Thomas Kishman - Consumers Bancorp Independent Director
| CBKM Stock | USD 16.00 0.25 1.59% |
Director
Mr. Thomas M. Kishman is an Independent Director of the Company. He has served as a Director of Consumers Bancorp, Inc. and Consumers National Bank since March of 1995. Mr. Kishman is an independent member of the Audit Committee, the Risk Committee and the AssetLiability Committee. He is currently the coowner of Kishmans IGA and GasNGo located in Minerva, Ohio, a retail grocery and Gulf Fuel Center since 1995.
| Age | 66 |
| Tenure | 29 years |
| Phone | 330 868 7701 |
| Web | https://www.consumers.bank |
Consumers Bancorp Management Efficiency
The company has return on total asset (ROA) of 0.0109 % which means that it generated a profit of $0.0109 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1733 %, meaning that it created $0.1733 on every $100 dollars invested by stockholders. Consumers Bancorp's management efficiency ratios could be used to measure how well Consumers Bancorp manages its routine affairs as well as how well it operates its assets and liabilities.Similar Executives
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Management Performance
| Return On Equity | 0.17 | |||
| Return On Asset | 0.0109 |
Consumers Bancorp Leadership Team
Elected by the shareholders, the Consumers Bancorp's board of directors comprises two types of representatives: Consumers Bancorp inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Consumers. The board's role is to monitor Consumers Bancorp's management team and ensure that shareholders' interests are well served. Consumers Bancorp's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Consumers Bancorp's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Richard Kiko, Director | ||
| Stephen Badman, VP Director | ||
| Laurie McClellan, Chairman of the Board of the Company and Consumers National Bank | ||
| Daniel Minick, Senior Vice President Chief Credit Officer | ||
| Christina Montgomery, VP Officer | ||
| Derek Williams, Sr. VP of Retail Operations and Sales | ||
| John Tonti, Independent Director | ||
| Renee Wood, CFO, Executive VP and Treasurer | ||
| Phillip Mueller, Independent Director | ||
| David Johnson, Independent Director | ||
| John Furey, Independent Director | ||
| Bradley Goris, Independent Director | ||
| James Kiko, Independent Director | ||
| Ralph Lober, President CEO, COO, Director of the Company and Consumers National Bank | ||
| Harry Schmuck, Independent Director | ||
| Suzanne Mikes, VP Officer | ||
| Randall Gilroy, Chief Credit Officer and Sr. VP | ||
| Scott Dodds, Executive VP and Sr. Loan Officer | ||
| Ralph II, CEO Pres | ||
| Phillip Suarez, Executive VP and Sr. Loan Officer | ||
| Thomas Kishman, Independent Director | ||
| Vickie Ramsier, Sr Officer | ||
| Hillary Hudak, VP Officer | ||
| Kimberly Chuckalovchak, VP Officer | ||
| Frank Paden, Director | ||
| James Hanna, Director |
Consumers Stock Performance Indicators
The ability to make a profit is the ultimate goal of any investor. But to identify the right otc stock is not an easy task. Is Consumers Bancorp a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
| Return On Equity | 0.17 | |||
| Return On Asset | 0.0109 | |||
| Profit Margin | 0.29 % | |||
| Operating Margin | 0.36 % | |||
| Current Valuation | 75.52 M | |||
| Shares Outstanding | 3.09 M | |||
| Shares Owned By Insiders | 11.41 % | |||
| Shares Owned By Institutions | 5.71 % | |||
| Price To Earning | 6.48 X | |||
| Price To Book | 1.48 X |
Pair Trading with Consumers Bancorp
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Consumers Bancorp position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Consumers Bancorp will appreciate offsetting losses from the drop in the long position's value.Moving together with Consumers OTC Stock
| 0.69 | TLKMF | Telkom Indonesia Tbk | PairCorr |
| 0.79 | TLK | Telkom Indonesia Tbk Financial Report 26th of April 2024 | PairCorr |
Moving against Consumers OTC Stock
| 0.8 | MMM | 3M Company Report 23rd of April 2024 | PairCorr |
| 0.8 | AA | Alcoa Corp Financial Report 17th of July 2024 | PairCorr |
| 0.77 | XOM | Exxon Mobil Corp Earnings Call This Week | PairCorr |
| 0.77 | GE | GE Aerospace Earnings Call This Week | PairCorr |
| 0.66 | CAT | Caterpillar Earnings Call This Week | PairCorr |
The ability to find closely correlated positions to Consumers Bancorp could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Consumers Bancorp when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Consumers Bancorp - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Consumers Bancorp to buy it.
The correlation of Consumers Bancorp is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Consumers Bancorp moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Consumers Bancorp moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Consumers Bancorp can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Consumers Bancorp. Also, note that the market value of any otc stock could be tightly coupled with the direction of predictive economic indicators such as signals in industry. You can also try the Portfolio Backtesting module to avoid under-diversification and over-optimization by backtesting your portfolios.
Complementary Tools for Consumers OTC Stock analysis
When running Consumers Bancorp's price analysis, check to measure Consumers Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Consumers Bancorp is operating at the current time. Most of Consumers Bancorp's value examination focuses on studying past and present price action to predict the probability of Consumers Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Consumers Bancorp's price. Additionally, you may evaluate how the addition of Consumers Bancorp to your portfolios can decrease your overall portfolio volatility.
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