Consumer Lending Group - Unsecured/Business Development/Card Acquiring | ||
| Jose Pascual, Senior Vice President Head - Executive Committee Secretariat | ||
| Anthony Chua, Executive Vice President for Global Operations | ||
| Myla Untalan, Senior Vice President - Digital Infrastructure Services | ||
| Attorney Serrano, Co Officer | ||
| Angelita Manulat, Senior Vice President Head - Consumer Lending Group - Home Loan Business | ||
| Renato Dios, President/CEO & Director of BDO Life Assurance Company, Inc. | ||
| Sui Sy, Senior Vice President Head - Branch Banking Group - Region 2 (Metro Manila North) | ||
| Enrico Hernandez, Senior Vice President Head - IT Development | ||
| Vicente Perez, | ||
| Richard Grau, Senior Vice President - Seconded to BDO Private Bank | ||
| Noel Andrada, Senior Vice President Business Development Head - Trust and Investments Group | ||
| Roberto Santos, Senior Vice President of Transaction Banking Group | ||
| Annie Ngo, Senior Vice President Region Head Branch Banking Group | ||
| Jonathan Diokno, Senior Vice President Head - Transaction Banking Group Remittance Origination | ||
| Maria Mallillin, Senior Vice President Branch Banking Group | ||
| Pedro Florescio, Executive Vice President Treasurer, Head - Treasury Group | ||
| Gregorio Severino, Senior Vice President | ||
| Donald Limcaco, Senior Vice President - Transaction Banking Group | ||
| Arthur Chung, Senior Vice President Head - Financial Institutions Group and Loans and Trade (Hong Kong) | ||
| Jose Magpale, Senior Vice President | ||
| Manuel Locsin, Senior Vice President Head - Consumer Lending Group - Unsecured Sales and Distribution Unit | ||
| Melanie Belen, Senior Vice President Head - Remedial Management Unit | ||
| Montiel Santos, Senior Vice President Head - Treasury Group- Foreign Currency Sales | ||
| Reynaldo Tanjangco, Senior Vice President Head - Corporate Banking Group | ||
| Jose Mendoza, Senior Vice President BDO Private Bank, Inc. - Wealth Advisory and Trust Group | ||
| Jaime Nasol, Senior Vice President Head - Transaction Banking Group - Cash Management Services | ||
| Cecilia Santos, First Vice President Alternate Corporate Information Officer | ||
| Maria Regala, Senior Vice President Head - Marketing Department - Consumer Lending Group | ||
| Ramon Militar, Senior Vice President Region Head - Branch Banking Group | ||
| Gabriel Lim, Senior Vice President Head - BDO Capital and Investments Corporation - Equities Practice Unit | ||
| Stella Cabalatungan, Executive Vice President Head - BDO Private Bank, Inc. - Relationship Management | ||
| Eleanor Hilado, Senior Vice President Head - BDO Capital and Investment Corporation - Debt Practice | ||
| Alvin Go, Senior Vice President for Legal Services Group | ||
| Jesus Jacinto, Vice Chairman of the Board | ||
| Shirley Sangalang, Senior Vice President | ||
| Martin Ordonez, Senior Vice President BDO Private Bank, Inc. - Operations Head | ||
| Ramon David, Senior Vice President Head - Branch Banking Group - Metro Manila East Region | ||
| Tomas Mendoza, Senior Vice President - Transaction Banking | ||
| Sonia Go, Senior Vice President | ||
| Howard Son, Senior Vice President - Hong Kong Branch | ||
| Romeo Co, Senior Vice President - Institutional Banking Group | ||
| Gilberto Teodoro, Independent Director | ||
| Nestor Tan, President CEO, Director | ||
| Evelyn Salagubang, Senior Vice President Group Head - Human Resources | ||
| Manuel Malabanan, Senior Vice President for Trust and Investments Group | ||
| Edmundo Soriano, Executive Vice President Head - Corporate Banking 1 | ||
| Walter Wassmer, Senior Executive Vice President Head - Institutional Banking Group | ||
| Cristina Ngo, Senior Vice President | ||
| Noel Dizon, Senior Vice President - Head - Branch Banking Group Region 5 | ||
| Aurea Montejo, Senior Vice President Procurement and Premises Management - Central Operations Group | ||
| Lazaro Guevarra, Senior Vice President Head - BDO Capital and Investment Corporation - Advisory and Mergers and Acquisitions Practice | ||
| Teresita SyCoson, Chairperson of the Board | ||
| Albert Yeo, Executive Vice President | ||
| Jaime Yu, Senior Executive Vice President Head - Branch Banking Group | ||
| Ricardo Martin, Executive Vice President Head - Corporate Compliance, Legal Services & Internal Audit Group | ||
| Rafael Ayuste, Senior Vice President | ||
| Mercedes Tioseco, Senior Vice President | ||
| Maria Fonacier, Senior Vice President -Marketing Communications Group | ||
| Maria Antonio, Senior Vice President | ||
| Guia Lim, Executive Vice President for Executive Committee/Management Credit Committee | ||
| Rebecca Torres, Senior Vice President Assistant Corporate Secretary | ||
| Edmundo Tan, Corporate Secretary | ||
| Luis Reyes, Senior Vice President Head - Investor Relations and Corporate Planning | ||
| Gwyneth Entao, Senior Vice President - Consumer Lending | ||
| George Barcelon, | ||
| Roberto Lapid, Vice Chairman – BDO Leasing and Finance,Inc. | ||
