James Black - Axos Financial Independent Director

Director

Mr. James Brandon Black is Independent Director of the company. He is currently an operating partner at Clover Crest Partners, a private investment group founded by experienced public and private company chief executive officers and operators to invest in servicebased businesses located in the Western United States. In 2013, Mr. Black retired as the Chief Executive Officer and Director of Encore Capital Group, Inc., one of the largest global companies in the credit management services industry. During his nine years as CEO, Mr. Black was instrumental in growing the business, expanding into new asset classes and geographies and making acquisitions that established Encore as the industrys leading debt management and recovery solutions provider. Prior to Encore, Mr. Black worked for First Data Resources and Capital One Financial Corporationrationration, where he led various operating units including credit, customer service, fraud and collections since 2017.
Tenure 7 years
Professional MarksMBA
Phone858 649-2218
Webwww.bofiholding.com
Black earned a M.B.A. from the University of Richmond and a bachelor’s of business administration degree from The College of William and Mary.

James Black Latest Insider Activity

Tracking and analyzing the buying and selling activities of James Black against Axos Financial stock is an integral part of due diligence when investing in Axos Financial. James Black insider activity provides valuable insight into whether Axos Financial is net buyers or sellers over its current business cycle. Note, Axos Financial insiders must abide by specific rules, including filing SEC forms every time they buy or sell Axos Financial'sshares to prevent insider trading or benefiting illegally from material non-public information that their positions give them access to.

Axos Financial Management Efficiency

The company has return on total asset (ROA) of 1.36 % which means that it generated a profit of $1.36 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 19.26 %, meaning that it created $19.26 on every $100 dollars invested by stockholders. Axos Financial's management efficiency ratios could be used to measure how well Axos Financial manages its routine affairs as well as how well it operates its assets and liabilities.
The company currently holds 511.92 M in liabilities with Debt to Equity (D/E) ratio of 0.08, which may suggest the company is not taking enough advantage from borrowing. Debt can assist Axos Financial until it has trouble settling it off, either with new capital or with free cash flow. So, Axos Financial's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Axos Financial sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Axos to invest in growth at high rates of return. When we think about Axos Financial's use of debt, we should always consider it together with cash and equity.

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Axos Financial, Inc. operates as the holding company for BofI Federal Bank that provides consumer and business banking products in the United States. Axos Financial, Inc. was incorporated in 1999 and is based in San Diego, California. BofI Holding operates under Savings Cooperative Banks classification in USA and is traded on NASDAQ. It employs 801 people. Axos Financial (BOFI) is traded on NASDAQ Exchange in USA and employs 801 people.

Management Performance

Axos Financial Leadership Team

Elected by the shareholders, the Axos Financial's board of directors comprises two types of representatives: Axos Financial inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Axos. The board's role is to monitor Axos Financial's management team and ensure that shareholders' interests are well served. Axos Financial's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Axos Financial's outside directors are responsible for providing unbiased perspectives on the board's policies.
Thomas Constantine, Chief Credit Officer and Executive VP
Theodore Allrich, Independent Chairman of the Board
John Burke, Independent Director
James Black, Independent Director
Gregory Garrabrants, CEO and President Director and President of BOFI Federal Bank and CEO of BOFI Federal Bank
Nicholas Mosich, Independent Vice Chairman of the Board
Paul Grinberg, Independent Director
Edward Ratinoff, Independent Director
James Argalas, Independent Director
Brian Swanson, Chief Lending Officer, Executive VP, Chief Lending Officer of Bofi Federal Bank and Executive VP of Residential of Bofi Federal Bank
James Court, Independent Director
Andrew Micheletti, CFO, Executive Vice President Chief Accounting Officer
Eshel BarAdon, Executive Vice President Specialty Finance and Chief Legal Officer
Uzair Dada, Independent Director

Axos Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Axos Financial a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Axos Financial in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Axos Financial's short interest history, or implied volatility extrapolated from Axos Financial options trading.

Pair Trading with Axos Financial

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Axos Financial position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Axos Financial will appreciate offsetting losses from the drop in the long position's value.
The ability to find closely correlated positions to Ingersoll Rand could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Ingersoll Rand when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Ingersoll Rand - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Ingersoll Rand to buy it.
The correlation of Ingersoll Rand is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Ingersoll Rand moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Ingersoll Rand moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Ingersoll Rand can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching
Check out Trending Equities to better understand how to build diversified portfolios. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in census.
Note that the Axos Financial information on this page should be used as a complementary analysis to other Axos Financial's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Competition Analyzer module to analyze and compare many basic indicators for a group of related or unrelated entities.

Other Consideration for investing in Axos Stock

If you are still planning to invest in Axos Financial check if it may still be traded through OTC markets such as Pink Sheets or OTC Bulletin Board. You may also purchase it directly from the company, but this is not always possible and may require contacting the company directly. Please note that delisted stocks are often considered to be more risky investments, as they are no longer subject to the same regulatory and reporting requirements as listed stocks. Therefore, it is essential to carefully research the Axos Financial's history and understand the potential risks before investing.
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