John Riley - Cullman Bancorp CEO and Presidentident, Director

CULL Stock  USD 10.40  0.00  0.00%   

CEO

Mr. John A. Riley, III is President, Chief Executive Officer and Director of Cullman Bancorp Inc. and Cullman Savings Bank, a subsidiary of the company, since 2009 and 2006, respectively. He was employed by Cullman Savings Bank in 1993 as a loan officer and held several positions prior to being named Chief Executive Officer, including Senior Vice President of Lending, a position he held from 1999 until his appointment as Chief Executive Officer. He has served on various boards in the community including Chairman of Operation Roundup Trust, Chairman of Cullman Regional Medical Center Foundation, Chairman of Good Samaritan Clinic Foundation and the Cullman Chamber of Commerce. He was a member of Cullman Lions Club and The Cullman County Association of Realtors. since 2009.
Age 45
Tenure 15 years
Address 316 Second Avenue SW, Cullman, AL, United States, 35055
Phone256 734 1740
Webhttps://www.cullmansavingsbank.com

John Riley Latest Insider Activity

Tracking and analyzing the buying and selling activities of John Riley against Cullman Bancorp stock is an integral part of due diligence when investing in Cullman Bancorp. John Riley insider activity provides valuable insight into whether Cullman Bancorp is net buyers or sellers over its current business cycle. Note, Cullman Bancorp insiders must abide by specific rules, including filing SEC forms every time they buy or sell Cullman Bancorp'sshares to prevent insider trading or benefiting illegally from material non-public information that their positions give them access to.

Cullman Bancorp Management Efficiency

The value of Return On Tangible Assets is estimated to slide to 0.01. The value of Return On Capital Employed is expected to slide to 0.01. At this time, Cullman Bancorp's Total Current Assets are quite stable compared to the past year. Other Current Assets is expected to rise to about 45 M this year, although the value of Total Assets will most likely fall to about 319.2 M. Cullman Bancorp's management efficiency ratios could be used to measure how well Cullman Bancorp manages its routine affairs as well as how well it operates its assets and liabilities.
The company currently holds 35 M in liabilities. Debt can assist Cullman Bancorp until it has trouble settling it off, either with new capital or with free cash flow. So, Cullman Bancorp's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Cullman Bancorp sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Cullman to invest in growth at high rates of return. When we think about Cullman Bancorp's use of debt, we should always consider it together with cash and equity.

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Cullman Bancorp, Inc. operates as the holding company for Cullman Savings Bank that provides various banking products and services. The company was founded in 1887 and is headquartered in Cullman, Alabama. Cullman Bancorp operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 50 people. Cullman Bancorp (CULL) is traded on NASDAQ Exchange in USA. It is located in 316 Second Avenue SW, Cullman, AL, United States, 35055 and employs 57 people. Cullman Bancorp is listed under Regional Banks category by Fama And French industry classification.

Management Performance

Cullman Bancorp Leadership Team

Elected by the shareholders, the Cullman Bancorp's board of directors comprises two types of representatives: Cullman Bancorp inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Cullman. The board's role is to monitor Cullman Bancorp's management team and ensure that shareholders' interests are well served. Cullman Bancorp's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Cullman Bancorp's outside directors are responsible for providing unbiased perspectives on the board's policies.
Taira Ugarkovich, Executive COO
Paul Bussman, Independent Director
William Peinhardt, Independent Director
Michael Duke, CFO, Principal Accounting Officer, Sr. VP and CFO of Cullman Savings Bank
John III, President Chairman
Robin OBerry, Sr. VP, Secretary, Sr. VP of Cullman Savings Bank and Secretary of Cullman Savings Bank
Katrina Stephens, CFO VP
Nancy McClellan, Independent Director
Alan Wood, Executive VP, Director of Lending and Executive VP of Cullman Savings Bank
John Riley, CEO and Presidentident, Director
Kim Chaney, Independent Chairman of the Board
Robin Parson, Sr. VP, Sr. VP of Cullman Savings Bank and Director of Savings - Cullman Savings Bank

Cullman Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Cullman Bancorp a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Pair Trading with Cullman Bancorp

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Cullman Bancorp position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Cullman Bancorp will appreciate offsetting losses from the drop in the long position's value.

Moving against Cullman Stock

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The ability to find closely correlated positions to Cullman Bancorp could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Cullman Bancorp when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Cullman Bancorp - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Cullman Bancorp to buy it.
The correlation of Cullman Bancorp is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Cullman Bancorp moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Cullman Bancorp moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Cullman Bancorp can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching
When determining whether Cullman Bancorp is a strong investment it is important to analyze Cullman Bancorp's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Cullman Bancorp's future performance. For an informed investment choice regarding Cullman Stock, refer to the following important reports:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Cullman Bancorp. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in bureau of economic analysis.
For more information on how to buy Cullman Stock please use our How to buy in Cullman Stock guide.
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When running Cullman Bancorp's price analysis, check to measure Cullman Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Cullman Bancorp is operating at the current time. Most of Cullman Bancorp's value examination focuses on studying past and present price action to predict the probability of Cullman Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Cullman Bancorp's price. Additionally, you may evaluate how the addition of Cullman Bancorp to your portfolios can decrease your overall portfolio volatility.
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Is Cullman Bancorp's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Cullman Bancorp. If investors know Cullman will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Cullman Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.25)
Dividend Share
0.12
Earnings Share
0.54
Revenue Per Share
2.38
Quarterly Revenue Growth
(0.09)
The market value of Cullman Bancorp is measured differently than its book value, which is the value of Cullman that is recorded on the company's balance sheet. Investors also form their own opinion of Cullman Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Cullman Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Cullman Bancorp's market value can be influenced by many factors that don't directly affect Cullman Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Cullman Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Cullman Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Cullman Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.