Michel Cole - Capitol Federal Independent Director

CFFN Stock  USD 5.16  0.04  0.78%   

Director

Ms. Michel Philipp Cole is an Independent Director of the Company. Ms. Cole retired in June 2018 as Vice President, Corporationrationrate Communications and Public Affairs of Westar Energy, a position she held since 2014. From 1990 to 2000, she served as Director, Corporationrationrate Communications for Westar Energy. Before rejoining Westar Energy, Ms. Cole was Vice President, Corporationrationrate Communications and Brand Strategy, Security Benefit Corporationrationration, from 20032014. From 2000 to 2003, she was Senior Vice President, Corporationrationrate Practice Group, FleishmanHillard, Kansas City. Ms. Cole was the Manager, Corporationrationrate Communications, Goodyear Tire Rubber Co., Topeka, from 19891990. She began her communications career as Vice President, Member Services, Kansas Press Association, from 19861989. Ms. Cole is on the board of the Greater Topeka Chamber of Commerce and has held board positions for Topeka Collegiate, Kansas Book Festival, KTWU Public Television and the Washburn University Leadership Institute. She is a graduate of Leadership Greater Topeka and Leadership Kansas City and is an Accredited Business Communicator, IABC since 2017.
Age 54
Tenure 7 years
Address 700 South Kansas Avenue, Topeka, KS, United States, 66603
Phone785 235 1341
Webhttps://capfed.com
Cole’s extensive background in all aspects of corporate communications brings to the Board knowledge and experience that enhances the Board’s oversight of those aspects of the Company’s operations that work to maintain and enhance value and ensure appropriate communications both inside and outside of the Company.

Capitol Federal Management Efficiency

The company has return on total asset (ROA) of (0.0118) % which means that it has lost $0.0118 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of (0.1105) %, meaning that it created substantial loss on money invested by shareholders. Capitol Federal's management efficiency ratios could be used to measure how well Capitol Federal manages its routine affairs as well as how well it operates its assets and liabilities. As of the 18th of April 2024, Return On Tangible Assets is likely to grow to -0.01. In addition to that, Return On Capital Employed is likely to grow to -0.03. At this time, Capitol Federal's Net Tangible Assets are very stable compared to the past year. As of the 18th of April 2024, Earning Assets is likely to grow to about 1.5 B, while Total Assets are likely to drop about 9.6 B.
The company currently holds 2.88 B in liabilities with Debt to Equity (D/E) ratio of 0.2, which may suggest the company is not taking enough advantage from borrowing. Debt can assist Capitol Federal until it has trouble settling it off, either with new capital or with free cash flow. So, Capitol Federal's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Capitol Federal Financial sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Capitol to invest in growth at high rates of return. When we think about Capitol Federal's use of debt, we should always consider it together with cash and equity.

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Capitol Federal Financial, Inc. operates as the holding company for Capitol Federal Savings Bank that provides various retail banking products and services in the United States. Capitol Federal Financial, Inc. was founded in 1893 and is headquartered in Topeka, Kansas. Capitol Fed operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 649 people. Capitol Federal Financial (CFFN) is traded on NASDAQ Exchange in USA. It is located in 700 South Kansas Avenue, Topeka, KS, United States, 66603 and employs 592 people. Capitol Federal is listed under Thrifts & Mortgage Finance category by Fama And French industry classification.

Management Performance

Capitol Federal Financial Leadership Team

Elected by the shareholders, the Capitol Federal's board of directors comprises two types of representatives: Capitol Federal inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Capitol. The board's role is to monitor Capitol Federal's management team and ensure that shareholders' interests are well served. Capitol Federal's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Capitol Federal's outside directors are responsible for providing unbiased perspectives on the board's policies.
Rick Jackson, Chief Lending Officer, Executive VP, Community Devel. Director, Chief Lending Officer of Capitol Federal Savings, Executive VP of Capitol Federal Savings and Community Devel. Director of Capitol Federal Savings Bank
Carlton Ricketts, Executive VP of Corporate Services, Chief Corporate Services Officer of Capitol Federal Savings Bank and Executive VP of Capitol Federal Savings Bank
James Morris, Director
Michel Cole, Independent Director
Kent Townsend, CFO, Executive VP, Treasurer, CFO of Capitol Federal Savings Bank, Executive VP of Capitol Federal Savings Bank and Treasurer of Capitol Federal Savings Bank
Tara Houweling, Principal Accounting Officer, First VP, Director of Reporting, Principal Accounting Officer of Capitol Federal Savings Bank, First VP of Capitol Federal Savings Bank and Reporting Director of Capitol Federal Savings Bank
Michael McCoy, Independent Director
Morris Huey, Director
William Skrobacz, Executive Officer
Marilyn Ward, Independent Director
Anthony Barry, Executive Vice President - Corporate Services
Frank Wright, Executive Vice President - Retail Operations of the Company and Capitol Federal Savings Bank
Anthony JD, Executive Officer
Robert Kobbeman, Executive Officer
Jeffrey Johnson, Independent Director
James Wempe, VP of Investor Relations
Daniel Lehman, Executive Vice President Chief Retail Operations of the Bank and Company
Jeffrey Thompson, Director
Reginald Robinson, Independent Director
John Dicus, Chairman, CEO and President Chairman of Executive Committee, Chairman of Capitol Federal Savings Bank, CEO of Capitol Federal Savings Bank and President of Capitol Federal Savings Bank
Natalie Haag, Executive Vice President General Counsel of the company and the bank

Capitol Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Capitol Federal a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Pair Trading with Capitol Federal

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Capitol Federal position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Capitol Federal will appreciate offsetting losses from the drop in the long position's value.

Moving together with Capitol Stock

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Moving against Capitol Stock

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The ability to find closely correlated positions to Capitol Federal could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Capitol Federal when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Capitol Federal - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Capitol Federal Financial to buy it.
The correlation of Capitol Federal is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Capitol Federal moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Capitol Federal Financial moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Capitol Federal can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching
When determining whether Capitol Federal Financial offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Capitol Federal's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Capitol Federal Financial Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Capitol Federal Financial Stock:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Capitol Federal Financial. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in census.
Note that the Capitol Federal Financial information on this page should be used as a complementary analysis to other Capitol Federal's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Economic Indicators module to top statistical indicators that provide insights into how an economy is performing.

Complementary Tools for Capitol Stock analysis

When running Capitol Federal's price analysis, check to measure Capitol Federal's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Capitol Federal is operating at the current time. Most of Capitol Federal's value examination focuses on studying past and present price action to predict the probability of Capitol Federal's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Capitol Federal's price. Additionally, you may evaluate how the addition of Capitol Federal to your portfolios can decrease your overall portfolio volatility.
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Is Capitol Federal's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Capitol Federal. If investors know Capitol will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Capitol Federal listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.84)
Dividend Share
0.34
Earnings Share
(0.86)
Revenue Per Share
(0.32)
Quarterly Revenue Growth
(0.36)
The market value of Capitol Federal Financial is measured differently than its book value, which is the value of Capitol that is recorded on the company's balance sheet. Investors also form their own opinion of Capitol Federal's value that differs from its market value or its book value, called intrinsic value, which is Capitol Federal's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Capitol Federal's market value can be influenced by many factors that don't directly affect Capitol Federal's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Capitol Federal's value and its price as these two are different measures arrived at by different means. Investors typically determine if Capitol Federal is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Capitol Federal's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.