James Sundquist - Bank Of Commerce CFO
CFO
Mr. James A. Sundquist is the Chief Financial Officer, Executive Vice President of Redding Bank of Commerce, of BANK OF COMMERCE HOLDINGS., effective December 1, 2014. Prior to joining the company, Mr. Sundquist had been retired since 2008 since 2014.
| Age | 59 |
| Tenure | 10 years |
| Phone | 800 421-2575 |
| Web | www.bankofcommerceholdings.com |
Bank Of Commerce Management Efficiency
The company has return on total asset (ROA) of 1.11 % which means that it generated a profit of $1.11 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 10.6 %, meaning that it created $10.6 on every $100 dollars invested by stockholders. Bank Of Commerce's management efficiency ratios could be used to measure how well Bank Of Commerce manages its routine affairs as well as how well it operates its assets and liabilities.The company currently holds 22.93 M in liabilities with Debt to Equity (D/E) ratio of 10.22, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Debt can assist Bank Of Commerce until it has trouble settling it off, either with new capital or with free cash flow. So, Bank Of Commerce's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Bank Of Commerce sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Bank to invest in growth at high rates of return. When we think about Bank Of Commerce's use of debt, we should always consider it together with cash and equity.
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| Charles Bracher | Grocery Outlet Holding | 51 | |
Management Performance
| Return On Equity | 10.6 | |||
| Return On Asset | 1.11 |
Bank Of Commerce Leadership Team
Elected by the shareholders, the Bank Of Commerce's board of directors comprises two types of representatives: Bank Of Commerce inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Bank. The board's role is to monitor Bank Of Commerce's management team and ensure that shareholders' interests are well served. Bank Of Commerce's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Bank Of Commerce's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Jon Halfhide, Independent Vice Chairman of the Board | ||
| Orin Bennett, Independent Director | ||
| James Sundquist, CFO, Executive VP, CFO of Redding Bank of Commerce and Executive VP of Redding Bank of Commerce | ||
| David Inderkum, Director | ||
| Randall Eslick, CEO and President Director, CEO of Redding Bank of Commerce and President of Redding Bank of Commerce and Director of Redding Bank of Commerce | ||
| Joseph Gibson, Independent Director | ||
| Gary Burks, Independent Director | ||
| Robert ONeil, Sr. VP and Regional President of Sacramento Bank of Commerce | ||
| Lyle Tullis, Independent Chairman of the Board | ||
| Samuel Jimenez, CFO, COO, Executive Vice President | ||
| David Scott, Independent Director, Corporate Secretary | ||
| Robert Muttera, Chief Credit Officer, Executive VP, Chief Credit Officer of Redding Bank of Commerce and Executive VP of Redding Bank of Commerce | ||
| Terence Street, Independent Director | ||
| Karl Silberstein, Director |
Bank Stock Performance Indicators
The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Bank Of Commerce a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
| Return On Equity | 10.6 | |||
| Return On Asset | 1.11 | |||
| Profit Margin | 31.01 % | |||
| Operating Margin | 42.51 % | |||
| Current Valuation | 179.53 M | |||
| Shares Outstanding | 16.88 M | |||
| Shares Owned By Insiders | 7.02 % | |||
| Shares Owned By Institutions | 62.29 % | |||
| Number Of Shares Shorted | 603.3 K | |||
| Price To Earning | 14.05 X |
Pair Trading with Bank Of Commerce
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Bank Of Commerce position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Bank Of Commerce will appreciate offsetting losses from the drop in the long position's value.The ability to find closely correlated positions to CF Industries could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace CF Industries when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back CF Industries - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling CF Industries Holdings to buy it.
The correlation of CF Industries is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as CF Industries moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if CF Industries Holdings moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for CF Industries can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Check out Trending Equities to better understand how to build diversified portfolios. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in main economic indicators. Note that the Bank Of Commerce information on this page should be used as a complementary analysis to other Bank Of Commerce's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Price Transformation module to use Price Transformation models to analyze the depth of different equity instruments across global markets.
Other Consideration for investing in Bank Stock
If you are still planning to invest in Bank Of Commerce check if it may still be traded through OTC markets such as Pink Sheets or OTC Bulletin Board. You may also purchase it directly from the company, but this is not always possible and may require contacting the company directly. Please note that delisted stocks are often considered to be more risky investments, as they are no longer subject to the same regulatory and reporting requirements as listed stocks. Therefore, it is essential to carefully research the Bank Of Commerce's history and understand the potential risks before investing.
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