Jean Hale - Community Trust Chairman

CTBI Stock  USD 39.91  0.15  0.37%   

Chairman

Ms. Jean R. Hale is the Chairman of the Board, President, Chief Executive Officer of Community Trust Bancorp Inc. She currently serves as Chairman of the Boards Executive Committee and as a member of the Corporationrationrate Retirement and Employee Benefit Committee. Ms. Hale also serves as Chairman of the Board of Community Trust Bank, Inc. and Community Trust and Investment Company since 2014.
Age 71
Tenure 10 years
Address 346 North Mayo Trail, Pikeville, KY, United States, 41502
Phone606 432 1414
Webhttps://www.ctbi.com
Hale was employed by CTBI since 1969 and held various positions within the company, primarily in the lending area, serving as Executive Vice President and Senior Lender, Senior Vice President/Commercial Lending, and Vice President/Consumer Lending, as well as serving as Compliance and CRA Officer, prior to becoming President and CEO of Community Trust Bank, Inc., CTBI’s lead subsidiary, in 1993 and President and CEO of CTBI in 1999. She is Chairman of the Board of the Kentucky Economic Development Finance Authority and a member of the Kentucky Economic Development Partnership Board, the Commonwealth Seed Capital, LLC Board, the University of Pikeville Board of Trustees, the ARH Foundation Board, and the Community Depository Institutions Advisory Council of the Federal Reserve Bank of Cleveland. In addition, she serves on the Executive Committee and as Chair of the Development Committee and Finance Committee for SOAR .

Community Trust Management Efficiency

The company has return on total asset (ROA) of 0.014 % which means that it generated a profit of $0.014 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1173 %, meaning that it created $0.1173 on every $100 dollars invested by stockholders. Community Trust's management efficiency ratios could be used to measure how well Community Trust manages its routine affairs as well as how well it operates its assets and liabilities. The Community Trust's current Return On Equity is estimated to increase to 0.12, while Return On Tangible Assets are projected to decrease to 0.01. As of now, Community Trust's Other Assets are decreasing as compared to previous years. The Community Trust's current Intangibles To Total Assets is estimated to increase to 0.01, while Total Assets are projected to decrease to under 3.4 B.
The company currently holds 306.71 M in liabilities with Debt to Equity (D/E) ratio of 0.13, which may suggest the company is not taking enough advantage from borrowing. Debt can assist Community Trust until it has trouble settling it off, either with new capital or with free cash flow. So, Community Trust's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Community Trust Bancorp sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Community to invest in growth at high rates of return. When we think about Community Trust's use of debt, we should always consider it together with cash and equity.

Similar Executives

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CHAIRMAN Age

Michael MaraistHome Bancorp
70
John AlexanderNorthfield Bancorp
68
Community Trust Bancorp, Inc. operates as the bank holding company for Community Trust Bank, Inc. that provides commercial and personal banking services to small and mid-sized communities. Community Trust Bancorp, Inc. was founded in 1903 and is headquartered in Pikeville, Kentucky. Community operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 964 people. Community Trust Bancorp (CTBI) is traded on NASDAQ Exchange in USA. It is located in 346 North Mayo Trail, Pikeville, KY, United States, 41502 and employs 967 people. Community Trust is listed under Regional Banks category by Fama And French industry classification.

Management Performance

Community Trust Bancorp Leadership Team

Elected by the shareholders, the Community Trust's board of directors comprises two types of representatives: Community Trust inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Community. The board's role is to monitor Community Trust's management team and ensure that shareholders' interests are well served. Community Trust's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Community Trust's outside directors are responsible for providing unbiased perspectives on the board's policies.
David Jones, Executive Vice President
Anthony StCharles, Independent Director
E II, Director Company
Andy Waters, Executive Vice President
James Ramsey, Independent Director
Wayne Hancock, Executive Vice President
Mark CTB, Chairman CEO
Franklin Farris, Independent Director
Ricky Sparkman, Executive Vice President
Nicholas Carter, Independent Director
Billie Dollins, Executive President
Mark Smith, Executive President
Larry Jones, Executive VP and President of Central Kentucky Region- Community Trust Bank, Inc
Jean Hale, Chairman, CEO and President Chairman of Executive Committee, Member of Corporate Retirement and Employee Benefit Committee, Member of Corporate Retirement and Employee Benefit Committee and Chairman of Community Trust Bank, Inc
Mark Gooch, Executive VP, Secretary, CEO of Community Trust Bank Inc and President of Community Trust Bank Inc and Director of Community Trust Bank Inc
James Draughn, Executive VP and Executive VP of Operations - Community Trust Bank Inc
James Gartner, Executive Vice President
Steven Jameson, Executive Vice President
Charles II, Executive Secretary
Kevin Stumbo, CFO, Executive VP, Treasurer, CFO of Community Trust Bank Inc and Executive VP - Community Trust Bank Inc
Richard Newsom, Executive Vice President
Kevin CPA, CFO VP
David Tackett, Executive President
James McGhee, Independent Director
Charles Baird, Director
Lynn Parrish, Lead Independent Director

Community Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Community Trust a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Community Trust in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Community Trust's short interest history, or implied volatility extrapolated from Community Trust options trading.

Pair Trading with Community Trust

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Community Trust position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Community Trust will appreciate offsetting losses from the drop in the long position's value.

Moving together with Community Stock

  0.73PB Prosperity Bancshares Report 24th of April 2024 PairCorr
The ability to find closely correlated positions to Community Trust could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Community Trust when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Community Trust - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Community Trust Bancorp to buy it.
The correlation of Community Trust is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Community Trust moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Community Trust Bancorp moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Community Trust can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching
When determining whether Community Trust Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Community Trust's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Community Trust Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Community Trust Bancorp Stock:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Community Trust Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of labor statistics.
Note that the Community Trust Bancorp information on this page should be used as a complementary analysis to other Community Trust's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Top Crypto Exchanges module to search and analyze digital assets across top global cryptocurrency exchanges.

Complementary Tools for Community Stock analysis

When running Community Trust's price analysis, check to measure Community Trust's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Community Trust is operating at the current time. Most of Community Trust's value examination focuses on studying past and present price action to predict the probability of Community Trust's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Community Trust's price. Additionally, you may evaluate how the addition of Community Trust to your portfolios can decrease your overall portfolio volatility.
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Is Community Trust's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Community Trust. If investors know Community will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Community Trust listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.17)
Dividend Share
1.8
Earnings Share
4.36
Revenue Per Share
12.373
Quarterly Revenue Growth
(0.04)
The market value of Community Trust Bancorp is measured differently than its book value, which is the value of Community that is recorded on the company's balance sheet. Investors also form their own opinion of Community Trust's value that differs from its market value or its book value, called intrinsic value, which is Community Trust's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Community Trust's market value can be influenced by many factors that don't directly affect Community Trust's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Community Trust's value and its price as these two are different measures arrived at by different means. Investors typically determine if Community Trust is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Community Trust's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.