| Geronimo Diaz, Senior Vice President Region Head - Branch Banking | ||
| Victor Lim, Senior Vice President - Global Operations | ||
| Jimmy Tang, Independent Director | ||
| Joseph Lledo, Senior Vice President | ||
| Dioscoro Ramos, | ||
| Edward Wenceslao, Senior Vice President Head - Corporate Banking 2 | ||
| Jonathan Cua, Senior Vice President Head - BDO Private Bank, Inc. - Relationship Management (Visayas and Mindanao Region) | ||
| Edna Tarroza, Senior Vice President | ||
| Estrellita Ong, Senior Vice President Officer-in-Charge of Internal Audit Division | ||
| Geneva Gloria, Senior Vice President - Remittance Group | ||
| Dalmacio Martin, Senior Vice President Head - Portfolio Management for Fixed Income and Derivatives | ||
| Jones Castro, Independent Director | ||
| Christopher BellKnight, Director | ||
| Lourdes Vera, Senior Vice President Trust and Investment Group | ||
| Theresa Simbul, Senior Vice President - Branch Banking | ||
| Antonio Jacinto, Senior Vice President for Institutional Banking Group - Corporate Banking | ||
| Jeanette Javellana, Senior Vice President Head - Commercial Banking (Metro Manila West, Metro Manila North) | ||
| Agnes Tuason, Senior Vice President | ||
| Marilyn Edmundo, Deputy Treasurer | ||
| Arthur Tan, Senior Vice President Head - IT Operations | ||
| Attorney Tancongco, Chief VP | ||
| Ador Abrogena, Executive Vice President Head - Trust and Investments Group | ||
| Roy Magturo, Senior Vice President - Legal Services | ||
| Jesus Itchon, Executive Vice President | ||
| Juan Lizares, Senior Vice President | ||
| Jose Buenaventura, Independent Director | ||
| Rosola Vivas, Senior Vice President Head - Marketing Communications Group - Customer Development Unit | ||
| Gamalielh Benavides, Senior Vice President Head - BDO Private Bank, Inc, - Wealth Advisory and Trust Group | ||
| Julie Chua, Executive Vice President Commercial Banking Head of IBG (Metro Manila & Luzon), Unit Head of IBG (Metro Manila East) | ||
| Gerard Co, Executive Vice President Group Head - Commercial Banking (Visayas and Mindanao) | ||
| Maria Yap, Senior Vice President Head - Institutional Banking Group - Commercial Banking (Luzon and Metro Manila South) |
BDO Stock Performance Indicators
The ability to make a profit is the ultimate goal of any investor. But to identify the right otc stock is not an easy task. Is BDO Unibank a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
| Return On Equity | 0.12 | |||
| Return On Asset | 0.0136 | |||
| Profit Margin | 0.26 % | |||
| Operating Margin | 0.35 % | |||
| Current Valuation | 212.77 B | |||
| Shares Outstanding | 5.26 B | |||
| Shares Owned By Insiders | 57.49 % | |||
| Shares Owned By Institutions | 11.72 % | |||
| Price To Earning | 12.43 X | |||
| Price To Book | 0.97 X |
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards BDO Unibank in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, BDO Unibank's short interest history, or implied volatility extrapolated from BDO Unibank options trading.
Pair Trading with BDO Unibank
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if BDO Unibank position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in BDO Unibank will appreciate offsetting losses from the drop in the long position's value.The ability to find closely correlated positions to BDO Unibank could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace BDO Unibank when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back BDO Unibank - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling BDO Unibank to buy it.
The correlation of BDO Unibank is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as BDO Unibank moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if BDO Unibank moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for BDO Unibank can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Check out Trending Equities to better understand how to build diversified portfolios. Also, note that the market value of any otc stock could be tightly coupled with the direction of predictive economic indicators such as signals in employment. You can also try the Idea Breakdown module to analyze constituents of all Macroaxis ideas. Macroaxis investment ideas are predefined, sector-focused investing themes.
Other Consideration for investing in BDO OTC Stock
If you are still planning to invest in BDO Unibank check if it may still be traded through OTC markets such as Pink Sheets or OTC Bulletin Board. You may also purchase it directly from the company, but this is not always possible and may require contacting the company directly. Please note that delisted stocks are often considered to be more risky investments, as they are no longer subject to the same regulatory and reporting requirements as listed stocks. Therefore, it is essential to carefully research the BDO Unibank's history and understand the potential risks before investing.
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